Auto Loan Rates in Moline, Illinois (IL) for May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Moline, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Moline, Illinois include Moline Municipal Credit UnionMoline Municipal Credit Union2110 53rd St, Moline, IL, 61265 3652A+5.0 ★Texas Ratio: 5.54% offering New 2025-2026 Vehicle Loans at 4.50%, Ascentra Credit UnionAscentra Credit Union3005 7th St, Moline, IL, 61265 5925A5.0 ★Texas Ratio: 7.31% offering Vehicle Loan at 4.74%, DuTrac Community Credit UnionDuTrac Community Credit Union3153 AVENUE OF THE CITIES, MOLINE, IL, 61265A5.0 ★Texas Ratio: 6.42% offering Auto Loans at 4.80%, Service Plus Credit UnionService Plus Credit Union2110 53rd St, Moline, IL, 61265A+5.0 ★Texas Ratio: 0.00% offering New/Used Auto 2024 or Newer at 5.25%, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union4460 16th St, Moline, IL, 61265A5.0 ★Texas Ratio: 7.00% offering 2020-2027 Vehicle Loans at 5.74%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Moline has 7 local institutions in our database, with auto loan rates as low as 4.50% APR from Moline Municipal Credit Union at 2110 53rd St, Moline, IL, 61265 3652. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Moline, Illinois. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Moline, Illinois & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
New 2025-2026 Vehicle Loans
4.50%
2 Months
▼
APR4.50%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.74%
24-60
▼
APR4.74%
Term24-60
Last UpdatedMay 10, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
3153 AVENUE OF THE CITIES, MOLINE, IL, 61265
Auto Loans
4.80%
84 Months
▼
APR4.80%
Term84 Months
Last UpdatedMay 10, 2026
Details
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
Used 2020-2024 Vehicle Loans
5.25%
2 Months
▼
APR5.25%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
5.49%
24-48
▼
APR5.49%
Term24-48
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2020-2023)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
4460 16th St, Moline, IL, 61265
2020-2027 Vehicle Loans
5.74%
24-48
▼
APR5.74%
Term24-48
Last UpdatedMay 7, 2026
Details
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
5.74%
24-48
▼
APR5.74%
Term24-48
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2020-2023)
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
New Auto Loans
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 5, 2026
Details
As Low As; Age of Vehicle: 2025-New
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
Used Auto Loans 2023 - 2024
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 5, 2026
Details
Up to 72 months
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2020-2023)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
6.24%
24-48
▼
APR6.24%
Term24-48
Last UpdatedMay 10, 2026
Details
As Low As
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
2017-2019 Vehicle Loans
6.25%
2 Months
▼
APR6.25%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2016-2019)
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2340 41st St, Moline, IL, 61265
NEW Auto Loan
6.38%
72 Months
▼
APR6.38%
Term72 Months
Last UpdatedMay 5, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
6.49%
24-48
▼
APR6.49%
Term24-48
Last UpdatedMay 10, 2026
Details
As Low As
American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2340 41st St, Moline, IL, 61265
2023-2025 Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 5, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2016-2019)
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
4460 16th St, Moline, IL, 61265
Vehicle Loan
6.94%
Up to 66 Months
▼
APR6.94%
TermUp to 66 Months
Last UpdatedMay 7, 2026
Details
2020-2027
American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2340 41st St, Moline, IL, 61265
2020 - 2022 Auto Loan
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedMay 5, 2026
Details
As Low As
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
2016 & Older Vehicle Loans
7.00%
2 Months
▼
APR7.00%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
Used Auto Loans 2016 - 2022
7.34%
60 Months
▼
APR7.34%
Term60 Months
Last UpdatedMay 5, 2026
Details
Up to 60 months
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
4460 16th St, Moline, IL, 61265
Vehicle Loan
7.44%
67-75 Months
▼
APR7.44%
Term67-75 Months
Last UpdatedMay 7, 2026
Details
2020-2027 Motorcycles Only Over $20,000
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2015 & Older)
8.00%
36 Months
▼
APR8.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2340 41st St, Moline, IL, 61265
2016 - 2019 Auto Loan
8.38%
36 Months
▼
APR8.38%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
8.74%
24-36
▼
APR8.74%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
4460 16th St, Moline, IL, 61265
Vehicle Loan
8.94%
Up to 66 Months
▼
APR8.94%
TermUp to 66 Months
Last UpdatedMay 7, 2026
Details
2006-2019
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
3005 7th St, Moline, IL, 61265 5925
Vehicle Loan
9.24%
24-36
▼
APR9.24%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
Used Auto Loans 2015 or older
9.59%
36 Months
▼
APR9.59%
Term36 Months
Last UpdatedMay 5, 2026
Details
Up to 36 months
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
4460 16th St, Moline, IL, 61265
Vehicle Loan
10.44%
67-75 Months
▼
APR10.44%
Term67-75 Months
Last UpdatedMay 7, 2026
Details
2006-2019 Motorcycles Only Over $20,000
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
4460 16th St, Moline, IL, 61265
Vehicle Loan
10.94%
76-84 Months
▼
APR10.94%
Term76-84 Months
Last UpdatedMay 7, 2026
Details
2025-2027 Only Over $25,000
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle
3.25%
12 Months
▼
APR3.25%
Term12 Months
Last UpdatedMay 10, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 10, 2026
Details
start at 3.49% for up to 36 months
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
20% Down
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
3.69%
36 Months
▼
APR3.69%
