Auto Loan Rates in Big Rapids, Michigan (MI) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Big Rapids, Michigan. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Big Rapids, Michigan include West Michigan Credit UnionWest Michigan Credit Union825 Division St, Big Rapids, MI, 49307 2229A+5.0 ★Texas Ratio: 4.07% offering 2024 and Newer Autos at 4.99%, ABD Federal Credit UnionABD Federal Credit UnionA+5.0 ★Texas Ratio: 2.06% offering New and Used Auto Loans at 3.25%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% offering Fixed Rate New & Used Auto Loans at 3.50%, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 4.68% offering New or Used Auto Loans at 3.79%, Aeroquip Credit UnionAeroquip Credit UnionA+5.0 ★Texas Ratio: 2.08% offering New/Used Auto at 3.99%. Auto loan rates as of June 3, 2026 according to verified data from MonitorBankRates.
Big Rapids has 1 local institution in our database, with auto loan rates as low as 4.99% APR from West Michigan Credit Union at 825 Division St, Big Rapids, MI, 49307 2229. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Big Rapids, Michigan. Auto Loan Rates Last Updated and Verified: June 3, 2026
Compare Auto Loan Rates Today in Big Rapids, Michigan & Surrounding Area
Big Rapids Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2021 - 2023
7.09%
84 Months
▼
APR7.09%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2019 - 2020
7.19%
72 Months
▼
APR7.19%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2017 - 2018
7.29%
60 Months
▼
APR7.29%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2016 & Older
7.99%
48 Months
▼
APR7.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 1, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 1, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 1, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR is Annual Percentage Rate. Click for details.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMay 23, 2026
Details
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMay 23, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 1, 2026
Details
Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Vehicle Loans
4.07%
96 Months
▼
APR4.07%
Term96 Months
Last UpdatedMay 23, 2026
Details
As Low As; Specific rates are based on credit history and are determined after the application is reviewed. *APR is Annual Percentage Rate and includes the cost of the loan. Costs vary from $45-$75 and are assessed by loan amount.
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loans
4.24%
24-36
▼
APR4.24%
Term24-36
Last UpdatedMay 29, 2026
Details
Relationship APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Car Loan
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 17, 2026
Details
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
New & Used Vehicle Loan
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 36 Months or Less (780+ Credit Score)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 29, 2026
Details
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 48 Months (780+ Credit Score)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 29, 2026
Details
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 60 Months (780+ Credit Score)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMay 29, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 1, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Auto
4.25%
up to 54 months
▼
APR4.25%
Termup to 54 months
Last UpdatedJun 3, 2026
Details
As Low As; The payment examples shown above do not include GAP premiums, or other insurance premium amounts, which will increase your monthly payment obligation. Your actual payment may vary based on the term, credit score and amount financed.
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.44%
up to 48 months
▼
APR4.44%
Termup to 48 months
Last UpdatedMay 29, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $4,000
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMay 23, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 1-5 Model Year Old (2025-2021)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Auto
4.49%
48 MO
▼
APR4.49%
Term48 MO
Last UpdatedMay 29, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 36 Months or Less (680-779 Credit Score)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 48 Months (680-779 Credit Score)
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 29, 2026
Details
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 60 Months (680-779 Credit Score)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 29, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 36 Month
4.58%
36 Months
▼
APR4.58%
Term36 Months
Last UpdatedMay 29, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Green Vehicle Loan
4.60%
24 months
▼
APR4.60%
Term24 months
Last UpdatedMay 22, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $7,500
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.69%
49 - 60 months
▼
APR4.69%
Term49 - 60 months
Last UpdatedMay 29, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 60 Month
4.71%
60 Months
▼
APR4.71%
Term60 Months
Last UpdatedMay 29, 2026
Details
The Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As; Loan Amount: n/a
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
Vehicle Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.74%
61-66
▼
APR4.74%
Term61-66
Last UpdatedMay 23, 2026
Details
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2023 & Newer Up to 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 1-5 Model Year Old (2025-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New and Used Vehicle Loans
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
Auto Loan
4.74%
Up to 48 Months
▼
APR4.74%
TermUp to 48 Months
Last UpdatedMay 23, 2026
Details
As Low As; *APR = Annual Percentage Rate. Rates may be higher than advertised. Final rate is determined by loan applicant's creditworthiness, qualifications and collateral conditions. All rates are subject to change.
