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Auto Loan Rates in Mcgrath, Alaska (AK) for June 2026

Current auto loan rates in Mcgrath, Alaska include TONGASS Federal Credit UnionTONGASS Federal Credit UnionA+5.0 ★Texas Ratio: 1.68% offering New & Used Auto Loans at 2.50%, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit UnionA+5.0 ★Texas Ratio: 0.32% offering New Auto (2021 and Newer) at 4.74%, NORTHERN SKIESNORTHERN SKIESA+5.0 ★Texas Ratio: 3.06% offering New Auto Loan at 4.99%, TRUE NORTHTRUE NORTHA+5.0 ★Texas Ratio: 10.08% offering Autos at 5.45%, Alaska District Engineers Federal Credit UnionAlaska District Engineers Federal Credit UnionA+5.0 ★Texas Ratio: 0.51% offering New/Used Auto at 5.50%. Auto loan rates as of June 1, 2026 according to verified data from MonitorBankRates.

Mcgrath borrowers have access to 6 lenders serving the Alaska area, with auto loan rates as low as 2.50% APR from TONGASS Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mcgrath, Alaska. Auto Loan Rates Last Updated and Verified: June 1, 2026

Compare Auto Loan Rates Today in Mcgrath, Alaska & Surrounding Area

Mcgrath Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New & Used Auto Loans
2.50%
24-84
APR2.50%
Term24-84
Last UpdatedJun 1, 2026
Details

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.74%
4 years
APR4.74%
Term4 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.99%
5 years
APR4.99%
Term5 years
Last UpdatedMay 29, 2026
Details

As Low As

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 1, 2026
Details

As Low As; Up to 84 months (APR may vary)

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 1, 2026
Details

As Low As; Up to 84 months (APR may vary)

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.24%
6 years
APR5.24%
Term6 years
Last UpdatedMay 29, 2026
Details

As Low As

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 10.08%
Autos
5.45%
12-60 months
APR5.45%
Term12-60 months
Last UpdatedJun 1, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.49%
7 years
APR5.49%
Term7 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.49%
4 years
APR5.49%
Term4 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMay 29, 2026
Details

Call Branch for details.

TONGASS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New & Used Auto Loans
5.50%
24-84
APR5.50%
Term24-84
Last UpdatedJun 1, 2026
Details

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 10.08%
Autos
5.65%
84 months
APR5.65%
Term84 months
Last UpdatedJun 1, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.74%
5 years
APR5.74%
Term5 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.99%
6 years
APR5.99%
Term6 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
6.24%
7 years
APR6.24%
Term7 years
Last UpdatedMay 29, 2026
Details

As Low As

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
New Vehicles Loan
6.39%
120 Months
APR6.39%
Term120 Months
Last UpdatedMay 29, 2026
Details

As Low As

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Used Vehicles Loan
6.49%
96 Months
APR6.49%
Term96 Months
Last UpdatedMay 29, 2026
Details

As Low As

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 10.08%
Autos
6.65%
96 months
APR6.65%
Term96 months
Last UpdatedJun 1, 2026
Details

As Low As

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 10.08%
Autos
7.15%
120 months
APR7.15%
Term120 months
Last UpdatedJun 1, 2026
Details

As Low As

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Classics & Collectibles Auto Loan
8.50%
72 Months
APR8.50%
Term72 Months
Last UpdatedJun 1, 2026
Details

As Low As; Up to 72 months (APR may vary)

Mcgrath New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New & Used Auto Loans
2.50%
24-84
APR2.50%
Term24-84
Last UpdatedJun 1, 2026
Details

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.74%
4 years
APR4.74%
Term4 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.99%
5 years
APR4.99%
Term5 years
Last UpdatedMay 29, 2026
Details

As Low As

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 1, 2026
Details

As Low As; Up to 84 months (APR may vary)

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.24%
6 years
APR5.24%
Term6 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.49%
7 years
APR5.49%
Term7 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMay 29, 2026
Details

Call Branch for details.

TONGASS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New & Used Auto Loans
5.50%
24-84
APR5.50%
Term24-84
Last UpdatedJun 1, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
New Vehicles Loan
6.39%
120 Months
APR6.39%
Term120 Months
Last UpdatedMay 29, 2026
Details

As Low As

Mcgrath Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New & Used Auto Loans
2.50%
24-84
APR2.50%
Term24-84
Last UpdatedJun 1, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 1, 2026
Details

As Low As; Up to 84 months (APR may vary)

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.49%
4 years
APR5.49%
Term4 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMay 29, 2026
Details

Call Branch for details.

TONGASS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
New & Used Auto Loans
5.50%
24-84
APR5.50%
Term24-84
Last UpdatedJun 1, 2026
Details

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.74%
5 years
APR5.74%
Term5 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.99%
6 years
APR5.99%
Term6 years
Last UpdatedMay 29, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
6.24%
7 years
APR6.24%
Term7 years
Last UpdatedMay 29, 2026
Details

As Low As

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Used Vehicles Loan
6.49%
96 Months
APR6.49%
Term96 Months
Last UpdatedMay 29, 2026
Details

As Low As

Mcgrath, AK Auto Loan Rate Trends

Compare local Mcgrath, AK auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alaska Auto Trends →
New Auto Loan — AK Avg
5.626%
Unchanged vs 7 days ago

Alaska new auto loan rates currently average 5.626% APR.

Used Auto Loan — AK Avg
6.014%
Unchanged vs 7 days ago

Alaska used auto loan rates currently average 6.014% APR.

As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mcgrath, Alaska auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Mcgrath, Alaska directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Mcgrath, Alaska. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in AK.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Mcgrath, Alaska

How does my credit score affect my car loan rate in Alaska?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Mcgrath, Alaska with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Alaska *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Mcgrath, Alaska typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Mcgrath, Alaska?

Based on our current data, some of the lowest auto loan rates available in Mcgrath, Alaska include:
  • TONGASS Federal Credit Union: 2.50% (New & Used Auto Loans)
  • Alaska Air Group Federal Credit Union: 4.74% (New Auto (2021 and Newer))
  • NORTHERN SKIES: 4.99% (New Auto Loan)
  • TRUE NORTH: 5.45% (Autos)
  • Alaska District Engineers Federal Credit Union: 5.50% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mcgrath, Alaska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 1, 2026