Current auto loan rates in Arkansas include Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit Union2020 W Reeker Ave, Pine Bluff, AR, 71601A+5.0 ★Texas Ratio: 3.89% offering New Auto Loan at 1.99%, Baxter Credit UnionBaxter Credit Union1900 Highway 201 N, Mountain Home, AR, 72653A5.0 ★Texas Ratio: 7.04% offering Auto Loans at 3.24%, Orion Federal Credit UnionOrion Federal Credit Union1201 W 3rd ST, Little Rock, AR, 72201 1903A+5.0 ★Texas Ratio: 2.33% offering Auto Loans at 3.45%, Riverland Federal Credit UnionRiverland Federal Credit Union1448 AR 333, Russellville, AR, 72802A+5.0 ★Texas Ratio: 4.06% offering Auto Loans at 3.50%, United Federal Credit UnionUnited Federal Credit Union8900 Jenny Lind Rd, Fort Smith, AR, 72908 8628A+5.0 ★Texas Ratio: 3.13% offering Fixed Rate New & Used Auto Loans at 3.50%. Auto loan rates as of June 1, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Arkansas side-by-side. Arkansas auto loan rates currently start as low as 1.99% APR from Arkansas AM&N College Federal Credit Union at 2020 W Reeker Ave, Pine Bluff, AR, 71601. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Arkansas. Auto Loan Rates Last Updated and Verified: June 1, 2026
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Compare local Arkansas auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas new auto loan rates currently average 5.087% APR.
Arkansas used auto loan rates currently average 5.574% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arkansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Arkansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Arkansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in AR.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.