Auto Loan Rates in Illinois (IL) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Illinois include Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.51% offering New Vehicle 36 mos. Loan at 3.00%, ABD Federal Credit UnionABD Federal Credit Union892 BELVIDERE RD, BELVIDERE, IL, 61008 9302A+5.0 ★Texas Ratio: 2.06% offering New and Used Auto Loans at 3.25%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, Tee Pak Credit UnionTee Pak Credit Union1035 E Main St, Danville, IL, 61832 6037A+5.0 ★Texas Ratio: 1.79% offering New Vehicles Loan at 3.49%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Illinois side-by-side. Illinois auto loan rates currently start as low as 3.00% APR from Chicago Firefighters Credit Union at 6230 S Central Ave, Chicago, IL, 60638. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Illinois. Auto Loan Rates Last Updated and Verified: July 15, 2026
Compare Auto Loan Rates Today in Illinois
Illinois Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.00%
36 months
▼
APR3.00%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedJul 15, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.49%
up to 3 years
▼
APR3.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; Payment: $29.30 per $1,000
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
3.50%
48 months
▼
APR3.50%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
3.74%
0 - 24 months
▼
APR3.74%
Term0 - 24 months
Last UpdatedJul 14, 2026
Details
APR*
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.74%
Up to 36 Months*
▼
APR3.74%
TermUp to 36 Months*
Last UpdatedJul 15, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
2-Year Auto Loan
3.74%
2-Year
▼
APR3.74%
Term2-Year
Last UpdatedJul 15, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Up To 2-Year Auto Loan
3.74%
Up To 2-Year
▼
APR3.74%
TermUp To 2-Year
Last UpdatedJul 15, 2026
Details
As low as; APR*
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.75%
up to 4 years
▼
APR3.75%
Termup to 4 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans - Model Years 2024-2026
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJul 11, 2026
Details
As Low As; For Well Qualified Borrowers
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Auto Loans
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 10, 2026
Details
ELCA Federal Credit Union auto loans start at
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.99%
up to 5 years
▼
APR3.99%
Termup to 5 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedJul 11, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
New Autos
3.99%
up to 48 months
▼
APR3.99%
Termup to 48 months
Last UpdatedJul 14, 2026
Details
As Low As; Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
Used Vehicles 0 - 24 months Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedJul 14, 2026
Details
Rates range; *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
4.04%
25 - 36 months
▼
APR4.04%
Term25 - 36 months
Last UpdatedJul 14, 2026
Details
APR*
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedJul 11, 2026
Details
As Low As; *
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
4.14%
24 Months
▼
APR4.14%
Term24 Months
Last UpdatedJul 6, 2026
Details
As Low As; 2024, '25 & '26 Models
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.14%
Up to 48 Months*
▼
APR4.14%
TermUp to 48 Months*
Last UpdatedJul 15, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2022-2024
4.19%
up to 60
▼
APR4.19%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
▼
APR4.23%
Term66 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
3-Year Auto Loan
4.24%
3-Year
▼
APR4.24%
Term3-Year
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: C 550-624
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.25%
up to 6 years
▼
APR4.25%
Termup to 6 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans - Model Years 2020-2023
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans - Model Years 2024-2026
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedJul 11, 2026
Details
As Low As; For Well Qualified Borrowers
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
New Vehicle Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2025 and newer
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As; APR
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedJul 11, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2020-2021
4.39%
up to 60
▼
APR4.39%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
4.39%
37 - 48 months
▼
APR4.39%
Term37 - 48 months
Last UpdatedJul 14, 2026
Details
APR*
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
Used Vehicles 25 - 36 months Loan
4.44%
36 Months
▼
APR4.44%
Term36 Months
Last UpdatedJul 14, 2026
Details
Rates range; *
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
▼
APR4.48%
Term72 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedJul 11, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.49%
12 to 36 mos.
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJul 14, 2026
Details
2019 or older add 2% to rate
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
4-Year Auto Loan
4.49%
4-Year
▼
APR4.49%
Term4-Year
Last UpdatedJul 15, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.50%
48 mos.