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedMay 23, 2026
Details
As Low As
People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
Auto Loan Refinance
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2025-2023) Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 24 Month
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 29, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Vehicles (2024 & newer) Loan
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMay 23, 2026
Details
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Autos
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Up To 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Apply Today
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJun 1, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Auto
4.75%
72-78 months
▼
APR4.75%
Term72-78 months
Last UpdatedJun 3, 2026
Details
As Low As; The payment examples shown above do not include GAP premiums, or other insurance premium amounts, which will increase your monthly payment obligation. Your actual payment may vary based on the term, credit score and amount financed.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 48 Month
4.76%
48 Months
▼
APR4.76%
Term48 Months
Last UpdatedMay 29, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New/Used Vehicle Loan
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Green Vehicle Loan
4.85%
36 months
▼
APR4.85%
Term36 months
Last UpdatedMay 22, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
4.85%
24 Months
▼
APR4.85%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $10,000
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Green Vehicle Loan
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedMay 22, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 72 Month
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedMay 29, 2026
Details
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.94%
61 - 72 months
▼
APR4.94%
Term61 - 72 months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedMay 29, 2026
Details
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As; borrowing over $25,000.00
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Auto Loan NEW
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Auto Loans NEW
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score.
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
Vehicle Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.99%
67-72
▼
APR4.99%
Term67-72
Last UpdatedMay 23, 2026
Details
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Auto Loan
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 23, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2019-2022 Up to 48 months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2023 & Newer 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
South Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New Auto Loan
4.99%
up to 36 months
▼
APR4.99%
Termup to 36 months
Last UpdatedMay 23, 2026
Details
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New or Used Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedMay 23, 2026
Details
with auto pay from your UCCU saving or checking account
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Newer Autos, 2024 and newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Intandem Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Auto Loan Special (2023 & newer)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
Recreational Titled Vehicle Loans - 2024 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
New Cars and Trucks Loan
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
Used Cars and Trucks Loan
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 24 Month
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 29, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.42%
New & Used Auto
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 31, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used vehicles 2018-2023 Loan
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMay 22, 2026
Details
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
New Vehicle Loan
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedMay 22, 2026
Details
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Used Vehicle Loan
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedMay 22, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto 73 To 84 Months
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As; Apply Today
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
NEW AUTO LOAN
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; FOR UP TO 36 MONTHS
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2022 or Newer
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
New Auto 37 to 84 Months
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 29, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
New Auto Up to 36 Months
5.00%
36 months
▼
APR5.00%
Term36 months
Last UpdatedMay 29, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
Used Auto: 2024-2026 Model Years
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 29, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 48 Month
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 29, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 20, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 20, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Green Vehicle Loan
5.05%
60 months
▼
APR5.05%
Term60 months
Last UpdatedMay 22, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 36 Month
5.08%
36 Months
▼
APR5.08%
Term36 Months
Last UpdatedMay 29, 2026
Details
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
Auto Loan Special
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 23, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Autos 12 to 60 Months
5.09%
12 to 60
▼
APR5.09%
Term12 to 60
Last UpdatedMay 23, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Autos 2018 - Newer
5.09%
12 to 60 Months
▼
APR5.09%
Term12 to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Autos Any Model Year
5.09%
12 to 48 Months
▼
APR5.09%
Term12 to 48 Months
Last UpdatedMay 23, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.10%
36 Months
▼
APR5.10%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $15,000
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
5.19%
73 - 84 months
▼
APR5.19%
Term73 - 84 months
Last UpdatedMay 29, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New & Used Auto Loans (2026-2022)
5.20%
36-month
▼
APR5.20%
Term36-month
Last UpdatedMay 23, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 60 Month
5.21%
60 Months
▼
APR5.21%
Term60 Months
Last UpdatedMay 29, 2026
Details
The Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 18, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 20, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
Vehicle Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2019-2022 49-60 months
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2023 & Newer 61-72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 1-5 Model Year Old (2025-2021)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle with Auto Pay from DFCU Account
5.24%
61 to 83
▼
APR5.24%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle with Auto Pay from DFCU Account
5.24%
61 to 83
▼
APR5.24%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Auto Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 23, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Autos 2021 - Newer
5.24%
61 to 72 Months
▼
APR5.24%
Term61 to 72 Months
Last UpdatedMay 23, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Auto Loan
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMay 23, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loans
5.24%
24-36
▼
APR5.24%
Term24-36
Last UpdatedMay 29, 2026
Details
Fixed APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2022-2018) Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Green Vehicle Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedMay 22, 2026
Details
As Low As
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
New & Used Vehicle Loan
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 700-749
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Autos
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Auto up to 60 month term
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Rates starting @ 4.25%, based on individual credit.
