Auto Loan Rates in Daphne, Alabama (AL) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Daphne, Alabama. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Daphne, Alabama include New Horizons Credit UnionNew Horizons Credit Union7146 Stone Dr, Daphne, AL, 36526 4825A+5.0 ★Texas Ratio: 1.08% offering New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles) at 3.49%, Mobile Educators Credit UnionMobile Educators Credit Union7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532A+5.0 ★Texas Ratio: 0.53% offering New and Used Auto Model Year 2026- 2024 at 3.99%, All In Credit UnionAll In Credit Union28720 US Highway 98, Daphne, AL, 36526A5.0 ★Texas Ratio: 11.52% offering New or Used Autos (2021-2027) at 4.99%, Guardian Credit Union Montgomery, ALGuardian Credit Union Montgomery, ALA5.0 ★Texas Ratio: 11.42% offering New & Used Autos, Truck, Vans at 2.95%, Alabama State Employees Credit UnionAlabama State Employees Credit UnionA+5.0 ★Texas Ratio: 1.38% offering Auto Loans at 2.99%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.
Daphne has 3 local institutions in our database, with auto loan rates as low as 3.49% APR from New Horizons Credit Union at 7146 Stone Dr, Daphne, AL, 36526 4825. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Daphne, Alabama. Auto Loan Rates Last Updated and Verified: April 22, 2026
Compare Auto Loan Rates Today in Daphne, Alabama & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
Used Autos (2024-2020)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Financing $20,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
Financing $30,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
Used Autos (2019-2015)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
6.74%
48 months
▼
APR6.74%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
6.99%
90 months
▼
APR6.99%
Term90 months
Last UpdatedApr 19, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
Used Auto (2014 & Older)
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
7.74%
60 months
▼
APR7.74%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
8.49%
72 months
▼
APR8.49%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
9.24%
90 months
▼
APR9.24%
Term90 months
Last UpdatedApr 19, 2026
Details
As Low As
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
Up to 102 months
▼
APR2.95%
TermUp to 102 months
Last UpdatedApr 22, 2026
Details
As Low As; Apply Now
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
2.99%
up to 48
▼
APR2.99%
Termup to 48
Last UpdatedApr 19, 2026
Details
As Low As
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 100% Financing
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loan
3.49%
60 Months
▼
APR3.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; with Relationship Pricing
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; NADA Retail Value Maximum
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.75%
60 Months
▼
APR3.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 48 Month Term
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
▼
APR4.49%
Term24 to 84 months
Last UpdatedApr 18, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Current year + 2 previous years
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
▼
APR4.60%
Term51 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
▼
APR4.70%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
▼
APR4.70%
Term51 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
APR4.70%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 60 Month Term
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 48 Month Term
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 18, 2026
Details
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
4.75%
49 to 66
▼
APR4.75%
Term49 to 66
Last UpdatedApr 19, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
▼
APR4.80%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
APR4.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
APR4.80%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedApr 19, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
APR4.90%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 72 Month Term
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 18, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.95%
61 Months
▼
APR4.95%
Term61 Months
Last UpdatedApr 18, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2026 - 2023; Duration: Up to 48 months
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 60 Month Term
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; *Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.
Railroad Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used car / truck purchase (3 model years & older), 60 month max term.
