Auto Loan Rates in Ellicott City, Maryland (MD) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ellicott City, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Ellicott City, Maryland include Tower Federal Credit UnionTower Federal Credit Union9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042A+5.0 ★Texas Ratio: 1.36% offering New Cars and Trucks at 3.74%, State Employees Credit UnionState Employees Credit Union10025 Baltimore National Pike, Ellicott City, MD, 21042A+5.0 ★Texas Ratio: 5.38% offering 36 Month - New Auto or Truck Purchase/Refinance at 4.24%, Howard County Education Federal Credit UnionHoward County Education Federal Credit Union3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178A5.0 ★Texas Ratio: 6.65% offering All New Vehicles at 6.49%, Act 1st Federal Credit UnionAct 1st Federal Credit UnionA5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, POCU of MarylandPOCU of MarylandA+5.0 ★ offering New Car at 3.09%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.
Ellicott City has 3 local institutions in our database, with auto loan rates as low as 3.74% APR from Tower Federal Credit Union at 9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ellicott City, Maryland. Auto Loan Rates Last Updated and Verified: April 22, 2026
Compare Auto Loan Rates Today in Ellicott City, Maryland & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedApr 18, 2026
Details
APR3.09%
Term24 Months
Last UpdatedApr 19, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedApr 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.43
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details
APR4.44%
Term1 to 36
Last UpdatedApr 19, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details
As Low As; $5,000 min
APR4.54%
Term37 to 48
Last UpdatedApr 19, 2026
Details
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $22.91
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.72
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.70
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: 1-7 years
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.79%
Term49 to 66
Last UpdatedApr 19, 2026
Details
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $23.00
APR4.94%
Term1-36
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.83
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.19%
Term37-51
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 12-84 Months available
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Refinance Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.44%
Term52-63
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
APR5.44%
Term67 to 78
Last UpdatedApr 19, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
▼
APR5.49%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $15,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 months*
▼
APR5.52%
Term72 months*
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $16.31
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 Months
▼
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 months**
▼
APR5.67%
Term84 months**
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $14.40
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 22, 2026
Details
As Low As; 5.74%
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: **
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
▼
APR5.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
▼
APR5.74%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
▼
APR5.74%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84
▼
APR5.75%
Term73 to 84
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 to $35,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.84%
Term64-75
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 Months
▼
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.99%
73-84
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.99%
49-60
▼
APR5.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.99%
61-72
▼
APR5.99%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details
Minimum $25,000 loan amount
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.99%
73-84
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.04%
36 Months
▼
APR6.04%
Term36 Months
Last UpdatedApr 22, 2026
Details
As Low As; 6.04%
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.09%
49 Months
▼
APR6.09%
Term49 Months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.09%
1 - 36
▼
APR6.09%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.14%
Up to 63 months
▼
APR6.14%
TermUp to 63 months
Last UpdatedApr 18, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
▼
APR6.19%
Term1 to 36
Last UpdatedApr 19, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.20%
72 months*
▼
APR6.20%
Term72 months*
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $16.62
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 22, 2026
Details
As Low As; 6.24%
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedApr 18, 2026
Details
APR3.09%
Term24 Months
Last UpdatedApr 19, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedApr 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.43
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedApr 18, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details
APR4.44%
Term1 to 36
Last UpdatedApr 19, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details
As Low As; $5,000 min
APR4.54%
Term37 to 48
Last UpdatedApr 19, 2026
Details
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $22.91
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.70
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
APR4.79%
Term49 to 66
Last UpdatedApr 19, 2026
Details
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.10%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 12-84 Months available
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.44%
Term67 to 78
Last UpdatedApr 19, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 months*
▼
APR5.52%
Term72 months*
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $16.31
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 Months
▼
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 months**
▼
APR5.67%
Term84 months**
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $14.40
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 22, 2026
Details
As Low As; 5.74%
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
▼
APR5.74%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84
▼
APR5.75%
Term73 to 84
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 to $35,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 Months
▼
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.99%
73-84
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details
Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.09%
49 Months
▼
APR6.09%
Term49 Months
Last UpdatedApr 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
▼
APR6.19%
Term1 to 36
Last UpdatedApr 19, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 22, 2026
Details
As Low As; 6.24%
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
10025 Baltimore National Pike, Ellicott City, MD, 21042
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
9150 Baltimore National Pike Ste 12, Ellicott City, MD, 21042
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedApr 17, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $29.72
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: 1-7 years
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $23.00
APR4.94%
Term1-36
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $18.83
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.19%
Term37-51
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 12-84 Months available
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details
APR5.44%
Term52-63
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedApr 17, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
▼
APR5.49%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to $15,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Age of Vehicle: **
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedApr 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
▼
APR5.74%
Term12-48
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
▼
APR5.74%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
APR5.84%
Term64-75
Last UpdatedApr 17, 2026
Details
As Low As; Automated Payments
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 18, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.99%
49-60
▼
APR5.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.99%
61-72
▼
APR5.99%
Term61-72
Last UpdatedApr 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.99%
73-84
▼
APR5.99%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.04%
36 Months
▼
APR6.04%
Term36 Months
Last UpdatedApr 22, 2026
Details
As Low As; 6.04%
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR6.05%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.09%
1 - 36
▼
APR6.09%
Term1 - 36
Last UpdatedApr 18, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.20%
72 months*
▼
APR6.20%
Term72 months*
Last UpdatedApr 22, 2026
Details
As Low As; Monthly Payment Per $1,000 Borrowed: $16.62
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedApr 18, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
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MonitorBankRates
Ellicott City, MD Auto Loan Rate Trends
Compare local Ellicott City, MD auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MD Avg
5.330%
▼ 0.118 vs 7 days ago
Maryland new auto rates fell 0.118 points over the past 7 days to 5.330% APR.
Used Auto Loan — MD Avg
6.454%
▼ 0.151 vs 7 days ago
Maryland used auto rates fell 0.151 points over the past 7 days to 6.454% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Ellicott City, Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ellicott City, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Ellicott City, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Ellicott City, Maryland?
Based on our current data, some of the lowest auto loan rates available in Ellicott City, Maryland include:
- Tower Federal Credit Union: 3.74% (New Cars and Trucks)
- State Employees Credit Union: 4.24% (36 Month - New Auto or Truck Purchase/Refinance)
- Howard County Education Federal Credit Union: 6.49% (All New Vehicles)
- Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
- POCU of Maryland: 3.09% (New Car)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ellicott City, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 22, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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