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Auto Loan Rates in Cumberland, Maryland (MD) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Cumberland, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 22, 2026

Current auto loan rates in Cumberland, Maryland include Act 1st Federal Credit UnionAct 1st Federal Credit Union11905 Messick Rd SE, Cumberland, MD, 21502A5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, Chessie Federal Credit UnionChessie Federal Credit Union122 W Union St, Cumberland, MD, 21502A+5.0 ★Texas Ratio: 5.80% offering New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%) at 4.49%, WEPCO Federal Credit UnionWEPCO Federal Credit Union1101 E Oldtown Rd, Cumberland, MD, 21502 4039A+5.0 ★Texas Ratio: 3.70% offering Historic Autos (20 Years and Older) at 8.74%, POCU of MarylandPOCU of MarylandA+5.0 ★ offering New Car at 3.09%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.

Cumberland has 3 local institutions in our database, with auto loan rates as low as 2.99% APR from Act 1st Federal Credit Union at 11905 Messick Rd SE, Cumberland, MD, 21502. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cumberland, Maryland. Auto Loan Rates Last Updated and Verified: April 22, 2026

Compare Auto Loan Rates Today in Cumberland, Maryland & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
5.74%
0-60
View
▼
APR5.74%
Term0-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
6.24%
61-72
View
▼
APR6.24%
Term61-72
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
6.49%
72 months
View
▼
APR6.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (22-23) (up to 110%)
6.74%
84 months
View
▼
APR6.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19)(up to 100%)
6.99%
48 months
View
▼
APR6.99%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2016-2006
7.24%
0-60
View
▼
APR7.24%
Term0-60
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19) (up to 100%)
7.49%
60 months
View
▼
APR7.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (2015 and older) (up to 100%)
8.74%
48 months
View
▼
APR8.74%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
8.74%
20 Years
View
▼
APR8.74%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
9.24%
20 Years
View
▼
APR9.24%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
9.74%
20 Years
View
▼
APR9.74%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
10.24%
20 Years
View
▼
APR10.24%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $29.43

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 36
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
View
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedApr 19, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedApr 18, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60
View
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details

As Low As; $5,000 min

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedApr 19, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 48
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 months
View
▼
APR4.59%
Term48 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $22.91

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 months
View
▼
APR4.60%
Term36 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $29.72

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 months
View
▼
APR4.69%
Term60 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $18.70

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Age of Vehicle: 1-7 years

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72
View
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 min

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 36
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedApr 19, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
4.94%
1-36
View
▼
APR4.94%
Term1-36
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 months
View
▼
APR4.94%
Term48 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $23.00

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
up to 60 months
View
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 months
View
▼
APR5.04%
Term60 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $18.83

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to $25,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 60
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
5.19%
37-51
View
▼
APR5.19%
Term37-51
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 48
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
View
▼
APR5.24%
Term12-48
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
View
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
61 - 72 months
View
▼
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 12-84 Months available

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Refinance Auto Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 72
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
5.44%
52-63
View
▼
APR5.44%
Term52-63
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedApr 19, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
View
▼
APR5.49%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
View
▼
APR5.49%
Term12-48
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
View
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to $15,000

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 months*
View
▼
APR5.52%
Term72 months*
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $16.31

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 Months
View
▼
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 months**
View
▼
APR5.67%
Term84 months**
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $14.40

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Age of Vehicle: **

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
View
▼
APR5.74%
Term12-48
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
View
▼
APR5.74%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
View
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 22, 2026
Details

As Low As; 5.74%

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84
View
▼
APR5.75%
Term73 to 84
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 min

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 60
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.80%
78 Months
View
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 to $35,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.80%
78 Months
View
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
5.84%
64-75
View
▼
APR5.84%
Term64-75
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
View
▼
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 Months
View
▼
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 84
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.99%
73-84
View
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.99%
49-60
View
▼
APR5.99%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.99%
61-72
View
▼
APR5.99%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details

Minimum $25,000 loan amount

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.99%
73-84
View
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.04%
36 Months
View
▼
APR6.04%
Term36 Months
Last UpdatedApr 22, 2026
Details