▼
APR4.50%
Term48 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2019-2022 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJul 11, 2026
Details
The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2023-2026 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJul 11, 2026
Details
The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2022-2024
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
New Vehicle Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2022-2024
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
8930 Waukegan Rd, Morton Grove, IL, 60053
Auto Loans 2026-2025
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJul 14, 2026
Details
As Low As; Model Year: 2026-2025
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $29.75 per month for 36 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.54%
Up to 60 Months*
▼
APR4.54%
TermUp to 60 Months*
Last UpdatedJul 15, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.54%
2021-2026; Up to 36 Months*
▼
APR4.54%
Term2021-2026; Up to 36 Months*
Last UpdatedJul 15, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $43.69 per month for 24 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2021
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2022-2024
4.65%
48 Months
▼
APR4.65%
Term48 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
New Vehicle Loan
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2021
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2022-2024
4.69%
up to 72
▼
APR4.69%
Termup to 72
Last UpdatedJul 11, 2026
Details
As Low As; *
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
4.69%
up to 96 Months
▼
APR4.69%
Termup to 96 Months
Last UpdatedJul 12, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $22.90 per month for 48 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.74%
24-60 months (2024-2026)*
▼
APR4.74%
Term24-60 months (2024-2026)*
Last UpdatedJul 11, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.74%
48 mos
▼
APR4.74%
Term48 mos
Last UpdatedJul 11, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loan
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details
As Low As; 2019 & Newer vehicles
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedJul 11, 2026
Details
As Low As; Year: 2019 & Newer
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
5-Year Auto Loan
4.74%
5-Year
▼
APR4.74%
Term5-Year
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.75%
up to 7 years
▼
APR4.75%
Termup to 7 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.75%
up to 4 years
▼
APR4.75%
Termup to 4 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans - Model Years 2020-2023
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJul 11, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans - Model Years 2024-2026
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 11, 2026
Details
As Low As; For Well Qualified Borrowers
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2021
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2022-2024
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
8930 Waukegan Rd, Morton Grove, IL, 60053
Auto Loans 2026-2025
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedJul 14, 2026
Details
As Low As; Model Year: 2026-2025
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedJul 14, 2026
Details
As Low As; APR
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.; 84 month term on new vehicles only based on credit score.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans
4.75%
(1 - 5 yrs. old) up to 54 mos.
▼
APR4.75%
Term(1 - 5 yrs. old) up to 54 mos.
Last UpdatedJul 15, 2026
Details
Finance 100% of blue book vehicle value; Add 1% extra for boats; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans (1 - 5 yrs. old)
4.75%
up to 54 mos.
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJul 15, 2026
Details
Finance 100% of blue book vehicle value; Add 1% extra for boats; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans (1-5 yrs. old)
4.75%
up to 54 mos.
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJul 15, 2026
Details
New Molex loans only.
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJul 15, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJul 15, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; 2024, 25 & '26 Models
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $29.88 per month for 36 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
4.89%
49 - 60 months
▼
APR4.89%
Term49 - 60 months
Last UpdatedJul 14, 2026
Details
APR*
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
2 Rivers Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
296 W Jeffery St, Kankakee, IL, 60901
New Vehicle Loan
4.90%
84 months
▼
APR4.90%
Term84 months
Last UpdatedJul 11, 2026
Details
As low as
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2021
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedJul 11, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $18.83 per month for 60 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.94%
Up to 72 Months*
▼
APR4.94%
TermUp to 72 Months*
Last UpdatedJul 15, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.94%
2021-2026; Up to 48 Months*
▼
APR4.94%
Term2021-2026; Up to 48 Months*
Last UpdatedJul 15, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2020
4.95%
36 Months
▼
APR4.95%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2022-2024
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedJul 11, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
4.99%
Up to 66 Months
▼
APR4.99%
TermUp to 66 Months
Last UpdatedJul 6, 2026
Details
As Low As
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
13 Collinsville Ave, East Saint Louis, IL, 62201
2022 - New Auto Loan
4.99%
12 - 48 months
▼
APR4.99%
Term12 - 48 months
Last UpdatedJul 7, 2026
Details
As Low As; $5,000 min.