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 19, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedApr 19, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
▼
APR5.20%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2026 - 2023; Duration: 60 months
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
5.25%
67 to 78
▼
APR5.25%
Term67 to 78
Last UpdatedApr 19, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedApr 19, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 19, 2026
Details
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
▼
APR5.49%
Term24 to 84 months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
▼
APR5.49%
Term75 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
5.50%
75 Months
▼
APR5.50%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2026 - 2023; Duration: 75 months
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.50%
73 Months
▼
APR5.50%
Term73 Months
Last UpdatedApr 18, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
▼
APR5.60%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
APR5.70%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.74%
75 months
▼
APR5.74%
Term75 months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
▼
APR5.74%
Term75 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 72 Month Term
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
▼
APR5.75%
Term5 Years
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 84 Month Term
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedApr 18, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.95%
72 Months
▼
APR5.95%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
▼
APR5.99%
Term24 to 84 months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2022 - 2019; Duration: Up to 48 months
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.99%
5 Years
▼
APR5.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedApr 18, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.00%
5-Year
▼
APR6.00%
Term5-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2026 - 2023; Duration: 84 months
APR6.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; (6 model years or older)
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
6.10%
84 months
▼
APR6.10%
Term84 months
Last UpdatedApr 19, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.20%
84 Months
▼
APR6.20%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Other (RV, Older Vehicles, ATV, etc.)
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.25%
6-Year
▼
APR6.25%
Term6-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.25%
1-3 Year
▼
APR6.25%
Term1-3 Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 48 Month Term
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2022 - 2019; Duration: 60 months
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedApr 18, 2026
Details
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
6.25%
79 to 84
▼
APR6.25%
Term79 to 84
Last UpdatedApr 19, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
APR6.30%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
6.30%
84 Months
▼
APR6.30%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.40%
84 Months
▼
APR6.40%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
autos over five years old
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Regular APR: 15.99%
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 3 years old)
6.49%
3 Years
▼
APR6.49%
Term3 Years
Last UpdatedApr 19, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.50%
4-Year
▼
APR6.50%
Term4-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
6.50%
75 Months
▼
APR6.50%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2022 - 2019; Duration: 75 months
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older)
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; (6 model years or older)
APR6.55%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.75%
5-Year
▼
APR6.75%
Term5-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 60 Month Term
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older)
6.75%
61 Months
▼
APR6.75%
Term61 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.75%
5 Years
▼
APR6.75%
Term5 Years
Last UpdatedApr 18, 2026
Details
Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
New Auto 2025 - 2026
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedApr 19, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.79%
60 Months
▼
APR6.79%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Model Year: 2018 and older; Duration: up to 48 months
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
7.00%
6-Year
▼
APR7.00%
Term6-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Financing $20,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
Financing $30,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
6.99%
90 months
▼
APR6.99%
Term90 months
Last UpdatedApr 19, 2026
Details
As Low As
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
Up to 102 months
▼
APR2.95%
TermUp to 102 months
Last UpdatedApr 22, 2026
Details
As Low As; Apply Now
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 100% Financing
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.75%
60 Months
▼
APR3.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 48 Month Term
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
▼
APR4.49%
Term24 to 84 months
Last UpdatedApr 18, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Current year + 2 previous years
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
▼
APR4.60%
Term51 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
▼
APR4.70%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
▼
APR4.70%
Term51 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
APR4.70%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 60 Month Term
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 18, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
▼
APR4.80%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
APR4.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedApr 19, 2026
Details
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 72 Month Term
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 18, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.95%
61 Months
▼
APR4.95%
Term61 Months
Last UpdatedApr 18, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedApr 19, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; *Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 19, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
▼
APR5.20%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedApr 19, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
▼
APR5.49%
Term24 to 84 months
Last UpdatedApr 18, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedApr 19, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
▼
APR5.49%
Term75 months
Last UpdatedApr 19, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.50%
73 Months
▼
APR5.50%
Term73 Months
Last UpdatedApr 18, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
▼
APR5.60%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
▼
APR5.75%
Term5 Years
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 84 Month Term
