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  9. Auto Loan Rate Trends

Pittsburgh, Pennsylvania Best Auto Loan Rates - October 2026

Pittsburgh, Pennsylvania auto loan rates range from 2.99% to 18.75% APR, verified by MonitorBankRates as of October 13, 2026. Current auto loan rates in Pittsburgh, Pennsylvania include U S POSTAL SERVICEU S POSTAL SERVICE1001 California Ave, Pittsburgh, PA, 15290A+5.0 ★Texas Ratio: 4.33% offering Vehicle Loans at 3.75%, Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit Union111 Parkwest Dr, Pittsburgh, PA, 15275 1112A5.0 ★Texas Ratio: 11.93% offering New/Used Vehicles Loan at 4.00%, IBEW Local No 5 Federal Credit UnionIBEW Local No 5 Federal Credit Union5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351A+5.0 ★Texas Ratio: 0.24% offering New / Used Vehicles at 4.00%, Alcose Credit UnionAlcose Credit Union1732 Brownsville Rd, Pittsburgh, PA, 15210 3982A+5.0 ★Texas Ratio: 0.06% offering New Vehicles 2025 - 2026 Loan at 4.50%, AT&T Employees Federal Credit UnionAT&T Employees Federal Credit Union635 Grant St, Pittsburgh, PA, 15219 4404A+5.0 ★Texas Ratio: 0.41% offering New Autos & Motorcycles at 4.75%. Auto loan rates as of October 13, 2026 according to verified data from MonitorBankRates.

Pittsburgh has 17 local institutions in our database, with auto loan rates as low as 3.75% APR from U S POSTAL SERVICE at 1001 California Ave, Pittsburgh, PA, 15290. Use the tabs below to compare new and used auto loan rates. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pittsburgh, Pennsylvania. Auto Loan Rates Last Updated and Verified: October 13, 2026

Compare Auto Loan Rates Today in Pittsburgh, Pennsylvania & Surrounding Area

Pittsburgh Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA, 15290
Vehicle Loans
3.75%
36 Month
▼
APR3.75%
Interest Rate3.75%
Term36 Month
Last UpdatedOct 10, 2026
Details

As low as 3.75% with Relationship Rewards

Rate History
No change since Sep 18, 2026 · 3.75% APR · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
24 months
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
48 months
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
36 months
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
4.00%
up to 84 Months
▼
APR4.00%
Interest Rate4.00%
Termup to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-10.45%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.25%
48 months
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
60 months
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.25%- 14.25%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 17, 2026: 4.00% APROct 9, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.25%▲ from 4.00%
  • Sep 17, 20264.00%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.50%
72 months
▼
APR4.50%
Interest Rate4.50%
Term72 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.50%- 12.75%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 17, 2026: 4.25% APROct 9, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.50%▲ from 4.25%
  • Sep 17, 20264.25%first recorded
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026 Loan
4.50%
Up to 48 Months
▼
APR4.50%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
4.75%
12 - 36 Months
▼
APR4.75%
Interest Rate4.75%
Term12 - 36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 3 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.75% ▼ 1.75 pts · high 6.50% / low 4.75%
3.00%5.63%8.25%Sep 17, 2026: 6.50% APROct 13, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.75%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
5.00%
37 - 48 Months
▼
APR5.00%
Interest Rate5.00%
Term37 - 48 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 16, 2026: 5.00% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
New Auto
5.00%
0 - 60 Months
▼
APR5.00%
Term0 - 60 Months
Last UpdatedOct 12, 2026
Details

2026-2027 year models

Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 16, 2026: 5.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 17, 2026: 7.00% APROct 13, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.00%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
5.00%
84 months
▼
APR5.00%
Interest Rate5.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Published rate range: 5.00%-10.45%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
2 changes since Sep 14, 2026 · 3.75% → 5.00% ▲ 1.25 pts · high 5.00% / low 3.75%
2.50%4.38%6.25%Sep 14, 2026: 3.75% APRSep 17, 2026: 4.75% APROct 9, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.00%▲ from 4.75%
  • Sep 17, 20264.75%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Used Vehicles
5.00%
up to 72 Months
▼
APR5.00%
Interest Rate5.00%
Termup to 72 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 5.00%-14.25%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 5.25% → 5.00% ▼ 0.25 pts · high 5.25% / low 5.00%
4.50%5.13%5.75%Sep 14, 2026: 5.25% APROct 9, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.00%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
5.09%
48 months
▼
APR5.09%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2024-2026

Rate History
No change since Sep 25, 2026 · 5.09% APR · checked 4 times
4.59%5.09%5.59%Sep 25, 2026: 5.09% APRSep 25, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
New Auto
5.25%
61- 72 Months
▼
APR5.25%
Term61- 72 Months
Last UpdatedOct 12, 2026
Details

2026-2027 year models

Rate History
No change since Sep 16, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 16, 2026: 5.25% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 16, 2026: 5.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.25% ▼ 1.75 pts · high 7.00% / low 5.25%
3.50%6.13%8.75%Sep 17, 2026: 7.00% APROct 13, 2026: 5.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.25%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026 Loan
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
5.34%
3 Years
▼
APR5.34%
Term3 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 5.34% APR · checked 2 times
4.84%5.34%5.84%Oct 8, 2026: 5.34% APROct 8, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2024-2026

Rate History
No change since Sep 25, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 25, 2026: 5.39% APRSep 25, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
5.39%
48 months
▼
APR5.39%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2021-2023

Rate History
No change since Sep 25, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 25, 2026: 5.39% APRSep 25, 2026Oct 13, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1801 Washington Rd, Pittsburgh, PA, 15241
New car (dealer) Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2021-2023

Rate History
No change since Sep 25, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Sep 25, 2026: 5.49% APRSep 25, 2026Oct 13, 2026
CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1920 Park Manor Blvd, Pittsburgh, PA, 15205
36 Month Auto Loan
5.49%
36 Month
▼
APR5.49%
Term36 Month
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.24% → 5.49% ▲ 0.25 pts · high 5.49% / low 5.24%
4.74%5.37%5.99%Sep 14, 2026: 5.24% APROct 6, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
  • Oct 6, 20265.49%▲ from 5.24%
  • Sep 14, 20265.24%first recorded
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
5.50%
49 - 60 Months
▼
APR5.50%
Interest Rate5.50%
Term49 - 60 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 16, 2026: 5.50% APRSep 16, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
5.50%
12 - 36 Months
▼
APR5.50%
Interest Rate5.50%
Term12 - 36 Months
Last UpdatedOct 12, 2026
Details

Model years 2019 - 2025 over 10K miles

Rate History
No change since Sep 16, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 16, 2026: 5.50% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
5.55%
up to 36 months
▼
APR5.55%
Termup to 36 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 5.55% APR · checked 2 times
5.05%5.55%6.05%Oct 8, 2026: 5.55% APROct 8, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2024-2026

Rate History
No change since Sep 25, 2026 · 5.59% APR · checked 4 times
5.09%5.59%6.09%Sep 25, 2026: 5.59% APRSep 25, 2026Oct 13, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1801 Washington Rd, Pittsburgh, PA, 15241
Used car (dealer) Loan
5.69%
60 months
▼
APR5.69%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
5.69%
4 Years
▼
APR5.69%
Term4 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 5.69% APR · checked 2 times
5.19%5.69%6.19%Oct 8, 2026: 5.69% APROct 8, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 16, 2026: 5.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 16, 2026: 5.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
5.75%
Up to 72 Months
▼
APR5.75%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 16, 2026: 5.75% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
5.75%
up to 48 months
▼
APR5.75%
Termup to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Oct 8, 2026: 5.75% APROct 8, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.75%
84 months
▼
APR5.75%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.50% → 5.75% ▼ 1.75 pts · high 7.50% / low 5.75%
4.00%6.63%9.25%Sep 17, 2026: 7.50% APROct 13, 2026: 5.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.75%▼ from 7.50%
  • Sep 17, 20267.50%first recorded
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026 Loan
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2023 - 2025 Loan
5.75%
Up to 72 Months
▼
APR5.75%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
5.79%
72 months
▼
APR5.79%
Term72 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2021-2023

