Auto Loan Rates in Ester, Alaska (AK) for April 2026
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Brian McKay
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Editorial Disclosure
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ester, Alaska. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Ester, Alaska include TONGASSTONGASSA+5.0 ★Texas Ratio: 0.00% offering New & Used Auto Loans at 2.50%, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit UnionA+5.0 ★Texas Ratio: 0.33% offering New Auto (2021 and Newer) at 4.74%, NORTHERN SKIESNORTHERN SKIESA+5.0 ★Texas Ratio: 2.27% offering New Auto Loan at 4.99%, TRUE NORTHTRUE NORTHA+5.0 ★Texas Ratio: 0.00% offering Autos at 5.45%, Alaska District Engineers Federal Credit UnionAlaska District Engineers Federal Credit UnionA+5.0 ★Texas Ratio: 0.51% offering New/Used Auto at 5.50%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Ester borrowers have access to 6 lenders serving the Alaska area, with auto loan rates as low as 2.50% APR from TONGASS. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ester, Alaska. Auto Loan Rates Last Updated and Verified: April 14, 2026
Compare Auto Loan Rates Today in Ester, Alaska & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
APR2.50%
Term24-84
Last UpdatedApr 14, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedApr 11, 2026
Details
As Low As
APR4.99%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As; Up to 84 months (APR may vary)
APR4.99%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As; Up to 84 months (APR may vary)
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedApr 11, 2026
Details
As Low As
APR5.45%
Term12-60 months
Last UpdatedApr 14, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 11, 2026
Details
Call Branch for details.
APR5.50%
Term24-84
Last UpdatedApr 14, 2026
Details
APR5.65%
Term84 months
Last UpdatedApr 14, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedApr 11, 2026
Details
As Low As
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
New Vehicles
6.39%
120 months
▼
APR6.39%
Term120 months
Last UpdatedApr 11, 2026
Details
As Low As
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Used Vehicles
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedApr 11, 2026
Details
As Low As
APR6.65%
Term96 months
Last UpdatedApr 14, 2026
Details
As Low As
APR7.15%
Term120 months
Last UpdatedApr 14, 2026
Details
As Low As
NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Classics & Collectibles Auto Loan
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As; Up to 72 months (APR may vary)
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
APR2.50%
Term24-84
Last UpdatedApr 14, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedApr 11, 2026
Details
As Low As
APR4.99%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As; Up to 84 months (APR may vary)
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 11, 2026
Details
Call Branch for details.
APR5.50%
Term24-84
Last UpdatedApr 14, 2026
Details
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
New Vehicles
6.39%
120 months
▼
APR6.39%
Term120 months
Last UpdatedApr 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
APR2.50%
Term24-84
Last UpdatedApr 14, 2026
Details
APR4.99%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As; Up to 84 months (APR may vary)
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 11, 2026
Details
Call Branch for details.
APR5.50%
Term24-84
Last UpdatedApr 14, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedApr 11, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedApr 11, 2026
Details
As Low As
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Used Vehicles
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedApr 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Ester, AK Auto Loan Rate Trends
Compare local Ester, AK auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — AK Avg
5.598%
▼ 0.210 vs 7 days ago
Alaska new auto rates fell 0.210 points over the past 7 days to 5.598% APR.
Used Auto Loan — AK Avg
6.014%
▼ 0.019 vs 7 days ago
Alaska used auto rates fell 0.019 points over the past 7 days to 6.014% APR.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Ester, Alaska
How does my credit score affect my car loan rate in Alaska?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ester, Alaska with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Alaska *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Ester, Alaska typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Ester, Alaska?
Based on our current data, some of the lowest auto loan rates available in Ester, Alaska include:
- TONGASS: 2.50% (New & Used Auto Loans)
- Alaska Air Group Federal Credit Union: 4.74% (New Auto (2021 and Newer))
- NORTHERN SKIES: 4.99% (New Auto Loan)
- TRUE NORTH: 5.45% (Autos)
- Alaska District Engineers Federal Credit Union: 5.50% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ester, Alaska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026
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