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Auto Loan Rates in Tallahassee, Florida (FL) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Tallahassee, Florida. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Tallahassee, Florida include TMH Federal Credit UnionTMH Federal Credit Union345 S Magnolia Dr, Tallahassee, FL, 32301A+5.0 ★Texas Ratio: 5.81% offering New Auto/ Used Auto (Five Years or Newer) at 3.35%, Gulf Winds Credit UnionGulf Winds Credit Union1447 Mahan Dr, Tallahassee, FL, 32308A+5.0 ★Texas Ratio: 3.94% offering Auto Loan at 4.74%, First Commerce Credit UnionFirst Commerce Credit Union2330 Mahan Dr, Tallahassee, FL, 32308A+5.0 ★Texas Ratio: 4.91% offering New Auto Loan at 5.24%, Self-Help Credit UnionSelf-Help Credit Union3515 Maclay Blvd S, Tallahassee, FL, 32312A5.0 ★Texas Ratio: 7.18% offering New Car at 6.25%, Central Credit Union of FloridaCentral Credit Union of Florida580 Appleyard Dr, Tallahassee, FL, 32304A+5.0 ★Texas Ratio: 3.55% offering My First Auto Loan at 10.47%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Tallahassee has 5 local institutions in our database, with auto loan rates as low as 3.35% APR from TMH Federal Credit Union at 345 S Magnolia Dr, Tallahassee, FL, 32301. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Tallahassee, Florida. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Tallahassee, Florida & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
View
▼
APR3.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
View
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMay 7, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 12, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
View
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMay 7, 2026
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 12, 2026
Details

Bay; As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMay 12, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Used Auto (Ten Years or Newer)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedMay 7, 2026
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 12, 2026
Details

GA; As Low As

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMay 12, 2026
Details

GA; As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMay 12, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Used Auto (Over Ten Years Old )
5.79%
60 Months
View
▼
APR5.79%
Term60 Months
Last UpdatedMay 7, 2026
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
5.99%
66 months
View
▼
APR5.99%
Term66 months
Last UpdatedMay 12, 2026
Details

GA; As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 12, 2026
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedMay 12, 2026
Details

GA; As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
3515 Maclay Blvd S, Tallahassee, FL, 32312
New Car
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
6.49%
72 months
View
▼
APR6.49%
Term72 months
Last UpdatedMay 12, 2026
Details

FL; As Low As

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
6.74%
84 months
View
▼
APR6.74%
Term84 months
Last UpdatedMay 12, 2026
Details

GA; As Low As

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMay 12, 2026
Details

FL; As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
3515 Maclay Blvd S, Tallahassee, FL, 32312
Used Car - less than 100,000 Miles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
7.24%
84 months
View
▼
APR7.24%
Term84 months
Last UpdatedMay 12, 2026
Details

GA; As Low As

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
New Auto Loan
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMay 12, 2026
Details

Bay; As Low As

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
7.99%
84 months
View
▼
APR7.99%
Term84 months
Last UpdatedMay 12, 2026
Details

Bay; As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
3515 Maclay Blvd S, Tallahassee, FL, 32312
Used Car - greater than 100,000 Miles
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details

up to 72 months

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
9.99%
36 months
View
▼
APR9.99%
Term36 months
Last UpdatedMay 12, 2026
Details

Central Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
580 Appleyard Dr, Tallahassee, FL, 32304
My First Auto Loan
10.47%
72 Months
View
▼
APR10.47%
Term72 Months
Last UpdatedMay 10, 2026
Details

Up to $20,000 Financed

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
12.99%
66 months
View
▼
APR12.99%
Term66 months
Last UpdatedMay 12, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
13.99%
75 months
View
▼
APR13.99%
Term75 months
Last UpdatedMay 12, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1447 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
16.99%
84 months
View
▼
APR16.99%
Term84 months
Last UpdatedMay 12, 2026
Details

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Celebrating Our Members Auto Loans (New) Special
3.15%
24 Months
View
▼
APR3.15%
Term24 Months
Last UpdatedMay 6, 2026
Details

special rate up to 24 months*

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Celebrating Our Members Auto Loans (Used) Special
3.15%
24 Months
View
▼
APR3.15%
Term24 Months
Last UpdatedMay 6, 2026
Details

special rate up to 24 months*

Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New & Used Autos
3.19%
84 Months
View
▼
APR3.19%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; (Autos up to 10 years old)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2019-2026
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
New Automobile
3.49%
24-84 Months
View
▼
APR3.49%
Term24-84 Months
Last UpdatedMay 10, 2026
Details

As Low As

EMERALD COAST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2025 and Newer)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Rate listed is for a 36-month term. For longer term rates contact Credit Union.