Rate History
No change since Sep 25, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 25, 2026: 5.79% APRSep 25, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
5.79%
5 Years
▼
APR5.79%
Term5 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 5.79% APR · checked 2 times
5.29%5.79%6.29%Oct 8, 2026: 5.79% APROct 8, 2026Oct 13, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
5.90%
up to 60 months
▼
APR5.90%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 5.90% APR · checked 2 times
5.40%5.90%6.40%Oct 8, 2026: 5.90% APROct 8, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
72 months
▼
APR5.95%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
54 months
▼
APR5.95%
Term54 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
5.99%
48 months
▼
APR5.99%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2019-2020

Rate History
No change since Sep 25, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 25, 2026: 5.99% APRSep 25, 2026Oct 13, 2026
IRON WORKERS
Institution Rating:
B+4.0 ★ Texas Ratio: 4.92%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
New Vehicle Loan
5.99%
up to 72 months
▼
APR5.99%
Termup to 72 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
6.00%
61 - 72 Months
▼
APR6.00%
Interest Rate6.00%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
6.00%
37 - 60 Months
▼
APR6.00%
Interest Rate6.00%
Term37 - 60 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
6.00%
Up to 72 Months
▼
APR6.00%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.50% → 6.00% ▼ 1.50 pts · high 7.50% / low 6.00%
4.50%6.75%9.00%Sep 17, 2026: 7.50% APROct 13, 2026: 6.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20266.00%▼ from 7.50%
  • Sep 17, 20267.50%first recorded
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 - 0-48 Months Loan
6.04%
0-48 months
▼
APR6.04%
Interest Rate6.04%
Term0-48 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 10/05/2026; Term range: 0-48 Months

Rate History
No change since Oct 12, 2026 · 6.04% APR
5.54%6.04%6.54%Oct 12, 2026: 6.04% APROct 12, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loan
6.04%
Up to 5 Years
▼
APR6.04%
TermUp to 5 Years
Last UpdatedOct 12, 2026
Details

Term: Up to 5 Years (2022 & 2023); As Low As; Used Vehicle Loan

Rate History
1 change since Sep 16, 2026 · 5.84% → 6.04% ▲ 0.20 pts · high 6.04% / low 5.84%
5.34%5.94%6.54%Sep 16, 2026: 5.84% APRSep 25, 2026: 6.04% APRSep 16, 2026Oct 13, 2026
  • Sep 25, 20266.04%▲ from 5.84%
  • Sep 16, 20265.84%first recorded
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
6.09%
60 months
▼
APR6.09%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2019-2020

Rate History
No change since Sep 25, 2026 · 6.09% APR · checked 4 times
5.59%6.09%6.59%Sep 25, 2026: 6.09% APRSep 25, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
6.09%
6 Years
▼
APR6.09%
Term6 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 6.09% APR · checked 2 times
5.59%6.09%6.59%Oct 8, 2026: 6.09% APROct 8, 2026Oct 13, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
6.15%
up to 72 months
▼
APR6.15%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 6.15% APR · checked 2 times
5.65%6.15%6.65%Oct 8, 2026: 6.15% APROct 8, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loan
6.19%
Up to 6 Years
▼
APR6.19%
TermUp to 6 Years
Last UpdatedOct 12, 2026
Details

Term: Up to 6 Years (2024 & 2025); As Low As; Used Vehicle Loan

Rate History
1 change since Sep 16, 2026 · 6.04% → 6.19% ▲ 0.15 pts · high 6.19% / low 6.04%
5.54%6.12%6.69%Sep 16, 2026: 6.04% APRSep 25, 2026: 6.19% APRSep 16, 2026Oct 13, 2026
  • Sep 25, 20266.19%▲ from 6.04%
  • Sep 16, 20266.04%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
New car purchase Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
New car rate Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
New Auto
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Term: 73- 84 Months $30,000 or more; 2026-2027 year models

Rate History
No change since Oct 12, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 12, 2026: 6.25% APROct 12, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
Used Auto
6.25%
0 - 60 Months
▼
APR6.25%
Term0 - 60 Months
Last UpdatedOct 12, 2026
Details

2021-2026 Model years previously titled

Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 5 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.25%
24 months
▼
APR6.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2020 - 2022 Loan
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 6 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
Used car purchase Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
Used car rate Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 0-48 Months - 2023 - 2025
6.34%
0-48 months
▼
APR6.34%
Interest Rate6.34%
Term0-48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2023 - 2025

Rate History
No change since Oct 12, 2026 · 6.34% APR
5.84%6.34%6.84%Oct 12, 2026: 6.34% APROct 12, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
6.39%
84 months
▼
APR6.39%
Term84 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2024-2026

Rate History
No change since Sep 25, 2026 · 6.39% APR · checked 4 times
5.89%6.39%6.89%Sep 25, 2026: 6.39% APRSep 25, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2021-2023

Rate History
No change since Sep 25, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Sep 25, 2026: 6.49% APRSep 25, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
6.49%
36 months
▼
APR6.49%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2018

Rate History
No change since Sep 25, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Sep 25, 2026: 6.49% APRSep 25, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
6.50%
73 - 84 Months
▼
APR6.50%
Interest Rate6.50%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 5 times
6.00%6.50%7.00%Sep 16, 2026: 6.50% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Oct 13, 2026
IRON WORKERS
Institution Rating:
B+4.0 ★ Texas Ratio: 4.92%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
6.50%
maximum of 60 months
▼
APR6.50%
Termmaximum of 60 months
Last UpdatedOct 10, 2026
Details

2023-2025 as low as

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 6 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 - 49-60 Months Loan
6.55%
49-60 months
▼
APR6.55%
Interest Rate6.55%
Term49-60 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 10/05/2026; Term range: 49-60 Months

Rate History
No change since Oct 12, 2026 · 6.55% APR
6.05%6.55%7.05%Oct 12, 2026: 6.55% APROct 12, 2026Oct 13, 2026
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
3709 Butler St, Pittsburgh, PA, 15201
Vehicles Loan
6.59%
48 months
▼
APR6.59%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Year: 2018

Rate History
No change since Sep 25, 2026 · 6.59% APR · checked 4 times
6.09%6.59%7.09%Sep 25, 2026: 6.59% APRSep 25, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
6.59%
7 Years
▼
APR6.59%
Term7 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 6.59% APR · checked 2 times
6.09%6.59%7.09%Oct 8, 2026: 6.59% APROct 8, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 49-60 Months - 2023 - 2025
6.64%
49-60 months
▼
APR6.64%
Interest Rate6.64%
Term49-60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2023 - 2025

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loan
6.64%
Up to 4 Years
▼
APR6.64%
TermUp to 4 Years
Last UpdatedOct 12, 2026
Details

Term: Up to 4 Years (2021 & older); As Low As; Used Vehicle Loan

Rate History
1 change since Sep 16, 2026 · 5.84% → 6.64% ▲ 0.80 pts · high 6.64% / low 5.84%
5.04%6.24%7.44%Sep 16, 2026: 5.84% APRSep 25, 2026: 6.64% APRSep 16, 2026Oct 13, 2026
  • Sep 25, 20266.64%▲ from 5.84%
  • Sep 16, 20265.84%first recorded
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
6.75%
61 - 72 Months
▼
APR6.75%
Interest Rate6.75%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
Used Auto
6.75%
61- 72 Months
▼
APR6.75%
Term61- 72 Months
Last UpdatedOct 12, 2026
Details

2021-2026 Model years previously titled

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 6.75% APR · checked 8 times
6.25%6.75%7.25%Sep 17, 2026: 6.75% APRSep 17, 2026Oct 13, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2019 and older Loan
6.75%
Up to 48 Months
▼
APR6.75%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 - 61-72 Months Loan
6.84%
61-72 months
▼
APR6.84%
Interest Rate6.84%
Term61-72 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 10/05/2026; Term range: 61-72 Months

Rate History
No change since Oct 12, 2026 · 6.84% APR
6.34%6.84%7.34%Oct 12, 2026: 6.84% APROct 12, 2026Oct 13, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA, 15203
Fixed Rate Auto Loan - 48 Months
6.85%
48 Months
▼
APR6.85%
Interest Rate6.15%
Term48 Months
Last UpdatedOct 7, 2026
Details

Year of Vehicle: 2017-2025

Rate History
No change since Sep 15, 2026 · 6.85% APR · checked 7 times
6.35%6.85%7.35%Sep 15, 2026: 6.85% APRSep 15, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
72 months or less
▼
APR6.95%
Term72 months or less
Last UpdatedOct 10, 2026
Details