River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Auto 2017 or Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Rates starting @ 4.25%, based on individual credit.
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto/Motocycle
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Multiple Terms Available
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 72 Months (780+ Credit Score)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 29, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - New
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 20, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - Used
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 20, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Used Auto 2016 - 2019
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
APR5.30%
Term72 Months
Last UpdatedMay 23, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Autos
5.30%
72 Months
▼
APR5.30%
Term72 Months
Last UpdatedMay 23, 2026
Details
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
5.34%
up to 48 months
▼
APR5.34%
Termup to 48 months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
5.35%
60 months
▼
APR5.35%
Term60 months
Last UpdatedMay 29, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.39%
75 Months
▼
APR5.39%
Term75 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 72 Month
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMay 29, 2026
Details
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New & Used Auto Loans (2026-2022)
5.45%
72-month
▼
APR5.45%
Term72-month
Last UpdatedMay 23, 2026
Details
As Low As
The Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 18, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; borrowing over $35,000.00
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
Used Auto 2021 & Older
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 20, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
Vehicle Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Auto Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMay 23, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2019-2022 61-72 months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Auto (2023 and newer)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 5+ Model Year & Older (2020 & older)
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle without Auto Pay
5.49%
61 to 83
▼
APR5.49%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle without Auto Pay
5.49%
61 to 83
▼
APR5.49%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Auto Loans Model Years 2019 & Newer
5.49%
Up To 65 Months
▼
APR5.49%
TermUp To 65 Months
Last UpdatedMay 23, 2026
Details
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New and Used Vehicle Loans
5.49%
61 to 72 Months
▼
APR5.49%
Term61 to 72 Months
Last UpdatedMay 23, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New or Used Automobiles
5.49%
48 to 60 months
▼
APR5.49%
Term48 to 60 months
Last UpdatedMay 23, 2026
Details
with auto pay from your UCCU saving or checking account
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Auto Loan
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedMay 23, 2026
Details
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Newer Autos, 2024 and newer
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New/Used Vehicle Loan
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used vehicles 2018-2023 Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Vehicles (2024 & newer) Loan
5.50%
37 to 48 Months
▼
APR5.50%
Term37 to 48 Months
Last UpdatedMay 23, 2026
Details
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Auto Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
current plus 6 model years old
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Vehicle Loan 36 Months or Less (640-679 Credit Score)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
Powered by
MonitorBankRates
Big Rapids New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
2024 and Newer Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 1, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 1, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 1, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR is Annual Percentage Rate. Click for details.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMay 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 1, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loans
4.24%
24-36
▼
APR4.24%
Term24-36
Last UpdatedMay 29, 2026
Details
Relationship APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Car Loan
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 17, 2026
Details
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
New & Used Vehicle Loan
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 1, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Auto
4.25%
up to 54 months
▼
APR4.25%
Termup to 54 months
Last UpdatedJun 3, 2026
Details
As Low As; The payment examples shown above do not include GAP premiums, or other insurance premium amounts, which will increase your monthly payment obligation. Your actual payment may vary based on the term, credit score and amount financed.
