MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Maryland
  6. ›
  7. Waldorf
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Waldorf, Maryland (MD) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Waldorf, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Waldorf, Maryland include Cedar Point Federal Credit UnionCedar Point Federal Credit Union11100 Weymouth Ct, Waldorf, MD, 20603A+5.0 ★Texas Ratio: 3.92% offering New Auto at 3.49%, Andrews Federal Credit UnionAndrews Federal Credit Union2595 Crain Hwy, Waldorf, MD, 20601A5.0 ★Texas Ratio: 11.92% offering New Auto Loan at 3.99%, SPECTRASPECTRA1024 Saint Nicholas Dr, Waldorf, MD, 20603A+5.0 ★Texas Ratio: 0.00% offering New Vehicles at 4.20%, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering New or Used Vehicle Loans at 2.49%, POCU of MarylandPOCU of MarylandA+5.0 ★ offering New Car 24 Months at 3.09%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Waldorf has 3 local institutions in our database, with auto loan rates as low as 3.49% APR from Cedar Point Federal Credit Union at 11100 Weymouth Ct, Waldorf, MD, 20603. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Waldorf, Maryland. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Waldorf, Maryland & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
4.60%
36 Months
View
▼
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: 1-7 years

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
5.52%
72 Months
View
▼
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
5.67%
84 Months
View
▼
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
Pre-owned Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: **

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
6.20%
72 Months
View
▼
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
6.40%
96 Months
View
▼
APR6.40%
Term96 Months
Last UpdatedMay 12, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
Pre-owned Auto
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: 8-10 years

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
View
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 24 Months
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 36 Months
3.09%
36 Months
View
▼
APR3.09%
Term36 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 48 Months
3.09%
48 Months
View
▼
APR3.09%
Term48 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 60 Months
3.09%
60 Months
View
▼
APR3.09%
Term60 Months
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 24 Months
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 36 Months
3.29%
36 Months
View
▼
APR3.29%
Term36 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 48 Months
3.29%
48 Months
View
▼
APR3.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 60 Months
3.29%
60 Months
View
▼
APR3.29%
Term60 Months
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 72 Months
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMay 12, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
View
▼
APR4.49%
Termup to 60
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 72 Months
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
View
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
View
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 84 Months
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMay 12, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedMay 7, 2026
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedMay 7, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 12-84 Months available

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Refinance Auto Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedMay 7, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedMay 7, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.60%
60 Months
View
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.64%
60 Months
View
▼
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.64%
36 Months
View
▼
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84 mos.
View
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
View
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 - 48
View
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.94%
60 Months
View
▼
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
66 Months
View
▼
APR5.99%
Term66 Months
Last UpdatedMay 6, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedMay 7, 2026
Details

Minimum $25,000 loan amount

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
View
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.09%
49 - 60
View
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.09%
1 - 36
View
▼
APR6.09%
Term1 - 36
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.09%
1 - 36 Months
View
▼
APR6.09%
Term1 - 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.14%
Up to 63 months
View
▼
APR6.14%
TermUp to 63 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
View
▼
APR6.19%
Term1 to 36
Last UpdatedMay 12, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.24%
79 to 87
View
▼
APR6.24%
Term79 to 87
Last UpdatedMay 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
View
▼
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.29%
64-75 months
View
▼
APR6.29%
Term64-75 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.29%
37 to 48
View
▼
APR6.29%
Term37 to 48
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.34%
61 - 72
View
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.34%
61 - 72
View
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.34%
37 - 48
View
▼
APR6.34%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.34%
37 - 48 Months
View
▼
APR6.34%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.44%
1 to 36
View
▼
APR6.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
View
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
View
▼
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
All New Vehicles
6.49%
Up to 60 Months
View
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New Auto Loan (New Car Only)
6.49%
96 months
View
▼
APR6.49%
Term96 months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
6.49%
73 - 84
View
▼
APR6.49%
Term73 - 84
Last UpdatedMay 7, 2026
Details

