Auto Loan Rates in Hoover, Alabama (AL) for June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Hoover, Alabama. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Hoover, Alabama include Electrical Federal Credit UnionElectrical Federal Credit Union22 Inverness Center Pkwy, Hoover, AL, 35242 4814A+5.0 ★Texas Ratio: 1.68% offering Auto Loan at 3.49%, Mutual Savings Credit Union Hoover, ALMutual Savings Credit Union Hoover, AL2040 Valleydale Rd, Hoover, AL, 35244 2006A+5.0 ★Texas Ratio: 0.61% offering New Vehicle Loans at 4.25%, Garden Island Federal Credit UnionGarden Island Federal Credit Union22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879A+5.0 ★Texas Ratio: 2.31% offering New Auto and Used Auto (2 Years Old) at 4.49%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union1880 Chace Dr, Hoover, AL, 35244 1825A+5.0 ★Texas Ratio: 1.51% offering Vehicle Loans at 4.50%, Social Security Credit UnionSocial Security Credit Union2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733A+5.0 ★Texas Ratio: 4.39% offering New/Used Automobile (2 Years or Newer) at 4.50%. Auto loan rates as of June 23, 2026 according to verified data from MonitorBankRates.
Hoover has 10 local institutions in our database, with auto loan rates as low as 3.49% APR from Electrical Federal Credit Union at 22 Inverness Center Pkwy, Hoover, AL, 35242 4814. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hoover, Alabama. Auto Loan Rates Last Updated and Verified: June 23, 2026
Compare Auto Loan Rates Today in Hoover, Alabama & Surrounding Area
Hoover Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
Auto Loan
3.49%
60 months
▼
APR3.49%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Relationship Pricing
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - Up to 24 months
3.49%
Up to 24 months
▼
APR3.49%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 36 Months
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJun 23, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 48 months
4.24%
48 months
▼
APR4.24%
Term48 months
Last UpdatedJun 23, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.25%
48 Month Term
▼
APR4.25%
Term48 Month Term
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
4.50%
Up to 48 Months
▼
APR4.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $22.80 per $1,000.00 borrowed; Model Years: 2024 - 2026
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4725 Chace Cir, Hoover, AL, 35244 3700
NEW AUTO
4.60%
63 MONTHS
▼
APR4.60%
Term63 MONTHS
Last UpdatedJun 16, 2026
Details
All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
4.60%
48 Months
▼
APR4.60%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 36 Months
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
4.75%
49 - 63 Months
▼
APR4.75%
Term49 - 63 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $17.97 per $1,000.00 borrowed; Model Years: 2024 - 2026
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.75%
60 Month Term
▼
APR4.75%
Term60 Month Term
Last UpdatedJun 16, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
4.75%
48 Month Term
▼
APR4.75%
Term48 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
4.75%
4 Years
▼
APR4.75%
Term4 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 48 Months
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
4.90%
49-63 Months
▼
APR4.90%
Term49-63 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $18.03. per $1,000.00 borrowed; Model Years: 2022 - 2023
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.95%
72 Month Term
▼
APR4.95%
Term72 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
4.95%
61 months
▼
APR4.95%
Term61 months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2017-2024)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 60 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 23, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
5.00%
60 Month Term
▼
APR5.00%
Term60 Month Term
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 60 Months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
5.25%
64-75 Months
▼
APR5.25%
Term64-75 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $15.67 per $1,000.00 borrowed; Model Years: 2024 - 2026
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans
5.25%
61 months
▼
APR5.25%
Term61 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2017-2024)
5.25%
61 months
▼
APR5.25%
Term61 months
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 72 Months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 23, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
5.50%
73 months
▼
APR5.50%
Term73 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
5.50%
5 Years
▼
APR5.50%
Term5 Years
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 72 Months
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
5.75%
64-75 Months
▼
APR5.75%
Term64-75 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $15.90 per $1,000.00 borrowed; Model Years: 2022 - 2023
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
5.75%
72 Month Term
▼
APR5.75%
Term72 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans
5.75%
73 months
▼
APR5.75%
Term73 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2017-2024)
5.75%
73 months
▼
APR5.75%
Term73 months
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
5.85%
84 Month Term
▼
APR5.85%