As Low As; 6.04%

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 72
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
View
▼
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedApr 19, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $29.43

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 36
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
View
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedApr 19, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60
View
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details

As Low As; $5,000 min

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedApr 19, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 48
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 months
View
▼
APR4.59%
Term48 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $22.91

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 months
View
▼
APR4.69%
Term60 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $18.70

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72
View
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 min

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedApr 19, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to $25,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 60
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
View
▼
APR5.24%
Term12-48
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 12-84 Months available

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 72
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedApr 19, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
View
▼
APR5.49%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 months*
View
▼
APR5.52%
Term72 months*
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $16.31

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 Months
View
▼
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 months**
View
▼
APR5.67%
Term84 months**
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $14.40

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 22, 2026
Details

As Low As; 5.74%

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84
View
▼
APR5.75%
Term73 to 84
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 min

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.80%
78 Months
View
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details

As Low As; $15,000 to $35,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.80%
78 Months
View
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
View
▼
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 Months
View
▼
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 84
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.99%
73-84
View
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details

Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
View
▼
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
5.74%
0-60
View
▼
APR5.74%
Term0-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
6.24%
61-72
View
▼
APR6.24%
Term61-72
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
6.49%
72 months
View
▼
APR6.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (22-23) (up to 110%)
6.74%
84 months
View
▼
APR6.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19)(up to 100%)
6.99%
48 months
View
▼
APR6.99%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2016-2006
7.24%
0-60
View
▼
APR7.24%
Term0-60
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19) (up to 100%)
7.49%
60 months
View
▼
APR7.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (2015 and older) (up to 100%)
8.74%
48 months
View
▼
APR8.74%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedApr 18, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 months
View
▼
APR4.60%
Term36 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $29.72

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As; Age of Vehicle: 1-7 years

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 36
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
4.94%
1-36
View
▼
APR4.94%
Term1-36
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 months
View
▼
APR4.94%
Term48 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $23.00

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
up to 60 months
View
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 months
View
▼
APR5.04%
Term60 months
Last UpdatedApr 22, 2026
Details

As Low As; Monthly Payment Per $1,000 Borrowed: $18.83

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
5.19%
37-51
View
▼
APR5.19%
Term37-51
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 48
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
View
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
61 - 72 months
View
▼
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 12-84 Months available

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
5.44%
52-63
View
▼
APR5.44%
Term52-63
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
View
▼
APR5.49%
Term12-48
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
View
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to $15,000

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Age of Vehicle: **

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
View
▼
APR5.74%
Term12-48
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
View
▼
APR5.74%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
View
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 60
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.80%
78 Months
View
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
Used Auto, Truck, Van
5.84%
64-75
View
▼
APR5.84%
Term64-75
Last UpdatedApr 17, 2026
Details

As Low As; Automated Payments

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedApr 18, 2026
Details

Up to 135% of Car Value

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.99%
49-60
View
▼
APR5.99%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.99%
61-72
View
▼
APR5.99%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.99%
73-84
View
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.04%
36 Months
View
▼
APR6.04%
Term36 Months
Last UpdatedApr 22, 2026
Details

As Low As; 6.04%

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 72
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cumberland, MD Auto Loan Rate Trends

Compare local Cumberland, MD auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Auto Trends →
New Auto Loan — MD Avg
5.330%
▼ 0.118 vs 7 days ago

Maryland new auto rates fell 0.118 points over the past 7 days to 5.330% APR.

Used Auto Loan — MD Avg
6.454%
▼ 0.151 vs 7 days ago

Maryland used auto rates fell 0.151 points over the past 7 days to 6.454% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Cumberland, Maryland

How does my credit score affect my car loan rate in Maryland?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cumberland, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Cumberland, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Cumberland, Maryland?

Based on our current data, some of the lowest auto loan rates available in Cumberland, Maryland include:
  • Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
  • Chessie Federal Credit Union: 4.49% (New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%))
  • WEPCO Federal Credit Union: 8.74% (Historic Autos (20 Years and Older))
  • POCU of Maryland: 3.09% (New Car)
  • Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cumberland, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 22, 2026

Cumberland, Maryland Rates & Resources

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