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2019-2026
3.49%
24 Months
View
▼
APR3.49%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
3.50%
12-36
View
▼
APR3.50%
Term12-36
Last UpdatedMay 12, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Used Automobile
3.74%
24-84 Months
View
▼
APR3.74%
Term24-84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2019 & older
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2020-2026
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As; 24 month to 84 month terms

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

EMERALD COAST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2024 and Older)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Rate listed is for a 36-month term. For longer term rates contact Credit Union.

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2019 & older
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2020-2026
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.00%
37-48
View
▼
APR4.00%
Term37-48
Last UpdatedMay 12, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
View
▼
APR4.00%
Termup to 36 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMay 10, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedMay 6, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
View
▼
APR4.25%
Termup to 36 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMay 12, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMay 10, 2026
Details

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New Vehicles
4.40%
36-60
View
▼
APR4.40%
Term36-60
Last UpdatedMay 12, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
View
▼
APR4.45%
Termup to 48 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 720+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedMay 12, 2026
Details

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedMay 12, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (2025 & newer)
4.50%
up to 84 Months1
View
▼
APR4.50%
Termup to 84 Months1
Last UpdatedMay 10, 2026
Details

As Low As

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
View
▼
APR4.70%
Termup to 60 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
View
▼
APR4.70%
Termup to 48 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMay 7, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 7, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.74%
66 Months
View
▼
APR4.74%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 720+

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMay 12, 2026
Details

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Used Auto, Van, Pickup, SUV (2019-2026)
4.75%
0-48 Months
View
▼
APR4.75%
Term0-48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
4.75%
up to 72 months
View
▼
APR4.75%
Termup to 72 months
Last UpdatedMay 10, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.75%
49-60
View
▼
APR4.75%
Term49-60
Last UpdatedMay 12, 2026
Details

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2021-2026
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Car
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30. Last updated 05/01/2026

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
View
▼
APR4.80%
Termup to 72 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Vehicles
4.90%
36-60
View
▼
APR4.90%
Term36-60
Last UpdatedMay 12, 2026
Details

First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Vehicles - Model years 2025 or newer
4.94%
Up to 48 months
View
▼
APR4.94%
TermUp to 48 months
Last UpdatedMay 12, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
View
▼
APR4.95%
Termup to 60 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedMay 4, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2026
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Over $40,000, + 1% APR)

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Cars, Trucks, Vans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 720+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Car
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74. Last updated 05/01/2026

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
4.99%
37 - 60
View
▼
APR4.99%
Term37 - 60
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMay 12, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 12, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
5.00%
78 Months
View
▼
APR5.00%
Term78 Months
Last UpdatedMay 10, 2026
Details

Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.42%
New Vehicle
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As; Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness.

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 12, 2026
Details

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
5.00%
61-72
View
▼
APR5.00%
Term61-72
Last UpdatedMay 12, 2026
Details

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2021-2026
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.04%
60 months
View
▼
APR5.04%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Auto Loans
5.04%
49 - 66 Months
View
▼
APR5.04%
Term49 - 66 Months
Last UpdatedMay 12, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Automobile
5.10%
36 - 84
View
▼
APR5.10%
Term36 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
View
▼
APR5.10%
Termup to 72 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - Used Vehicles
5.12%
48 Months
View
▼
APR5.12%
Term48 Months
Last UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.19%
48 months
View
▼
APR5.19%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
5.19%
61 - 72
View
▼
APR5.19%
Term61 - 72
Last UpdatedMay 12, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.19%
24 - 36
View
▼
APR5.19%
Term24 - 36
Last UpdatedMay 12, 2026
Details

As Low As; not over 7 years or 150k miles

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedMay 7, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Cars, Trucks, Vans
5.24%
36 months
View
▼
APR5.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Car
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 680-719

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMay 12, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Auto Loans
5.24%
67 - 78 Months
View
▼
APR5.24%
Term67 - 78 Months
Last UpdatedMay 12, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 4, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Older Used Autos
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
5.25%
78 Months
View
▼
APR5.25%
Term78 Months
Last UpdatedMay 10, 2026
Details

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
5.25%
78 Months
View
▼
APR5.25%
Term78 Months
Last UpdatedMay 10, 2026
Details

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car (as low as)
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 12, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.29%
37 - 48
View
▼
APR5.29%
Term37 - 48
Last UpdatedMay 12, 2026
Details