Term84 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
5.95%
84 months
▼
APR5.95%
Term84 months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Older Used Auto (6 Years and Older)
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
5.99%
48 months
▼
APR5.99%
Term48 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
6.00%
6 Years
▼
APR6.00%
Term6 Years
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Used Automobile (3 Years - 9 Years Old)
6.00%
4 Years
▼
APR6.00%
Term4 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (6 model years or older) 36 Months
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; *
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
6.00%
5-Year
▼
APR6.00%
Term5-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 84 Months
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJun 23, 2026
Details
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
6.25%
76-84 Months
▼
APR6.25%
Term76-84 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $14.73 per $1,000.00 borrowed; Model Years: 2024 - 2026
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Older Used Vehicle Loans
6.25%
48 Month Term
▼
APR6.25%
Term48 Month Term
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
6.25%
6-Year
▼
APR6.25%
Term6-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
6.25%
1-3 Year
▼
APR6.25%
Term1-3 Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
6.30%
84 Months
▼
APR6.30%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Autos over five years old
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJun 16, 2026
Details
1
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Older Used Auto (6 Years and Older)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
6.50%
49-63 Months
▼
APR6.50%
Term49-63 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $18.78 per $1,000.00 borrowed; Model Years: 2017 - 2019
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older)
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Used Automobile (3 Years - 9 Years Old)
6.50%
5 Years
▼
APR6.50%
Term5 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (6 model years or older) 48 Months
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; *
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
6.50%
4-Year
▼
APR6.50%
Term4-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
6.55%
84 Months
▼
APR6.55%
Term84 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 84 Months
6.55%
84 Months
▼
APR6.55%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1880 Chace Dr, Hoover, AL, 35244 1825
Vehicle Loans
6.75%
76-84 Months
▼
APR6.75%
Term76-84 Months
Last UpdatedJun 16, 2026
Details
As low as; Monthly payment of $14.97 per $1,000.00 borrowed; Model Years: 2022 - 2023
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Older Used Vehicle Loans
6.75%
60 Month Term
▼
APR6.75%
Term60 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older)
6.75%
61 months
▼
APR6.75%
Term61 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.75%
61 months
▼
APR6.75%
Term61 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
6.75%
7 Years
▼
APR6.75%
Term7 Years
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
6.75%
5-Year
▼
APR6.75%
Term5-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
6.99%
72 months
▼
APR6.99%
Term72 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
7.00%
6-Year
▼
APR7.00%
Term6-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Used Automobile (3 Years - 9 Years Old)
7.25%
6 Years
▼
APR7.25%
Term6 Years
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
7.50%
84 months
▼
APR7.50%
Term84 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
7.50%
7-Year
▼
APR7.50%
Term7-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Older Used Automobile (10 Years and Older)
7.75%
3 Years
▼
APR7.75%
Term3 Years
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Older Used Automobile (10 Years and Older)
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
8.00%
7-Year
▼
APR8.00%
Term7-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 10.26%
New & Used Autos, Truck, Vans
2.95%
Up to 102 months
▼
APR2.95%
TermUp to 102 months
Last UpdatedJun 16, 2026
Details
As low as
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Vehicle Loans
2.99%
12 months
▼
APR2.99%
Term12 months
Last UpdatedJun 16, 2026
Details
No payment for 90 days with a new, used or refinanced vehicle loan
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Auto Loans
2.99%
up to 84 Months
▼
APR2.99%
Termup to 84 Months
Last UpdatedJun 16, 2026
Details
As Low As; *
APR3.25%
Term36 mo
Last UpdatedJun 21, 2026
Details
100% Financing
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
up to 72 mos
▼
APR3.25%
Termup to 72 mos
Last UpdatedJun 23, 2026
Details
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Eco-Friendly Autos
3.49%
up to 36 Months
▼
APR3.49%
Termup to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
APR3.50%
Term48 mo
Last UpdatedJun 21, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Cars and Trucks Loans
3.50%
36 mo
▼
APR3.50%
Term36 mo
Last UpdatedJun 21, 2026
Details
NADA Retail Value Maximum
APR3.75%
Term60 mo
Last UpdatedJun 21, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Cars and Trucks Loans
3.75%
48 mo
▼
APR3.75%
Term48 mo
Last UpdatedJun 21, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto
3.89%
36 mo.
