Auto Loan Rates in Germantown, Maryland (MD) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Germantown, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Germantown, Maryland include SkyPoint Federal Credit UnionSkyPoint Federal Credit Union19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874A5.0 ★Texas Ratio: 11.30% offering New Auto Loan at 4.84%, Mid-Atlantic Federal Credit UnionMid-Atlantic Federal Credit Union12820 Wisteria Dr, Germantown, MD, 20874 2627A5.0 ★Texas Ratio: 6.64% offering New/Used Auto Loan at 4.99%, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering New or Used Vehicle Loans at 2.49%, POCU of MarylandPOCU of MarylandA+5.0 ★ offering New Car 24 Months at 3.09%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Germantown has 2 local institutions in our database, with auto loan rates as low as 4.84% APR from SkyPoint Federal Credit Union at 19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Germantown, Maryland. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Germantown, Maryland & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMay 7, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMay 7, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMay 7, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMay 7, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedMay 7, 2026
Details
Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36
▼
APR6.09%
Term1 - 36
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.34%
61 - 72
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.34%
61 - 72
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.34%
37 - 48
▼
APR6.34%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New Auto Loan (New Car Only)
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
6.49%
73 - 84
▼
APR6.49%
Term73 - 84
Last UpdatedMay 7, 2026
Details
Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.59%
49 - 60
▼
APR6.59%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.84%
73 - 84
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.84%
73 - 84
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.84%
61 - 72
▼
APR6.84%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.84%
61 - 72 Months
▼
APR6.84%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
7.34%
73 - 84
▼
APR7.34%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
7.34%
73 - 84 Months
▼
APR7.34%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details
As Low As
APR3.09%
Term24 Months
Last UpdatedMay 12, 2026
Details
APR3.09%
Term36 Months
Last UpdatedMay 12, 2026
Details
APR3.09%
Term48 Months
Last UpdatedMay 12, 2026
Details
APR3.09%
Term60 Months
Last UpdatedMay 12, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
APR3.29%
Term24 Months
Last UpdatedMay 12, 2026
Details
APR3.29%
Term36 Months
Last UpdatedMay 12, 2026
Details
APR3.29%
Term48 Months
Last UpdatedMay 12, 2026
Details
APR3.29%
Term60 Months
Last UpdatedMay 12, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
APR4.20%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
APR4.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
▼
APR4.49%
Termup to 60
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details
As Low As
APR4.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details
APR4.55%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Age of Vehicle: 1-7 years
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMay 7, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.79%
Term84 Months
Last UpdatedMay 12, 2026
Details
APR4.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
APR5.10%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
▼
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 12-84 Months available
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Refinance Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMay 7, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 Months
▼
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.60%
60 Months
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 Months
▼
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Age of Vehicle: **
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
APR5.75%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.90%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
66 Months
▼
APR5.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
APR6.05%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.14%
Up to 63 months
▼
APR6.14%
TermUp to 63 months
Last UpdatedMay 7, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
▼
APR6.19%
Term1 to 36
Last UpdatedMay 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.20%
72 Months
▼
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR6.24%
Term79 to 87
Last UpdatedMay 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.29%
64-75 months
▼
APR6.29%
Term64-75 months
Last UpdatedMay 7, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.29%
37 to 48
▼
APR6.29%
Term37 to 48
Last UpdatedMay 12, 2026
Details
APR6.40%
Term96 Months
Last UpdatedMay 12, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.44%
1 to 36
▼
APR6.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
▼
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 6, 2026
Details
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedMay 7, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.54%
49 to 66
▼
APR6.54%
Term49 to 66
Last UpdatedMay 12, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.54%
37 to 48
▼
APR6.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.79%
76-84 months
▼
APR6.79%
Term76-84 months
Last UpdatedMay 7, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.79%
49 to 66
▼
APR6.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
▼
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedMay 7, 2026
Details
APR6.99%
Term88 to 96
Last UpdatedMay 12, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
7.04%
84 Months
▼
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
7.19%
67 to 78
▼
APR7.19%
Term67 to 78
Last UpdatedMay 12, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
▼
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedMay 7, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
7.34%
84 Months
▼
APR7.34%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
7.44%
67 to 78
▼
APR7.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.49%
67 Months
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; Age of Vehicle: 8-10 years
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.49%
66 Months
▼
APR7.49%
Term66 Months
Last UpdatedMay 6, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.74%
73 Months
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedMay 7, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMay 7, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMay 7, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMay 7, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 - 48