Year: 2027 - 2026

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
60 months or less
▼
APR6.95%
Term60 months or less
Last UpdatedOct 10, 2026
Details

Year: 2025 - 2024

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
54 months or less
▼
APR6.95%
Term54 months or less
Last UpdatedOct 10, 2026
Details

Year: 2023 - 2022

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
48 months or less
▼
APR6.95%
Term48 months or less
Last UpdatedOct 10, 2026
Details

Year: 2021 - 2020

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
36 months or less
▼
APR6.95%
Term36 months or less
Last UpdatedOct 10, 2026
Details

Year: 2019 - 2017

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA, 15203
Fixed Rate Auto Loan - 60 Months
6.97%
60 Months
▼
APR6.97%
Interest Rate6.40%
Term60 Months
Last UpdatedOct 7, 2026
Details

Year of Vehicle: 2018-2025

Rate History
No change since Sep 15, 2026 · 6.97% APR · checked 7 times
6.47%6.97%7.47%Sep 15, 2026: 6.97% APRSep 15, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 16, 2026: 7.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
7.00%
Up to 60 Months
▼
APR7.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Sep 16, 2026: 7.00% APRSep 16, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 61-72 Months - 2023 - 2025
7.04%
61-72 months
▼
APR7.04%
Interest Rate7.04%
Term61-72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2023 - 2025

Rate History
No change since Oct 12, 2026 · 7.04% APR
6.54%7.04%7.54%Oct 12, 2026: 7.04% APROct 12, 2026Oct 13, 2026
Farmers National Bank of Canfield
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
2600 E Carson St, Pittsburgh, PA, 15203
Fixed Rate Auto Loan - 72 Months
7.13%
72 Months
▼
APR7.13%
Interest Rate6.65%
Term72 Months
Last UpdatedOct 7, 2026
Details

Year of Vehicle: 2020-2025

Rate History
No change since Sep 15, 2026 · 7.13% APR · checked 7 times
6.63%7.13%7.63%Sep 15, 2026: 7.13% APRSep 15, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
7.25%
73 - 84 Months
▼
APR7.25%
Interest Rate7.25%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 7.25% APR · checked 5 times
6.75%7.25%7.75%Sep 16, 2026: 7.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.25%
72 months
▼
APR7.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 7.25% APR · checked 8 times
6.75%7.25%7.75%Sep 17, 2026: 7.25% APRSep 17, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
7.50%
12 - 60 Months
▼
APR7.50%
Interest Rate7.50%
Term12 - 60 Months
Last UpdatedOct 12, 2026
Details

Model years 2018 or older

Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 5 times
7.00%7.50%8.00%Sep 16, 2026: 7.50% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
Used Auto
7.50%
73 - 84 Months
▼
APR7.50%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Term: 73 - 84 Months $30,000 or more; 2021-2026 Model years previously titled

Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
IRON WORKERS
Institution Rating:
B+4.0 ★ Texas Ratio: 4.92%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
7.50%
maximum of 60 months
▼
APR7.50%
Termmaximum of 60 months
Last UpdatedOct 10, 2026
Details

2019-2022 as low as

Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 18, 2026: 7.50% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Sep 16, 2026: 7.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.75%
24 months
▼
APR7.75%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Sep 18, 2026: 7.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.75%
36 months
▼
APR7.75%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Sep 18, 2026: 7.75% APRSep 18, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 0-60 Months - 2019 - 2022
7.94%
0-60 months
▼
APR7.94%
Interest Rate7.94%
Term0-60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2022

Rate History
No change since Oct 12, 2026 · 7.94% APR
7.44%7.94%8.44%Oct 12, 2026: 7.94% APROct 12, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
8.00%
61 - 72 Months
▼
APR8.00%
Interest Rate8.00%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Rate History
1 change since Sep 16, 2026 · 6.75% → 8.00% ▲ 1.25 pts · high 8.00% / low 6.75%
5.50%7.38%9.25%Sep 16, 2026: 6.75% APROct 8, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20268.00%▲ from 6.75%
  • Sep 16, 20266.75%first recorded
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Sep 16, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
8.00%
Up to 48 Months
▼
APR8.00%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Sep 16, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.00%
84 months
▼
APR8.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75%
7.25%7.88%8.50%Sep 17, 2026: 7.75% APROct 13, 2026: 8.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20268.00%▲ from 7.75%
  • Sep 17, 20267.75%first recorded
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 61-66 Months - 2019 - 2022
8.04%
61-66 months
▼
APR8.04%
Interest Rate8.04%
Term61-66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2022