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
2525 Green Bay Rd, North Chicago, IL, 60064
New & Previous Model Year Auto Loan
4.99%
63 or Less
▼
APR4.99%
Term63 or Less
Last UpdatedJul 10, 2026
Details
As Low As; APR*
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.99%
72 months (2023-2026)
▼
APR4.99%
Term72 months (2023-2026)
Last UpdatedJul 11, 2026
Details
As Low As
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedJul 11, 2026
Details
Rates are variable and subject to change. APR*
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
4.99%
60 mos
▼
APR4.99%
Term60 mos
Last UpdatedJul 11, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loan
4.99%
37 - 69 months
▼
APR4.99%
Term37 - 69 months
Last UpdatedJul 11, 2026
Details
As Low As; 2019 & Newer vehicles
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.99%
37 - 69
▼
APR4.99%
Term37 - 69
Last UpdatedJul 11, 2026
Details
As Low As; Year: 2019 & Newer
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
101 Wesley Dr, Wood River, IL, 62095
New Used Auto Loan
4.99%
Up to 66 months
▼
APR4.99%
TermUp to 66 months
Last UpdatedJul 11, 2026
Details
Year: 2019-2027
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details
As Low As; New Auto 2025 + Newer Only
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.99%
37 to 60 mos.
▼
APR4.99%
Term37 to 60 mos.
Last UpdatedJul 14, 2026
Details
2019 or older add 2% to rate
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
6-Year Auto Loan
4.99%
6-Year
▼
APR4.99%
Term6-Year
Last UpdatedJul 15, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
5.00%
60 mos.
▼
APR5.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJul 14, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $23.03 per month for 48 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
Used Vehicles 37 - 48 months Loan
5.04%
48 Months
▼
APR5.04%
Term48 Months
Last UpdatedJul 14, 2026
Details
Rates range; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.04%
2016-2020; Up to 36 Months*
▼
APR5.04%
Term2016-2020; Up to 36 Months*
Last UpdatedJul 15, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans Loan
5.07%
24 Months
▼
APR5.07%
Term24 Months
Last UpdatedJul 10, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; 2024, '25 & '26 Models
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2020
5.10%
48 Months
▼
APR5.10%
Term48 Months
Last UpdatedJul 11, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $16.16 per month for 72 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; 2023 Models
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
5.19%
61 - 72 months
▼
APR5.19%
Term61 - 72 months
Last UpdatedJul 14, 2026
Details
APR*
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $18.97 per month for 60 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
13 Collinsville Ave, East Saint Louis, IL, 62201
2022 - New Auto Loan
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details
As Low As; $10,000 min.
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
2525 Green Bay Rd, North Chicago, IL, 60064
New & Previous Model Year Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedJul 10, 2026
Details
As Low As; APR*
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
5.24%
72 months (2023-2026)
▼
APR5.24%
Term72 months (2023-2026)
Last UpdatedJul 11, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Vehicle Loan
5.24%
66 mos
▼
APR5.24%
Term66 mos
Last UpdatedJul 11, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
7-Year Auto Loan
5.24%
7-Year
▼
APR5.24%
Term7-Year
Last UpdatedJul 15, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJul 15, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJul 15, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJul 6, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
5.25%
48 mos.
▼
APR5.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
5.25%
36 mos.
▼
APR5.25%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
24 mos.
▼
APR5.25%
Term24 mos.
Last UpdatedJul 6, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
5.25%
up to 6 years
▼
APR5.25%
Termup to 6 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
5.25%
up to 6 years
▼
APR5.25%
Termup to 6 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans - Model Years 2020-2023
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJul 11, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
5940 LINCOLN AVE, MORTON GROVE, IL, 60053
Vehicle Loans - Model Years 2024-2026
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 11, 2026
Details
As Low As; For Well Qualified Borrowers
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
5.25%
Up to 66 Months
▼
APR5.25%
TermUp to 66 Months
Last UpdatedJul 14, 2026
Details
As Low As; APR
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
5.29%
84 Months (New purchases only)
▼
APR5.29%
Term84 Months (New purchases only)
Last UpdatedJul 6, 2026
Details
As Low As; 2026 Models
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2020
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2021
5.30%
72 Months
▼
APR5.30%
Term72 Months
Last UpdatedJul 11, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1001 Mannheim Rd, Bellwood, IL, 60104
Vehicle Loans
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; 2023 Models
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
5.34%
up to 84
▼
APR5.34%
Termup to 84
Last UpdatedJul 11, 2026
Details
As Low As; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
5.34%
Up to 84 Months*
▼
APR5.34%
TermUp to 84 Months*
Last UpdatedJul 15, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.34%
2021-2026; Up to 60 Months*
▼
APR5.34%
Term2021-2026; Up to 60 Months*
Last UpdatedJul 15, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2019
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedJul 11, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $5,000+
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
5.40%
6 Years
▼
APR5.40%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $16.30 per month for 72 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.40%
6 Years
▼
APR5.40%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.44%
2016-2020; Up to 48 Months*
▼
APR5.44%
Term2016-2020; Up to 48 Months*
Last UpdatedJul 15, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
13 Collinsville Ave, East Saint Louis, IL, 62201
2017 - 2021 Auto Loan
5.49%
12 - 48 months
▼
APR5.49%
Term12 - 48 months
Last UpdatedJul 7, 2026
Details
As Low As; $5,000 min.