▼
APR3.89%
Term36 mo.
Last UpdatedJun 23, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
3.89%
Up to 36 mo.
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedJun 23, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026 - 2023
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Autos
3.99%
up to 36 Months
▼
APR3.99%
Termup to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; New Autos (2026, 2025 w/less than 15,000 miles)
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Autos
3.99%
up to 36 Months
▼
APR3.99%
Termup to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Autos (2024-2020)
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loan
3.99%
84 months
▼
APR3.99%
Term84 months
Last UpdatedJun 16, 2026
Details
Rates quoted are best available and subject to change. Loan rates may vary depending on credit scoring. All loans subject to credit approval. Additional terms may apply.
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
APR4.00%
Term72 mo
Last UpdatedJun 21, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Cars and Trucks Loans
4.00%
60 mo
▼
APR4.00%
Term60 mo
Last UpdatedJun 21, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Current and prior year
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
4.39%
Up to 48 mo.
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedJun 23, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto (2-6 years old)
4.39%
36 mo.
▼
APR4.39%
Term36 mo.
Last UpdatedJun 23, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
4.39%
Up to 36 mo.
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $29.76
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2022 - 2019
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Financing $20,000 or more
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer) Loan
4.49%
24 to 84 months
▼
APR4.49%
Term24 to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026 - 2023
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
New Auto
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 23, 2026
Details
As Low As; Current year + 2 previous years
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.60%
to 51
▼
APR4.60%
Termto 51
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.70%
to 63
▼
APR4.70%
Termto 63
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.70%
to 51
▼
APR4.70%
Termto 51
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New Auto
4.74%
Up to 84 Months
▼
APR4.74%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
As low as; New Auto 2026-2021
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.26%
New Auto
4.75%
Up to 60 Months
▼
APR4.75%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Current or Prior Year - less than 10,000 miles
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
4.75%
60 Month Fixed
▼
APR4.75%
Term60 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.80%
to 63
▼
APR4.80%
Termto 63
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedJun 11, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
4.89%
Up to 60 mo.
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedJun 23, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
4.89%
Up to 48 mo.
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $23.04
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
4.95%
Up to 48 months
▼
APR4.95%
TermUp to 48 months
Last UpdatedJun 11, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Auto Loan Special Rate
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Special Rate
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2018 and older
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
Financing $30,000 or more
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Autos (New to 5 years old)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedJun 16, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; 2-6 Model Year
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedJun 11, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Used Auto Loans
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJun 11, 2026
Details
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026 - 2023
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car Loan
5.00%
up to 72 months
▼
APR5.00%
Termup to 72 months
Last UpdatedJun 16, 2026
Details
Rate is dependent on credit worthiness. Call for rate.
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.00%
Up to 36 months
▼
APR5.00%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.00%
60 Month Fixed
▼
APR5.00%
Term60 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Used Auto Loans
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedJun 11, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
5.20%
to 75*
▼
APR5.20%
Termto 75*
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
APR5.23%
Term72 months
Last UpdatedJun 16, 2026
Details
Rates from 5.23% APR for new Cars. Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedJun 11, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - Used (4 year old and older)
5.25%
Up to 48 months
▼
APR5.25%
TermUp to 48 months
Last UpdatedJun 11, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.25%
Up to 48 months
▼
APR5.25%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.26%
New Auto
5.25%
Up to 72 Months
▼
APR5.25%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
Current or Prior Year - less than 10,000 miles
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedJun 11, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
5.39%
Up to 72 mo.
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedJun 23, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
5.39%
Up to 60 mo.
