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    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Saint Mary Of The Woods, Indiana (IN) for April 2026

Current auto loan rates in Saint Mary Of The Woods, Indiana include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering New Vehicle Loan at 3.49%, Bloomington Municipal Credit UnionBloomington Municipal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%, Regional Federal Credit UnionRegional Federal Credit UnionA+5.0 ★Texas Ratio: 4.39% offering New and Used Auto Loans at 3.74%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.95%. Auto loan rates as of April 27, 2026 according to verified data from MonitorBankRates.

Saint Mary Of The Woods borrowers have access to 29 lenders serving the Indiana area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Saint Mary Of The Woods, Indiana. Auto Loan Rates Last Updated and Verified: April 27, 2026

Compare Auto Loan Rates Today in Saint Mary Of The Woods, Indiana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

Special!

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
Up to 36 Months
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
Up to 36 Months
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
APR4.25%
Term12 - 24
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.39%
60 Months
APR4.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Auto Loan
4.49%
48 mo
APR4.49%
Term48 mo
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 27, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.59%
60 Months
APR4.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
APR4.74%
Term0 - 59
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
4.99%
2022 Mo
APR4.99%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
4.99%
2026 Mo
APR4.99%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
APR4.99%
Term60 - 74
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
APR5.00%
Term12-24
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
APR5.00%
TermTerms Vary
Last UpdatedApr 27, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.25%
2022 Mo
APR5.25%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedApr 27, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.34%
48 Months
APR5.34%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2019 - 2026, Minimum Loan: N/A, Rate: Fixed

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
APR5.34%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

Max 72 months

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; 72 Months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
APR5.46%
Term60 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.48%
72 Months
APR5.48%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
up to 72 months
APR5.49%
Termup to 72 months
Last UpdatedApr 25, 2026
Details

As Low As; 5.49% Auto Loan up to 72 months*

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

2018 - 2019; Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
APR5.71%
Term72 months
Last UpdatedApr 18, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.74%
2022 Mo
APR5.74%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.74%
2026 Mo
APR5.74%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $20k only

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.74%
66 Months
APR5.74%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2020 - 2026, Minimum Loan: N/A, Rate: Fixed

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 months
APR5.75%
Term48 months
Last UpdatedApr 27, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 Months
APR5.85%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 Months
APR5.85%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; Max 66 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
APR5.96%
Term84 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.97%
78 Months
APR5.97%
Term78 Months
Last UpdatedApr 19, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.99%
2026 Mo
APR5.99%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $60k only

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.99%
75 Months
APR5.99%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2023 - 2026, Minimum Loan: N/A, Rate: Fixed

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
APR5.99%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2018-2019
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Older Car and Truck - Purchase, Refinance or Title Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedApr 19, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
APR6.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
APR6.00%
Term48 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 months
APR6.00%
Term60 months
Last UpdatedApr 27, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
APR6.04%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
APR6.09%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.24%
48 Months
APR6.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2017 - 2018, Minimum Loan: N/A, Rate: Fixed

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 months
APR6.25%
Term72 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 months
APR6.25%
Term60 months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
APR6.34%
Term60 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
APR6.34%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
APR6.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2022
6.49%
63 Months
APR6.49%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2024 - 2026, Minimum Loan: N/A, Rate: Fixed

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
6.49%
61 - 72 Months
APR6.49%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 months
APR6.50%
Term84 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 months
APR6.50%
Term60 months
Last UpdatedApr 27, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
6.55%
84 to 120 months
APR6.55%
Term84 to 120 months
Last UpdatedApr 19, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
APR6.71%
Term72 months
Last UpdatedApr 18, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2015 through 2019 Models
6.74%
2019 Mo
APR6.74%
Term2019 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
6.74%
2022 Mo
APR6.74%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $20k only

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2020
6.75%
63 Months
APR6.75%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
6.79%
84 Months
APR6.79%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.84%
72 Months
APR6.84%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details

2010 - 2014; MAX 60 months

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
7.00%
96 Months
APR7.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2012-2018
7.00%
60 months
APR7.00%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
7.00%
12 - 48
APR7.00%
Term12 - 48
Last UpdatedApr 25, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
7.00%
0-48 Months
APR7.00%
Term0-48 Months
Last UpdatedApr 27, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles 2017
7.00%
Up to 36 Months
APR7.00%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
7.04%
121 to 180 months
APR7.04%
Term121 to 180 months
Last UpdatedApr 19, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Powersports New Vehicle
7.07%
72 Months
APR7.07%
Term72 Months
Last UpdatedApr 19, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2017 & Older
7.19%
48 Months
APR7.19%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2015 through 2019 Models
7.24%
2019 Mo
APR7.24%
Term2019 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
7.24%
73 - 84 Months
APR7.24%
Term73 - 84 Months
Last UpdatedApr 18, 2026
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan 2025-2026
7.32%
60 Months
APR7.32%
Term60 Months
Last UpdatedApr 17, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
APR7.74%
Term75- 84
Last UpdatedApr 18, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan 2023-2024
7.82%
60 Months
APR7.82%
Term60 Months
Last UpdatedApr 17, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
8.24%
85 - 96 Months
APR8.24%
Term85 - 96 Months
Last UpdatedApr 18, 2026
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan 2021-2022
8.33%
60 Months
APR8.33%
Term60 Months
Last UpdatedApr 17, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
8.46%
84 months
APR8.46%
Term84 months
Last UpdatedApr 18, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
8.50%
54 Months
APR8.50%
Term54 Months
Last UpdatedApr 18, 2026
Details