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
2525 Green Bay Rd, North Chicago, IL, 60064
Used Auto Loan (2016 - 2024)
5.49%
63 or Less
▼
APR5.49%
Term63 or Less
Last UpdatedJul 10, 2026
Details
As Low As; APR*
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2014 - Older Loan
5.49%
up to 3 years
▼
APR5.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
5.49%
up to 3 years
▼
APR5.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2018-2019
5.49%
up to 48
▼
APR5.49%
Termup to 48
Last UpdatedJul 11, 2026
Details
As Low As; *
Powered by
MonitorBankRates
Illinois New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.00%
36 months
▼
APR3.00%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedJul 15, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.49%
up to 3 years
▼
APR3.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; Payment: $29.30 per $1,000
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
3.50%
48 months
▼
APR3.50%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
3.74%
0 - 24 months
▼
APR3.74%
Term0 - 24 months
Last UpdatedJul 14, 2026
Details
APR*
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
3.74%
Up to 36 Months*
▼
APR3.74%
TermUp to 36 Months*
Last UpdatedJul 15, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.75%
up to 4 years
▼
APR3.75%
Termup to 4 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
3.99%
up to 5 years
▼
APR3.99%
Termup to 5 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
New Autos
3.99%
up to 48 months
▼
APR3.99%
Termup to 48 months
Last UpdatedJul 14, 2026
Details
As Low As; Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
4.04%
25 - 36 months
▼
APR4.04%
Term25 - 36 months
Last UpdatedJul 14, 2026
Details
APR*
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedJul 11, 2026
Details
As Low As; *
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.14%
Up to 48 Months*
▼
APR4.14%
TermUp to 48 Months*
Last UpdatedJul 15, 2026
Details
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
▼
APR4.23%
Term66 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: C 550-624
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.25%
up to 6 years
▼
APR4.25%
Termup to 6 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
New Vehicle Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2025 and newer
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As; APR
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedJul 11, 2026
Details
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
4.39%
37 - 48 months
▼
APR4.39%
Term37 - 48 months
Last UpdatedJul 14, 2026
Details
APR*
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
808 Iaa Dr, Bloomington, IL, 61701 2214
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
▼
APR4.48%
Term72 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
New Vehicle Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2022-2024
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $29.75 per month for 36 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.54%
Up to 60 Months*
▼
APR4.54%
TermUp to 60 Months*
Last UpdatedJul 15, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
New Vehicle Loan
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2021
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $22.90 per month for 48 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedJul 11, 2026
Details
As Low As; Year: 2019 & Newer
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJul 6, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: C 550-624
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.75%
up to 7 years
▼
APR4.75%
Termup to 7 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
260 W Marion Ave, Forsyth, IL, 62535
Auto Loan 2025 and newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 11, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedJul 14, 2026
Details
As Low As; APR
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.; 84 month term on new vehicles only based on credit score.
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJul 15, 2026
Details
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
4.89%
49 - 60 months
▼
APR4.89%
Term49 - 60 months
Last UpdatedJul 14, 2026
Details
APR*
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
2 Rivers Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
296 W Jeffery St, Kankakee, IL, 60901
New Vehicle Loan
4.90%
84 months
▼
APR4.90%
Term84 months
Last UpdatedJul 11, 2026
Details
As low as
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $18.83 per month for 60 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
4.94%
Up to 72 Months*
▼
APR4.94%
TermUp to 72 Months*
Last UpdatedJul 15, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
4.99%
Up to 66 Months
▼
APR4.99%
TermUp to 66 Months
Last UpdatedJul 6, 2026
Details
As Low As
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
13 Collinsville Ave, East Saint Louis, IL, 62201
2022 - New Auto Loan
4.99%
12 - 48 months
▼
APR4.99%
Term12 - 48 months
Last UpdatedJul 7, 2026
Details
As Low As; $5,000 min.
