Current auto loan rates in Shreveport, Louisiana include Red River Employees Federal Credit UnionRed River Employees Federal Credit Union8530 Fern Ave, Shreveport, LA, 71105A+5.0 ★Texas Ratio: 5.10% offering 2025 Auto Loan at 4.35%, Willis Knighton Federal Credit UnionWillis Knighton Federal Credit Union8400 Mansfield Rd, Shreveport, LA, 71108A+5.0 ★Texas Ratio: 2.84% offering New & Used Vehicles at 4.49%, TES REGIONAL HEALTHCARETES REGIONAL HEALTHCARE2050 Line Ave, Shreveport, LA, 71104A5.0 ★Texas Ratio: 9.43% offering New Auto at 4.80%, BOSSIERBOSSIER8701 Business Park Dr, Shreveport, LA, 71105 5612A+5.0 ★Texas Ratio: 0.28% offering New Auto at 5.44%, Campus Federal Credit UnionCampus Federal Credit Union1501 Kings Hwy, Shreveport, LA, 71103 4228A+5.0 ★Texas Ratio: 1.73% offering Auto Loans at 5.74%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Shreveport has 5 local institutions in our database, with auto loan rates as low as 4.35% APR from Red River Employees Federal Credit Union at 8530 Fern Ave, Shreveport, LA, 71105. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Shreveport, Louisiana. Auto Loan Rates Last Updated and Verified: April 19, 2026
As Low As
As Low As
As Low As
As Low As
Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
As Low As; *Annual Percentage Rate. Membership eligibility required. Not every member will qualify for the lowest rate and/or longest term. Terms determined by amount financed and age of vehicle. Contact a loan officer for more details. Rates are subject to change.
As Low As
As Low As
As Low As; *Annual Percentage Rate. Membership eligibility required. Not every member will qualify for the lowest rate and/or longest term. Terms determined by amount financed and age of vehicle. Contact a loan officer for more details. Rates are subject to change.
As Low As
As Low As
As Low As
up to 96 mo.
up to 84 mo.
up to 72 mo.
As Low As
As Low As; 100% financing available
As Low As
As Low As
As Low As; 100% financing available
As Low As
As Low As; 100% financing available
As Low As
As Low As; 100% financing available
As Low As
As Low As
As Low As
As Low As
As Low As; 100% financing available
As Low As
As Low As
As Low As
As Low As
As Low As; Cars, Trucks, & SUVs
As Low As; Limited-time only.
A+APR*
As Low As
A+APR*
AAPR*
Paper Grade A, Credit Score Range 720+
As Low As
As Low As
AAPR*
Up to 60 Months
Paper Grade A, Credit Score Range 720+
As Low As
New Auto, 12-60 Month Term
AAPR*
72 Months
Paper Guide: A; Credit Score Range: 720+
As Low As
As Low As
As Low As
As Low As
Up to 60 Months
Paper Guide: A; Credit Score Range: 720+
As Low As
As Low As
BAPR*
72 Months
Paper Grade A, Credit Score Range 720+
As Low As
As Low As
As Low As
As Low As
As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
As Low As
As Low As; 36 months
As Low As
As Low As
BAPR*
Paper Grade B, Credit Score Range 670-719
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Selling price must be $30,000
1% APR interest rate reduction for School Employees for this loan category.
BAPR*
A+APR*
Paper Guide: A; Credit Score Range: 720+
As Low As
As Low As
As Low As; New Vehicles Only > $25,000
As Low As
As Low As
As Low As
1% APR interest rate reduction for School Employees for this loan category.
Up to 60 Months
A+APR*
Paper Guide: B; Credit Score Range: 670-719
As Low As
As Low As
Maximum term for loans up to $5,000 is 24 months
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
1% APR interest rate reduction for School Employees for this loan category.
72 Months
AAPR*
Paper Grade B, Credit Score Range 670-719
As Low As
As Low As
As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts
Loan amount is $15,001 or greater
As Low As
As Low As
1% APR interest rate reduction for School Employees for this loan category.
AAPR*
As Low As
As Low As
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
Paper Grade C, Credit Score Range 620 - 669
Paper Guide: B; Credit Score Range: 670-719
Loan amount is $14,001 or greater
Paper Grade C, Credit Score Range 620 - 669
As Low As
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As
CAPR*
BAPR*
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
1% APR interest rate reduction for School Employees for this loan category.
CAPR*
BAPR*
Paper Guide: C; Credit Score Range: 620 - 669
As Low As
As Low As
CAPR*
Paper Grade C, Credit Score Range 620 - 669
Paper Guide: C; Credit Score Range: 620 - 669
As Low As
Up to 60 Months
72 Months
As Low As
1% APR interest rate reduction for School Employees for this loan category.