Term36 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.90%
36 Months
▼
APR3.90%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
3.90%
48 Months
▼
APR3.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 NADA Trade-in Value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loan 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedMay 10, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedMay 12, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Spring Vehicle Event! Vehicle Loan
4.14%
24 Months
▼
APR4.14%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2024, '25 & '26 Models
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.19%
60 Months
▼
APR4.19%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMay 12, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMay 7, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedMay 6, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2021 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loans New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loans Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMay 10, 2026
Details
As Low As; New auto loan (current and last model year, never been titled) - Up to 125% of purchase price financed (including taxes, dealer handling charges, warranty and insurance) based on creditworthiness.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedMay 12, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMay 12, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 NADA Trade-in Value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 Up to retail value
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Limit of $90,000.00
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
42 Months
▼
APR4.50%
Term42 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
Auto Loans
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedMay 7, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.65%
48 Months
▼
APR4.65%
Term48 Months
Last UpdatedMay 12, 2026
Details
2022-2024
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.69%
72 Months
▼
APR4.69%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMay 7, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.74%
48 mos
▼
APR4.74%
Term48 mos
Last UpdatedMay 12, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; 2019 & Newer
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedMay 7, 2026
Details
*ADD 1% EXTRA FOR BOATS; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; For Well Qualified Borrowers
APR4.75%
Term6 Months
Last UpdatedMay 10, 2026
Details
As Low As; 6 yr Financing
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
Auto Loans
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedMay 12, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 12, 2026
Details
2025 and newer
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.78%
24-36
▼
APR4.78%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 10, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Spring Vehicle Event! Vehicle Loan
4.79%
63 Months
▼
APR4.79%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2024, '25 & '26 Models
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Pre-Owned Auto Loans(7 model years or newer)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMay 7, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 7, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedMay 7, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 72 months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 Up to retail value
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 NADA Trade-in Value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 Up to 120% of Retail
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 Up to retail value
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 12, 2026
Details
2021
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMay 12, 2026
Details
2022-2024
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedMay 7, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedMay 7, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
2023 & Newer Model Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
Tier 1 700+
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 60 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 36 months
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
New 2025-2026 Vehicle Loans
4.50%
2 Months
▼
APR4.50%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
New Auto Loans
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 5, 2026
Details
As Low As; Age of Vehicle: 2025-New
American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2340 41st St, Moline, IL, 61265
NEW Auto Loan
6.38%
72 Months
▼
APR6.38%
Term72 Months
Last UpdatedMay 5, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
20% Down
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
3.69%
36 Months
▼
APR3.69%
Term36 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.90%
36 Months
▼
APR3.90%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
3.90%
48 Months
▼
APR3.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loan 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedMay 10, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score B: 625 - 699 (Max $50,000)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMay 12, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedMay 6, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 36 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loans New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMay 10, 2026
Details
As Low As; New auto loan (current and last model year, never been titled) - Up to 125% of purchase price financed (including taxes, dealer handling charges, warranty and insurance) based on creditworthiness.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Limit of $90,000.00
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedMay 7, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 48 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year 2026 - 2025