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $19.11
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
5.45%
Up to 72 months
▼
APR5.45%
TermUp to 72 months
Last UpdatedJun 11, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - Used (4 year old and older)
5.45%
Up to 60 months
▼
APR5.45%
TermUp to 60 months
Last UpdatedJun 11, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Used Auto Loans
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJun 11, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJun 16, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Autos (New to 5 years old)
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedJun 16, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans
5.50%
75 months
▼
APR5.50%
Term75 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026 - 2023
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
5.50%
72 Month Fixed
▼
APR5.50%
Term72 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
5.60%
to 75*
▼
APR5.60%
Termto 75*
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedJun 16, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedJun 16, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - Used (4 year old and older)
5.75%
Up to 72 months
▼
APR5.75%
TermUp to 72 months
Last UpdatedJun 11, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.75%
72 Month Fixed
▼
APR5.75%
Term72 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
5.89%
Up to 84 mo.
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedJun 23, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
5.89%
Up to 72 mo.
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $16.57
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.90%
Up to 72 months
▼
APR5.90%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedJun 16, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedJun 16, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Autos
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Autos (2019-2015)
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Autos (New to 5 years old)
5.99%
5 Years
▼
APR5.99%
Term5 Years
Last UpdatedJun 16, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021) Loan
5.99%
24 to 84 months
▼
APR5.99%
Term24 to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
6.00%
Up to 84 months
▼
APR6.00%
TermUp to 84 months
Last UpdatedJun 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026 - 2023
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
6.00%
84 Month Fixed
▼
APR6.00%
Term84 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
6.10%
84 months
▼
APR6.10%
Term84 months
Last UpdatedJun 11, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedJun 16, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedJun 16, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
6.20%
to 84*
▼
APR6.20%
Termto 84*
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Other (RV, Older Vehicles, ATV, etc.) Loan
6.24%
up to 60 Mos.
▼
APR6.24%
Termup to 60 Mos.
Last UpdatedJun 16, 2026
Details
As Low As
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; 7-14 Model Year
Powered by
MonitorBankRates
Hoover New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - Up to 24 months
3.49%
Up to 24 months
▼
APR3.49%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 36 Months
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJun 23, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 48 months
4.24%
48 months
▼
APR4.24%
Term48 months
Last UpdatedJun 23, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.25%
48 Month Term
▼
APR4.25%
Term48 Month Term
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4725 Chace Cir, Hoover, AL, 35244 3700
NEW AUTO
4.60%
63 MONTHS
▼
APR4.60%
Term63 MONTHS
Last UpdatedJun 16, 2026
Details
All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
4.60%
48 Months
▼
APR4.60%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.75%
60 Month Term
▼
APR4.75%
Term60 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
4.75%
4 Years
▼
APR4.75%
Term4 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.95%
72 Month Term
▼
APR4.95%
Term72 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
4.95%
61 months
▼
APR4.95%
Term61 months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 60 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 23, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJun 16, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 72 Months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 23, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
5.50%
73 months
▼
APR5.50%
Term73 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
5.50%
5 Years
▼
APR5.50%
Term5 Years
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
5.85%
84 Month Term
▼
APR5.85%
Term84 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loan
5.95%
84 months
▼
APR5.95%
Term84 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
6.00%
6 Years
▼
APR6.00%
Term6 Years
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
6.00%
5-Year
▼
APR6.00%
Term5-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 84 Months
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJun 23, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
6.25%
6-Year
▼
APR6.25%
Term6-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
New Auto
6.30%
84 Months
▼
APR6.30%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Current or up to 2 yrs. old
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJun 16, 2026
Details
1
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.75%
61 months
▼
APR6.75%
Term61 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
6.75%
7 Years
▼
APR6.75%
Term7 Years
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
7.50%
7-Year
▼
APR7.50%
Term7-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 10.26%
New & Used Autos, Truck, Vans
2.95%
Up to 102 months
▼
APR2.95%
TermUp to 102 months
Last UpdatedJun 16, 2026
Details
As low as
APR3.25%
Term36 mo
Last UpdatedJun 21, 2026
Details
100% Financing
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
up to 72 mos
▼
APR3.25%
Termup to 72 mos
Last UpdatedJun 23, 2026
Details
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Eco-Friendly Autos
3.49%
up to 36 Months
▼
APR3.49%
Termup to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
APR3.50%
Term48 mo
Last UpdatedJun 21, 2026
Details
APR3.75%
Term60 mo
Last UpdatedJun 21, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto
3.89%
36 mo.
