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Auto Loan Rates in Albuquerque, New Mexico (NM) for May 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Albuquerque, New Mexico. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Albuquerque, New Mexico include Sandia Area Federal Credit UnionSandia Area Federal Credit Union1850 Wyoming Blvd SE, Albuquerque, NM, 87117A+5.0 ★Texas Ratio: 1.03% offering Auto Refinance at 3.89%, US Eagle Federal Credit UnionUS Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM, 87109 4431F1.5 ★Texas Ratio: 56.62% offering Auto Purchase or Refinance at 3.99%, First Financial Credit UnionFirst Financial Credit Union2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160A5.0 ★Texas Ratio: 10.46% offering New & Used Vehicles (Up to 5 Years Old) at 4.67%, Nusenda Federal Credit UnionNusenda Federal Credit Union4100 Pan American FWY NE, Albuquerque, NM, 87107A+5.0 ★Texas Ratio: 4.72% offering Auto Loans at 4.74%, Rio Grande Credit UnionRio Grande Credit Union301 Rio Bravo Blvd SE, Albuquerque, NM, 87105A5.0 ★Texas Ratio: 11.04% offering Auto Refinance at 4.95%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Albuquerque has 8 local institutions in our database, with auto loan rates as low as 3.89% APR from Sandia Area Federal Credit Union at 1850 Wyoming Blvd SE, Albuquerque, NM, 87117. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Albuquerque, New Mexico. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Albuquerque, New Mexico & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Auto Refinance
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
Auto Purchase or Refinance
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

As low as

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Auto Refinance
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New & used car loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMay 6, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMay 10, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As; (2023 - 2027)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle (2023 - 2027)
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As; (Cost over $15,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle (Cost
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 10, 2026
Details

over $15,000; As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Auto Refinance
5.65%
48 Months
View
▼
APR5.65%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.65%
48 Months
View
▼
APR5.65%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Auto Refinance
5.75%
65 Months
View
▼
APR5.75%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.75%
65 Months
View
▼
APR5.75%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details

As Low As

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Auto Refinance
5.85%
75 Months
View
▼
APR5.85%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.85%
75 Months
View
▼
APR5.85%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMay 10, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Auto Refinance
6.05%
84 Months
View
▼
APR6.05%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
6.05%
84 Months
View
▼
APR6.05%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; APR=Annual Percentage Rate, effective for current and past three model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
6.25%
90 months
View
▼
APR6.25%
Term90 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.25%
90 months
View
▼
APR6.25%
Term90 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; (Cost over $25,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle (Cost
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 10, 2026
Details

over $25,000; As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMay 12, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMay 6, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMay 6, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle Max Mileage 65K
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle Max Mileage 65K (2019-2022)
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loans
7.25%
76-90 months
View
▼
APR7.25%
Term76-90 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
7.25%
76-90 months
View
▼
APR7.25%
Term76-90 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMay 6, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As; (2018 and older)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle (2018 and older)
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedMay 10, 2026
Details

$30,000; As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
First Time Auto Buyer
16.99%
75 Months
View
▼
APR16.99%
Term75 Months
Last UpdatedMay 12, 2026
Details

As Low As; $20,000 max

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMay 10, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMay 10, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 10, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 10, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Auto Loan
4.59%
72 Months
View
▼
APR4.59%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
4.74%
12 - 48 months
View
▼
APR4.74%
Term12 - 48 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.74%
72-75 months
View
▼
APR4.74%
Term72-75 months
Last UpdatedMay 10, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to36 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMay 10, 2026
Details

As Low As; 37-48 Months

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.19%
24 Months
View
▼
APR5.19%
Term24 Months
Last UpdatedMay 6, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Auto Loan
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.24%
49 - 60 months
View
▼
APR5.24%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As; 49-66 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.39%
78 Months
View
▼
APR5.39%
Term78 Months
Last UpdatedMay 6, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.49%
61 - 75 months
View
▼
APR5.49%
Term61 - 75 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMay 10, 2026
Details

As Low As; 67-75 Months

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.80%
60 Months
View
▼
APR5.80%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.89%
84 Months
View
▼
APR5.89%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
6.14%
84 Months
View
▼
APR6.14%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.24%
61 - 75 months
View
▼
APR6.24%
Term61 - 75 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMay 10, 2026
Details

As Low As; 76-84 Months

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMay 6, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.74%
76 - 84 months
View
▼
APR6.74%
Term76 - 84 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMay 6, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMay 6, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
7.49%
72-75 months
View
▼
APR7.49%
Term72-75 months
Last UpdatedMay 10, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
8.05%
66 Months
View
▼
APR8.05%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.25%
24 months
View
▼
APR8.25%
Term24 months
Last UpdatedMay 10, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
View
▼
APR8.59%
Term37 - 48
Last UpdatedMay 6, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
View
▼
APR8.79%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
View
▼
APR8.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
View
▼
APR9.19%
Term76 - 84
Last UpdatedMay 6, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedMay 10, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
10.00%
60 months
View
▼
APR10.00%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
View
▼
APR10.99%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
View
▼
APR11.19%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
View
▼
APR11.39%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
View
▼
APR11.59%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
View
▼
APR11.79%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
12.49%
60 Months
View
▼
APR12.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; All other used vehicles