Minimum $25,000 loan amount

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
6.49%
5 Years
View
▼
APR6.49%
Term5 Years
Last UpdatedMay 7, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.54%
49 to 66
View
▼
APR6.54%
Term49 to 66
Last UpdatedMay 12, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.54%
37 to 48
View
▼
APR6.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.59%
49 - 60
View
▼
APR6.59%
Term49 - 60
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.59%
49 - 60 Months
View
▼
APR6.59%
Term49 - 60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.79%
76-84 months
View
▼
APR6.79%
Term76-84 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.79%
49 to 66
View
▼
APR6.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.84%
73 - 84
View
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.84%
73 - 84
View
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.84%
61 - 72
View
▼
APR6.84%
Term61 - 72
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.84%
61 - 72 Months
View
▼
APR6.84%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
View
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
View
▼
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
6.99%
4 Years
View
▼
APR6.99%
Term4 Years
Last UpdatedMay 7, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.99%
88 to 96
View
▼
APR6.99%
Term88 to 96
Last UpdatedMay 12, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
7.04%
84 Months
View
▼
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
View
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
7.19%
67 to 78
View
▼
APR7.19%
Term67 to 78
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
View
▼
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
7.29%
6 Years
View
▼
APR7.29%
Term6 Years
Last UpdatedMay 7, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
7.34%
84 Months
View
▼
APR7.34%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
7.34%
73 - 84
View
▼
APR7.34%
Term73 - 84
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
7.34%
73 - 84 Months
View
▼
APR7.34%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
7.44%
67 to 78
View
▼
APR7.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.49%
67 Months
View
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.49%
66 Months
View
▼
APR7.49%
Term66 Months
Last UpdatedMay 6, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.74%
73 Months
View
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details

As Low As

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
7.79%
5 Years
View
▼
APR7.79%
Term5 Years
Last UpdatedMay 7, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
5.52%
72 Months
View
▼
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
New Auto Loan
5.67%
84 Months
View
▼
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
6.40%
96 Months
View
▼
APR6.40%
Term96 Months
Last UpdatedMay 12, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
View
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 24 Months
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 36 Months
3.09%
36 Months
View
▼
APR3.09%
Term36 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 48 Months
3.09%
48 Months
View
▼
APR3.09%
Term48 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 60 Months
3.09%
60 Months
View
▼
APR3.09%
Term60 Months
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 72 Months
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMay 12, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
View
▼
APR4.49%
Termup to 60
Last UpdatedMay 7, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
View
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedMay 7, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
View
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 84 Months
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMay 12, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedMay 7, 2026
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedMay 7, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 12-84 Months available

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedMay 7, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.64%
60 Months
View
▼
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84 mos.
View
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
View
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 - 48
View
▼
APR5.84%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedMay 7, 2026
Details

Minimum $25,000 loan amount

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
View
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.09%
49 - 60
View
▼
APR6.09%
Term49 - 60
Last UpdatedMay 7, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
View
▼
APR6.19%
Term1 to 36
Last UpdatedMay 12, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.24%
79 to 87
View
▼
APR6.24%
Term79 to 87
Last UpdatedMay 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.29%
37 to 48
View
▼
APR6.29%
Term37 to 48
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.34%
61 - 72
View
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.34%
61 - 72
View
▼
APR6.34%
Term61 - 72
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
View
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details

As Low As

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
All New Vehicles
6.49%
Up to 60 Months
View
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New Auto Loan (New Car Only)
6.49%
96 months
View
▼
APR6.49%
Term96 months
Last UpdatedMay 7, 2026
Details

As Low As

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
6.49%
5 Years
View
▼
APR6.49%
Term5 Years
Last UpdatedMay 7, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.54%
49 to 66
View
▼
APR6.54%
Term49 to 66
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.84%
73 - 84
View
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.84%
73 - 84
View
▼
APR6.84%
Term73 - 84
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
View
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.99%
88 to 96
View
▼
APR6.99%
Term88 to 96
Last UpdatedMay 12, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
7.04%
84 Months
View
▼
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
View
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
7.19%
67 to 78
View
▼
APR7.19%
Term67 to 78
Last UpdatedMay 12, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
7.29%
6 Years
View
▼
APR7.29%
Term6 Years
Last UpdatedMay 7, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.49%
67 Months
View
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.74%
73 Months
View
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
4.60%
36 Months
View
▼
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: 1-7 years

