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Tidemark Federal Credit Union Rates & Review April 2026

Tidemark Federal Credit Union's Personal Loan Rates are at 5.45%. MonitorBankRates evaluates the financial stability of Tidemark Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.45%. Rates were last updated on 04/18/2026.

Tidemark Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tidemark Federal Credit Union? Share your experience about Tidemark Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tidemark Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.45%
Excellent Lower than avg
Tidemark Federal Credit Union
Tidemark Federal Credit Union
1941 Bridgeville Hwy
Seaford, DE 19973
https://www.tidemarkfcu.org
Member NCUA

Tidemark Federal Credit Union Checking Rates

Product Rate APY View More
Checking Account - 4.00%
Details As High As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Tidemark Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.45%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Tidemark Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 11.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tidemark Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tidemark Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tidemark Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tidemark Federal Credit Union
Address 1941 Bridgeville Hwy, Seaford, DE 19973
Phone 302-629-0100
Fax
President Toomas Idnurm
CEO Pamela Fleuette
Full-Time Employees 58
Part-Time Employees 1
Branch Locations 6
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.45%
Return on Assets (ROA)
0.2926%
Return on Equity (ROE)
2.0595%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
458,088,597
Total Amount of Shares and Deposits
396,968,162
Total Shares and Deposits < 1 Year
388,793,173
Total Shares and Deposits 1 3 Years
6,963,587
Total Shares and Deposits > 3 Years
1,211,402
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,159,486
Total Uninsured Shares and Deposits > $250K (F+J)
31,159,486
Total Insured Shares and Deposits > $250K (item 17 less item K)
365,808,676
Total Interest Expense (Sum of items 6 8)
5,769,233
Share Certificates
3,025
Number of Accounts for Share Drafts
10,956
IRA KEOGH Accounts
1,404
Number of Accounts for Regular Shares
24,904
All other shares
23
Non Member Deposits
1
Money Market Shares
3,496
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,240,296
Total Liabilities
398,234,526
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Tidemark Federal Credit Union

Is Tidemark Federal Credit Union a safe place to deposit money?

Yes, Tidemark Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4501331159361%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Tidemark Federal Credit Union operate?

Tidemark Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tidemark Federal Credit Union?

Yes, to access services at Tidemark Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tidemark Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tidemark Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tidemark Federal Credit Union offer online and mobile banking?

Most modern institutions like Tidemark Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tidemarkfcu.org.