Auto Loan Rates in Illinois (IL) for May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Illinois include CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit Union10057 S Western Ave, Chicago, IL, 60643 1925B+4.7 ★Texas Ratio: 19.11% offering New Auto Loan at 2.50%, Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.52% offering New Vehicle A 700 & Up at 3.00%, Baxter Credit UnionBaxter Credit Union415 S Main St, Crystal Lake, IL, 60014A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, ELCA Federal Credit UnionELCA Federal Credit Union8765 W Higgins Rd, Chicago, IL, 60631A5.0 ★Texas Ratio: 7.56% offering Auto Loans at 3.49%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Illinois side-by-side. Illinois auto loan rates currently start as low as 2.50% APR from CTA 74th Street Depot Federal Credit Union at 10057 S Western Ave, Chicago, IL, 60643 1925. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Illinois. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Illinois
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
3.25%
12 Months
▼
APR3.25%
Term12 Months
Last UpdatedMay 10, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 10, 2026
Details
start at 3.49% for up to 36 months
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
20% Down
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.69%
36 Months
▼
APR3.69%
Term36 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans Model Years 2024-2026
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
3.90%
36 Months
▼
APR3.90%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 48 months
3.90%
48 Months
▼
APR3.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to retail value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 NADA Trade-in Value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
526 E Champaign Ave, Rantoul, IL, 61866 3005
Car Loan 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedMay 10, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedMay 12, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL, 60104
Spring Vehicle Event! Vehicle Loan
4.14%
24 Months
▼
APR4.14%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2024, '25 & '26 Models
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2022-2024
4.19%
60 Months
▼
APR4.19%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans Model Years 2020-2023
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans Model Years 2024-2026
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMay 12, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMay 7, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2020-2021
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedMay 6, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2021 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
4384 N Illinois St, Swansea, IL, 62226
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMay 10, 2026
Details
As Low As; New auto loan (current and last model year, never been titled) - Up to 125% of purchase price financed (including taxes, dealer handling charges, warranty and insurance) based on creditworthiness.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedMay 12, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMay 12, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
New 2025-2026 Vehicle Loans
4.50%
2 Months
▼
APR4.50%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to 120% of Retail
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to retail value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 NADA trade-in value
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 NADA Trade-in Value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Up to retail value
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
NEW and USED VEHICLES
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
NEW VEHICLES ONLY
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
4.50%
42 Months
▼
APR4.50%
Term42 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
8930 Waukegan Rd, Morton Grove, IL, 60053
Auto Loans
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedMay 7, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan
4.65%
48 Months
▼
APR4.65%
Term48 Months
Last UpdatedMay 12, 2026
Details
2022-2024
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2022-2024
4.69%
72 Months
▼
APR4.69%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMay 7, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.74%
24-60
▼
APR4.74%
Term24-60
Last UpdatedMay 10, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.74%
48 mos
▼
APR4.74%
Term48 mos
Last UpdatedMay 12, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedMay 7, 2026
Details
*ADD 1% EXTRA FOR BOATS; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans Model Years 2020-2023
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans Model Years 2024-2026
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles
4.75%
6 Months
▼
APR4.75%
Term6 Months
Last UpdatedMay 10, 2026
Details
As Low As; 6 yr Financing
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
USED VEHICLES
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
8930 Waukegan Rd, Morton Grove, IL, 60053
Auto Loans
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedMay 12, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.78%
24-36
▼
APR4.78%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 10, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL, 60104
Spring Vehicle Event! Vehicle Loan
4.79%
63 Months
▼
APR4.79%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2024, '25 & '26 Models
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
3153 AVENUE OF THE CITIES, MOLINE, IL, 61265
Auto Loans
4.80%
84 Months
▼
APR4.80%
Term84 Months
Last UpdatedMay 10, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans(7 model years or newer)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMay 7, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 7, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedMay 7, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 48 months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 60 months
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 72 months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to 120% of Retail
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to retail value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 NADA trade-in value
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 Up to retail value
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 NADA Trade-in Value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Up to 120% of Retail
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Up to retail value
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 12, 2026
Details
2021
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMay 12, 2026
Details
2022-2024
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedMay 7, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedMay 7, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
2525 Green Bay Rd, North Chicago, IL, 60064
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
800 Chestnut St, Ottawa, IL, 61350
2023 & Newer Model Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
Tier 1 700+
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 60 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2022 - 2025
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedMay 10, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2017 - 2020
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans New 2026-2025
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans Used 2025-2023
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
13 Collinsville Ave, East Saint Louis, IL, 62201
Auto Loan
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2022 - New; 12 - 48 ($5,000 min.)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.99%
60 mos
▼
APR4.99%
Term60 mos
Last UpdatedMay 12, 2026
Details
As Low As
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL, 62095
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2019-2027
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.99%
37 to 60
▼
APR4.99%
Term37 to 60
Last UpdatedMay 12, 2026
Details
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans
4.99%
37 - 69
▼
APR4.99%
Term37 - 69
Last UpdatedMay 12, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $45,000)
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMay 7, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2020-21 Models
5.00%
42 Months
▼