Paper Guide: C; Credit Score Range: 620 - 669
1% APR interest rate reduction for School Employees for this loan category.
DAPR*
CAPR*
1% APR interest rate reduction for School Employees for this loan category.
DAPR*
CAPR*
DAPR*
Up to 60 Months
72 Months
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)
DAPR*
Paper Grade D, Credit Score Range 580 - 619
DAPR*
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)
Paper Grade D, Credit Score Range 580 - 619
Paper Guide: D; Credit Score Range: 580 - 619
Paper Guide: D; Credit Score Range: 580 - 619
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)
Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
Paper Grade E, Credit Score Range 579 or less
Paper Grade E, Credit Score Range 579 or less
EAPR*
EAPR*
Paper Guide: E; Credit Score Range: 579 or less
Paper Guide: E; Credit Score Range: 579 or less
Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval
As Low As
As Low As
Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
As Low As; *Annual Percentage Rate. Membership eligibility required. Not every member will qualify for the lowest rate and/or longest term. Terms determined by amount financed and age of vehicle. Contact a loan officer for more details. Rates are subject to change.
As Low As
up to 96 mo.
A+APR*
As Low As
A+APR*
AAPR*
Paper Grade A, Credit Score Range 720+
As Low As
AAPR*
Paper Grade A, Credit Score Range 720+
As Low As
AAPR*
As Low As
As Low As
As Low As
As Low As
As Low As
BAPR*
Paper Grade A, Credit Score Range 720+
As Low As
As Low As
As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
As Low As
As Low As
BAPR*
Paper Grade B, Credit Score Range 670-719
As Low As
As Low As
As Low As
As Low As; Selling price must be $30,000
BAPR*
As Low As
As Low As; New Vehicles Only > $25,000
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
Paper Grade B, Credit Score Range 670-719
Loan amount is $15,001 or greater
As Low As
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
Paper Grade C, Credit Score Range 620 - 669
Paper Grade C, Credit Score Range 620 - 669
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As
CAPR*
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
CAPR*
As Low As
CAPR*
Paper Grade C, Credit Score Range 620 - 669
DAPR*
DAPR*
DAPR*
Paper Grade D, Credit Score Range 580 - 619
Paper Grade D, Credit Score Range 580 - 619
Paper Grade E, Credit Score Range 579 or less
Paper Grade E, Credit Score Range 579 or less
EAPR*
Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
As Low As; *Annual Percentage Rate. Membership eligibility required. Not every member will qualify for the lowest rate and/or longest term. Terms determined by amount financed and age of vehicle. Contact a loan officer for more details. Rates are subject to change.
up to 84 mo.
up to 72 mo.
As Low As
Up to 60 Months
72 Months
Paper Guide: A; Credit Score Range: 720+
As Low As
Up to 60 Months
Paper Guide: A; Credit Score Range: 720+
As Low As
72 Months
As Low As
As Low As
As Low As
1% APR interest rate reduction for School Employees for this loan category.
A+APR*
Paper Guide: A; Credit Score Range: 720+
As Low As
As Low As
As Low As
1% APR interest rate reduction for School Employees for this loan category.
Up to 60 Months
A+APR*
Paper Guide: B; Credit Score Range: 670-719
Maximum term for loans up to $5,000 is 24 months
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
1% APR interest rate reduction for School Employees for this loan category.
72 Months
AAPR*
As Low As
As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts
As Low As
1% APR interest rate reduction for School Employees for this loan category.
AAPR*
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
Paper Guide: B; Credit Score Range: 670-719
Loan amount is $14,001 or greater
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
BAPR*
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
1% APR interest rate reduction for School Employees for this loan category.
BAPR*
Paper Guide: C; Credit Score Range: 620 - 669
Paper Guide: C; Credit Score Range: 620 - 669
As Low As
Up to 60 Months
72 Months
As Low As
1% APR interest rate reduction for School Employees for this loan category.
Paper Guide: C; Credit Score Range: 620 - 669
1% APR interest rate reduction for School Employees for this loan category.
CAPR*
1% APR interest rate reduction for School Employees for this loan category.
CAPR*
Up to 60 Months
72 Months
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)
DAPR*
DAPR*
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)
Paper Guide: D; Credit Score Range: 580 - 619
Paper Guide: D; Credit Score Range: 580 - 619
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)
Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
EAPR*
Paper Guide: E; Credit Score Range: 579 or less
Paper Guide: E; Credit Score Range: 579 or less
Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval
Compare local Shreveport, LA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana new auto rates fell 0.517 points over the past 7 days to 6.204% APR.
Louisiana used auto rates fell 0.350 points over the past 7 days to 6.991% APR.