Rate History
No change since Oct 12, 2026 · 8.04% APR
7.54%8.04%8.54%Oct 12, 2026: 8.04% APROct 12, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Sep 16, 2026: 8.25% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
8.25%
Up to 48 Months
▼
APR8.25%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Sep 16, 2026: 8.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.25%
48 months
▼
APR8.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Sep 18, 2026: 8.25% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
8.75%
Up to 48 Months
▼
APR8.75%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 2012-2007 Up to 48 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 8.75% APR · checked 2 times
8.25%8.75%9.25%Sep 16, 2026: 8.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.75%
60 months
▼
APR8.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 8.75% APR · checked 8 times
8.25%8.75%9.25%Sep 17, 2026: 8.75% APRSep 17, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
9.00%
Up to 48 Months
▼
APR9.00%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 2012-2007 Up to 48 Months; Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
9.25%
72 months
▼
APR9.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 9.25% APR · checked 8 times
8.75%9.25%9.75%Sep 17, 2026: 9.25% APRSep 17, 2026Oct 13, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Vehicles - Motorcycles Loan
10.25%
Up to 60 Months
▼
APR10.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 13, 2026: 10.25% APROct 13, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
10.50%
84 months
▼
APR10.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 9.75% → 10.50% ▲ 0.75 pts · high 10.50% / low 9.75%
9.00%10.13%11.25%Sep 17, 2026: 9.75% APROct 13, 2026: 10.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202610.50%▲ from 9.75%
  • Sep 17, 20269.75%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.25%
24 months
▼
APR12.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Sep 18, 2026: 12.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.25%
36 months
▼
APR12.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Sep 18, 2026: 12.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.75%
48 months
▼
APR12.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Sep 18, 2026: 12.75% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
14.00%
Up to 72 Months
▼
APR14.00%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 14.00% APR · checked 2 times
13.50%14.00%14.50%Sep 16, 2026: 14.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
14.25%
60 months
▼
APR14.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 16.25% → 14.25% ▼ 2.00 pts · high 16.25% / low 14.25%
12.25%15.25%18.25%Sep 17, 2026: 16.25% APROct 13, 2026: 14.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202614.25%▼ from 16.25%
  • Sep 17, 202616.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
14.25%
24 months
▼
APR14.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 14.25% APR · checked 2 times
13.75%14.25%14.75%Sep 18, 2026: 14.25% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
15.00%
Up to 48 Months
▼
APR15.00%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.00% APR · checked 2 times
14.50%15.00%15.50%Sep 16, 2026: 15.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
15.25%
Up to 48 Months
▼
APR15.25%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 2012-2007 Up to 48 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 16, 2026: 15.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
72 months
▼
APR15.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 15.25% ▼ 2.00 pts · high 17.25% / low 15.25%
13.25%16.25%19.25%Sep 17, 2026: 17.25% APROct 13, 2026: 15.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202615.25%▼ from 17.25%
  • Sep 17, 202617.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
36 months
▼
APR15.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
48 months
▼
APR15.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
15.75%
36 Months
▼
APR15.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.75% APR · checked 3 times
15.25%15.75%16.25%Sep 16, 2026: 15.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
15.75%
Up to 60 Months
▼
APR15.75%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.75% APR · checked 2 times
15.25%15.75%16.25%Sep 16, 2026: 15.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
16.00%
Up to 72 Months
▼
APR16.00%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 16.00% APR · checked 2 times
15.50%16.00%16.50%Sep 16, 2026: 16.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
16.25%
60 months
▼
APR16.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 16.25% APR · checked 8 times
15.75%16.25%16.75%Sep 17, 2026: 16.25% APRSep 17, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
16.50%
48 Months
▼
APR16.50%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 16.50% APR · checked 3 times
16.00%16.50%17.00%Sep 16, 2026: 16.50% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
16.50%
84 months
▼
APR16.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 16.50% ▼ 0.75 pts · high 17.25% / low 16.50%
15.75%16.88%18.00%Sep 17, 2026: 17.25% APROct 13, 2026: 16.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202616.50%▼ from 17.25%
  • Sep 17, 202617.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
17.25%
72 months
▼
APR17.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 17.25% APR · checked 8 times
16.75%17.25%17.75%Sep 17, 2026: 17.25% APRSep 17, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.50%
60 Months
▼
APR17.50%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 17.50% APR · checked 3 times
17.00%17.50%18.00%Sep 16, 2026: 17.50% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.50%
72 Months
▼
APR17.50%
Term72 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 17.50% APR · checked 3 times
17.00%17.50%18.00%Sep 16, 2026: 17.50% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.50%
84 Months
▼
APR17.50%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 17.50% APR · checked 3 times
17.00%17.50%18.00%Sep 16, 2026: 17.50% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
17.50%
84 months
▼
APR17.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 17.50% ▲ 0.25 pts · high 17.50% / low 17.25%
16.75%17.38%18.00%Sep 17, 2026: 17.25% APROct 13, 2026: 17.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202617.50%▲ from 17.25%
  • Sep 17, 202617.25%first recorded
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.75%
36 Months
▼
APR17.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 17.75% APR · checked 3 times
17.25%17.75%18.25%Sep 16, 2026: 17.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
17.75%
Up to 60 Months
▼
APR17.75%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 17.75% APR · checked 2 times
17.25%17.75%18.25%Sep 16, 2026: 17.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
17.75%
Up to 48 Months
▼
APR17.75%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 17.75% APR · checked 2 times
17.25%17.75%18.25%Sep 16, 2026: 17.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
18.00%
48 Months
▼
APR18.00%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 18.00% APR · checked 3 times
17.50%18.00%18.50%Sep 16, 2026: 18.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
18.75%
60 Months
▼
APR18.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 18.75% APR · checked 3 times
18.25%18.75%19.25%Sep 16, 2026: 18.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
18.75%
84 Months
▼
APR18.75%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 18.75% APR · checked 3 times
18.25%18.75%19.25%Sep 16, 2026: 18.75% APRSep 16, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
4 years
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
3 years
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
2 years
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
1 year
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Auto Loan
3.00%
Up to 24 Months
▼
APR3.00%
TermUp to 24 Months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: N/A; Maximum Mileage: N/A; Maximum LTV: 100%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 13, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Auto Loan
3.00%
Up to 36 months
▼
APR3.00%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: N/A; Maximum LTV: 100%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 13, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Auto Loan
3.00%
Up to 48 months
▼
APR3.00%
TermUp to 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 100,000; Maximum LTV: 125%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 13, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Vehicle Loan
3.00%
Up to 48 Months
▼
APR3.00%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 3.00% APR
2.50%3.00%3.50%Oct 13, 2026: 3.00% APROct 13, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.24%
Up to 40 months
▼
APR3.24%
TermUp to 40 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.24% APR · checked 7 times
2.74%3.24%3.74%Sep 12, 2026: 3.24% APRSep 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
12 months
▼
APR3.25%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% - 8.00%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% -8.25%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Vehicle Loan
3.25%
Up to 60 Months
▼
APR3.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 3.25% APR
2.75%3.25%3.75%Oct 13, 2026: 3.25% APROct 13, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.34% APR · checked 7 times
2.84%3.34%3.84%Sep 14, 2026: 3.34% APRSep 14, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Used Autos - 2026 - 2024
3.49%
Up to 40 Months
▼
APR3.49%
TermUp to 40 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 12, 2026: 3.49% APROct 12, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Auto Loan
3.49%
0-36 months
▼
APR3.49%
Term0-36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2024 & newer; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.49% ▲ 0.24 pts · high 3.49% / low 3.25%
2.75%3.37%3.99%Sep 14, 2026: 3.25% APRSep 25, 2026: 3.49% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20263.49%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
1-36 Months
▼
APR3.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
37-48 Months
▼
APR3.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%.

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 12, 2026: 3.50% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Vehicle Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
3.50%
5 years
▼
APR3.50%
Interest Rate3.50%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 14, 2026 · 3.50% APR · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.64%
49-60 Months
▼
APR3.64%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.64% APR
3.14%3.64%4.14%Oct 13, 2026: 3.64% APROct 13, 2026Oct 13, 2026
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Vehicle Loan
3.70%
Up to 84 months
▼
APR3.70%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 3.70% APR · checked 7 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APRSep 14, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.74%
41-52 months
▼
APR3.74%
Term41-52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.74% APR · checked 7 times
3.24%3.74%4.24%Sep 12, 2026: 3.74% APRSep 12, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.74%
61-72 Months
▼
APR3.74%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
1-36 Months
▼
APR3.74%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
37-48 Months
▼
APR3.74%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.75%.

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 12, 2026: 3.75% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Auto Loan
3.75%
37-48 months
▼
APR3.75%
Term37-48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2024 & newer; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 14, 2026 · 3.49% → 3.75% ▲ 0.26 pts · high 3.75% / low 3.49%
2.99%3.62%4.25%Sep 14, 2026: 3.49% APRSep 25, 2026: 3.75% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20263.75%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.84%
73-84 Months
▼
APR3.84%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.84% APR
3.34%3.84%4.34%Oct 13, 2026: 3.84% APROct 13, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.84% APR · checked 7 times
3.34%3.84%4.34%Sep 14, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026

Pittsburgh New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
24 months
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
48 months
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
36 months
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
4.00%
up to 84 Months
▼
APR4.00%
Interest Rate4.00%
Termup to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-10.45%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.25%
48 months
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
60 months
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.25%- 14.25%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 17, 2026: 4.00% APROct 9, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.25%▲ from 4.00%
  • Sep 17, 20264.00%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.50%
72 months
▼
APR4.50%
Interest Rate4.50%
Term72 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.50%- 12.75%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 17, 2026: 4.25% APROct 9, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.50%▲ from 4.25%
  • Sep 17, 20264.25%first recorded
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026 Loan
4.50%
Up to 48 Months
▼
APR4.50%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
4.75%
12 - 36 Months
▼
APR4.75%
Interest Rate4.75%
Term12 - 36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 3 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.75% ▼ 1.75 pts · high 6.50% / low 4.75%
3.00%5.63%8.25%Sep 17, 2026: 6.50% APROct 13, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.75%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
5.00%
37 - 48 Months
▼
APR5.00%
Interest Rate5.00%
Term37 - 48 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 16, 2026: 5.00% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
New Auto
5.00%
0 - 60 Months
▼
APR5.00%
Term0 - 60 Months
Last UpdatedOct 12, 2026
Details

2026-2027 year models

Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 16, 2026: 5.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 17, 2026: 7.00% APROct 13, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.00%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
5.00%
84 months
▼
APR5.00%
Interest Rate5.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Published rate range: 5.00%-10.45%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
2 changes since Sep 14, 2026 · 3.75% → 5.00% ▲ 1.25 pts · high 5.00% / low 3.75%
2.50%4.38%6.25%Sep 14, 2026: 3.75% APRSep 17, 2026: 4.75% APROct 9, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.00%▲ from 4.75%
  • Sep 17, 20264.75%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
New Auto
5.25%
61- 72 Months
▼
APR5.25%
Term61- 72 Months
Last UpdatedOct 12, 2026
Details

