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Auto Loan Rates in Florence, Alabama (AL) for May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Florence, Alabama. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Florence, Alabama include Alabama Central Credit UnionAlabama Central Credit Union1902 Bruin Dr, Florence, AL, 35630 6717A+5.0 ★Texas Ratio: 0.75% offering Auto Loans at 3.99%, TVA Community Credit UnionTVA Community Credit Union406 N Mall Ct, Florence, AL, 35630 1580A+5.0 ★Texas Ratio: 0.71% offering Auto Loans - New & Used (Current year model and 3 previous years) at 4.95%, Champion Community Credit UnionChampion Community Credit Union2112 Helton Dr, Florence, AL, 35630 1432A+5.0 ★Texas Ratio: 4.13% offering Autos (New to 5 years old) at 4.99%, Lauderdale County Teachers Credit UnionLauderdale County Teachers Credit Union103 Mangum St, Florence, AL, 35630 1559A+5.0 ★Texas Ratio: 0.00% offering New or Used Car at 5.00%, Guardian Credit Union Montgomery, ALGuardian Credit Union Montgomery, ALA5.0 ★Texas Ratio: 11.42% offering New & Used Autos, Truck, Vans at 2.95%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Florence has 4 local institutions in our database, with auto loan rates as low as 3.99% APR from Alabama Central Credit Union at 1902 Bruin Dr, Florence, AL, 35630 6717. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Florence, Alabama. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Florence, Alabama & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2026 - 2023

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2022 - 2019

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2026 - 2023

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2018 and older

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 5 years old)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2026 - 2023

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - Used (4 year old and older)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - Used (4 year old and older)
5.45%
60 Months
View
▼
APR5.45%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 5 years old)
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMay 10, 2026
Details

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2026 - 2023

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - Used (4 year old and older)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 5 years old)
5.99%
5 Years
View
▼
APR5.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2026 - 2023

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 3 years old)
6.49%
3 Years
View
▼
APR6.49%
Term3 Years
Last UpdatedMay 10, 2026
Details

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2022 - 2019

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1902 Bruin Dr, Florence, AL, 35630 6717
Auto Loans
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Model Year: 2018 and older

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (Used Over 5 years old with loan value of
7.99%
5 Years
View
▼
APR7.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

$15,000+

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (Used Over 5 years old)
7.99%
5 Years
View
▼
APR7.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
102 Months
View
▼
APR2.95%
Term102 Months
Last UpdatedMay 4, 2026
Details

As Low As

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
2.99%
up to 84 Months
View
▼
APR2.99%
Termup to 84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
3.00%
48 & 60 Months
View
▼
APR3.00%
Term48 & 60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.25%
36 mo
View
▼
APR3.25%
Term36 mo
Last UpdatedMay 12, 2026
Details

As Low As; 100% Financing

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loan
3.49%
60 Months
View
▼
APR3.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; with Relationship Pricing

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.50%
48 mo
View
▼
APR3.50%
Term48 mo
Last UpdatedMay 12, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 mo
View
▼
APR3.50%
Term36 mo
Last UpdatedMay 12, 2026
Details

As Low As; NADA Retail Value Maximum

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.75%
60 mo
View
▼
APR3.75%
Term60 mo
Last UpdatedMay 12, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 mo
View
▼
APR3.75%
Term48 mo
Last UpdatedMay 12, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2024-2020)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
4.00%
72 mo
View
▼
APR4.00%
Term72 mo
Last UpdatedMay 12, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 mo
View
▼
APR4.00%
Term60 mo
Last UpdatedMay 12, 2026
Details

As Low As

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto (Current and prior year)
4.24%
36 months
View
▼
APR4.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 48 Month Term
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
View
▼
APR4.49%
Term24 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; Current year + 2 previous years

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW AUTO
4.60%
63 Months
View
▼
APR4.60%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.60%
48 Months
View
▼
APR4.60%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedMay 6, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 60 Month Term
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 48 Month Term
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMay 10, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Current or Prior Year - less than 10,000 miles

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.80%
60 Months
View
▼
APR4.80%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMay 12, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 72 Month Term
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
4.95%
61 Months
View
▼
APR4.95%
Term61 Months
Last UpdatedMay 10, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2017-2024)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

New Purchase Rate Only

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto (2-6 Model Year)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMay 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 60 Month Term
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 10, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 months
View
▼
APR5.00%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMay 12, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMay 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2017-2024)
5.25%
61 Months
View
▼
APR5.25%
Term61 Months
Last UpdatedMay 10, 2026
Details

New Purchase Rate Only

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedMay 10, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

Current or Prior Year - less than 10,000 miles

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMay 12, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 12, 2026
Details

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
View
▼
APR5.49%
Term24 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
5.50%
73 Months
View
▼
APR5.50%
Term73 Months
Last UpdatedMay 10, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedMay 6, 2026
Details

As Low As

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
5.70%
24 Months
View
▼
APR5.70%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
5.70%
24 Months
View
▼
APR5.70%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMay 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMay 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 72 Month Term
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2017-2024)
5.75%
73 Months
View
▼
APR5.75%
Term73 Months
Last UpdatedMay 10, 2026
Details