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $4,000
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMay 23, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Auto
4.49%
48 MO
▼
APR4.49%
Term48 MO
Last UpdatedMay 29, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 36 Month
4.58%
36 Months
▼
APR4.58%
Term36 Months
Last UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $7,500
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 60 Month
4.71%
60 Months
▼
APR4.71%
Term60 Months
Last UpdatedMay 29, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.74%
61-66
▼
APR4.74%
Term61-66
Last UpdatedMay 23, 2026
Details
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2023 & Newer Up to 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New and Used Vehicle Loans
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedMay 23, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 24 Month
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 29, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Vehicles (2024 & newer) Loan
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMay 23, 2026
Details
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Up To 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Apply Today
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJun 1, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 48 Month
4.76%
48 Months
▼
APR4.76%
Term48 Months
Last UpdatedMay 29, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New/Used Vehicle Loan
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
4.85%
24 Months
▼
APR4.85%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $10,000
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Auto (2025-2026) 72 Month
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedMay 29, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedMay 29, 2026
Details
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As; borrowing over $25,000.00
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Auto Loan NEW
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Auto Loans NEW
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.99%
67-72
▼
APR4.99%
Term67-72
Last UpdatedMay 23, 2026
Details
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2023 & Newer 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New Auto Loan
4.99%
up to 36 months
▼
APR4.99%
Termup to 36 months
Last UpdatedMay 23, 2026
Details
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New or Used Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedMay 23, 2026
Details
with auto pay from your UCCU saving or checking account
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Newer Autos, 2024 and newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Intandem Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Auto Loan Special (2023 & newer)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
Recreational Titled Vehicle Loans - 2024 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
New Cars and Trucks Loan
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.42%
New & Used Auto
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 31, 2026
Details
As Low As
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
New Vehicle Loan
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedMay 22, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto 73 To 84 Months
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As; Apply Today
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
NEW AUTO LOAN
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; FOR UP TO 36 MONTHS
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2022 or Newer
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
New Auto 37 to 84 Months
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 29, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
New Auto Up to 36 Months
5.00%
36 months
▼
APR5.00%
Term36 months
Last UpdatedMay 29, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 20, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Autos 2018 - Newer
5.09%
12 to 60 Months
▼
APR5.09%
Term12 to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.10%
36 Months
▼
APR5.10%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $15,000
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New & Used Auto Loans (2026-2022)
5.20%
36-month
▼
APR5.20%
Term36-month
Last UpdatedMay 23, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loans 2023 & Newer 61-72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle with Auto Pay from DFCU Account
5.24%
61 to 83
▼
APR5.24%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Autos 2021 - Newer
5.24%
61 to 72 Months
▼
APR5.24%
Term61 to 72 Months
Last UpdatedMay 23, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
New Auto Loans
5.24%
24-36
▼
APR5.24%
Term24-36
Last UpdatedMay 29, 2026
Details
Fixed APR
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
New Autos
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
New & Used Vehicle Loan
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 700-749
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Auto up to 60 month term
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Rates starting @ 4.25%, based on individual credit.
River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Auto 2017 or Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Rates starting @ 4.25%, based on individual credit.
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - New
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 20, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
APR5.30%
Term72 Months
Last UpdatedMay 23, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
5.35%
60 months
▼
APR5.35%
Term60 months
Last UpdatedMay 29, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.39%
75 Months
▼
APR5.39%
Term75 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New & Used Auto Loans (2026-2022)
5.45%
72-month
▼
APR5.45%
Term72-month
Last UpdatedMay 23, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; borrowing over $35,000.00
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 20, 2026
Details
As Low As
Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Auto (2023 and newer)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
New Auto - 2026-2024 with less than 25,000 miles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle without Auto Pay
5.49%
61 to 83
▼
APR5.49%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Auto Loans Model Years 2019 & Newer
5.49%
Up To 65 Months
▼
APR5.49%
TermUp To 65 Months
Last UpdatedMay 23, 2026
Details
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New and Used Vehicle Loans
5.49%
61 to 72 Months
▼
APR5.49%
Term61 to 72 Months
Last UpdatedMay 23, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New or Used Automobiles
5.49%
48 to 60 months
▼
APR5.49%
Term48 to 60 months
Last UpdatedMay 23, 2026
Details
with auto pay from your UCCU saving or checking account
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Newer Autos, 2024 and newer
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New/Used Vehicle Loan
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 23, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Vehicles (2024 & newer) Loan
5.50%
37 to 48 Months
▼
APR5.50%
Term37 to 48 Months
Last UpdatedMay 23, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Powered by
MonitorBankRates
Big Rapids Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2021 - 2023
7.09%
84 Months
▼
APR7.09%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2019 - 2020
7.19%
72 Months
▼
APR7.19%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2017 - 2018
7.29%
60 Months
▼
APR7.29%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
825 Division St, Big Rapids, MI, 49307 2229
Used Autos 2016 & Older
7.99%
48 Months
▼
APR7.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 1, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 1, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 1, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR is Annual Percentage Rate. Click for details.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMay 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 1, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 20, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 17, 2026