2026-2027 year models

Rate History
No change since Sep 16, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 16, 2026: 5.25% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 16, 2026: 5.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.25% ▼ 1.75 pts · high 7.00% / low 5.25%
3.50%6.13%8.75%Sep 17, 2026: 7.00% APROct 13, 2026: 5.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.25%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026 Loan
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
5.34%
3 Years
▼
APR5.34%
Term3 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 5.34% APR · checked 2 times
4.84%5.34%5.84%Oct 8, 2026: 5.34% APROct 8, 2026Oct 13, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1801 Washington Rd, Pittsburgh, PA, 15241
New car (dealer) Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
5.50%
49 - 60 Months
▼
APR5.50%
Interest Rate5.50%
Term49 - 60 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 16, 2026: 5.50% APRSep 16, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
5.69%
4 Years
▼
APR5.69%
Term4 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 5.69% APR · checked 2 times
5.19%5.69%6.19%Oct 8, 2026: 5.69% APROct 8, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 16, 2026: 5.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 16, 2026: 5.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.75%
84 months
▼
APR5.75%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.50% → 5.75% ▼ 1.75 pts · high 7.50% / low 5.75%
4.00%6.63%9.25%Sep 17, 2026: 7.50% APROct 13, 2026: 5.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.75%▼ from 7.50%
  • Sep 17, 20267.50%first recorded
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026 Loan
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
5.79%
5 Years
▼
APR5.79%
Term5 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 5.79% APR · checked 2 times
5.29%5.79%6.29%Oct 8, 2026: 5.79% APROct 8, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
72 months
▼
APR5.95%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
54 months
▼
APR5.95%
Term54 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Oct 6, 2026: 5.95% APROct 6, 2026Oct 13, 2026
IRON WORKERS
Institution Rating:
B+4.0 ★ Texas Ratio: 4.92%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
New Vehicle Loan
5.99%
up to 72 months
▼
APR5.99%
Termup to 72 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
6.00%
61 - 72 Months
▼
APR6.00%
Interest Rate6.00%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.50% → 6.00% ▼ 1.50 pts · high 7.50% / low 6.00%
4.50%6.75%9.00%Sep 17, 2026: 7.50% APROct 13, 2026: 6.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20266.00%▼ from 7.50%
  • Sep 17, 20267.50%first recorded
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 - 0-48 Months Loan
6.04%
0-48 months
▼
APR6.04%
Interest Rate6.04%
Term0-48 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 10/05/2026; Term range: 0-48 Months

Rate History
No change since Oct 12, 2026 · 6.04% APR
5.54%6.04%6.54%Oct 12, 2026: 6.04% APROct 12, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
6.09%
6 Years
▼
APR6.09%
Term6 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 6.09% APR · checked 2 times
5.59%6.09%6.59%Oct 8, 2026: 6.09% APROct 8, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
New car purchase Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
New car rate Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
New Auto
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Term: 73- 84 Months $30,000 or more; 2026-2027 year models

Rate History
No change since Oct 12, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 12, 2026: 6.25% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.25%
24 months
▼
APR6.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
New Autos & Motorcycles
6.50%
73 - 84 Months
▼
APR6.50%
Interest Rate6.50%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 5 times
6.00%6.50%7.00%Sep 16, 2026: 6.50% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 - 49-60 Months Loan
6.55%
49-60 months
▼
APR6.55%
Interest Rate6.55%
Term49-60 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 10/05/2026; Term range: 49-60 Months

Rate History
No change since Oct 12, 2026 · 6.55% APR
6.05%6.55%7.05%Oct 12, 2026: 6.55% APROct 12, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans
6.59%
7 Years
▼
APR6.59%
Term7 Years
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027 - 2026

Rate History
No change since Oct 8, 2026 · 6.59% APR · checked 2 times
6.09%6.59%7.09%Oct 8, 2026: 6.59% APROct 8, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 6.75% APR · checked 8 times
6.25%6.75%7.25%Sep 17, 2026: 6.75% APRSep 17, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 - 61-72 Months Loan
6.84%
61-72 months
▼
APR6.84%
Interest Rate6.84%
Term61-72 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 10/05/2026; Term range: 61-72 Months

Rate History
No change since Oct 12, 2026 · 6.84% APR
6.34%6.84%7.34%Oct 12, 2026: 6.84% APROct 12, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 16, 2026: 7.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.25%
72 months
▼
APR7.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 7.25% APR · checked 8 times
6.75%7.25%7.75%Sep 17, 2026: 7.25% APRSep 17, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Sep 16, 2026: 7.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.75%
24 months
▼
APR7.75%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Sep 18, 2026: 7.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.75%
36 months
▼
APR7.75%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Sep 18, 2026: 7.75% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Sep 16, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.00%
84 months
▼
APR8.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75%
7.25%7.88%8.50%Sep 17, 2026: 7.75% APROct 13, 2026: 8.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20268.00%▲ from 7.75%
  • Sep 17, 20267.75%first recorded
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Sep 16, 2026: 8.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.25%
48 months
▼
APR8.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Sep 18, 2026: 8.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.75%
60 months
▼
APR8.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 8.75% APR · checked 8 times
8.25%8.75%9.25%Sep 17, 2026: 8.75% APRSep 17, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
9.25%
72 months
▼
APR9.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 9.25% APR · checked 8 times
8.75%9.25%9.75%Sep 17, 2026: 9.25% APRSep 17, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
10.50%
84 months
▼
APR10.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 9.75% → 10.50% ▲ 0.75 pts · high 10.50% / low 9.75%
9.00%10.13%11.25%Sep 17, 2026: 9.75% APROct 13, 2026: 10.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202610.50%▲ from 9.75%
  • Sep 17, 20269.75%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.25%
24 months
▼
APR12.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Sep 18, 2026: 12.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.25%
36 months
▼
APR12.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Sep 18, 2026: 12.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.75%
48 months
▼
APR12.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Sep 18, 2026: 12.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
14.25%
60 months
▼
APR14.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 16.25% → 14.25% ▼ 2.00 pts · high 16.25% / low 14.25%
12.25%15.25%18.25%Sep 17, 2026: 16.25% APROct 13, 2026: 14.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202614.25%▼ from 16.25%
  • Sep 17, 202616.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
14.25%
24 months
▼
APR14.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 14.25% APR · checked 2 times
13.75%14.25%14.75%Sep 18, 2026: 14.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
72 months
▼
APR15.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 15.25% ▼ 2.00 pts · high 17.25% / low 15.25%
13.25%16.25%19.25%Sep 17, 2026: 17.25% APROct 13, 2026: 15.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202615.25%▼ from 17.25%
  • Sep 17, 202617.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
36 months
▼
APR15.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
48 months
▼
APR15.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
15.75%
36 Months
▼
APR15.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.75% APR · checked 3 times
15.25%15.75%16.25%Sep 16, 2026: 15.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
16.25%
60 months
▼
APR16.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 16.25% APR · checked 8 times
15.75%16.25%16.75%Sep 17, 2026: 16.25% APRSep 17, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
16.50%
48 Months
▼
APR16.50%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 16.50% APR · checked 3 times
16.00%16.50%17.00%Sep 16, 2026: 16.50% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
16.50%
84 months
▼
APR16.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 16.50% ▼ 0.75 pts · high 17.25% / low 16.50%
15.75%16.88%18.00%Sep 17, 2026: 17.25% APROct 13, 2026: 16.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202616.50%▼ from 17.25%
  • Sep 17, 202617.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
17.25%
72 months
▼
APR17.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 17.25% APR · checked 8 times
16.75%17.25%17.75%Sep 17, 2026: 17.25% APRSep 17, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.50%
60 Months
▼
APR17.50%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 17.50% APR · checked 3 times
17.00%17.50%18.00%Sep 16, 2026: 17.50% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.50%
72 Months
▼
APR17.50%
Term72 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 17.50% APR · checked 3 times
17.00%17.50%18.00%Sep 16, 2026: 17.50% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.50%
84 Months
▼
APR17.50%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 17.50% APR · checked 3 times
17.00%17.50%18.00%Sep 16, 2026: 17.50% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
17.50%
84 months
▼
APR17.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 17.50% ▲ 0.25 pts · high 17.50% / low 17.25%
16.75%17.38%18.00%Sep 17, 2026: 17.25% APROct 13, 2026: 17.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202617.50%▲ from 17.25%
  • Sep 17, 202617.25%first recorded
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
17.75%
36 Months
▼
APR17.75%
Term36 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 17.75% APR · checked 3 times
17.25%17.75%18.25%Sep 16, 2026: 17.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
18.00%
48 Months
▼
APR18.00%
Term48 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 18.00% APR · checked 3 times
17.50%18.00%18.50%Sep 16, 2026: 18.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
18.75%
60 Months
▼
APR18.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 18.75% APR · checked 3 times
18.25%18.75%19.25%Sep 16, 2026: 18.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) Loan
18.75%
84 Months
▼
APR18.75%
Term84 Months
Last UpdatedOct 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 18.75% APR · checked 3 times
18.25%18.75%19.25%Sep 16, 2026: 18.75% APRSep 16, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
4 years
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
3 years
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
2 years
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
1 year
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.24%
Up to 40 months
▼
APR3.24%
TermUp to 40 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.24% APR · checked 7 times
2.74%3.24%3.74%Sep 12, 2026: 3.24% APRSep 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
12 months
▼
APR3.25%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% - 8.00%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% -8.25%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.34% APR · checked 7 times
2.84%3.34%3.84%Sep 14, 2026: 3.34% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
1-36 Months
▼
APR3.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
37-48 Months
▼
APR3.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%.