▼
APR3.89%
Term36 mo.
Last UpdatedJun 23, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
3.89%
Up to 36 mo.
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedJun 23, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Autos
3.99%
up to 36 Months
▼
APR3.99%
Termup to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; New Autos (2026, 2025 w/less than 15,000 miles)
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
APR4.00%
Term72 mo
Last UpdatedJun 21, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Current and prior year
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
4.39%
Up to 48 mo.
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedJun 23, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Financing $20,000 or more
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer) Loan
4.49%
24 to 84 months
▼
APR4.49%
Term24 to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
New Auto
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 23, 2026
Details
As Low As; Current year + 2 previous years
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.60%
to 51
▼
APR4.60%
Termto 51
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.70%
to 63
▼
APR4.70%
Termto 63
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.70%
to 51
▼
APR4.70%
Termto 51
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New Auto
4.74%
Up to 84 Months
▼
APR4.74%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
As low as; New Auto 2026-2021
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.26%
New Auto
4.75%
Up to 60 Months
▼
APR4.75%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Current or Prior Year - less than 10,000 miles
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
4.75%
60 Month Fixed
▼
APR4.75%
Term60 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.80%
to 63
▼
APR4.80%
Termto 63
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedJun 11, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
4.89%
Up to 60 mo.
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedJun 23, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
4.95%
Up to 48 months
▼
APR4.95%
TermUp to 48 months
Last UpdatedJun 11, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
Financing $30,000 or more
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Autos (New to 5 years old)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedJun 16, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedJun 11, 2026
Details
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car Loan
5.00%
up to 72 months
▼
APR5.00%
Termup to 72 months
Last UpdatedJun 16, 2026
Details
Rate is dependent on credit worthiness. Call for rate.
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.00%
Up to 36 months
▼
APR5.00%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
5.20%
to 75*
▼
APR5.20%
Termto 75*
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedJun 11, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.25%
Up to 48 months
▼
APR5.25%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.26%
New Auto
5.25%
Up to 72 Months
▼
APR5.25%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
Current or Prior Year - less than 10,000 miles
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedJun 11, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
5.39%
Up to 72 mo.
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedJun 23, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
5.45%
Up to 72 months
▼
APR5.45%
TermUp to 72 months
Last UpdatedJun 11, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJun 16, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Autos (New to 5 years old)
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedJun 16, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
5.50%
72 Month Fixed
▼
APR5.50%
Term72 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
5.60%
to 75*
▼
APR5.60%
Termto 75*
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
New Auto Loans
5.89%
Up to 84 mo.
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedJun 23, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.90%
Up to 72 months
▼
APR5.90%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Autos (New to 5 years old)
5.99%
5 Years
▼
APR5.99%
Term5 Years
Last UpdatedJun 16, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
6.00%
Up to 84 months
▼
APR6.00%
TermUp to 84 months
Last UpdatedJun 11, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
6.00%
84 Month Fixed
▼
APR6.00%
Term84 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Auto Loans
6.10%
84 months
▼
APR6.10%
Term84 months
Last UpdatedJun 11, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
6.20%
to 84*
▼
APR6.20%
Termto 84*
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Powered by
MonitorBankRates
Hoover Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - Up to 24 months
3.49%
Up to 24 months
▼
APR3.49%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 36 Months
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJun 23, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 48 months
4.24%
48 months
▼
APR4.24%
Term48 months
Last UpdatedJun 23, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 36 Months
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
4.75%
48 Month Term
▼
APR4.75%
Term48 Month Term
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
4.75%
4 Years
▼
APR4.75%
Term4 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 48 Months
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2017-2024)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 60 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 23, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
