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    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in New Albany, Indiana (IN) for April 2026

Current auto loan rates in New Albany, Indiana include One Vision Federal Credit UnionOne Vision Federal Credit Union2441 State St Ste A, New Albany, IN, 47150 4984A+5.0 ★Texas Ratio: 2.22% offering Newer (2023-2026) Auto Loans at 4.74%, Park Federal Credit UnionPark Federal Credit Union4100 Technology Ave, New Albany, IN, 47150 8548A5.0 ★Texas Ratio: 8.28% offering Auto Loans at 5.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering New Vehicle Loan at 3.49%, Bloomington Municipal Credit UnionBloomington Municipal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

New Albany has 2 local institutions in our database, with auto loan rates as low as 4.74% APR from One Vision Federal Credit Union at 2441 State St Ste A, New Albany, IN, 47150 4984. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Albany, Indiana. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in New Albany, Indiana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
5.99%
49 - 60 Months
APR5.99%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
6.49%
61 - 72 Months
APR6.49%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
7.24%
73 - 84 Months
APR7.24%
Term73 - 84 Months
Last UpdatedApr 18, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
7.74%
84 Months
APR7.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
8.24%
85 - 96 Months
APR8.24%
Term85 - 96 Months
Last UpdatedApr 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

Special!

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; special*

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; special*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
APR4.25%
Term12 - 24
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.39%
60 Months
APR4.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Auto Loan
4.49%
48 mo
APR4.49%
Term48 mo
Last UpdatedApr 19, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.59%
60 Months
APR4.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
4.65%
60 months
APR4.65%
Term60 months
Last UpdatedApr 18, 2026
Details

2026-2024

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
APR4.74%
Term0 - 59
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
APR4.75%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
4.80%
66 months
APR4.80%
Term66 months
Last UpdatedApr 18, 2026
Details

2026-2024

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
APR4.88%
Term66 months
Last UpdatedApr 18, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
2024 and Newer Auto Loan
4.94%
54 Months
APR4.94%
Term54 Months
Last UpdatedApr 18, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
APR4.95%
Term48 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
4.99%
2022 Mo
APR4.99%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
4.99%
2026 Mo
APR4.99%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
APR4.99%
Term60 - 74
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
APR5.00%
Term12-24
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.00%
60 months
APR5.00%
Term60 months
Last UpdatedApr 18, 2026
Details

2023-2022

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
APR5.00%
TermTerms Vary
Last UpdatedApr 18, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.20%
72 months
APR5.20%
Term72 months
Last UpdatedApr 18, 2026
Details

2026-2024; Over $20,000

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
2021-2023 Auto Loan
5.24%
54 Months
APR5.24%
Term54 Months
Last UpdatedApr 18, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.25%
2022 Mo
APR5.25%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
APR5.25%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.34%
48 Months
APR5.34%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2019 - 2026, Minimum Loan: N/A, Rate: Fixed

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
APR5.34%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.35%
66 months
APR5.35%
Term66 months
Last UpdatedApr 18, 2026
Details

2023-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.45%
72 months
APR5.45%
Term72 months
Last UpdatedApr 18, 2026
Details

2023-2022; Over $20,000

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

Max 72 months

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; 72 Months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
APR5.46%
Term60 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.48%
72 Months
APR5.48%
Term72 Months
Last UpdatedApr 19, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
APR5.50%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
APR5.60%
Term48 Months
Last UpdatedApr 18, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
APR5.63%
Term48 months
Last UpdatedApr 18, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
APR5.65%
Term72 Months
Last UpdatedApr 18, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
APR5.69%
Term60 Months
Last UpdatedApr 18, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

2018 - 2019; Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
APR5.71%
Term72 months
Last UpdatedApr 18, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.74%
2022 Mo
APR5.74%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.74%
2026 Mo
APR5.74%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $20k only

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.74%
66 Months
APR5.74%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2020 - 2026, Minimum Loan: N/A, Rate: Fixed

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 Months
APR5.85%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 Months
APR5.85%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; Max 66 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
APR5.96%
Term84 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.97%
78 Months
APR5.97%
Term78 Months
Last UpdatedApr 19, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.99%
2026 Mo
APR5.99%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $60k only

