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Tidemark Federal Credit Union

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Tidemark Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tidemark Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 7, 2026

Tidemark Federal Credit Union's Personal Loan Rates are at 5.45%. MonitorBankRates evaluates the financial stability of Tidemark Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.45%. Rates were last updated on 05/07/2026.

Tidemark Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tidemark Federal Credit Union? Share your experience about Tidemark Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tidemark Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.45%

Excellent Lower than avg

Tidemark Federal Credit Union
Tidemark Federal Credit Union

1941 Bridgeville Hwy
Seaford, DE 19973

https://www.tidemarkfcu.org

Tidemark Federal Credit Union Checking Rates

Product	Rate	APY	View More
Checking Account	-	4.00%
Details As High As; Convenient banking at your fingertips. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.45%

Tidemark Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.45%
Details As Low As; Get behind the wheel today. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.45%

Tidemark Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	11.50%
Details As Low As; The spending power you need. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tidemark Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tidemark Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tidemark Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tidemark Federal Credit Union

Website https://www.tidemarkfcu.org

Address 1941 Bridgeville Hwy, Seaford, DE 19973

Phone 302-629-0100

Fax

President Toomas Idnurm

CEO Pamela Fleuette

Full-Time Employees 58

Part-Time Employees 1

Branch Locations 6

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.45%

Return on Assets (ROA)

0.2926%

Return on Equity (ROE)

2.0595%

Non-Performing Loans Ratio (NPL)

0.41%

Total Assets

458,088,597

Total Amount of Shares and Deposits

396,968,162

Total Shares and Deposits < 1 Year

388,793,173

Total Shares and Deposits 1 3 Years

6,963,587

Total Shares and Deposits > 3 Years

1,211,402

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

31,159,486

Total Uninsured Shares and Deposits > $250K (F+J)

31,159,486

Total Insured Shares and Deposits > $250K (item 17 less item K)

365,808,676

Total Interest Expense (Sum of items 6 8)

5,769,233

Share Certificates

3,025

Number of Accounts for Share Drafts

10,956

IRA KEOGH Accounts

1,404

Number of Accounts for Regular Shares

24,904

All other shares

Non Member Deposits

Money Market Shares

3,496

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

12,240,296

Total Liabilities

398,234,526

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Tidemark Federal Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Tidemark Federal Credit Union

How many branches does Tidemark Federal Credit Union operate?

Tidemark Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tidemark Federal Credit Union?

Yes, to access services at Tidemark Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tidemark Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tidemark Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tidemark Federal Credit Union offer online and mobile banking?

Most modern institutions like Tidemark Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tidemarkfcu.org.