New Purchase Rate Only

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
View
▼
APR5.75%
Term5 Years
Last UpdatedMay 10, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 84 Month Term
5.85%
84 Months
View
▼
APR5.85%
Term84 Months
Last UpdatedMay 10, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 months
View
▼
APR5.90%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
5.95%
48 Months
View
▼
APR5.95%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
5.95%
48 Months
View
▼
APR5.95%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
5.95%
84 Months
View
▼
APR5.95%
Term84 Months
Last UpdatedMay 10, 2026
Details

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
View
▼
APR5.99%
Term24 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2019-2015)
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.00%
5-Year
View
▼
APR6.00%
Term5-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
View
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
6.10%
84 months
View
▼
APR6.10%
Term84 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
6.10%
84 months
View
▼
APR6.10%
Term84 months
Last UpdatedMay 12, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.20%
84 Months
View
▼
APR6.20%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
6.20%
60 Months
View
▼
APR6.20%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
6.20%
60 Months
View
▼
APR6.20%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Other (RV, Older Vehicles, ATV, etc.)
6.24%
60 Months
View
▼
APR6.24%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Older Used Auto (7-14 Model Year)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
6.25%
96 Months
View
▼
APR6.25%
Term96 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.25%
6-Year
View
▼
APR6.25%
Term6-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.25%
1-3 Year
View
▼
APR6.25%
Term1-3 Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 48 Month Term
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
6.25%
6 Years
View
▼
APR6.25%
Term6 Years
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.25%
4 Years
View
▼
APR6.25%
Term4 Years
Last UpdatedMay 10, 2026
Details

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

Current or Prior Year - less than 10,000 miles

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
6.30%
84 Months
View
▼
APR6.30%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.40%
84 Months
View
▼
APR6.40%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
autos over five years old
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Regular APR: 15.99%

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.50%
4-Year
View
▼
APR6.50%
Term4-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
6.55%
84 Months
View
▼
APR6.55%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.75%
5-Year
View
▼
APR6.75%
Term5-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 60 Month Term
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.75%
61 Months
View
▼
APR6.75%
Term61 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.75%
5 Years
View
▼
APR6.75%
Term5 Years
Last UpdatedMay 10, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
New Auto 2025 - 2026
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedMay 10, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
View
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
6.95%
72 Months
View
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
6.95%
72 Months
View
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 5 years old)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 5 years old)
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMay 10, 2026
Details

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 5 years old)
5.99%
5 Years
View
▼
APR5.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (New to 3 years old)
6.49%
3 Years
View
▼
APR6.49%
Term3 Years
Last UpdatedMay 10, 2026
Details

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
102 Months
View
▼
APR2.95%
Term102 Months
Last UpdatedMay 4, 2026
Details

As Low As

Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
3.00%
48 & 60 Months
View
▼
APR3.00%
Term48 & 60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.25%
36 mo
View
▼
APR3.25%
Term36 mo
Last UpdatedMay 12, 2026
Details

As Low As; 100% Financing

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.50%
48 mo
View
▼
APR3.50%
Term48 mo
Last UpdatedMay 12, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.75%
60 mo
View
▼
APR3.75%
Term60 mo
Last UpdatedMay 12, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
4.00%
72 mo
View
▼
APR4.00%
Term72 mo
Last UpdatedMay 12, 2026
Details

As Low As

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto (Current and prior year)
4.24%
36 months
View
▼
APR4.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 48 Month Term
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
View
▼
APR4.49%
Term24 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; Current year + 2 previous years

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedMay 6, 2026
Details

As Low As

Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW AUTO
4.60%
63 Months
View
▼
APR4.60%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.60%
48 Months
View
▼
APR4.60%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedMay 6, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 60 Month Term
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMay 10, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Current or Prior Year - less than 10,000 miles

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.80%
60 Months
View
▼
APR4.80%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMay 12, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 72 Month Term
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
4.95%
61 Months
View
▼
APR4.95%
Term61 Months
Last UpdatedMay 10, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMay 12, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 10, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 months
View
▼
APR5.00%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMay 12, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedMay 6, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedMay 10, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

Current or Prior Year - less than 10,000 miles

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMay 12, 2026
Details

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
View
▼
APR5.49%
Term24 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedMay 12, 2026
Details

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
5.50%
73 Months
View
▼
APR5.50%
Term73 Months
Last UpdatedMay 10, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedMay 6, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
View
▼
APR5.75%
Term5 Years
Last UpdatedMay 10, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 84 Month Term
5.85%
84 Months
View
▼
APR5.85%
Term84 Months
Last UpdatedMay 10, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 months
View
▼
APR5.90%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027) - New Purchase Rate Only
5.95%
84 Months
View
▼
APR5.95%
Term84 Months
Last UpdatedMay 10, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.00%
5-Year
View
▼
APR6.00%
Term5-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
6.10%
84 months
View
▼
APR6.10%
Term84 months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
6.10%
84 months
View
▼
APR6.10%
Term84 months
Last UpdatedMay 12, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.20%
84 Months
View
▼
APR6.20%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
6.25%
96 Months
View
▼
APR6.25%
Term96 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
6.25%
6-Year
View
▼
APR6.25%
Term6-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
6.25%
6 Years
View
▼
APR6.25%
Term6 Years
Last UpdatedMay 10, 2026
Details