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
View
▼
APR15.49%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
View
▼
APR15.99%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
View
▼
APR16.49%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
View
▼
APR16.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New & used car loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMay 6, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 10, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As; (2023 - 2027)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle (2023 - 2027)
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As; (Cost over $15,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle (Cost
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 10, 2026
Details

over $15,000; As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; (Cost over $25,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
New Vehicle (Cost
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 10, 2026
Details

over $25,000; As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMay 6, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMay 6, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMay 6, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMay 10, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMay 10, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
4.74%
12 - 48 months
View
▼
APR4.74%
Term12 - 48 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.74%
72-75 months
View
▼
APR4.74%
Term72-75 months
Last UpdatedMay 10, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to36 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMay 10, 2026
Details

As Low As; 37-48 Months

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.24%
49 - 60 months
View
▼
APR5.24%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMay 10, 2026
Details

As Low As; 49-66 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.39%
78 Months
View
▼
APR5.39%
Term78 Months
Last UpdatedMay 6, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.49%
61 - 75 months
View
▼
APR5.49%
Term61 - 75 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMay 10, 2026
Details

As Low As; 67-75 Months

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.89%
84 Months
View
▼
APR5.89%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.24%
61 - 75 months
View
▼
APR6.24%
Term61 - 75 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMay 10, 2026
Details

As Low As; 76-84 Months

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMay 6, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.74%
76 - 84 months
View
▼
APR6.74%
Term76 - 84 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
View
▼
APR8.59%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
View
▼
APR8.79%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
View
▼
APR8.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
View
▼
APR9.19%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
View
▼
APR10.99%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
View
▼
APR11.19%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
View
▼
APR11.39%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
View
▼
APR11.59%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
View
▼
APR11.79%
Term76 - 84
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
View
▼
APR15.49%
Term0 - 36
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
View
▼
APR15.99%
Term37 - 48
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
View
▼
APR16.49%
Term49 - 66
Last UpdatedMay 6, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
View
▼
APR16.99%
Term67 - 75
Last UpdatedMay 6, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM, 87114 5891
New & used car loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMay 6, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMay 6, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.25%
90 months
View
▼
APR6.25%
Term90 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMay 12, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMay 6, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMay 6, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle Max Mileage 65K
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle Max Mileage 65K (2019-2022)
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
7.25%
76-90 months
View
▼
APR7.25%
Term76-90 months
Last UpdatedMay 6, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMay 6, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As; (2018 and older)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM, 87107
Used Vehicle (2018 and older)
7.59%
75 Months
View
▼
APR7.59%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 10, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMay 10, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Auto Loan
4.59%
72 Months
View
▼
APR4.59%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
4.74%
12 - 48 months
View
▼
APR4.74%
Term12 - 48 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.19%
24 Months
View
▼
APR5.19%
Term24 Months
Last UpdatedMay 6, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Auto Loan
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.24%
49 - 60 months
View
▼
APR5.24%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.49%
61 - 75 months
View
▼
APR5.49%
Term61 - 75 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.80%
60 Months
View
▼
APR5.80%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
6.14%
84 Months
View
▼
APR6.14%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.24%
61 - 75 months
View
▼
APR6.24%
Term61 - 75 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.74%
76 - 84 months
View
▼
APR6.74%
Term76 - 84 months
Last UpdatedMay 6, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
7.49%
72-75 months
View
▼
APR7.49%
Term72-75 months
Last UpdatedMay 10, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
8.05%
66 Months
View
▼
APR8.05%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.25%
24 months
View
▼
APR8.25%
Term24 months
Last UpdatedMay 10, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedMay 10, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
10.00%
60 months
View
▼
APR10.00%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
12.49%
60 Months
View
▼
APR12.49%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; All other used vehicles

Albuquerque, NM Auto Loan Rate Trends

Compare local Albuquerque, NM auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Mexico Auto Trends →
New Auto Loan — NM Avg
5.905%
▼ 0.031 vs 7 days ago

New Mexico new auto rates fell 0.031 points over the past 7 days to 5.905% APR.

Used Auto Loan — NM Avg
6.272%
▲ 0.134 vs 7 days ago

New Mexico used auto rates rose 0.134 points over the past 7 days to 6.272% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Albuquerque, New Mexico

How does my credit score affect my car loan rate in New Mexico?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Albuquerque, New Mexico with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in New Mexico *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Albuquerque, New Mexico typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Albuquerque, New Mexico?

Based on our current data, some of the lowest auto loan rates available in Albuquerque, New Mexico include:
  • Sandia Area Federal Credit Union: 3.89% (Auto Refinance)
  • US Eagle Federal Credit Union: 3.99% (Auto Purchase or Refinance)
  • First Financial Credit Union: 4.67% (New & Used Vehicles (Up to 5 Years Old))
  • Nusenda Federal Credit Union: 4.74% (Auto Loans)
  • Rio Grande Credit Union: 4.95% (Auto Refinance)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Albuquerque, New Mexico. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

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