Track current and weekly average auto loan rates in Arkansas, view interactive rate trend charts, and compare local AR aprs against the national average.
Auto Loan rates in Arkansas fell 0.052 this week to 5.087%, down from 5.139% last week.
At 5.087%, Arkansas’s average sits 0.614 below the current national average of 5.702%. AR borrowers may have a competitive advantage relative to the national market.
The Arkansas auto loan rate averages on this page are calculated from 79 verified auto loan rate quotes collected across 29 banks and credit unions actively operating in Arkansas. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Arkansas auto loan rate averages compiled from 79 current rate quotes across 29 banks and credit unions operating in AR — updated daily.
As of May 14, 2026 • Data provided by MonitorBankRates.com
Quarterly average rates at credit unions headquartered in Arkansas, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Arkansas (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.