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Vehicle Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
3.50%
5 years
▼
APR3.50%
Interest Rate3.50%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 14, 2026 · 3.50% APR · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.64%
49-60 Months
▼
APR3.64%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.64% APR
3.14%3.64%4.14%Oct 13, 2026: 3.64% APROct 13, 2026Oct 13, 2026
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Vehicle Loan
3.70%
Up to 84 months
▼
APR3.70%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 3.70% APR · checked 7 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APRSep 14, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.74%
41-52 months
▼
APR3.74%
Term41-52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.74% APR · checked 7 times
3.24%3.74%4.24%Sep 12, 2026: 3.74% APRSep 12, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.74%
61-72 Months
▼
APR3.74%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.75%.

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.84%
73-84 Months
▼
APR3.84%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.84% APR
3.34%3.84%4.34%Oct 13, 2026: 3.84% APROct 13, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026

Pittsburgh Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
24 months
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
48 months
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
36 months
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.25%
48 months
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
60 months
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.25%- 14.25%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 17, 2026: 4.00% APROct 9, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.25%▲ from 4.00%
  • Sep 17, 20264.00%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.50%
72 months
▼
APR4.50%
Interest Rate4.50%
Term72 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.50%- 12.75%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 17, 2026: 4.25% APROct 9, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.50%▲ from 4.25%
  • Sep 17, 20264.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.75% ▼ 1.75 pts · high 6.50% / low 4.75%
3.00%5.63%8.25%Sep 17, 2026: 6.50% APROct 13, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.75%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 17, 2026: 7.00% APROct 13, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.00%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
5.00%
84 months
▼
APR5.00%
Interest Rate5.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Published rate range: 5.00%-10.45%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
2 changes since Sep 14, 2026 · 3.75% → 5.00% ▲ 1.25 pts · high 5.00% / low 3.75%
2.50%4.38%6.25%Sep 14, 2026: 3.75% APRSep 17, 2026: 4.75% APROct 9, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.00%▲ from 4.75%
  • Sep 17, 20264.75%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Used Vehicles
5.00%
up to 72 Months
▼
APR5.00%
Interest Rate5.00%
Termup to 72 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 5.00%-14.25%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 5.25% → 5.00% ▼ 0.25 pts · high 5.25% / low 5.00%
4.50%5.13%5.75%Sep 14, 2026: 5.25% APROct 9, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.00%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.25% ▼ 1.75 pts · high 7.00% / low 5.25%
3.50%6.13%8.75%Sep 17, 2026: 7.00% APROct 13, 2026: 5.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.25%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
5.50%
12 - 36 Months
▼
APR5.50%
Interest Rate5.50%
Term12 - 36 Months
Last UpdatedOct 12, 2026
Details

Model years 2019 - 2025 over 10K miles

Rate History
No change since Sep 16, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 16, 2026: 5.50% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
5.55%
up to 36 months
▼
APR5.55%
Termup to 36 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 5.55% APR · checked 2 times
5.05%5.55%6.05%Oct 8, 2026: 5.55% APROct 8, 2026Oct 13, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1801 Washington Rd, Pittsburgh, PA, 15241
Used car (dealer) Loan
5.69%
60 months
▼
APR5.69%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
5.75%
Up to 72 Months
▼
APR5.75%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 16, 2026: 5.75% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
5.75%
up to 48 months
▼
APR5.75%
Termup to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Oct 8, 2026: 5.75% APROct 8, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
5.75%
84 months
▼
APR5.75%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.50% → 5.75% ▼ 1.75 pts · high 7.50% / low 5.75%
4.00%6.63%9.25%Sep 17, 2026: 7.50% APROct 13, 2026: 5.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.75%▼ from 7.50%
  • Sep 17, 20267.50%first recorded
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2023 - 2025 Loan
5.75%
Up to 72 Months
▼
APR5.75%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
5.90%
up to 60 months
▼
APR5.90%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 5.90% APR · checked 2 times
5.40%5.90%6.40%Oct 8, 2026: 5.90% APROct 8, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
6.00%
37 - 60 Months
▼
APR6.00%
Interest Rate6.00%
Term37 - 60 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
6.00%
Up to 72 Months
▼
APR6.00%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 16, 2026: 6.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.50% → 6.00% ▼ 1.50 pts · high 7.50% / low 6.00%
4.50%6.75%9.00%Sep 17, 2026: 7.50% APROct 13, 2026: 6.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20266.00%▼ from 7.50%
  • Sep 17, 20267.50%first recorded
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loan
6.04%
Up to 5 Years
▼
APR6.04%
TermUp to 5 Years
Last UpdatedOct 12, 2026
Details

Term: Up to 5 Years (2022 & 2023); As Low As; Used Vehicle Loan

Rate History
1 change since Sep 16, 2026 · 5.84% → 6.04% ▲ 0.20 pts · high 6.04% / low 5.84%
5.34%5.94%6.54%Sep 16, 2026: 5.84% APRSep 25, 2026: 6.04% APRSep 16, 2026Oct 13, 2026
  • Sep 25, 20266.04%▲ from 5.84%
  • Sep 16, 20265.84%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
4415 5th Ave, Pittsburgh, PA, 15213
Used Automobile, Pickup, Van, & SUV
6.15%
up to 72 months
▼
APR6.15%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model years 2022-2026 max loan 72 months; 2021-2020 max loan 48 months; 2019 and older max loan 36 months; older models add 0.50% (2021 and older) / 0.75% (2019 and older)

Rate History
No change since Oct 8, 2026 · 6.15% APR · checked 2 times
5.65%6.15%6.65%Oct 8, 2026: 6.15% APROct 8, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loan
6.19%
Up to 6 Years
▼
APR6.19%
TermUp to 6 Years
Last UpdatedOct 12, 2026
Details

Term: Up to 6 Years (2024 & 2025); As Low As; Used Vehicle Loan

Rate History
1 change since Sep 16, 2026 · 6.04% → 6.19% ▲ 0.15 pts · high 6.19% / low 6.04%
5.54%6.12%6.69%Sep 16, 2026: 6.04% APRSep 25, 2026: 6.19% APRSep 16, 2026Oct 13, 2026
  • Sep 25, 20266.19%▲ from 6.04%
  • Sep 16, 20266.04%first recorded
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
Used Auto
6.25%
0 - 60 Months
▼
APR6.25%
Term0 - 60 Months
Last UpdatedOct 12, 2026
Details

2021-2026 Model years previously titled

Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 5 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.25%
24 months
▼
APR6.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2020 - 2022 Loan
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 6 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
Used car purchase Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
301 Grant St, Pittsburgh, PA, 15219
Used car rate Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 0-48 Months - 2023 - 2025
6.34%
0-48 months
▼
APR6.34%
Interest Rate6.34%
Term0-48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2023 - 2025

Rate History
No change since Oct 12, 2026 · 6.34% APR
5.84%6.34%6.84%Oct 12, 2026: 6.34% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Oct 13, 2026
IRON WORKERS
Institution Rating:
B+4.0 ★ Texas Ratio: 4.92%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
6.50%
maximum of 60 months
▼
APR6.50%
Termmaximum of 60 months
Last UpdatedOct 10, 2026
Details

2023-2025 as low as

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 6 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 49-60 Months - 2023 - 2025
6.64%
49-60 months
▼
APR6.64%
Interest Rate6.64%
Term49-60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2023 - 2025

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 13, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loan
6.64%
Up to 4 Years
▼
APR6.64%
TermUp to 4 Years
Last UpdatedOct 12, 2026
Details

