Current auto loan rates in Erie, Pennsylvania include Erie Police Federal Credit UnionErie Police Federal Credit Union300 State St Ste 303, Erie, PA, 16507A+5.0 ★Texas Ratio: 0.00% offering New & Used Car 2027-2024 Model Year at 4.24%, Tendto Credit UnionTendto Credit Union1129 State St, Erie, PA, 16501 1911A+5.0 ★Texas Ratio: 3.98% offering New 2026 Auto Loan at 4.49%, Locomotive And Control Employees Federal Credit UnionLocomotive And Control Employees Federal Credit Union1286 E 38th St, Erie, PA, 16504 3039A+5.0 ★Texas Ratio: 0.46% offering New Vehicle Loan at 4.50%, Tri State Rail Federal Credit UnionTri State Rail Federal Credit Union110 W 13th St, Erie, PA, 16501A+5.0 ★Texas Ratio: 2.10% offering 2021 - 2026 (<50,0000 miles) Vehicle Loan at 4.74%, Corner Post Federal Credit UnionCorner Post Federal Credit UnionA+5.0 ★Texas Ratio: 0.77% offering New Vehicles at 2.75%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Erie has 4 local institutions in our database, with auto loan rates as low as 4.24% APR from Erie Police Federal Credit Union at 300 State St Ste 303, Erie, PA, 16507. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Erie, Pennsylvania. Auto Loan Rates Last Updated and Verified: April 19, 2026
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Min. value of car $15,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Min. value of car $25,000
As Low As
Min. value of car $15,000
As Low As
Min. value of car $30,000
As Low As
As Low As
As Low As
As Low As
As Low As
Min. value of car $25,000
As Low As
As Low As
Min. value of car $30,000
As Low As
As Low As
As Low As
Min. value of car $15,000
As Low As
As Low As
As Low As
As Low As
Zero Down Payment
2016-2019
As Low As; Vehicle Model Years: All Years**
As Low As
As Low As
As Low As; APR is Annual Percentage Rate.
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; (based on credit score)
As Low As; (based on credit score)
As Low As; * For Qualified Buyer
As Low As
As Low As
As Low As
As Low As
As Low As
Zero Down Payment
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; 3 YEAR REPAY
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As; Current Year + 2 Years
As Low As
As Low As; 2025 & newer
As Low As; 4 YEAR REPAY
80-90% NADA retail
As Low As
As Low As
As Low As
As Low As
As Low As; 2024 & Older
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As; Current Year + 2 Years
As Low As
As Low As; w/ Auto Pay Discount: as low as 4.39%
As Low As
As Low As
As Low As; $5,000 min
As Low As
100% MSRP
80-90% NADA retail
750+
As Low As; Up to 48 Months with an APR*
Zero Down Payment
2022 - NEWER
As Low As
As Low As; 2024 & Older
As Low As
Some Restrictions Apply Vehicles 2017 or newer
As Low As
As Low As
As Low As; Current Year + 2 Years
As Low As
As Low As; 2025 & newer
As Low As; $15,000 min
As Low As
As Low As; 5 YEAR REPAY
As Low As
As Low As
750+
FICO Score 750+
2022 - NEWER**
As Low As; Vehicle Model Years: 2022 or Newer
As Low As
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
As Low As
Some Restrictions Apply Vehicles 2017 or newer
As Low As
As Low As; for loans up to 72 months, or 5.45% APR* for loans up to 84 months.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Min. value of car $15,000
As Low As
As Low As
As Low As
As Low As
Min. value of car $25,000
Min. value of car $30,000
As Low As
As Low As
Zero Down Payment
As Low As; Vehicle Model Years: All Years**
As Low As
As Low As
As Low As; APR is Annual Percentage Rate.
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; (based on credit score)
As Low As; * For Qualified Buyer
As Low As
As Low As
Zero Down Payment
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; 3 YEAR REPAY
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As; Current Year + 2 Years
As Low As; 4 YEAR REPAY
80-90% NADA retail
As Low As
As Low As
As Low As
As Low As
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As; Current Year + 2 Years
As Low As
As Low As
As Low As
As Low As; $5,000 min
As Low As
100% MSRP
80-90% NADA retail
750+
As Low As; Up to 48 Months with an APR*
Zero Down Payment
As Low As
As Low As
As Low As
As Low As; Current Year + 2 Years
As Low As
As Low As; $15,000 min
As Low As
As Low As; 5 YEAR REPAY
As Low As
As Low As
750+
As Low As; Vehicle Model Years: 2022 or Newer
As Low As
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Min. value of car $15,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Min. value of car $25,000
As Low As
Min. value of car $15,000
As Low As
Min. value of car $30,000
As Low As
As Low As
As Low As
Min. value of car $25,000
As Low As
As Low As
Min. value of car $30,000
As Low As
As Low As
As Low As
Min. value of car $15,000
As Low As
As Low As
As Low As
As Low As
2016-2019
As Low As; Vehicle Model Years: All Years**
As Low As
As Low As; APR is Annual Percentage Rate.
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; (based on credit score)
As Low As
As Low As
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; 3 YEAR REPAY
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As
As Low As; 4 YEAR REPAY
80-90% NADA retail
As Low As
As Low As
As Low As
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As
80-90% NADA retail
750+
2022 - NEWER
As Low As
As Low As
Some Restrictions Apply Vehicles 2017 or newer
As Low As
As Low As
As Low As; 5 YEAR REPAY
As Low As
750+
FICO Score 750+
2022 - NEWER**
As Low As; Vehicle Model Years: 2022 or Newer
As Low As
Some Restrictions Apply Vehicles 2017 or newer
Compare local Erie, PA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania new auto rates fell 0.302 points over the past 7 days to 5.607% APR.
Pennsylvania used auto rates rose 0.171 points over the past 7 days to 7.684% APR.