Auto Loan Rates in North Platte, Nebraska (NE) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in North Platte, Nebraska. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in North Platte, Nebraska include North Platte Union Pacific Employee Credit UnionNorth Platte Union Pacific Employee Credit Union420 Rodeo Rd, North Platte, NE, 69101 2240A+5.0 ★Texas Ratio: 1.66% offering Fully restored classic cars (25 years or older) at 10.25%, Omaha Federal Credit UnionOmaha Federal Credit UnionA+5.0 ★Texas Ratio: 2.22% offering New Auto - 2024 - 2026 Model Yrs at 3.99%, Metro Federal Credit UnionMetro Federal Credit UnionA+5.0 ★Texas Ratio: 1.41% offering 36 Month or Less Auto Loan at 3.99%, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering New Auto at 4.26%, Hemingford Community Federal Credit UnionHemingford Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.04% offering New Vehicles (New and 1 & 2 Yrs Old) at 4.50%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
North Platte has 1 local institution in our database, with auto loan rates as low as 10.25% APR from North Platte Union Pacific Employee Credit Union at 420 Rodeo Rd, North Platte, NE, 69101 2240. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in North Platte, Nebraska. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in North Platte, Nebraska & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE, 69101 2240
Fully restored classic cars (25 years or older)
10.25%
4 Months
▼
APR10.25%
Term4 Months
Last UpdatedApr 19, 2026
Details
4 Years (48 Months)
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
36 Month or Less Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
48 Month Auto Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
60 Month Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
72 Month Auto Loan
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
New Auto
4.26%
84 Months
▼
APR4.26%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
New Vehicles (New and 1 & 2 Yrs Old)
4.50%
2 Yrs
▼
APR4.50%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.55%
2 Yrs
▼
APR4.55%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2011 to 2015
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.65%
3 Yrs
▼
APR4.65%
Term3 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2016 to 2019
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.70%
2 Months
▼
APR4.70%
Term2 Months
Last UpdatedApr 18, 2026
Details
2011 to 2015 Model Year
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.75%
4 Yrs
▼
APR4.75%
Term4 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2020 to 2024
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
New Vehicles (New and 1 & 2 Yrs Old)
4.75%
2 Yrs
▼
APR4.75%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.80%
3 Months
▼
APR4.80%
Term3 Months
Last UpdatedApr 18, 2026
Details
2016 to 2019 Model Year
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.85%
5 Yrs
▼
APR4.85%
Term5 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.90%
4 Months
▼
APR4.90%
Term4 Months
Last UpdatedApr 18, 2026
Details
2020 to 2024 Model Year
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
4.95%
6 Yrs
▼
APR4.95%
Term6 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
84 Month Auto Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedApr 18, 2026
Details
2025 to 2027 Model Year
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
New Vehicles (New and 1 & 2 Yrs Old)
5.00%
2 Yrs
▼
APR5.00%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.05%
2 Months
▼
APR5.05%
Term2 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2011 to 2015
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.09%
36 Months
▼
APR5.09%
Term36 Months
Last UpdatedApr 17, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.10%
6 Months
▼
APR5.10%
Term6 Months
Last UpdatedApr 18, 2026
Details
2025 to 2027 Model Year
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.15%
3 Months
▼
APR5.15%
Term3 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2016 to 2019
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedApr 17, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2025-2023)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto
5.24%
< 48 Months
▼
APR5.24%
Term< 48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.25%
4 Months
▼
APR5.25%
Term4 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2020 to 2024
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
5.25%
49-60 Months
▼
APR5.25%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedApr 17, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.35%
5 Months
▼
APR5.35%
Term5 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 17, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.45%
6 Months
▼
APR5.45%
Term6 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2025-2023)
5.45%
60 Months
▼
APR5.45%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedApr 17, 2026
Details
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (3 - 10 Years Old)
5.50%
10 Years
▼
APR5.50%
Term10 Years
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.59%
36 Months
▼
APR5.59%
Term36 Months
Last UpdatedApr 17, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.65%
7 Yrs
▼
APR5.65%
Term7 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.69%
48 Months
▼
APR5.69%
Term48 Months
Last UpdatedApr 17, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans NEW
5.74%
36 months
▼
APR5.74%
Term36 months
Last UpdatedApr 17, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (3 - 10 Years Old)
5.75%
10 Years
▼
APR5.75%
Term10 Years
Last UpdatedApr 18, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.79%
60 Months
▼
APR5.79%
Term60 Months
Last UpdatedApr 17, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
5.79%
66-72
▼
APR5.79%
Term66-72