Term: Up to 4 Years (2021 & older); As Low As; Used Vehicle Loan

Rate History
1 change since Sep 16, 2026 · 5.84% → 6.64% ▲ 0.80 pts · high 6.64% / low 5.84%
5.04%6.24%7.44%Sep 16, 2026: 5.84% APRSep 25, 2026: 6.64% APRSep 16, 2026Oct 13, 2026
  • Sep 25, 20266.64%▲ from 5.84%
  • Sep 16, 20265.84%first recorded
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
6.75%
61 - 72 Months
▼
APR6.75%
Interest Rate6.75%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
Used Auto
6.75%
61- 72 Months
▼
APR6.75%
Term61- 72 Months
Last UpdatedOct 12, 2026
Details

2021-2026 Model years previously titled

Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 16, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 6.75% APR · checked 8 times
6.25%6.75%7.25%Sep 17, 2026: 6.75% APRSep 17, 2026Oct 13, 2026
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2019 and older Loan
6.75%
Up to 48 Months
▼
APR6.75%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Starting April 1, 2025: Limited Time Offer on New & Used Vehicles

Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
72 months or less
▼
APR6.95%
Term72 months or less
Last UpdatedOct 10, 2026
Details

Year: 2027 - 2026

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
60 months or less
▼
APR6.95%
Term60 months or less
Last UpdatedOct 10, 2026
Details

Year: 2025 - 2024

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
54 months or less
▼
APR6.95%
Term54 months or less
Last UpdatedOct 10, 2026
Details

Year: 2023 - 2022

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
48 months or less
▼
APR6.95%
Term48 months or less
Last UpdatedOct 10, 2026
Details

Year: 2021 - 2020

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
250 William Pitt Way, Pittsburgh, PA, 15238
Used Vehicle Loan
6.95%
36 months or less
▼
APR6.95%
Term36 months or less
Last UpdatedOct 10, 2026
Details

Year: 2019 - 2017

Rate History
No change since Oct 6, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 6, 2026: 6.95% APROct 6, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
7.00%
Up to 60 Months
▼
APR7.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Sep 16, 2026: 7.00% APRSep 16, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 61-72 Months - 2023 - 2025
7.04%
61-72 months
▼
APR7.04%
Interest Rate7.04%
Term61-72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2023 - 2025

Rate History
No change since Oct 12, 2026 · 7.04% APR
6.54%7.04%7.54%Oct 12, 2026: 7.04% APROct 12, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
7.25%
73 - 84 Months
▼
APR7.25%
Interest Rate7.25%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 7.25% APR · checked 5 times
6.75%7.25%7.75%Sep 16, 2026: 7.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.25%
72 months
▼
APR7.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 7.25% APR · checked 8 times
6.75%7.25%7.75%Sep 17, 2026: 7.25% APRSep 17, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
7.50%
12 - 60 Months
▼
APR7.50%
Interest Rate7.50%
Term12 - 60 Months
Last UpdatedOct 12, 2026
Details

Model years 2018 or older

Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 5 times
7.00%7.50%8.00%Sep 16, 2026: 7.50% APRSep 16, 2026Oct 13, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1338 Chartiers Ave, Pittsburgh, PA, 15220 4800
Used Auto
7.50%
73 - 84 Months
▼
APR7.50%
Term73 - 84 Months
Last UpdatedOct 12, 2026
Details

Term: 73 - 84 Months $30,000 or more; 2021-2026 Model years previously titled

Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
IRON WORKERS
Institution Rating:
B+4.0 ★ Texas Ratio: 4.92%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
7.50%
maximum of 60 months
▼
APR7.50%
Termmaximum of 60 months
Last UpdatedOct 10, 2026
Details

2019-2022 as low as

Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 18, 2026: 7.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.75%
24 months
▼
APR7.75%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Sep 18, 2026: 7.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
7.75%
36 months
▼
APR7.75%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Sep 18, 2026: 7.75% APRSep 18, 2026Oct 13, 2026
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 0-60 Months - 2019 - 2022
7.94%
0-60 months
▼
APR7.94%
Interest Rate7.94%
Term0-60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2022

Rate History
No change since Oct 12, 2026 · 7.94% APR
7.44%7.94%8.44%Oct 12, 2026: 7.94% APROct 12, 2026Oct 13, 2026
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
635 Grant St, Pittsburgh, PA, 15219 4404
Used Autos & Motorcycles
8.00%
61 - 72 Months
▼
APR8.00%
Interest Rate8.00%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Rate History
1 change since Sep 16, 2026 · 6.75% → 8.00% ▲ 1.25 pts · high 8.00% / low 6.75%
5.50%7.38%9.25%Sep 16, 2026: 6.75% APROct 8, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20268.00%▲ from 6.75%
  • Sep 16, 20266.75%first recorded
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
8.00%
Up to 48 Months
▼
APR8.00%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Sep 16, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.00%
84 months
▼
APR8.00%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 640 - 679; Grade of Paper: B; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75%
7.25%7.88%8.50%Sep 17, 2026: 7.75% APROct 13, 2026: 8.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20268.00%▲ from 7.75%
  • Sep 17, 20267.75%first recorded
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car Loan - 61-66 Months - 2019 - 2022
8.04%
61-66 months
▼
APR8.04%
Interest Rate8.04%
Term61-66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2022

Rate History
No change since Oct 12, 2026 · 8.04% APR
7.54%8.04%8.54%Oct 12, 2026: 8.04% APROct 12, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
8.25%
Up to 48 Months
▼
APR8.25%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Silver; Credit Score: 729 - 670

Rate History
No change since Sep 16, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Sep 16, 2026: 8.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.25%
48 months
▼
APR8.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Sep 18, 2026: 8.25% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
8.75%
Up to 48 Months
▼
APR8.75%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 2012-2007 Up to 48 Months; Credit Level: Gold; Credit Score: 730 and Up

Rate History
No change since Sep 16, 2026 · 8.75% APR · checked 2 times
8.25%8.75%9.25%Sep 16, 2026: 8.75% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
8.75%
60 months
▼
APR8.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 8.75% APR · checked 8 times
8.25%8.75%9.25%Sep 17, 2026: 8.75% APRSep 17, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
9.00%
Up to 48 Months
▼
APR9.00%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 2012-2007 Up to 48 Months; Credit Level: Crystal; Credit Score: 669 - 620

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
9.25%
72 months
▼
APR9.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 9.25% APR · checked 8 times
8.75%9.25%9.75%Sep 17, 2026: 9.25% APRSep 17, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
10.50%
84 months
▼
APR10.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 600 - 639; Grade of Paper: C; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 9.75% → 10.50% ▲ 0.75 pts · high 10.50% / low 9.75%
9.00%10.13%11.25%Sep 17, 2026: 9.75% APROct 13, 2026: 10.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202610.50%▲ from 9.75%
  • Sep 17, 20269.75%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.25%
24 months
▼
APR12.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Sep 18, 2026: 12.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.25%
36 months
▼
APR12.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Sep 18, 2026: 12.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
12.75%
48 months
▼
APR12.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Sep 18, 2026: 12.75% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
14.00%
Up to 72 Months
▼
APR14.00%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 14.00% APR · checked 2 times
13.50%14.00%14.50%Sep 16, 2026: 14.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
14.25%
60 months
▼
APR14.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 16.25% → 14.25% ▼ 2.00 pts · high 16.25% / low 14.25%
12.25%15.25%18.25%Sep 17, 2026: 16.25% APROct 13, 2026: 14.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202614.25%▼ from 16.25%
  • Sep 17, 202616.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
14.25%
24 months
▼
APR14.25%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 14.25% APR · checked 2 times
13.75%14.25%14.75%Sep 18, 2026: 14.25% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
15.00%
Up to 48 Months
▼
APR15.00%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.00% APR · checked 2 times
14.50%15.00%15.50%Sep 16, 2026: 15.00% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
15.25%
Up to 48 Months
▼
APR15.25%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 2012-2007 Up to 48 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 16, 2026: 15.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
72 months
▼
APR15.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 15.25% ▼ 2.00 pts · high 17.25% / low 15.25%
13.25%16.25%19.25%Sep 17, 2026: 17.25% APROct 13, 2026: 15.25% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202615.25%▼ from 17.25%
  • Sep 17, 202617.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
36 months
▼
APR15.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
15.25%
48 months
▼
APR15.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 2 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
15.75%
Up to 60 Months
▼
APR15.75%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Bronze; Credit Score: 619 - 570