As Low As; not over 7 years or 150k miles

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.29%
49 - 60 Months
View
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.29%
49 - 60 Months
View
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle Loans
5.30%
36 months
View
▼
APR5.30%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
5.35%
72 Months
View
▼
APR5.35%
Term72 Months
Last UpdatedMay 12, 2026
Details

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Car
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMay 12, 2026
Details

60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96. Last updated 05/01/2026

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.39%
60 months
View
▼
APR5.39%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
2025 and Newer Autos
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New Vehicles
5.40%
61-84
View
▼
APR5.40%
Term61-84
Last UpdatedMay 12, 2026
Details

As Low As

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Used Auto, Van, Pickup, SUV (2019-2026)
5.49%
49-66 Months
View
▼
APR5.49%
Term49-66 Months
Last UpdatedMay 4, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle Loans
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
5.49%
78 Months
View
▼
APR5.49%
Term78 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Cars, Trucks, Vans
5.49%
37-48 months
View
▼
APR5.49%
Term37-48 months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.49%
83 Months
View
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.49%
83 Months
View
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
View
▼
APR3.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
View
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMay 7, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
View
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMay 7, 2026
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 12, 2026
Details

Bay; As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Used Auto (Ten Years or Newer)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedMay 7, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
3515 Maclay Blvd S, Tallahassee, FL, 32312
New Car
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
New Auto Loan
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMay 12, 2026
Details

Bay; As Low As

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Celebrating Our Members Auto Loans (New) Special
3.15%
24 Months
View
▼
APR3.15%
Term24 Months
Last UpdatedMay 6, 2026
Details

special rate up to 24 months*

Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New & Used Autos
3.19%
84 Months
View
▼
APR3.19%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; (Autos up to 10 years old)

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
New Automobile
3.49%
24-84 Months
View
▼
APR3.49%
Term24-84 Months
Last UpdatedMay 10, 2026
Details

As Low As

EMERALD COAST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2025 and Newer)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Rate listed is for a 36-month term. For longer term rates contact Credit Union.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
View
▼
APR4.00%
Termup to 36 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMay 10, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedMay 6, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMay 12, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMay 10, 2026
Details

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New Vehicles
4.40%
36-60
View
▼
APR4.40%
Term36-60
Last UpdatedMay 12, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
View
▼
APR4.45%
Termup to 48 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 720+

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedMay 12, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (2025 & newer)
4.50%
up to 84 Months1
View
▼
APR4.50%
Termup to 84 Months1
Last UpdatedMay 10, 2026
Details

As Low As

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
View
▼
APR4.70%
Termup to 60 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMay 7, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.74%
66 Months
View
▼
APR4.74%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 720+

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMay 12, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
4.75%
up to 72 months
View
▼
APR4.75%
Termup to 72 months
Last UpdatedMay 10, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
View
▼
APR4.80%
Termup to 72 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Vehicles - Model years 2025 or newer
4.94%
Up to 48 months
View
▼
APR4.94%
TermUp to 48 months
Last UpdatedMay 12, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedMay 4, 2026
Details

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2026
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Over $40,000, + 1% APR)

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Cars, Trucks, Vans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 720+

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
4.99%
37 - 60
View
▼
APR4.99%
Term37 - 60
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMay 12, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
5.00%
78 Months
View
▼
APR5.00%
Term78 Months
Last UpdatedMay 10, 2026
Details

Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.42%
New Vehicle
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As; Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness.

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 12, 2026
Details

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.04%
60 months
View
▼
APR5.04%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Automobile
5.10%
36 - 84
View
▼
APR5.10%
Term36 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
5.19%
61 - 72
View
▼
APR5.19%
Term61 - 72
Last UpdatedMay 12, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedMay 7, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 12, 2026
Details

CREDIT SCORE 680-719

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 4, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
5.25%
78 Months
View
▼
APR5.25%
Term78 Months
Last UpdatedMay 10, 2026
Details

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car (as low as)
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 12, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.29%
49 - 60 Months
View
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Car
5.35%
72 Months
View
▼
APR5.35%
Term72 Months
Last UpdatedMay 12, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
2025 and Newer Autos
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New Vehicles
5.40%
61-84
View
▼
APR5.40%
Term61-84
Last UpdatedMay 12, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
5.49%
78 Months
View
▼
APR5.49%
Term78 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Cars, Trucks, Vans
5.49%
37-48 months
View
▼
APR5.49%
Term37-48 months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.49%
83 Months
View
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
View
▼
APR3.35%
Term60 Months
Last UpdatedMay 7, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
View
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMay 7, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
View
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMay 7, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Used Auto (Ten Years or Newer)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedMay 7, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Used Auto (Over Ten Years Old )
5.79%
60 Months
View
▼
APR5.79%
Term60 Months
Last UpdatedMay 7, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
3515 Maclay Blvd S, Tallahassee, FL, 32312
Used Car - less than 100,000 Miles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
3515 Maclay Blvd S, Tallahassee, FL, 32312
Used Car - greater than 100,000 Miles
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details

