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VisionBank Saint Louis Park, MN Rates & Review April 2026

VisionBank Saint Louis Park, MN's 12-Month Certificate of Deposit rates are at 3.75%, 15-Month Certificate of Deposit rates are at 3.75%, 18-Month Certificate of Deposit rates are at 3.75%, 24-Month Certificate of Deposit rates are at 3.75%, 30-Month Certificate of Deposit rates are at 3.75%. VisionBank Saint Louis Park, MN's savings rates are at 0.05%. VisionBank Saint Louis Park, MN's money market rates are at 3.00%. MonitorBankRates evaluates the financial stability of VisionBank Saint Louis Park, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.22%. Rates were last updated on 04/17/2026.

VisionBank Saint Louis Park, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VisionBank Saint Louis Park, MN? Share your experience about VisionBank Saint Louis Park, MN by leaving a review below, or read customer reviews before you decide to use VisionBank Saint Louis Park, MN.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.22%
Excellent Higher than avg
VisionBank Saint Louis Park, MN
3059 Joppa Ave S
Saint Louis Park, MN 55416
https://www.bankwithvision.com
Member FDIC

VisionBank Saint Louis Park, MN CD Rates

Product Rate APY Term View More
12 Month Certificate of Deposit 3.70% 3.75% 12
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
15 Month Certificate of Deposit 3.70% 3.75% 15
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
18 Month Certificate of Deposit 3.70% 3.75% 18
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
24 Month Certificate of Deposit 3.70% 3.75% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
30 Month Certificate of Deposit 3.70% 3.75% 30
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
36 Month Certificate of Deposit 3.70% 3.75% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
48 Month Certificate of Deposit 3.70% 3.75% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
60 Month Certificate of Deposit 3.70% 3.75% 60
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
9 Month Certificate of Deposit 3.55% 3.60% 9
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
6 Month Certificate of Deposit 3.50% 3.55% 6
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
3 Month Certificate of Deposit 3.45% 3.50% 3
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%

VisionBank Saint Louis Park, MN Savings Rates

Product Rate APY View More
Vision Savings 0.10% 0.10%
Min Deposit $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
Business Savings 0.05% 0.05%
Min Deposit $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%

VisionBank Saint Louis Park, MN Money Market Rates

Product Rate APY View More
Premium Money Market Business 2.96% 3.00%
Min Deposit $1,000
Details Qualifying balance up to $3,000,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
Premium Money Market Personal 2.96% 3.00%
Min Deposit $1,000
Details Qualifying balance up to $3,000,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%

VisionBank Saint Louis Park, MN Checking Rates

Product Rate APY View More
HSA CHECKING 3.69% 3.75%
Min Deposit $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
Sky Checking - Non Profits 2.96% 3.00%
Min Deposit $1,000
Details Qualifying balance up to $3,000,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
Premium Business Checking 1.98% 2.00%
Min Deposit $500
Min Balance $0
Details Qualifying balance up to $499.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
Premium Checking - 2.00%
Details Call 952-920-8400 to Open
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%
Vision Premium Checking 1.98% 2.00%
Min Deposit $500
Min Balance $0
Details Qualifying balance up to $499.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.22%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for VisionBank Saint Louis Park, MN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather VisionBank Saint Louis Park, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with VisionBank Saint Louis Park, MN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name VisionBank Saint Louis Park, MN
Bank Holding Company VISION BANCSHARES INC
Address 3059 Joppa Ave S, Saint Louis Park, MN 55416  ·  Hennepin
FDIC Certificate # 58063
Established 09/12/2005
FDIC Insurance Date 09/12/2005
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
12.22%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.4948%
Return on Equity (ROE) 26.8300%
Non-Performing Loans (NPL) 0.98%
Total Assets $257,230,000
Total Deposits $189,722,000
Equity Capital $25,074,000
Net Income $5,985,000
Headquarters Saint Louis Park
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

JQOD
★★★★★
December 17, 2025
vOTY
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About VisionBank Saint Louis Park, MN

Is VisionBank Saint Louis Park, MN a safe place to deposit money?

Yes, VisionBank Saint Louis Park, MN is considered a safe financial institution. With a Texas Ratio of 12.220185256658%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does VisionBank Saint Louis Park, MN operate?

VisionBank Saint Louis Park, MN currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, VisionBank Saint Louis Park, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, VisionBank Saint Louis Park, MN provides members with tools to manage their accounts and build a solid financial history.

Does VisionBank Saint Louis Park, MN offer online and mobile banking?

Most modern institutions like VisionBank Saint Louis Park, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankwithvision.com.

Current VisionBank Saint Louis Park, MN Rates

  • 12-Month CD3.75%
  • 18-Month CD3.75%
  • 24-Month CD3.75%
  • 36-Month CD3.75%
  • 48-Month CD3.75%
  • 60-Month CD3.75%
  • Savings0.05%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.