Auto Loan Rates in Nogal, New Mexico (NM) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Nogal, New Mexico. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Nogal, New Mexico include Four Corners Federal Credit UnionFour Corners Federal Credit UnionA+5.0 ★Texas Ratio: 1.72% offering New Vehicle at 3.25%, US Eagle Federal Credit UnionUS Eagle Federal Credit UnionF1.5 ★Texas Ratio: 56.62% offering Auto Purchase or Refinance at 3.99%, Chaves County School Employees Credit UnionChaves County School Employees Credit UnionA+5.0 ★Texas Ratio: 0.02% offering New Vehicles at 4.00%, Cannon Federal Credit UnionCannon Federal Credit UnionA+5.0 ★Texas Ratio: 1.10% offering New Auto at 4.19%, The Florist Federal Credit UnionThe Florist Federal Credit UnionA5.0 ★Texas Ratio: 6.28% offering New Auto at 4.25%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Nogal borrowers have access to 15 lenders serving the New Mexico area, with auto loan rates as low as 3.25% APR from Four Corners Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Nogal, New Mexico. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in Nogal, New Mexico & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
Auto Purchase or Refinance
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As low as
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.00%
Up to 60
▼
APR4.00%
TermUp to 60
Last UpdatedApr 19, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
New Auto
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.39%
48 Months
▼
APR4.39%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.50%
61 - 72
▼
APR4.50%
Term61 - 72
Last UpdatedApr 19, 2026
Details
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
4.50%
Up to 60
▼
APR4.50%
TermUp to 60
Last UpdatedApr 19, 2026
Details
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
▼
APR4.50%
TermUp to 60
Last UpdatedApr 19, 2026
Details
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.55%
36 Months
▼
APR4.55%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
▼
APR4.67%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
4.74%
12 - 48 months
▼
APR4.74%
Term12 - 48 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.74%
72-75 months
▼
APR4.74%
Term72-75 months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to36 Months
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
APR4.94%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As; 37-48 Months
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Auto Refinance
4.95%
36 Months
▼
APR4.95%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Vehicle Loan
4.95%
36 Months
▼
APR4.95%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.19%
24 Months
▼
APR5.19%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
▼
APR5.19%
Term0 - 36
Last UpdatedApr 18, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
5.24%
37 to 66 months
▼
APR5.24%
Term37 to 66 months
Last UpdatedApr 17, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.24%
49 - 60 months
▼
APR5.24%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedApr 18, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan - Declining Rate Auto
5.24%
5 Years
▼
APR5.24%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
APR5.24%
Term49-66
Last UpdatedApr 19, 2026
Details
As Low As; 49-66 Months
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Used Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
5.30%
65 months
▼
APR5.30%
Term65 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Auto Loan
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
▼
APR5.39%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.49%
61 - 75 months
▼
APR5.49%
Term61 - 75 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
5.50%
75 months
▼
APR5.50%
Term75 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.59%
78 Months
▼
APR5.59%
Term78 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
▼
APR5.59%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
▼
APR5.59%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Auto Refinance
5.65%
48 Months
▼
APR5.65%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Vehicle Loan
5.65%
48 Months
▼
APR5.65%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
▼
APR5.69%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.74%
49 - 60 months
▼
APR5.74%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
APR5.74%
Term67-75
Last UpdatedApr 19, 2026
Details
As Low As; 67-75 Months
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Auto Refinance
5.75%
65 Months
▼
APR5.75%
Term65 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Vehicle Loan
5.75%
65 Months
▼
APR5.75%
Term65 Months
Last UpdatedApr 19, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
▼
APR5.79%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
▼
APR5.79%
Term67 - 75
Last UpdatedApr 18, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedApr 19, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.80%
60 Months
▼
APR5.80%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Vehicle Loan
5.85%
75 Months
▼
APR5.85%
Term75 Months
Last UpdatedApr 19, 2026
Details
As Low As
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Auto Refinance
5.85%
75 Months
▼
APR5.85%
Term75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.89%
84 Months
▼
APR5.89%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
5.89%
36 Months
▼
APR5.89%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
5.94%
76 to 84 months
▼
APR5.94%
Term76 to 84 months
Last UpdatedApr 17, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.99%
76 - 84 months
▼
APR5.99%
Term76 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
▼
APR5.99%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedApr 18, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
5.99%
7 Years
▼
APR5.99%
Term7 Years
Last UpdatedApr 18, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Vehicle Loan
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Auto Refinance
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. "As low as" rate assumes excellent credit history. Rates good for current and past three model years. Great rates available for older models. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
6.09%
60 Months
▼
APR6.09%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
6.14%
84 Months
▼
APR6.14%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.14%
48 Months
▼
APR6.14%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.24%
61 - 75 months
▼
APR6.24%
Term61 - 75 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
6.25%
61 - 75 months
▼
APR6.25%
Term61 - 75 months
Last UpdatedApr 17, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Used Auto Over 10 Years Old
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
▼
APR6.29%
Term67 - 75
Last UpdatedApr 18, 2026
Details
APR6.29%
Term76-84
Last UpdatedApr 19, 2026
Details
As Low As; 76-84 Months
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedApr 18, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
▼
APR6.59%
Term0 - 36
Last UpdatedApr 18, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
6.59%
75 Months
▼
APR6.59%
Term75 Months
Last UpdatedApr 19, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.64%
Up to 65 months
▼
APR6.64%