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.99%
75 Months
APR5.99%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2023 - 2026, Minimum Loan: N/A, Rate: Fixed

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
APR5.99%
Term73 to 78
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2018-2019
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Older Car and Truck - Purchase, Refinance or Title Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedApr 19, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
APR6.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
APR6.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
6.00%
84 months
APR6.00%
Term84 months
Last UpdatedApr 18, 2026
Details

2026-2024; Over $25,000

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
APR6.04%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
6.05%
84 Months
APR6.05%
Term84 Months
Last UpdatedApr 18, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
6.09%
72 Months
APR6.09%
Term72 Months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
APR6.09%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
2018-2020 Auto Loan
6.14%
54 Months
APR6.14%
Term54 Months
Last UpdatedApr 18, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.24%
48 Months
APR6.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2017 - 2018, Minimum Loan: N/A, Rate: Fixed

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
6.25%
84 months
APR6.25%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
APR6.34%
Term60 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
APR6.34%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
APR6.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2022
6.49%
63 Months
APR6.49%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2024 - 2026, Minimum Loan: N/A, Rate: Fixed

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.49%
36 Months
APR6.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Newer (2023-2026) Auto Loans
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

Special!

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
APR4.25%
Term12 - 24
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
APR4.74%
Term0 - 59
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
APR4.75%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
APR4.88%
Term66 months
Last UpdatedApr 18, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
2024 and Newer Auto Loan
4.94%
54 Months
APR4.94%
Term54 Months
Last UpdatedApr 18, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
APR4.95%
Term48 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
APR4.99%
Term60 - 74
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
APR5.25%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
APR5.34%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
APR5.46%
Term60 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.48%
72 Months
APR5.48%
Term72 Months
Last UpdatedApr 19, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
APR5.65%
Term72 Months
Last UpdatedApr 18, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
APR5.71%
Term72 months
Last UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 Months
APR5.85%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
APR5.96%
Term84 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.97%
78 Months
APR5.97%
Term78 Months
Last UpdatedApr 19, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
APR5.99%
Term73 to 78
Last UpdatedApr 18, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedApr 19, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
APR6.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
6.05%
84 Months
APR6.05%
Term84 Months
Last UpdatedApr 18, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
6.25%
84 months
APR6.25%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.49%
36 Months
APR6.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2441 State St Ste A, New Albany, IN, 47150 4984
Used (2019 - 2022) Auto Loans
7.74%
84 Months
APR7.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
APR5.00%
Term12-24
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
APR5.00%
TermTerms Vary
Last UpdatedApr 18, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
APR5.15%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
APR5.30%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; 72 Months

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
APR5.50%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
APR5.55%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
APR5.60%
Term48 Months
Last UpdatedApr 18, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
APR5.63%
Term48 months
Last UpdatedApr 18, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
APR5.65%
Term72 Months
Last UpdatedApr 18, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
APR5.69%
Term60 Months
Last UpdatedApr 18, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

2018 - 2019; Max 72 months

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 Months
APR5.85%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; Max 66 months

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
APR5.99%
Term73 to 78
Last UpdatedApr 18, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
APR6.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
APR6.04%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
6.09%
72 Months
APR6.09%
Term72 Months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
APR6.09%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
APR6.34%
Term60 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
APR6.34%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
APR6.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.49%
36 Months
APR6.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; 1-2 yrs. old

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

New Albany, IN Auto Loan Rate Trends

Compare local New Albany, IN auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Auto Trends →
New Auto Loan — IN Avg
5.660%
▲ 0.001 vs 7 days ago

Indiana new auto rates rose 0.001 points over the past 7 days to 5.660% APR.

Used Auto Loan — IN Avg
6.219%
▲ 0.033 vs 7 days ago

Indiana used auto rates rose 0.033 points over the past 7 days to 6.219% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in New Albany, Indiana

How does my credit score affect my car loan rate in Indiana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in New Albany, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in New Albany, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in New Albany, Indiana?

Based on our current data, some of the lowest auto loan rates available in New Albany, Indiana include:
  • One Vision Federal Credit Union: 4.74% (Newer (2023-2026) Auto Loans)
  • Park Federal Credit Union: 5.99% (Auto Loans)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Central Soya Federal Credit Union: 3.49% (New Vehicle Loan)
  • Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Albany, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026