5.00%
60 Month Term
▼
APR5.00%
Term60 Month Term
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 60 Months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans
5.25%
61 months
▼
APR5.25%
Term61 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2017-2024)
5.25%
61 months
▼
APR5.25%
Term61 months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 72 Months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 23, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
5.50%
5 Years
▼
APR5.50%
Term5 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 72 Months
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
5.75%
72 Month Term
▼
APR5.75%
Term72 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans
5.75%
73 months
▼
APR5.75%
Term73 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2017-2024)
5.75%
73 months
▼
APR5.75%
Term73 months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Older Used Auto (6 Years and Older)
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
5.99%
48 months
▼
APR5.99%
Term48 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
6.00%
6 Years
▼
APR6.00%
Term6 Years
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Used Automobile (3 Years - 9 Years Old)
6.00%
4 Years
▼
APR6.00%
Term4 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (6 model years or older) 36 Months
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; *
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
22 Inverness Center Pkwy, Hoover, AL, 35242 4814
New/Used Auto Purchase - 84 Months
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJun 23, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Older Used Vehicle Loans
6.25%
48 Month Term
▼
APR6.25%
Term48 Month Term
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
6.25%
1-3 Year
▼
APR6.25%
Term1-3 Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJun 16, 2026
Details
1
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Older Used Auto (6 Years and Older)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older)
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Used Automobile (3 Years - 9 Years Old)
6.50%
5 Years
▼
APR6.50%
Term5 Years
Last UpdatedJun 16, 2026
Details
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (6 model years or older) 48 Months
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; *
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
6.50%
4-Year
▼
APR6.50%
Term4-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto
6.55%
84 Months
▼
APR6.55%
Term84 Months
Last UpdatedJun 16, 2026
Details
APR* as low as
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
3746 Lorna Rd, HOOVER, AL, 35216
Used Auto (3 model years to 5 model years old) - 84 Months
6.55%
84 Months
▼
APR6.55%
Term84 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Older Used Vehicle Loans
6.75%
60 Month Term
▼
APR6.75%
Term60 Month Term
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older)
6.75%
61 months
▼
APR6.75%
Term61 months
Last UpdatedJun 16, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
1810 Merchants Dr, Hoover, AL, 35244 1005
Used Vehicle Loans (2016 & Older) - New Purchase Rate Only
6.75%
61 months
▼
APR6.75%
Term61 months
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
New/Used Automobile (2 Years or Newer)
6.75%
7 Years
▼
APR6.75%
Term7 Years
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
6.75%
5-Year
▼
APR6.75%
Term5-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
6.99%
72 months
▼
APR6.99%
Term72 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
7.00%
6-Year
▼
APR7.00%
Term6-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Used Automobile (3 Years - 9 Years Old)
7.25%
6 Years
▼
APR7.25%
Term6 Years
Last UpdatedJun 16, 2026
Details
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
7.50%
84 months
▼
APR7.50%
Term84 months
Last UpdatedJun 23, 2026
Details
NJ vehicles only.
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Older Used Automobile (10 Years and Older)
7.75%
3 Years
▼
APR7.75%
Term3 Years
Last UpdatedJun 16, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
2700 Corporate Dr Ste 200, Hoover, AL, 35242 2733
Older Used Automobile (10 Years and Older)
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedJun 16, 2026
Details
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
Used Auto Loans
8.00%
7-Year
▼
APR8.00%
Term7-Year
Last UpdatedJun 23, 2026
Details
As Low As; Ask about our Auto Loan rate match
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 10.26%
New & Used Autos, Truck, Vans
2.95%
Up to 102 months
▼
APR2.95%
TermUp to 102 months
Last UpdatedJun 16, 2026
Details
As low as
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
up to 72 mos
▼
APR3.25%
Termup to 72 mos
Last UpdatedJun 23, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Cars and Trucks Loans
3.50%
36 mo
▼
APR3.50%
Term36 mo
Last UpdatedJun 21, 2026
Details
NADA Retail Value Maximum
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Cars and Trucks Loans
3.75%
48 mo
▼
APR3.75%
Term48 mo
Last UpdatedJun 21, 2026
Details
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Autos
3.99%
up to 36 Months
▼
APR3.99%
Termup to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Autos (2024-2020)
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Cars and Trucks Loans
4.00%
60 mo
▼
APR4.00%
Term60 mo
Last UpdatedJun 21, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto (2-6 years old)
4.39%
36 mo.
▼
APR4.39%
Term36 mo.
Last UpdatedJun 23, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
4.39%
Up to 36 mo.