up to 72 months

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Celebrating Our Members Auto Loans (Used) Special
3.15%
24 Months
View
▼
APR3.15%
Term24 Months
Last UpdatedMay 6, 2026
Details

special rate up to 24 months*

Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New & Used Autos
3.19%
84 Months
View
▼
APR3.19%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; (Autos up to 10 years old)

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
3.50%
12-36
View
▼
APR3.50%
Term12-36
Last UpdatedMay 12, 2026
Details

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Used Automobile
3.74%
24-84 Months
View
▼
APR3.74%
Term24-84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

EMERALD COAST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2024 and Older)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Rate listed is for a 36-month term. For longer term rates contact Credit Union.

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.00%
37-48
View
▼
APR4.00%
Term37-48
Last UpdatedMay 12, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
View
▼
APR4.25%
Termup to 36 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedMay 12, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
View
▼
APR4.70%
Termup to 48 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 7, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Used Auto, Van, Pickup, SUV (2019-2026)
4.75%
0-48 Months
View
▼
APR4.75%
Term0-48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
4.75%
up to 72 months
View
▼
APR4.75%
Termup to 72 months
Last UpdatedMay 10, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.75%
49-60
View
▼
APR4.75%
Term49-60
Last UpdatedMay 12, 2026
Details

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Car
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30. Last updated 05/01/2026

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Vehicles
4.90%
36-60
View
▼
APR4.90%
Term36-60
Last UpdatedMay 12, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
View
▼
APR4.95%
Termup to 60 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2026
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As; (Over $40,000, + 1% APR)

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Car
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74. Last updated 05/01/2026

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 12, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
5.00%
61-72
View
▼
APR5.00%
Term61-72
Last UpdatedMay 12, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
View
▼
APR5.10%
Termup to 72 months
Last UpdatedMay 12, 2026
Details

As Low As; APR includes Local Heroes Program Discount

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - Used Vehicles
5.12%
48 Months
View
▼
APR5.12%
Term48 Months
Last UpdatedMay 10, 2026
Details

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.19%
24 - 36
View
▼
APR5.19%
Term24 - 36
Last UpdatedMay 12, 2026
Details

As Low As; not over 7 years or 150k miles

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Cars, Trucks, Vans
5.24%
36 months
View
▼
APR5.24%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Car
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMay 12, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Older Used Autos
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
5.25%
78 Months
View
▼
APR5.25%
Term78 Months
Last UpdatedMay 10, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedMay 10, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.29%
37 - 48
View
▼
APR5.29%
Term37 - 48
Last UpdatedMay 12, 2026
Details

As Low As; not over 7 years or 150k miles

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.29%
49 - 60 Months
View
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle Loans
5.30%
36 months
View
▼
APR5.30%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Car
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMay 12, 2026
Details

60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96. Last updated 05/01/2026

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Used Auto, Van, Pickup, SUV (2019-2026)
5.49%
49-66 Months
View
▼
APR5.49%
Term49-66 Months
Last UpdatedMay 4, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle Loans
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.49%
83 Months
View
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Tallahassee, FL Auto Loan Rate Trends

Compare local Tallahassee, FL auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida Auto Trends →
New Auto Loan — FL Avg
5.107%
▼ 0.051 vs 7 days ago

Florida new auto rates fell 0.051 points over the past 7 days to 5.107% APR.

Used Auto Loan — FL Avg
5.852%
▼ 0.115 vs 7 days ago

Florida used auto rates fell 0.115 points over the past 7 days to 5.852% APR.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Tallahassee, Florida

How does my credit score affect my car loan rate in Florida?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Tallahassee, Florida with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Florida *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Tallahassee, Florida typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Tallahassee, Florida?

Based on our current data, some of the lowest auto loan rates available in Tallahassee, Florida include:
  • TMH Federal Credit Union: 3.35% (New Auto/ Used Auto (Five Years or Newer))
  • Gulf Winds Credit Union: 4.74% (Auto Loan)
  • First Commerce Credit Union: 5.24% (New Auto Loan)
  • Self-Help Credit Union: 6.25% (New Car)
  • Central Credit Union of Florida: 10.47% (My First Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tallahassee, Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Tallahassee, Florida Rates & Resources

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