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.99%
5 Years
▼
APR5.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.00%
5-Year
▼
APR6.00%
Term5-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
6.10%
84 months
▼
APR6.10%
Term84 months
Last UpdatedApr 19, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.20%
84 Months
▼
APR6.20%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.25%
6-Year
▼
APR6.25%
Term6-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedApr 18, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR6.30%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; (Current or up to 2 yrs. old)
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
6.30%
84 Months
▼
APR6.30%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Current or up to 2 yrs. old
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.40%
84 Months
▼
APR6.40%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedApr 18, 2026
Details
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 3 years old)
6.49%
3 Years
▼
APR6.49%
Term3 Years
Last UpdatedApr 19, 2026
Details
Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
New Auto 2025 - 2026
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedApr 19, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
Used Autos (2024-2020)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Financing $20,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
Financing $30,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL, 36526 9532
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
Used Autos (2019-2015)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
6.74%
48 months
▼
APR6.74%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
New or Used Autos (2021-2027)
6.99%
90 months
▼
APR6.99%
Term90 months
Last UpdatedApr 19, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL, 36526 4825
Used Auto (2014 & Older)
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
7.74%
60 months
▼
APR7.74%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
8.49%
72 months
▼
APR8.49%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL, 36526
Used Autos (2020 & older)
9.24%
90 months
▼
APR9.24%
Term90 months
Last UpdatedApr 19, 2026
Details
As Low As
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
Up to 102 months
▼
APR2.95%
TermUp to 102 months
Last UpdatedApr 22, 2026
Details
As Low As; Apply Now
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; NADA Retail Value Maximum
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
▼
APR4.60%
Term51 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
▼
APR4.70%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
▼
APR4.70%
Term51 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 48 Month Term
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 18, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
▼
APR4.80%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
APR4.80%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.90%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 60 Month Term
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; *Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.
Railroad Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used car / truck purchase (3 model years & older), 60 month max term.
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedApr 19, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
▼
APR5.20%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 19, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 19, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
▼
APR5.60%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.70%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
▼
APR5.74%
Term75 months
Last UpdatedApr 19, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 72 Month Term
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
▼
APR5.75%
Term5 Years
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.95%
72 Months
▼
APR5.95%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
▼
APR5.99%
Term24 to 84 months
Last UpdatedApr 18, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR6.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; (6 model years or older)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.20%
84 Months
▼
APR6.20%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.25%
1-3 Year
▼
APR6.25%
Term1-3 Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 48 Month Term
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedApr 18, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.40%
84 Months
▼
APR6.40%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2023-2018
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedApr 18, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.50%
4-Year
▼
APR6.50%
Term4-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older)
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; (6 model years or older)
APR6.55%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.75%
5-Year
▼
APR6.75%
Term5-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 60 Month Term
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older)
6.75%
61 Months
▼
APR6.75%
Term61 Months
Last UpdatedApr 18, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.75%
5 Years
▼
APR6.75%
Term5 Years
Last UpdatedApr 18, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.79%
60 Months
▼
APR6.79%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; NJ vehicles only.
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
7.00%
6-Year
▼
APR7.00%
Term6-Year
Last UpdatedApr 18, 2026
Details
As Low As; Ask about our Auto Loan rate match
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MonitorBankRates
Daphne, AL Auto Loan Rate Trends
Compare local Daphne, AL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — AL Avg
5.252%
▼ 0.159 vs 7 days ago
Alabama new auto rates fell 0.159 points over the past 7 days to 5.252% APR.
Used Auto Loan — AL Avg
6.261%
▲ 0.043 vs 7 days ago
Alabama used auto rates rose 0.043 points over the past 7 days to 6.261% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Daphne, Alabama
How does my credit score affect my car loan rate in Alabama?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Daphne, Alabama with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Alabama *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Daphne, Alabama typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Daphne, Alabama?
Based on our current data, some of the lowest auto loan rates available in Daphne, Alabama include:
- New Horizons Credit Union: 3.49% (New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles))
- Mobile Educators Credit Union: 3.99% (New and Used Auto Model Year 2026- 2024)
- All In Credit Union: 4.99% (New or Used Autos (2021-2027))
- Guardian Credit Union Montgomery, AL: 2.95% (New & Used Autos, Truck, Vans)
- Alabama State Employees Credit Union: 2.99% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Daphne, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 22, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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