TermUp to 65 months
Last UpdatedApr 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
▼
APR6.69%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.69%
60 Months
▼
APR6.69%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.74%
66 to 75 months
▼
APR6.74%
Term66 to 75 months
Last UpdatedApr 17, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.74%
76 - 84 months
▼
APR6.74%
Term76 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.79%
72 Months
▼
APR6.79%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.84%
Up to 60 months
▼
APR6.84%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
▼
APR6.89%
Term49 - 66
Last UpdatedApr 18, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
▼
APR7.09%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
7.14%
84 Months
▼
APR7.14%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
▼
APR7.29%
Term76 - 84
Last UpdatedApr 18, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
7.49%
72-75 months
▼
APR7.49%
Term72-75 months
Last UpdatedApr 18, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
7.54%
36 to 48 months
▼
APR7.54%
Term36 to 48 months
Last UpdatedApr 17, 2026
Details
As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Used Auto
7.54%
36 Months
▼
APR7.54%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.64%
48 Months
▼
APR7.64%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
▼
APR7.74%
Term8 Years
Last UpdatedApr 18, 2026
Details
$30,000; As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
8.05%
66 Months
▼
APR8.05%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
▼
APR8.39%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
▼
APR8.59%
Term37 - 48
Last UpdatedApr 18, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.75%
36 months
▼
APR8.75%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
▼
APR8.79%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
▼
APR8.99%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
▼
APR9.19%
Term76 - 84
Last UpdatedApr 18, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
9.25%
48 months
▼
APR9.25%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
10.00%
60 months
▼
APR10.00%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
▼
APR10.99%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
▼
APR11.19%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
▼
APR11.39%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
▼
APR11.59%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
▼
APR11.79%
Term76 - 84
Last UpdatedApr 18, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
12.49%
60 Months
▼
APR12.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; All other used vehicles
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
▼
APR15.49%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
▼
APR15.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
▼
APR16.49%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
▼
APR16.99%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.00%
Up to 60
▼
APR4.00%
TermUp to 60
Last UpdatedApr 19, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
New Auto
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
4.39%
48 Months
▼
APR4.39%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Vehicles
4.50%
61 - 72
▼
APR4.50%
Term61 - 72
Last UpdatedApr 19, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
▼
APR4.67%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
4.74%
12 - 48 months
▼
APR4.74%
Term12 - 48 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
4.74%
72-75 months
▼
APR4.74%
Term72-75 months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to36 Months
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.94%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As; 37-48 Months
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
▼
APR5.19%
Term0 - 36
Last UpdatedApr 18, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
5.24%
37 to 66 months
▼
APR5.24%
Term37 to 66 months
Last UpdatedApr 17, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.24%
49 - 60 months
▼
APR5.24%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
APR5.24%
Term49-66
Last UpdatedApr 19, 2026
Details
As Low As; 49-66 Months
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Vehicle
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
▼
APR5.39%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.49%
61 - 75 months
▼
APR5.49%
Term61 - 75 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.59%
78 Months
▼
APR5.59%
Term78 Months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
▼
APR5.59%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
▼
APR5.59%
Term49 - 66
Last UpdatedApr 18, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
▼
APR5.69%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.74%
49 - 60 months
▼
APR5.74%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
APR5.74%
Term67-75
Last UpdatedApr 19, 2026
Details
As Low As; 67-75 Months
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
▼
APR5.79%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
▼
APR5.79%
Term67 - 75
Last UpdatedApr 18, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedApr 19, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
New Auto
5.89%
84 Months
▼
APR5.89%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
5.89%
36 Months
▼
APR5.89%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
5.94%
76 to 84 months
▼
APR5.94%
Term76 to 84 months
Last UpdatedApr 17, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.99%
76 - 84 months
▼
APR5.99%
Term76 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
▼
APR5.99%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedApr 18, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.14%
48 Months
▼
APR6.14%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.24%
61 - 75 months
▼
APR6.24%
Term61 - 75 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
▼
APR6.29%
Term67 - 75
Last UpdatedApr 18, 2026
Details
APR6.29%
Term76-84
Last UpdatedApr 19, 2026
Details
As Low As; 76-84 Months
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedApr 18, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
New Auto Loan (2023 or newer)
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
▼
APR6.59%
Term0 - 36
Last UpdatedApr 18, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.64%
Up to 65 months
▼
APR6.64%
TermUp to 65 months
Last UpdatedApr 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
▼
APR6.69%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.69%
60 Months
▼
APR6.69%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.74%
66 to 75 months
▼
APR6.74%
Term66 to 75 months
Last UpdatedApr 17, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.74%
76 - 84 months
▼
APR6.74%
Term76 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
6.79%
72 Months
▼
APR6.79%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.84%
Up to 60 months
▼
APR6.84%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
▼
APR6.89%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
▼
APR7.09%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
New Auto
7.14%
84 Months
▼
APR7.14%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicle may be up to two years old with less than 25,000 miles.