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
2525 Green Bay Rd, North Chicago, IL, 60064
New & Previous Model Year Auto Loan
4.99%
63 or Less
▼
APR4.99%
Term63 or Less
Last UpdatedJul 10, 2026
Details
As Low As; APR*
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedJul 11, 2026
Details
Rates are variable and subject to change. APR*
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
3970 Maryville Rd, Granite City, IL, 62040 4179
Auto Loans 2019 & Newer
4.99%
37 - 69
▼
APR4.99%
Term37 - 69
Last UpdatedJul 11, 2026
Details
As Low As; Year: 2019 & Newer
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
101 Wesley Dr, Wood River, IL, 62095
New Used Auto Loan
4.99%
Up to 66 months
▼
APR4.99%
TermUp to 66 months
Last UpdatedJul 11, 2026
Details
Year: 2019-2027
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details
As Low As; New Auto 2025 + Newer Only
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 6, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedJul 6, 2026
Details
Credit Score: A 700 & Up
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans Loan
5.07%
24 Months
▼
APR5.07%
Term24 Months
Last UpdatedJul 10, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $16.16 per month for 72 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
New Vehicle Loan
5.19%
61 - 72 months
▼
APR5.19%
Term61 - 72 months
Last UpdatedJul 14, 2026
Details
APR*
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
13 Collinsville Ave, East Saint Louis, IL, 62201
2022 - New Auto Loan
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details
As Low As; $10,000 min.
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
2525 Green Bay Rd, North Chicago, IL, 60064
New & Previous Model Year Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedJul 10, 2026
Details
As Low As; APR*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
New Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJul 15, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedJul 6, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJul 6, 2026
Details
Credit Score: C 550-624
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
New Vehicles Loan
5.25%
up to 6 years
▼
APR5.25%
Termup to 6 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
New Autos 2024 - 2025
5.25%
Up to 66 Months
▼
APR5.25%
TermUp to 66 Months
Last UpdatedJul 14, 2026
Details
As Low As; APR
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Autos & Trucks 2025 & Newer
5.34%
up to 84
▼
APR5.34%
Termup to 84
Last UpdatedJul 11, 2026
Details
As Low As; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
New Auto
5.34%
Up to 84 Months*
▼
APR5.34%
TermUp to 84 Months*
Last UpdatedJul 15, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Illinois Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedJul 15, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
1201 Clifford Ave, Loves Park, IL, 61111
New/Used Vehicle Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; Payment: $29.30 per $1,000
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
Used Vehicles 0 - 24 months Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedJul 14, 2026
Details
Rates range; *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJul 14, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
Used Vehicles 25 - 36 months Loan
4.44%
36 Months
▼
APR4.44%
Term36 Months
Last UpdatedJul 14, 2026
Details
Rates range; *
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.49%
12 to 36 mos.
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJul 14, 2026
Details
2019 or older add 2% to rate
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.50%
48 mos.
▼
APR4.50%
Term48 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2019-2022 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJul 11, 2026
Details
The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
634 N Church St, Rockford, IL, 61103
Used Vehicle Based on Retail Value 2023-2026 Loan
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJul 11, 2026
Details
The rate you will receive on your loan will be determined by your credit score and may be higher. All rates are subject to change without notice.
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.54%
2021-2026; Up to 36 Months*
▼
APR4.54%
Term2021-2026; Up to 36 Months*
Last UpdatedJul 15, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
10600 W Higgins Rd STE 104, Rosemont, IL, 60018 3715
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $43.69 per month for 24 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.75%
up to 4 years
▼
APR4.75%
Termup to 4 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans
4.75%
(1 - 5 yrs. old) up to 54 mos.
▼
APR4.75%
Term(1 - 5 yrs. old) up to 54 mos.
Last UpdatedJul 15, 2026
Details
Finance 100% of blue book vehicle value; Add 1% extra for boats; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans (1 - 5 yrs. old)
4.75%
up to 54 mos.
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJul 15, 2026
Details
Finance 100% of blue book vehicle value; Add 1% extra for boats; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Used Vehicle Loans (1-5 yrs. old)
4.75%
up to 54 mos.
▼
APR4.75%
Termup to 54 mos.
Last UpdatedJul 15, 2026
Details
New Molex loans only.