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
5.80%
7 Months
▼
APR5.80%
Term7 Months
Last UpdatedApr 18, 2026
Details
2025 to 2027 Model Year
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedApr 17, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2025-2023)
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 17, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
▼
APR6.14%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
6.15%
7 Months
▼
APR6.15%
Term7 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.29%
66-72
▼
APR6.29%
Term66-72
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
61-66
▼
APR6.29%
Term61-66
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
6.34%
73-84
▼
APR6.34%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2022-2019)
6.40%
48 Months
▼
APR6.40%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty APR as low as: 6.04%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
67-72
▼
APR6.54%
Term67-72
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.64%
61-66
▼
APR6.64%
Term61-66
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty APR as low as: 6.14%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.74%
67-72
▼
APR6.74%
Term67-72
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty APR as low as: 6.24%
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
6.75%
73-84 Months
▼
APR6.75%
Term73-84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
6.79%
61-66
▼
APR6.79%
Term61-66
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.84%
73-84
▼
APR6.84%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
▼
APR6.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2022-2019)
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Vehicle
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Base rate
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (11 Years & Older)
7.00%
11 Years
▼
APR7.00%
Term11 Years
Last UpdatedApr 18, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
7.04%
67-72
▼
APR7.04%
Term67-72
Last UpdatedApr 18, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2022-2019)
7.05%
72 Months
▼
APR7.05%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Classic Auto Loans- 25 years and older
7.50%
25 Years
▼
APR7.50%
Term25 Years
Last UpdatedApr 18, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (11 Years & Older)
7.50%
11 Years
▼
APR7.50%
Term11 Years
Last UpdatedApr 18, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
▼
APR7.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
7.99%
36 Months
▼
APR7.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Classic Auto Loans- 25 years and older
8.00%
25 Years
▼
APR8.00%
Term25 Years
Last UpdatedApr 18, 2026
Details
As Low As
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
Used Vehicle
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Base rate
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Classic Cars
8.00%
1 - 60
▼
APR8.00%
Term1 - 60
Last UpdatedApr 18, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
8.04%
37-48
▼
APR8.04%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
8.15%
2 Months
▼
APR8.15%
Term2 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2011 to 2015
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Older Used Auto Loan (2018 and older)
8.20%
48 Months
▼
APR8.20%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
8.25%
3 Months
▼
APR8.25%
Term3 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2016 to 2019
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
8.35%
4 Months
▼
APR8.35%
Term4 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2020 to 2024
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
8.45%
5 Months
▼
APR8.45%
Term5 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.49%
36 Months
▼
APR8.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Classic Auto Loans- 25 years and older
8.50%
25 Years
▼
APR8.50%
Term25 Years
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.54%
37-48
▼
APR8.54%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
8.55%
6 Months
▼
APR8.55%
Term6 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Older Used Auto Loan (2018 and older)
8.70%
60 Months
▼
APR8.70%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
9.25%
7 Months
▼
APR9.25%
Term7 Months
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
9.69%
49-60
▼
APR9.69%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
10.10%
2 Yrs
▼
APR10.10%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2011 to 2015
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
10.19%
49-60
▼
APR10.19%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
10.20%
3 Yrs
▼
APR10.20%
Term3 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2016 to 2019
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
10.30%
4 Yrs
▼
APR10.30%
Term4 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2020 to 2024
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
10.40%
5 Yrs
▼
APR10.40%
Term5 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
10.50%
6 Yrs
▼
APR10.50%
Term6 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loan
11.20%
7 Yrs
▼
APR11.20%
Term7 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
New Auto
4.26%
84 Months
▼
APR4.26%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
New Vehicles (New and 1 & 2 Yrs Old)
4.50%
2 Yrs
▼
APR4.50%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
New Vehicles (New and 1 & 2 Yrs Old)
4.75%
2 Yrs
▼
APR4.75%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
New Vehicles (New and 1 & 2 Yrs Old)
5.00%
2 Yrs
▼
APR5.00%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.09%
36 Months
▼
APR5.09%
Term36 Months
Last UpdatedApr 17, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedApr 17, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
5.25%
49-60 Months
▼