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedMay 7, 2026
Details
Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 - 60
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.34%
61 - 72
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.34%
61 - 72
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New Auto Loan (New Car Only)
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.84%
73 - 84
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.84%
73 - 84
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details
As Low As
APR3.09%
Term24 Months
Last UpdatedMay 12, 2026
Details
APR3.09%
Term36 Months
Last UpdatedMay 12, 2026
Details
APR3.09%
Term48 Months
Last UpdatedMay 12, 2026
Details
APR3.09%
Term60 Months
Last UpdatedMay 12, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details
As Low As
APR4.20%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.29%
Term72 Months
Last UpdatedMay 12, 2026
Details
APR4.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
▼
APR4.49%
Termup to 60
Last UpdatedMay 7, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details
As Low As
APR4.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details
APR4.55%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMay 7, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details
As Low As
APR4.79%
Term84 Months
Last UpdatedMay 12, 2026
Details
APR4.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
APR5.10%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 12-84 Months available
APR5.40%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMay 7, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 Months
▼
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 Months
▼
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details
As Low As
APR5.90%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
▼
APR6.19%
Term1 to 36
Last UpdatedMay 12, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR6.24%
Term79 to 87
Last UpdatedMay 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.29%
37 to 48
▼
APR6.29%
Term37 to 48
Last UpdatedMay 12, 2026
Details
APR6.40%
Term96 Months
Last UpdatedMay 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
All New Vehicles
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedMay 7, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.54%
49 to 66
▼
APR6.54%
Term49 to 66
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details
As Low As
APR6.99%
Term88 to 96
Last UpdatedMay 12, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
7.04%
84 Months
▼
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
7.19%
67 to 78
▼
APR7.19%
Term67 to 78
Last UpdatedMay 12, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedMay 7, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.49%
67 Months
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.74%
73 Months
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 7, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMay 7, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMay 7, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36
▼
APR6.09%
Term1 - 36
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.34%
37 - 48
▼
APR6.34%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
6.49%
73 - 84
▼
APR6.49%
Term73 - 84
Last UpdatedMay 7, 2026
Details
Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.59%
49 - 60
▼
APR6.59%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedMay 7, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.84%
61 - 72
▼
APR6.84%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.84%
61 - 72 Months
▼
APR6.84%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
7.34%
73 - 84
▼
APR7.34%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
7.34%
73 - 84 Months
▼
APR7.34%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details
As Low As; Minimum $30,000 loan amount
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
APR3.29%
Term24 Months
Last UpdatedMay 12, 2026
Details
APR3.29%
Term36 Months
Last UpdatedMay 12, 2026
Details
APR3.29%
Term48 Months
Last UpdatedMay 12, 2026
Details
APR3.29%
Term60 Months
Last UpdatedMay 12, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Age of Vehicle: 1-7 years
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
▼
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 12-84 Months available
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Age of Vehicle: **
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
APR5.75%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
APR6.05%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.20%
72 Months
▼
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.44%
1 to 36
▼
APR6.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
▼
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.54%
37 to 48
▼
APR6.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.79%
49 to 66
▼
APR6.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
▼
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedMay 7, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
▼
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
7.34%
84 Months
▼
APR7.34%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
7.44%
67 to 78
▼
APR7.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.49%
67 Months
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; Age of Vehicle: 8-10 years
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.74%
73 Months
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedMay 7, 2026
Details
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Germantown, MD Auto Loan Rate Trends
Compare local Germantown, MD auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MD Avg
5.344%
▲ 0.040 vs 7 days ago
Maryland new auto rates rose 0.040 points over the past 7 days to 5.344% APR.
Used Auto Loan — MD Avg
6.603%
▲ 0.107 vs 7 days ago
Maryland used auto rates rose 0.107 points over the past 7 days to 6.603% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions about Auto Loans in Germantown, Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Germantown, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Germantown, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Germantown, Maryland?
Based on our current data, some of the lowest auto loan rates available in Germantown, Maryland include:
- SkyPoint Federal Credit Union: 4.84% (New Auto Loan)
- Mid-Atlantic Federal Credit Union: 4.99% (New/Used Auto Loan)
- WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
- POCU of Maryland: 3.09% (New Car 24 Months)
- Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Germantown, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
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