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

Current or Prior Year - less than 10,000 miles

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
6.30%
84 Months
View
▼
APR6.30%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.40%
84 Months
View
▼
APR6.40%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.75%
61 Months
View
▼
APR6.75%
Term61 Months
Last UpdatedMay 10, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Auto Loan (2025 or Newer)
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
New Auto 2025 - 2026
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedMay 10, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - Used (4 year old and older)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - Used (4 year old and older)
5.45%
60 Months
View
▼
APR5.45%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - Used (4 year old and older)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
406 N Mall Ct, Florence, AL, 35630 1580
Auto Loans - New & Used (Current year model and 3 previous years)
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (Used Over 5 years old with loan value of
7.99%
5 Years
View
▼
APR7.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

$15,000+

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
2112 Helton Dr, Florence, AL, 35630 1432
Autos (Used Over 5 years old)
7.99%
5 Years
View
▼
APR7.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
102 Months
View
▼
APR2.95%
Term102 Months
Last UpdatedMay 4, 2026
Details

As Low As

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 mo
View
▼
APR3.50%
Term36 mo
Last UpdatedMay 12, 2026
Details

As Low As; NADA Retail Value Maximum

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 mo
View
▼
APR3.75%
Term48 mo
Last UpdatedMay 12, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2024-2020)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 mo
View
▼
APR4.00%
Term60 mo
Last UpdatedMay 12, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedMay 6, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedMay 6, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 48 Month Term
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMay 10, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2017-2024)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

New Purchase Rate Only

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto (2-6 Model Year)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 60 Month Term
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 10, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 months
View
▼
APR5.00%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMay 12, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMay 12, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2017-2024)
5.25%
61 Months
View
▼
APR5.25%
Term61 Months
Last UpdatedMay 10, 2026
Details

New Purchase Rate Only

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedMay 10, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 12, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedMay 6, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMay 12, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 72 Month Term
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2017-2024)
5.75%
73 Months
View
▼
APR5.75%
Term73 Months
Last UpdatedMay 10, 2026
Details

New Purchase Rate Only

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
View
▼
APR5.75%
Term5 Years
Last UpdatedMay 10, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 months
View
▼
APR5.90%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
View
▼
APR5.99%
Term24 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2019-2015)
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
View
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.20%
84 Months
View
▼
APR6.20%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Older Used Auto (7-14 Model Year)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
View
▼
APR6.24%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.25%
1-3 Year
View
▼
APR6.25%
Term1-3 Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 48 Month Term
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
6.25%
6 Years
View
▼
APR6.25%
Term6 Years
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.25%
4 Years
View
▼
APR6.25%
Term4 Years
Last UpdatedMay 10, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
6.40%
84 Months
View
▼
APR6.40%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 10, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Older Used Auto (6 Years and Older)
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.50%
4-Year
View
▼
APR6.50%
Term4-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
6.55%
84 Months
View
▼
APR6.55%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
View
▼
APR6.74%
Term48 months
Last UpdatedMay 12, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Used Auto Loans
6.75%
5-Year
View
▼
APR6.75%
Term5-Year
Last UpdatedMay 6, 2026
Details

As Low As; Ask about our Auto Loan rate match

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Older Used Vehicle Loans 60 Month Term
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.75%
61 Months
View
▼
APR6.75%
Term61 Months
Last UpdatedMay 10, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Used Automobile (3 Years - 9 Years Old)
6.75%
5 Years
View
▼
APR6.75%
Term5 Years
Last UpdatedMay 10, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
View
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; NJ vehicles only.

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto 2020-2016
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Florence, AL Auto Loan Rate Trends

Compare local Florence, AL auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alabama Auto Trends →
New Auto Loan — AL Avg
5.229%
▼ 0.002 vs 7 days ago

Alabama new auto rates fell 0.002 points over the past 7 days to 5.229% APR.

Used Auto Loan — AL Avg
6.237%
▲ 0.016 vs 7 days ago

Alabama used auto rates rose 0.016 points over the past 7 days to 6.237% APR.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Florence, Alabama

How does my credit score affect my car loan rate in Alabama?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Florence, Alabama with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Alabama *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Florence, Alabama typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Florence, Alabama?

Based on our current data, some of the lowest auto loan rates available in Florence, Alabama include:
  • Alabama Central Credit Union: 3.99% (Auto Loans)
  • TVA Community Credit Union: 4.95% (Auto Loans - New & Used (Current year model and 3 previous years))
  • Champion Community Credit Union: 4.99% (Autos (New to 5 years old))
  • Lauderdale County Teachers Credit Union: 5.00% (New or Used Car)
  • Guardian Credit Union Montgomery, AL: 2.95% (New & Used Autos, Truck, Vans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Florence, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Florence, Alabama Rates & Resources

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