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedJul 15, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $29.88 per month for 36 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
4.94%
2021-2026; Up to 48 Months*
▼
APR4.94%
Term2021-2026; Up to 48 Months*
Last UpdatedJul 15, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
4.99%
Up to 66 Months
▼
APR4.99%
TermUp to 66 Months
Last UpdatedJul 6, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
4.99%
up to 5 years
▼
APR4.99%
Termup to 5 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1201 N 24th St, QUINCY, IL, 62301
Vehicle loans - new or used
4.99%
Varies
▼
APR4.99%
TermVaries
Last UpdatedJul 11, 2026
Details
Rates are variable and subject to change. APR*
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
101 Wesley Dr, Wood River, IL, 62095
New Used Auto Loan
4.99%
Up to 66 months
▼
APR4.99%
TermUp to 66 months
Last UpdatedJul 11, 2026
Details
Year: 2019-2027
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
1350 W Renwick Rd, Romeoville, IL, 60446 5345
Used Automobiles
4.99%
37 to 60 mos.
▼
APR4.99%
Term37 to 60 mos.
Last UpdatedJul 14, 2026
Details
2019 or older add 2% to rate
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
5.00%
60 mos.
▼
APR5.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos - 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2020-21 Models
5.00%
Up to 42 Months
▼
APR5.00%
TermUp to 42 Months
Last UpdatedJul 14, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
1807 W Cermak Rd, Broadview, IL, 60155
Used Autos 2022-23 Models
5.00%
Up to 54 Months
▼
APR5.00%
TermUp to 54 Months
Last UpdatedJul 14, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $23.03 per month for 48 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
2195 Baseline Rd, Oswego, IL, 60543 6006
Used Vehicles 37 - 48 months Loan
5.04%
48 Months
▼
APR5.04%
Term48 Months
Last UpdatedJul 14, 2026
Details
Rates range; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.04%
2016-2020; Up to 36 Months*
▼
APR5.04%
Term2016-2020; Up to 36 Months*
Last UpdatedJul 15, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans Loan
5.07%
24 Months
▼
APR5.07%
Term24 Months
Last UpdatedJul 10, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $18.97 per month for 60 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
817 W LINCOLN HWY, DEKALB, IL, 60115
Used Vehicle Loan
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedJul 15, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
New And Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
5.25%
48 mos.
▼
APR5.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
5.25%
36 mos.
▼
APR5.25%
Term36 mos.
Last UpdatedJul 6, 2026
Details
Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
24 mos.
▼
APR5.25%
Term24 mos.
Last UpdatedJul 6, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
5.25%
up to 6 years
▼
APR5.25%
Termup to 6 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.34%
2021-2026; Up to 60 Months*
▼
APR5.34%
Term2021-2026; Up to 60 Months*
Last UpdatedJul 15, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan
5.40%
6 Years
▼
APR5.40%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $16.30 per month for 72 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Used Vehicle Loan** (S2)
5.40%
6 Years
▼
APR5.40%
Term6 Years
Last UpdatedJul 15, 2026
Details
As Low As; $60,000 or more if qualified
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Used Auto
5.44%
2016-2020; Up to 48 Months*
▼
APR5.44%
Term2016-2020; Up to 48 Months*
Last UpdatedJul 15, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
4435 ALBY ST, ALTON, IL, 62002 5916
New & Used Vehicles Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
2525 Green Bay Rd, North Chicago, IL, 60064
Used Auto Loan (2016 - 2024)
5.49%
63 or Less
▼
APR5.49%
Term63 or Less
Last UpdatedJul 10, 2026
Details
As Low As; APR*
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2014 - Older Loan
5.49%
up to 3 years
▼
APR5.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 750 plus
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1035 E Main St, Danville, IL, 61832 6037
Used Vehicles 2025-2015 Loan
5.49%
up to 3 years
▼
APR5.49%
Termup to 3 years
Last UpdatedJul 10, 2026
Details
Credit Score: 700-749
Powered by
MonitorBankRates
Illinois Auto Loan Rate Trends
Compare local Illinois auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.472%
▲ 0.151 vs 7 days ago
Illinois new auto rates rose 0.151 points over the past 7 days to 5.472% APR.
Used Auto Loan — IL Avg
6.513%
▲ 0.272 vs 7 days ago
Illinois used auto rates rose 0.272 points over the past 7 days to 6.513% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Illinois auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Illinois?
Based on our current data, some of the lowest auto loan rates available in Illinois include:
- Chicago Firefighters Credit Union: 3.00% (New Vehicle 36 mos. Loan)
- ABD Federal Credit Union: 3.25% (New and Used Auto Loans)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- Tee Pak Credit Union: 3.49% (New Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026
Auto Loan Rates by City in Illinois
Rate Assistant
MonitorBankRates.com · Live Data
Try asking