Rate History
No change since Sep 16, 2026 · 15.75% APR · checked 2 times
15.25%15.75%16.25%Sep 16, 2026: 15.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
16.00%
Up to 72 Months
▼
APR16.00%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

Term: 2023-2020 Up to 72 Months; Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 16.00% APR · checked 2 times
15.50%16.00%16.50%Sep 16, 2026: 16.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
16.25%
60 months
▼
APR16.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 16.25% APR · checked 8 times
15.75%16.25%16.75%Sep 17, 2026: 16.25% APRSep 17, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
16.50%
84 months
▼
APR16.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 550 - 599; Grade of Paper: D; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 16.50% ▼ 0.75 pts · high 17.25% / low 16.50%
15.75%16.88%18.00%Sep 17, 2026: 17.25% APROct 13, 2026: 16.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202616.50%▼ from 17.25%
  • Sep 17, 202617.25%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
17.25%
72 months
▼
APR17.25%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
No change since Sep 17, 2026 · 17.25% APR · checked 8 times
16.75%17.25%17.75%Sep 17, 2026: 17.25% APRSep 17, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
17.50%
84 months
▼
APR17.50%
Term84 months
Last UpdatedOct 13, 2026
Details

Score: 549 or Less; Grade of Paper: E; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 17.25% → 17.50% ▲ 0.25 pts · high 17.50% / low 17.25%
16.75%17.38%18.00%Sep 17, 2026: 17.25% APROct 13, 2026: 17.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 202617.50%▲ from 17.25%
  • Sep 17, 202617.25%first recorded
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
17.75%
Up to 60 Months
▼
APR17.75%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Term: 2020-2017 Up to 60 Months; Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 17.75% APR · checked 2 times
17.25%17.75%18.25%Sep 16, 2026: 17.75% APRSep 16, 2026Oct 13, 2026
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles Loan
17.75%
Up to 48 Months
▼
APR17.75%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

Term: 20166-2012 Up to 48 Months; Credit Level: Quartz; Credit Score: 569 and Under

Rate History
No change since Sep 16, 2026 · 17.75% APR · checked 2 times
17.25%17.75%18.25%Sep 16, 2026: 17.75% APRSep 16, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Used Autos - 2026 - 2024
3.49%
Up to 40 Months
▼
APR3.49%
TermUp to 40 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 12, 2026: 3.49% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 12, 2026: 3.50% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 months
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
1-36 Months
▼
APR3.74%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
37-48 Months
▼
APR3.74%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 12, 2026: 3.75% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 months
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.84% APR · checked 7 times
3.34%3.84%4.34%Sep 14, 2026: 3.84% APRSep 14, 2026Oct 13, 2026

Pittsburgh, PA Auto Loan Rate Trends

Compare local Pittsburgh, PA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania Auto Trends
New Auto Loan PA Avg
5.320%
▲ 0.035 vs 7 days ago

Pennsylvania new auto rates rose 0.035 points over the past 7 days to 5.320% APR.

Used Auto Loan PA Avg
6.182%
▲ 0.058 vs 7 days ago

Pennsylvania used auto rates rose 0.058 points over the past 7 days to 6.182% APR.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Pittsburgh, PA Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Pennsylvania figures.

Current New Auto Avg
5.32%
APR, as of Oct 13, 2026
6-Month Forecast
5.40%
Fed hold assumed
12-Month Forecast
5.47%
Range: 5.12% to 5.67%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Pennsylvania APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.32% APR
PA average
Used Auto @ 6.18% APR
PA average
Monthly Difference
$15,000 $285.27/mo $291.26/mo $5.99/mo
$25,000 $475.46/mo $485.44/mo $9.98/mo
$35,000 $665.64/mo $679.61/mo $13.97/mo
$45,000 $855.82/mo $873.79/mo $17.96/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

Powered byMonitorBankRates

How to Get the Best Auto Loan Rate in Pittsburgh, Pennsylvania

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Pittsburgh, Pennsylvania locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Pennsylvania. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Pittsburgh, Pennsylvania Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$40,907
Median Individual Earnings
National avg: $47,340
6.1%
Unemployment Rate
National avg: 4.8%
20.1%
Poverty Rate
National avg: 11.1%
$571/mo
Payment on a $30K / 60-mo Loan
At PA new-auto avg 5.32% APR

A $571 monthly car payment works out to roughly 16.7% of the median individual income in Pittsburgh, Pennsylvania. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15 to 20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Pittsburgh, Pennsylvania, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1 to 3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0 to 2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Pittsburgh, Pennsylvania. We’ve prefilled the APR with today’s PA new-auto average, or click any current rate on the right to apply it instantly.

$
$
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pittsburgh, Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Pittsburgh, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Pittsburgh, Pennsylvania. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Bad Credit Auto Loans in Pittsburgh, Pennsylvania

You can get a car loan with bad credit, but your credit score moves the APR more than almost anything else. Lenders sort borrowers into tiers, and the average used car loan for a subprime borrower costs more than twice what a prime borrower pays. On a $25,000 used car loan over 60 months, that gap adds up to about $8,000 in extra interest.

Avg. new car loan we track: 5.97% APR Avg. used car loan we track: 6.70% APR
Credit TierScore RangeNew Car APRUsed Car APR$25,000 Used, 60 Mo.
Super prime781 to 8504.41%6.29%$487/mo
Prime661 to 7806.15%8.81%$517/mo
Near prime601 to 6609.71%13.93%$581/mo
Subprime501 to 60013.52%19.10%$650/mo
Deep subprime300 to 50016.11%21.62%$685/mo

Average APRs from Experian, State of the Automotive Finance Market, Q2 2026 (VantageScore 4.0). Payment is principal and interest only.

Get Preapproved Before the Dealer

A preapproval from a bank or credit union gives you a real rate to compare. Dealers can add a markup to the rate a lender approves, and bad credit car buyers are the easiest to overcharge.

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027, and many will look past your score at your income and history with them.

Put More Money Down

A larger down payment lowers the lender's risk and keeps you from owing more than the car is worth. Even 10% to 20% down can move a borderline application to an approval.

Keep the Term Short

A 72 or 84 month loan lowers the payment but stacks interest on top of an already high APR. Choose a less expensive car before you choose a longer term.

Add a Cosigner

A cosigner with strong credit can get you a prime rate. They are fully responsible for the loan if you miss payments, so only ask someone who understands that.

Be Careful With Buy Here Pay Here

These lots approve almost anyone, but often at the highest legal rates and on older cars. Many do not report on time payments to the credit bureaus, so the loan may not help rebuild your score.

See Bad Credit Car Loans

Frequently Asked Questions about Auto Loans in Pittsburgh, Pennsylvania

How does my credit score affect my car loan rate in Pennsylvania?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pittsburgh, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Pittsburgh, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Pittsburgh, Pennsylvania?

Yes. A preapproval from a bank or credit union serving Pittsburgh, Pennsylvania gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Pittsburgh, Pennsylvania can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

Can I get an auto loan with bad credit in Pittsburgh, Pennsylvania?

Yes. Banks, credit unions, and dealer lenders all finance borrowers with subprime credit, but at higher rates. Getting preapproved by a credit union before you visit a dealer, putting more money down, and choosing a shorter term all improve your chances of approval and lower the total cost.

What is the average car loan rate for bad credit?

According to Experian, in the second quarter of 2026 subprime borrowers (scores 501 to 600) paid an average of 13.52% APR on new cars and 19.10% on used cars. Deep subprime borrowers (300 to 500) averaged 16.11% on new and 21.62% on used. Prime borrowers averaged 6.15% and 8.81%.

What are the best Auto Loan rates in Pittsburgh, Pennsylvania?

Based on our current data, some of the lowest auto loan rates available in Pittsburgh, Pennsylvania include:
  • U S POSTAL SERVICE: 3.75% (Vehicle Loans)
  • Bayer Heritage Federal Credit Union: 4.00% (New/Used Vehicles Loan)
  • IBEW Local No 5 Federal Credit Union: 4.00% (New / Used Vehicles)
  • Alcose Credit Union: 4.50% (New Vehicles 2025 - 2026 Loan)
  • AT&T Employees Federal Credit Union: 4.75% (New Autos & Motorcycles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pittsburgh, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: October 13, 2026

Pittsburgh, Pennsylvania Rates & Resources