APR5.00%
Term42 Months
Last UpdatedMay 12, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
5.00%
54 Months
▼
APR5.00%
Term54 Months
Last UpdatedMay 12, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans(7 model years or newer)
5.04%
7 Mo
▼
APR5.04%
Term7 Mo
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMay 7, 2026
Details
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 10, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL, 60104
Spring Vehicle Event! Vehicle Loan
5.09%
75 Months
▼
APR5.09%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2024, '25 & '26 Models
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedMay 7, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
20% Down
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.69%
36 Months
▼
APR3.69%
Term36 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
3.90%
36 Months
▼
APR3.90%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 48 months
3.90%
48 Months
▼
APR3.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to retail value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
526 E Champaign Ave, Rantoul, IL, 61866 3005
Car Loan 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedMay 10, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $50,000)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMay 12, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedMay 6, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
4384 N Illinois St, Swansea, IL, 62226
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMay 10, 2026
Details
As Low As; New auto loan (current and last model year, never been titled) - Up to 125% of purchase price financed (including taxes, dealer handling charges, warranty and insurance) based on creditworthiness.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
New 2025-2026 Vehicle Loans
4.50%
2 Months
▼
APR4.50%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to 120% of Retail
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to retail value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
NEW and USED VEHICLES
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
NEW VEHICLES ONLY
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedMay 7, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles
4.75%
6 Months
▼
APR4.75%
Term6 Months
Last UpdatedMay 10, 2026
Details
As Low As; 6 yr Financing
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.78%
24-36
▼
APR4.78%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 10, 2026
Details
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMay 10, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans(7 model years or newer)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMay 7, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedMay 7, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 20% Down
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 48 months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 60 months
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars 72 months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to 120% of Retail
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
New Cars Up to retail value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
2525 Green Bay Rd, North Chicago, IL, 60064
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
800 Chestnut St, Ottawa, IL, 61350
2023 & Newer Model Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
Tier 1 700+
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 60 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedMay 10, 2026
Details
As Low As
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans New 2026-2025
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL, 62095
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2019-2027
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans(7 model years or newer)
5.04%
7 Mo
▼
APR5.04%
Term7 Mo
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedMay 7, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle
3.25%
12 Months
▼
APR3.25%
Term12 Months
Last UpdatedMay 10, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Application fee: $20.00
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 NADA Trade-in Value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 10, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMay 7, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedMay 6, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedMay 10, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMay 12, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 NADA trade-in value
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 NADA Trade-in Value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Up to retail value
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
NEW and USED VEHICLES
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Limit of $90,000.00
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
4.50%
42 Months
▼
APR4.50%
Term42 Months
Last UpdatedMay 12, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedMay 7, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMay 7, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL, 61081 7626
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedMay 10, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedMay 7, 2026
Details
*ADD 1% EXTRA FOR BOATS; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
New and Used Vehicles
4.75%
6 Months
▼
APR4.75%
Term6 Months
Last UpdatedMay 10, 2026
Details
As Low As; 6 yr Financing
WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
USED VEHICLES
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.78%
24-36
▼
APR4.78%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans(7 model years or newer)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 7, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 NADA trade-in value
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2023 - 2024 Up to retail value
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 NADA Trade-in Value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Up to 120% of Retail
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
812 CHARLESTON AVE, MATTOON, IL, 61938
Used Cars: 2025 - 2026 Up to retail value
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2022 - 2025
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL, 62269 7397
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedMay 10, 2026
Details
As Low As
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
3101 Montvale Dr, Springfield, IL, 62704 4260
Auto Loans Used 2025-2023
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL, 62095
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2019-2027
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.99%
37 to 60
▼
APR4.99%
Term37 to 60
Last UpdatedMay 12, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $45,000)
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMay 7, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2020-21 Models
5.00%
42 Months
▼
APR5.00%
Term42 Months
Last UpdatedMay 12, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
5.00%
54 Months
▼
APR5.00%
Term54 Months
Last UpdatedMay 12, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
New & Pre-Owned Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans(7 model years or newer)
5.04%
7 Mo
▼
APR5.04%
Term7 Mo
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMay 7, 2026
Details
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 10, 2026
Details
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MonitorBankRates
Illinois Auto Loan Rate Trends
Compare local Illinois auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.495%
▼ 0.334 vs 7 days ago
Illinois new auto rates fell 0.334 points over the past 7 days to 5.495% APR.
Used Auto Loan — IL Avg
6.277%
▼ 0.343 vs 7 days ago
Illinois used auto rates fell 0.343 points over the past 7 days to 6.277% APR.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Illinois?
Based on our current data, some of the lowest auto loan rates available in Illinois include:
- CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
- Chicago Firefighters Credit Union: 3.00% (New Vehicle A 700 & Up)
- Baxter Credit Union: 3.24% (Auto Loans)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- ELCA Federal Credit Union: 3.49% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Auto Loan Rates by City in Illinois
Rate Assistant
MonitorBankRates.com · Live Data
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