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
▼
APR7.29%
Term76 - 84
Last UpdatedApr 18, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
7.54%
36 to 48 months
▼
APR7.54%
Term36 to 48 months
Last UpdatedApr 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
▼
APR8.39%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
▼
APR8.59%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
▼
APR8.79%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
▼
APR8.99%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
▼
APR9.19%
Term76 - 84
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
▼
APR10.99%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
▼
APR11.19%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
▼
APR11.39%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
▼
APR11.59%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
▼
APR11.79%
Term76 - 84
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
▼
APR15.49%
Term0 - 36
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
▼
APR15.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
▼
APR16.49%
Term49 - 66
Last UpdatedApr 18, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
▼
APR16.99%
Term67 - 75
Last UpdatedApr 18, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
4.50%
Up to 60
▼
APR4.50%
TermUp to 60
Last UpdatedApr 19, 2026
Details
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
▼
APR4.50%
TermUp to 60
Last UpdatedApr 19, 2026
Details
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.55%
36 Months
▼
APR4.55%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
▼
APR4.67%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
4.74%
12 - 48 months
▼
APR4.74%
Term12 - 48 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Vehicles (4 years old or less)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.19%
24 Months
▼
APR5.19%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
5.24%
37 to 66 months
▼
APR5.24%
Term37 to 66 months
Last UpdatedApr 17, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.24%
49 - 60 months
▼
APR5.24%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Used Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
5.30%
65 months
▼
APR5.30%
Term65 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Auto Loan
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.49%
61 - 75 months
▼
APR5.49%
Term61 - 75 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
5.50%
75 months
▼
APR5.50%
Term75 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
▼
APR5.69%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.74%
49 - 60 months
▼
APR5.74%
Term49 - 60 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedApr 19, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.80%
60 Months
▼
APR5.80%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
5.94%
76 to 84 months
▼
APR5.94%
Term76 to 84 months
Last UpdatedApr 17, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
5.99%
76 - 84 months
▼
APR5.99%
Term76 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2022 - 2027
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As; Qualified buyers: Take 90 days to make your first payment.
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
6.09%
60 Months
▼
APR6.09%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Used Auto
6.14%
84 Months
▼
APR6.14%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.24%
61 - 75 months
▼
APR6.24%
Term61 - 75 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Auto Loans
6.25%
61 - 75 months
▼
APR6.25%
Term61 - 75 months
Last UpdatedApr 17, 2026
Details
As Low As
Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Vehicle
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Used Auto Over 10 Years Old
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Used Vehicles (5-7 Years Old)
6.59%
75 Months
▼
APR6.59%
Term75 Months
Last UpdatedApr 19, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.64%
Up to 65 months
▼
APR6.64%
TermUp to 65 months
Last UpdatedApr 17, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.74%
66 to 75 months
▼
APR6.74%
Term66 to 75 months
Last UpdatedApr 17, 2026
Details
As Low As
Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
New & Used Automobiles
6.74%
76 - 84 months
▼
APR6.74%
Term76 - 84 months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Year: 2018 - 2021
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
6.84%
Up to 60 months
▼
APR6.84%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2016-2022)
7.49%
72-75 months
▼
APR7.49%
Term72-75 months
Last UpdatedApr 18, 2026
Details
As Low As
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
New and Used Auto Loans
7.54%
36 to 48 months
▼
APR7.54%
Term36 to 48 months
Last UpdatedApr 17, 2026
Details
As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Used Auto
7.54%
36 Months
▼
APR7.54%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.64%
48 Months
▼
APR7.64%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
8.05%
66 Months
▼
APR8.05%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles up to four years old or with more than 25,000 miles.
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 18, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
8.75%
36 months
▼
APR8.75%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
9.25%
48 months
▼
APR9.25%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Used Auto Loan (2015 and older)
10.00%
60 months
▼
APR10.00%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Late Model Used Auto
12.49%
60 Months
▼
APR12.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; All other used vehicles
Powered by
MonitorBankRates
Nogal, NM Auto Loan Rate Trends
Compare local Nogal, NM auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — NM Avg
5.971%
▼ 0.012 vs 7 days ago
New Mexico new auto rates fell 0.012 points over the past 7 days to 5.971% APR.
Used Auto Loan — NM Avg
5.827%
▼ 0.122 vs 7 days ago
New Mexico used auto rates fell 0.122 points over the past 7 days to 5.827% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Nogal, New Mexico
How does my credit score affect my car loan rate in New Mexico?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Nogal, New Mexico with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in New Mexico *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Nogal, New Mexico typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Nogal, New Mexico?
Based on our current data, some of the lowest auto loan rates available in Nogal, New Mexico include:
- Four Corners Federal Credit Union: 3.25% (New Vehicle)
- US Eagle Federal Credit Union: 3.99% (Auto Purchase or Refinance)
- Chaves County School Employees Credit Union: 4.00% (New Vehicles)
- Cannon Federal Credit Union: 4.19% (New Auto)
- The Florist Federal Credit Union: 4.25% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Nogal, New Mexico. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
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