2009 & Older; MAX 54 months

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.59%
24 Months
APR8.59%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loan
8.74%
Up to 48 months
APR8.74%
TermUp to 48 months
Last UpdatedApr 17, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan 2019-2020
8.83%
60 Months
APR8.83%
Term60 Months
Last UpdatedApr 17, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.84%
36 Months
APR8.84%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.89%
48 Months
APR8.89%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
9.34%
60 Months
APR9.34%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Independent Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.19%
Classic Vehicle 20+ Years
9.49%
60 Months
APR9.49%
Term60 Months
Last UpdatedApr 27, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2006-2013
9.50%
48 months
APR9.50%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - Vintage models (2005 or older)
9.74%
36-48
APR9.74%
Term36-48
Last UpdatedApr 17, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan 2018 & Older
9.79%
60 Months
APR9.79%
Term60 Months
Last UpdatedApr 17, 2026
Details

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2000-2005
10.75%
36 months
APR10.75%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate Other Vehicle Loans
11.39%
$1,000
APR11.39%
Term$1,000
Last UpdatedApr 25, 2026
Details

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
APR12.50%
Term24 months
Last UpdatedApr 17, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

Special!

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
Up to 36 Months
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
APR4.25%
Term12 - 24
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 27, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
APR4.74%
Term0 - 59
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
APR4.99%
Term60 - 74
Last UpdatedApr 18, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedApr 27, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
APR5.34%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
APR5.46%
Term60 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.48%
72 Months
APR5.48%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
APR5.71%
Term72 months
Last UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 months
APR5.75%
Term48 months
Last UpdatedApr 27, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 Months
APR5.85%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
APR5.96%
Term84 months
Last UpdatedApr 18, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.97%
78 Months
APR5.97%
Term78 Months
Last UpdatedApr 19, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedApr 19, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
APR6.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 months
APR6.00%
Term60 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 months
APR6.25%
Term72 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 months
APR6.50%
Term84 months
Last UpdatedApr 27, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
6.55%
84 to 120 months
APR6.55%
Term84 to 120 months
Last UpdatedApr 19, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
6.79%
84 Months
APR6.79%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
7.04%
121 to 180 months
APR7.04%
Term121 to 180 months
Last UpdatedApr 19, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Powersports New Vehicle
7.07%
72 Months
APR7.07%
Term72 Months
Last UpdatedApr 19, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
APR7.74%
Term75- 84
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
Up to 36 Months
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
APR5.00%
Term12-24
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
APR5.00%
TermTerms Vary
Last UpdatedApr 27, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
APR5.05%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
APR5.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; 72 Months

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
APR5.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

2018 - 2019; Max 72 months

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 Months
APR5.85%
Term66 Months
Last UpdatedApr 19, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
APR5.95%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; Max 66 months

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
APR6.00%
Term48 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
APR6.04%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
APR6.09%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 months
APR6.25%
Term60 months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
APR6.34%
Term60 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
APR6.34%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
APR6.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 months
APR6.50%
Term60 months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
APR6.71%
Term72 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.84%
72 Months
APR6.84%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details

2010 - 2014; MAX 60 months

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
7.00%
96 Months
APR7.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2012-2018
7.00%
60 months
APR7.00%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
7.00%
12 - 48
APR7.00%
Term12 - 48
Last UpdatedApr 25, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
7.00%
0-48 Months
APR7.00%
Term0-48 Months
Last UpdatedApr 27, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles 2017
7.00%
Up to 36 Months
APR7.00%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
8.46%
84 months
APR8.46%
Term84 months
Last UpdatedApr 18, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
8.50%
54 Months
APR8.50%
Term54 Months
Last UpdatedApr 18, 2026
Details

2009 & Older; MAX 54 months

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.59%
24 Months
APR8.59%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.84%
36 Months
APR8.84%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.89%
48 Months
APR8.89%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
9.34%
60 Months
APR9.34%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2006-2013
9.50%
48 months
APR9.50%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2000-2005
10.75%
36 months
APR10.75%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
APR12.50%
Term24 months
Last UpdatedApr 17, 2026
Details

As Low As

Saint Mary Of The Woods, IN Auto Loan Rate Trends

Compare local Saint Mary Of The Woods, IN auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Auto Trends →
New Auto Loan — IN Avg
5.800%
▲ 0.140 vs 7 days ago

Indiana new auto rates rose 0.140 points over the past 7 days to 5.800% APR.

Used Auto Loan — IN Avg
6.363%
▲ 0.144 vs 7 days ago

Indiana used auto rates rose 0.144 points over the past 7 days to 6.363% APR.

As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Saint Mary Of The Woods, Indiana

How does my credit score affect my car loan rate in Indiana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Saint Mary Of The Woods, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Saint Mary Of The Woods, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Saint Mary Of The Woods, Indiana?

Based on our current data, some of the lowest auto loan rates available in Saint Mary Of The Woods, Indiana include:
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Central Soya Federal Credit Union: 3.49% (New Vehicle Loan)
  • Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
  • Regional Federal Credit Union: 3.74% (New and Used Auto Loans)
  • United Federal Credit Union: 3.95% (Fixed Rate New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Saint Mary Of The Woods, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026