Details
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
New & Used Vehicle Loan
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 1, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $4,000
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMay 23, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 1-5 Model Year Old (2025-2021)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $7,500
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.74%
61-66
▼
APR4.74%
Term61-66
Last UpdatedMay 23, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 1-5 Model Year Old (2025-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New and Used Vehicle Loans
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedMay 23, 2026
Details
As Low As
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2025-2023) Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 17, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Autos
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Auto
4.75%
72-78 months
▼
APR4.75%
Term72-78 months
Last UpdatedJun 3, 2026
Details
As Low As; The payment examples shown above do not include GAP premiums, or other insurance premium amounts, which will increase your monthly payment obligation. Your actual payment may vary based on the term, credit score and amount financed.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New/Used Vehicle Loan
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMay 23, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
4.85%
24 Months
▼
APR4.85%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $10,000
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedMay 29, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 20, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New/Used Auto
4.99%
67-72
▼
APR4.99%
Term67-72
Last UpdatedMay 23, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New or Used Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedMay 23, 2026
Details
with auto pay from your UCCU saving or checking account
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
Used Cars and Trucks Loan
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 24 Month
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 29, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.42%
New & Used Auto
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 31, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used vehicles 2018-2023 Loan
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMay 22, 2026
Details
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Used Vehicle Loan
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedMay 22, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2022 or Newer
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
Used Auto: 2024-2026 Model Years
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 29, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 48 Month
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 29, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 20, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 36 Month
5.08%
36 Months
▼
APR5.08%
Term36 Months
Last UpdatedMay 29, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.10%
36 Months
▼
APR5.10%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $15,000
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New & Used Auto Loans (2026-2022)
5.20%
36-month
▼
APR5.20%
Term36-month
Last UpdatedMay 23, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 60 Month
5.21%
60 Months
▼
APR5.21%
Term60 Months
Last UpdatedMay 29, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 1-5 Model Year Old (2025-2021)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle with Auto Pay from DFCU Account
5.24%
61 to 83
▼
APR5.24%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2022-2018) Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
New & Used Vehicle Loan
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 700-749
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Autos
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Auto 2017 or Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Rates starting @ 4.25%, based on individual credit.
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto/Motocycle
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Multiple Terms Available
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Autos - Used
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 20, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.03%
Used Auto 2016 - 2019
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Autos
5.30%
72 Months
▼
APR5.30%
Term72 Months
Last UpdatedMay 23, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
New & Used Autos
5.35%
60 months
▼
APR5.35%
Term60 months
Last UpdatedMay 29, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.39%
75 Months
▼
APR5.39%
Term75 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Auto (2018-2024) 72 Month
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMay 29, 2026
Details
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New & Used Auto Loans (2026-2022)
5.45%
72-month
▼
APR5.45%
Term72-month
Last UpdatedMay 23, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
Used Auto 2021 & Older
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.11%
Used Auto 5+ Model Year & Older (2020 & older)
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Used Vehicle without Auto Pay
5.49%
61 to 83
▼
APR5.49%
Term61 to 83
Last UpdatedMay 23, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New and Used Vehicle Loans
5.49%
61 to 72 Months
▼
APR5.49%
Term61 to 72 Months
Last UpdatedMay 23, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New or Used Automobiles
5.49%
48 to 60 months
▼
APR5.49%
Term48 to 60 months
Last UpdatedMay 23, 2026
Details
with auto pay from your UCCU saving or checking account
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Auto Loan
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedMay 23, 2026
Details
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New/Used Vehicle Loan
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used vehicles 2018-2023 Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New, Used, or Refinanced Auto Loans
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
New, Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; *
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MonitorBankRates
Big Rapids, MI Auto Loan Rate Trends
Compare local Big Rapids, MI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MI Avg
5.372%
▲ 0.099 vs 7 days ago
Michigan new auto rates rose 0.099 points over the past 7 days to 5.372% APR.
Used Auto Loan — MI Avg
5.953%
▲ 0.016 vs 7 days ago
Michigan used auto rates rose 0.016 points over the past 7 days to 5.953% APR.
As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Big Rapids, Michigan auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Big Rapids, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Big Rapids, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Big Rapids, Michigan
How does my credit score affect my car loan rate in Michigan?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Big Rapids, Michigan with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Michigan *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Big Rapids, Michigan typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Big Rapids, Michigan?
Based on our current data, some of the lowest auto loan rates available in Big Rapids, Michigan include:
- West Michigan Credit Union: 4.99% (2024 and Newer Autos)
- ABD Federal Credit Union: 3.25% (New and Used Auto Loans)
- United Federal Credit Union: 3.50% (Fixed Rate New & Used Auto Loans)
- Genisys Credit Union: 3.79% (New or Used Auto Loans)
- Aeroquip Credit Union: 3.99% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Big Rapids, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 3, 2026
Big Rapids, Michigan Rates & Resources
Rate Assistant
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