Auto Loan Rates in East Candia, New Hampshire (NH) for April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in East Candia, New Hampshire. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in East Candia, New Hampshire include Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.41% offering New Auto Loan 2026 & Newer at 4.39%, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Auto Loan at 5.25%. Auto loan rates as of April 24, 2026 according to verified data from MonitorBankRates.
East Candia borrowers have access to 3 lenders serving the New Hampshire area, with auto loan rates as low as 4.39% APR from Granite State Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in East Candia, New Hampshire. Auto Loan Rates Last Updated and Verified: April 24, 2026
Compare Auto Loan Rates Today in East Candia, New Hampshire & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
4.39%
42 Months
▼
APR4.39%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.39%
42 Months
▼
APR4.39%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
4.61%
54 Months
▼
APR4.61%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.61%
54 Months
▼
APR4.61%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
APR5.25%
Term48 Months
Last UpdatedApr 24, 2026
Details
Apply Now
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
APR5.50%
Term60 Months
Last UpdatedApr 24, 2026
Details
Apply Now
APR5.75%
Term72 Months
Last UpdatedApr 24, 2026
Details
Apply Now
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2018 & Older
9.09%
66 Months
▼
APR9.09%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2018 & Older
9.82%
90 Months
▼
APR9.82%
Term90 Months
Last UpdatedApr 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
4.39%
42 Months
▼
APR4.39%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.39%
42 Months
▼
APR4.39%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
4.61%
54 Months
▼
APR4.61%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.61%
54 Months
▼
APR4.61%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loan 2026 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedApr 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.39%
42 Months
▼
APR4.39%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.61%
54 Months
▼
APR4.61%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2018 & Older
9.09%
66 Months
▼
APR9.09%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loan 2018 & Older
9.82%
90 Months
▼
APR9.82%
Term90 Months
Last UpdatedApr 19, 2026
Details
As Low As
Powered by
MonitorBankRates
East Candia, NH Auto Loan Rate Trends
Compare local East Candia, NH auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — NH Avg
5.675%
▼ 0.100 vs 7 days ago
New Hampshire new auto rates fell 0.100 points over the past 7 days to 5.675% APR.
Used Auto Loan — NH Avg
6.492%
▼ 0.082 vs 7 days ago
New Hampshire used auto rates fell 0.082 points over the past 7 days to 6.492% APR.
As of Apr 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in East Candia, New Hampshire
How does my credit score affect my car loan rate in New Hampshire?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in East Candia, New Hampshire with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in New Hampshire *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in East Candia, New Hampshire typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in East Candia, New Hampshire?
Based on our current data, some of the lowest auto loan rates available in East Candia, New Hampshire include:
- Granite State Credit Union: 4.39% (New Auto Loan 2026 & Newer)
- Together Credit Union: 4.64% (New Auto)
- Pentucket Bank: 5.25% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in East Candia, New Hampshire. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 24, 2026
East Candia, New Hampshire Rates & Resources
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