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $29.76
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Financing $20,000 or more
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.60%
to 51
▼
APR4.60%
Termto 51
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.70%
to 63
▼
APR4.70%
Termto 63
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.70%
to 51
▼
APR4.70%
Termto 51
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
4.80%
to 63
▼
APR4.80%
Termto 63
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
4.89%
Up to 48 mo.
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $23.04
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
4.95%
Up to 48 months
▼
APR4.95%
TermUp to 48 months
Last UpdatedJun 11, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto - Model Year 2026- 2024
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
Financing $30,000 or more
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; 2-6 Model Year
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Used Auto Loans
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJun 11, 2026
Details
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car Loan
5.00%
up to 72 months
▼
APR5.00%
Termup to 72 months
Last UpdatedJun 16, 2026
Details
Rate is dependent on credit worthiness. Call for rate.
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.00%
Up to 36 months
▼
APR5.00%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.00%
60 Month Fixed
▼
APR5.00%
Term60 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Used Auto Loans
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedJun 11, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
5.20%
to 75*
▼
APR5.20%
Termto 75*
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedJun 11, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - Used (4 year old and older)
5.25%
Up to 48 months
▼
APR5.25%
TermUp to 48 months
Last UpdatedJun 11, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.25%
Up to 48 months
▼
APR5.25%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
5.39%
Up to 60 mo.
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $19.11
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
5.45%
Up to 72 months
▼
APR5.45%
TermUp to 72 months
Last UpdatedJun 11, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - Used (4 year old and older)
5.45%
Up to 60 months
▼
APR5.45%
TermUp to 60 months
Last UpdatedJun 11, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Used Auto Loans
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJun 11, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
5.60%
to 75*
▼
APR5.60%
Termto 75*
Last UpdatedJun 23, 2026
Details
As Low As; 2023-2018
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - Used (4 year old and older)
5.75%
Up to 72 months
▼
APR5.75%
TermUp to 72 months
Last UpdatedJun 11, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.75%
72 Month Fixed
▼
APR5.75%
Term72 Month Fixed
Last UpdatedJun 23, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Used Auto Loans
5.89%
Up to 72 mo.
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedJun 23, 2026
Details
As Low As; Est. Monthly Payment per $1,000: $16.57
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.90%
Up to 72 months
▼
APR5.90%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Autos
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Autos (2019-2015)
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
New & Used Autos*
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedJun 21, 2026
Details
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021) Loan
5.99%
24 to 84 months
▼
APR5.99%
Term24 to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans - New & Used (Current year model and 3 previous years)
6.00%
Up to 84 months
▼
APR6.00%
TermUp to 84 months
Last UpdatedJun 11, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New & Used Auto Loans
6.20%
to 84*
▼
APR6.20%
Termto 84*
Last UpdatedJun 23, 2026
Details
As Low As; 2026, 2025, 2024 (Mileage less than 30k)
Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Older Used Auto
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; 7-14 Model Year
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Hoover, AL Auto Loan Rate Trends
Compare local Hoover, AL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — AL Avg
5.253%
Unchanged vs 7 days ago
Alabama new auto loan rates currently average 5.253% APR.
Used Auto Loan — AL Avg
6.195%
Unchanged vs 7 days ago
Alabama used auto loan rates currently average 6.195% APR.
As of Jun 25, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hoover, Alabama auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Hoover, Alabama directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Hoover, Alabama. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in AL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Hoover, Alabama
How does my credit score affect my car loan rate in Alabama?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Hoover, Alabama with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Alabama *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Hoover, Alabama typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Hoover, Alabama?
Based on our current data, some of the lowest auto loan rates available in Hoover, Alabama include:
- Electrical Federal Credit Union: 3.49% (Auto Loan)
- Mutual Savings Credit Union Hoover, AL: 4.25% (New Vehicle Loans)
- Garden Island Federal Credit Union: 4.49% (New Auto and Used Auto (2 Years Old))
- Legacy Community Federal Credit Union: 4.50% (Vehicle Loans)
- Social Security Credit Union: 4.50% (New/Used Automobile (2 Years or Newer))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hoover, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 23, 2026
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