APR5.25%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedApr 17, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 17, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto - 2024 - 2026 Model Yrs
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Vehicle
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
New Auto Loan
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
Auto Loans NEW
5.74%
36 months
▼
APR5.74%
Term36 months
Last UpdatedApr 17, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
New Auto Loan
6.75%
73-84 Months
▼
APR6.75%
Term73-84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
▼
APR6.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Vehicle
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Base rate
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2025-2023)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto
5.24%
< 48 Months
▼
APR5.24%
Term< 48 Months
Last UpdatedApr 17, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2025-2023)
5.45%
60 Months
▼
APR5.45%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedApr 17, 2026
Details
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (3 - 10 Years Old)
5.50%
10 Years
▼
APR5.50%
Term10 Years
Last UpdatedApr 18, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.59%
36 Months
▼
APR5.59%
Term36 Months
Last UpdatedApr 17, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.69%
48 Months
▼
APR5.69%
Term48 Months
Last UpdatedApr 17, 2026
Details
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (3 - 10 Years Old)
5.75%
10 Years
▼
APR5.75%
Term10 Years
Last UpdatedApr 18, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.79%
60 Months
▼
APR5.79%
Term60 Months
Last UpdatedApr 17, 2026
Details
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedApr 17, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2025-2023)
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 17, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
▼
APR6.14%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
61-66
▼
APR6.29%
Term61-66
Last UpdatedApr 18, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2022-2019)
6.40%
48 Months
▼
APR6.40%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty APR as low as: 6.04%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
67-72
▼
APR6.54%
Term67-72
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.64%
61-66
▼
APR6.64%
Term61-66
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty APR as low as: 6.14%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.74%
67-72
▼
APR6.74%
Term67-72
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty APR as low as: 6.24%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
6.79%
61-66
▼
APR6.79%
Term61-66
Last UpdatedApr 18, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2022-2019)
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (11 Years & Older)
7.00%
11 Years
▼
APR7.00%
Term11 Years
Last UpdatedApr 18, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
7.04%
67-72
▼
APR7.04%
Term67-72
Last UpdatedApr 18, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Used Auto Loan (2022-2019)
7.05%
72 Months
▼
APR7.05%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Used Vehicles (11 Years & Older)
7.50%
11 Years
▼
APR7.50%
Term11 Years
Last UpdatedApr 18, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
▼
APR7.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
7.99%
36 Months
▼
APR7.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
Used Vehicle
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Base rate
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
8.04%
37-48
▼
APR8.04%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Older Used Auto Loan (2018 and older)
8.20%
48 Months
▼
APR8.20%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.49%
36 Months
▼
APR8.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.54%
37-48
▼
APR8.54%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.77%
Older Used Auto Loan (2018 and older)
8.70%
60 Months
▼
APR8.70%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
9.69%
49-60
▼
APR9.69%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
10.19%
49-60
▼
APR10.19%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As
Powered by
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North Platte, NE Auto Loan Rate Trends
Compare local North Platte, NE auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — NE Avg
4.991%
▼ 0.518 vs 7 days ago
Nebraska new auto rates fell 0.518 points over the past 7 days to 4.991% APR.
Used Auto Loan — NE Avg
7.419%
▲ 0.230 vs 7 days ago
Nebraska used auto rates rose 0.230 points over the past 7 days to 7.419% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions about Auto Loans in North Platte, Nebraska
How does my credit score affect my car loan rate in Nebraska?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in North Platte, Nebraska with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Nebraska *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in North Platte, Nebraska typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in North Platte, Nebraska?
Based on our current data, some of the lowest auto loan rates available in North Platte, Nebraska include:
- North Platte Union Pacific Employee Credit Union: 10.25% (Fully restored classic cars (25 years or older))
- Omaha Federal Credit Union: 3.99% (New Auto - 2024 - 2026 Model Yrs)
- Metro Federal Credit Union: 3.99% (36 Month or Less Auto Loan)
- Holyoke Community Federal Credit Union: 4.26% (New Auto)
- Hemingford Community Federal Credit Union: 4.50% (New Vehicles (New and 1 & 2 Yrs Old))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in North Platte, Nebraska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
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