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
Pre-owned Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: **

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
6.20%
72 Months
View
▼
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2595 Crain Hwy, Waldorf, MD, 20601
Used Auto Loan
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
11100 Weymouth Ct, Waldorf, MD, 20603
Pre-owned Auto
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: 8-10 years

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
View
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 24 Months
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 36 Months
3.29%
36 Months
View
▼
APR3.29%
Term36 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 48 Months
3.29%
48 Months
View
▼
APR3.29%
Term48 Months
Last UpdatedMay 12, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 60 Months
3.29%
60 Months
View
▼
APR3.29%
Term60 Months
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 72 Months
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMay 12, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMay 7, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 12-84 Months available

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedMay 7, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedMay 7, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.64%
36 Months
View
▼
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.94%
60 Months
View
▼
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.09%
1 - 36
View
▼
APR6.09%
Term1 - 36
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.09%
1 - 36 Months
View
▼
APR6.09%
Term1 - 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
View
▼
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.34%
37 - 48
View
▼
APR6.34%
Term37 - 48
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.34%
37 - 48 Months
View
▼
APR6.34%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.44%
1 to 36
View
▼
APR6.44%
Term1 to 36
Last UpdatedMay 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
View
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
View
▼
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
6.49%
73 - 84
View
▼
APR6.49%
Term73 - 84
Last UpdatedMay 7, 2026
Details

Minimum $25,000 loan amount

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.54%
37 to 48
View
▼
APR6.54%
Term37 to 48
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.59%
49 - 60
View
▼
APR6.59%
Term49 - 60
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.59%
49 - 60 Months
View
▼
APR6.59%
Term49 - 60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.79%
49 to 66
View
▼
APR6.79%
Term49 to 66
Last UpdatedMay 12, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.84%
61 - 72
View
▼
APR6.84%
Term61 - 72
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.84%
61 - 72 Months
View
▼
APR6.84%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $25,000 loan amount

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
View
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
View
▼
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
6.99%
4 Years
View
▼
APR6.99%
Term4 Years
Last UpdatedMay 7, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
View
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
View
▼
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
7.34%
84 Months
View
▼
APR7.34%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
7.34%
73 - 84
View
▼
APR7.34%
Term73 - 84
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
7.34%
73 - 84 Months
View
▼
APR7.34%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details

As Low As; Minimum $30,000 loan amount

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
7.44%
67 to 78
View
▼
APR7.44%
Term67 to 78
Last UpdatedMay 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.49%
67 Months
View
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.74%
73 Months
View
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details

As Low As

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
7.79%
5 Years
View
▼
APR7.79%
Term5 Years
Last UpdatedMay 7, 2026
Details

Waldorf, MD Auto Loan Rate Trends

Compare local Waldorf, MD auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Auto Trends →
New Auto Loan — MD Avg
5.344%
▲ 0.040 vs 7 days ago

Maryland new auto rates rose 0.040 points over the past 7 days to 5.344% APR.

Used Auto Loan — MD Avg
6.603%
▲ 0.107 vs 7 days ago

Maryland used auto rates rose 0.107 points over the past 7 days to 6.603% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Waldorf, Maryland

How does my credit score affect my car loan rate in Maryland?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Waldorf, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Waldorf, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Waldorf, Maryland?

Based on our current data, some of the lowest auto loan rates available in Waldorf, Maryland include:
  • Cedar Point Federal Credit Union: 3.49% (New Auto)
  • Andrews Federal Credit Union: 3.99% (New Auto Loan)
  • SPECTRA: 4.20% (New Vehicles)
  • WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
  • POCU of Maryland: 3.09% (New Car 24 Months)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Waldorf, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Waldorf, Maryland Rates & Resources

$
Waldorf, Maryland CD Rates
$
Waldorf, Maryland Savings Rates
$
Waldorf, Maryland Money Market Rates
$
Waldorf, Maryland Mortgage Rates
$
Waldorf, Maryland Checking Account Rates
$
Waldorf, Maryland Personal Loan Rates