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
APR4.75%
Term6 Months
Last UpdatedMay 10, 2026
Details
As Low As; 6 yr Financing
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.78%
24-36
▼
APR4.78%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 10, 2026
Details
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMay 10, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Pre-Owned Auto Loans(7 model years or newer)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMay 7, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedMay 7, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 10, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMay 10, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 72 months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
2023 & Newer Model Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
Tier 1 700+
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2026 - 2025; Term: Up to 60 months
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
2110 53rd St, Moline, IL, 61265 3652
Used 2020-2024 Vehicle Loans
5.25%
2 Months
▼
APR5.25%
Term2 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2020-2023)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2020-2023)
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
Used Auto Loans 2023 - 2024
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 5, 2026
Details
Up to 72 months
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2020-2023)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2016-2019)
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2016-2019)
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
Used Auto Loans 2016 - 2022
7.34%
60 Months
▼
APR7.34%
Term60 Months
Last UpdatedMay 5, 2026
Details
Up to 60 months
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2110 53rd St, Moline, IL, 61265
Used Auto (2015 & Older)
8.00%
36 Months
▼
APR8.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
3551 7th St, Moline, IL, 61265
Used Auto Loans 2015 or older
9.59%
36 Months
▼
APR9.59%
Term36 Months
Last UpdatedMay 5, 2026
Details
Up to 36 months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle
3.25%
12 Months
▼
APR3.25%
Term12 Months
Last UpdatedMay 10, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMay 10, 2026
Details
Application fee: $20.00
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 12, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 NADA Trade-in Value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 10, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedMay 10, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMay 7, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedMay 6, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedMay 10, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loans Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMay 12, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 NADA Trade-in Value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 Up to retail value
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 10, 2026
Details
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
Limit of $90,000.00
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
42 Months
▼
APR4.50%
Term42 Months
Last UpdatedMay 12, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedMay 7, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMay 7, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedMay 10, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedMay 7, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedMay 7, 2026
Details
*ADD 1% EXTRA FOR BOATS; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
APR4.75%
Term6 Months
Last UpdatedMay 10, 2026
Details
As Low As; 6 yr Financing
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.78%
24 Months
▼
APR4.78%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.78%
24-36
▼
APR4.78%
Term24-36
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 10, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedMay 7, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Pre-Owned Auto Loans(7 model years or newer)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 10, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 7, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 Up to retail value
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 NADA Trade-in Value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 Up to 120% of Retail
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedMay 10, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2025 - 2026 Up to retail value
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 10, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2022 - 2025; Term: Up to 36 months
Powered by
MonitorBankRates
Moline, IL Auto Loan Rate Trends
Compare local Moline, IL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.495%
▼ 0.334 vs 7 days ago
Illinois new auto rates fell 0.334 points over the past 7 days to 5.495% APR.
Used Auto Loan — IL Avg
6.277%
▼ 0.343 vs 7 days ago
Illinois used auto rates fell 0.343 points over the past 7 days to 6.277% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Moline, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Moline, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Moline, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Moline, Illinois?
Based on our current data, some of the lowest auto loan rates available in Moline, Illinois include:
- Moline Municipal Credit Union: 4.50% (New 2025-2026 Vehicle Loans)
- Ascentra Credit Union: 4.74% (Vehicle Loan)
- DuTrac Community Credit Union: 4.80% (Auto Loans)
- Service Plus Credit Union: 5.25% (New/Used Auto 2024 or Newer)
- R.I.A. Federal Credit Union: 5.74% (2020-2027 Vehicle Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Moline, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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