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Auto Loan Rates in Pittsburgh, Pennsylvania (PA) for July 2026

Current auto loan rates in Pittsburgh, Pennsylvania include IBEW Local No 5 Federal Credit UnionIBEW Local No 5 Federal Credit Union5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351A+5.0 ★Texas Ratio: 0.63% offering New / Used Vehicles Loan at 3.75%, Alcose Credit UnionAlcose Credit Union1732 Brownsville Rd, Pittsburgh, PA, 15210 3982A+5.0 ★Texas Ratio: 1.03% offering New Vehicles 2025-2026 Loan at 4.50%, Pittsburgh Federal Credit UnionPittsburgh Federal Credit Union317 Brownsville Rd, Pittsburgh, PA, 15210A+5.0 ★Texas Ratio: 3.26% offering New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan at 4.75%, Century Heritage Federal Credit UnionCentury Heritage Federal Credit Union700 REGIS AVE, PITTSBURGH, PA, 15236 1425A+5.0 ★Texas Ratio: 5.54% offering New Vehicle Loans (2026-2025) at 4.99%, New Alliance Federal Credit UnionNew Alliance Federal Credit Union3709 Butler St, Pittsburgh, PA, 15201A5.0 ★Texas Ratio: 13.31% offering Auto Loan at 4.99%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.

Pittsburgh has 9 local institutions in our database, with auto loan rates as low as 3.75% APR from IBEW Local No 5 Federal Credit Union at 5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pittsburgh, Pennsylvania. Auto Loan Rates Last Updated and Verified: July 16, 2026

Compare Auto Loan Rates Today in Pittsburgh, Pennsylvania & Surrounding Area

Pittsburgh Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
3.75%
48 months
APR3.75%
Term48 months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles Loan
3.75%
up to 84 Months
APR3.75%
Termup to 84 Months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.00%
60 months
APR4.00%
Term60 months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.25%
72 months
APR4.25%
Term72 months
Last UpdatedJul 15, 2026
Details

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025-2026 Loan
4.50%
Up to 48 Months
APR4.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles Loan
4.50%
Up to 48 Months
APR4.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.75%
84 months
APR4.75%
Term84 months
Last UpdatedJul 15, 2026
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
4.99%
3 Years
APR4.99%
Term3 Years
Last UpdatedJul 6, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
4.99%
48 months
APR4.99%
Term48 months
Last UpdatedJul 12, 2026
Details

As Low As; 2024-2026

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
4.99%
up to 60 months
APR4.99%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto
4.99%
up to 60 months
APR4.99%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
5.09%
60 months
APR5.09%
Term60 months
Last UpdatedJul 12, 2026
Details

As Low As; 2024-2026

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
5.19%
60 months
APR5.19%
Term60 months
Last UpdatedJul 12, 2026
Details

As Low As; 2021-2023

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
5.24%
4 Years
APR5.24%
Term4 Years
Last UpdatedJul 6, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.24%
up to 72 months
APR5.24%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto
5.24%
up to 72 months
APR5.24%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

As Low As

CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1920 Park Manor Blvd, Pittsburgh, PA, 15205
36 Month Auto Loan
5.24%
36 Month
APR5.24%
Term36 Month
Last UpdatedJul 16, 2026
Details

Rates as low as 5.24 % APR

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
5.25%
48 Months
APR5.25%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Used Vehicles Loan
5.25%
up to 72 Months
APR5.25%
Termup to 72 Months
Last UpdatedJul 15, 2026
Details

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025-2026 Loan
5.25%
Up to 60 Months
APR5.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles Loan
5.25%
Up to 60 Months
APR5.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
5.29%
72 months
APR5.29%
Term72 months
Last UpdatedJul 12, 2026
Details

As Low As; 2024-2026

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
5.39%
72 months
APR5.39%
Term72 months
Last UpdatedJul 12, 2026
Details

As Low As; 2021-2023

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
5.49%
5 Years
APR5.49%
Term5 Years
Last UpdatedJul 6, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedJul 12, 2026
Details

As Low As; 2019-2020

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.49%
up to 84 months
APR5.49%
Termup to 84 months
Last UpdatedJul 16, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto
5.49%
up to 84 months
APR5.49%
Termup to 84 months
Last UpdatedJul 16, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
5.59%
60 months
APR5.59%
Term60 months
Last UpdatedJul 12, 2026
Details

As Low As; 2019-2020

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
5.75%
Up to 72 Months
APR5.75%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025-2026 Loan
5.75%
Up to 84 Months
APR5.75%
TermUp to 84 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles Loan
5.75%
Up to 84 Months
APR5.75%
TermUp to 84 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2023-2025 Loan
5.75%
Up to 72 Months
APR5.75%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles Loan
5.75%
Up to 72 Months
APR5.75%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loans
5.84%
Up to 5 Years (2021 & 2022)
APR5.84%
TermUp to 5 Years (2021 & 2022)
Last UpdatedJul 6, 2026
Details

As Low As

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
5.94%
6 Years
APR5.94%
Term6 Years
Last UpdatedJul 6, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
5.99%
36 months
APR5.99%
Term36 months
Last UpdatedJul 12, 2026
Details

As Low As; 2018

IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
New Vehicle Loan
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedJul 16, 2026
Details

As low as

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
6.00%
Up to 72 Months
APR6.00%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loans
6.04%
Up to 6 Years (2023 & 2024)
APR6.04%
TermUp to 6 Years (2023 & 2024)
Last UpdatedJul 6, 2026
Details

As Low As

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 0-48 Months Loan
6.04%
48 Months
APR6.04%
Term48 Months
Last UpdatedJul 12, 2026
Details

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
6.09%
84 months
APR6.09%
Term84 months
Last UpdatedJul 12, 2026
Details

As Low As; 2024-2026

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
6.19%
84 months
APR6.19%
Term84 months
Last UpdatedJul 12, 2026
Details

As Low As; 2021-2023

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
6.25%
Up to 60 Months
APR6.25%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2020-2022 Loan
6.25%
Up to 60 Months
APR6.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles Loan
6.25%
Up to 60 Months
APR6.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-48 Months Loan
6.34%
48 Months
APR6.34%
Term48 Months
Last UpdatedJul 12, 2026
Details

2023 - 2025

IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
6.50%
60 months
APR6.50%
Term60 months
Last UpdatedJul 16, 2026
Details

2023-2025 as low as

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 49-60 Months Loan
6.55%
60 Months
APR6.55%
Term60 Months
Last UpdatedJul 12, 2026
Details

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 49-60 Months Loan
6.64%
60 Months
APR6.64%
Term60 Months
Last UpdatedJul 12, 2026
Details

2023 - 2025

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
6.74%
7 Years
APR6.74%
Term7 Years
Last UpdatedJul 6, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
6.75%
48 Months
APR6.75%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
6.75%
84 Months
APR6.75%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2019 and older Loan
6.75%
Up to 48 Months
APR6.75%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles Loan
6.75%
Up to 48 Months
APR6.75%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 61-72 Months Loan
6.84%
72 Months
APR6.84%
Term72 Months
Last UpdatedJul 12, 2026
Details

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
7.00%
Up to 60 Months
APR7.00%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-72 Months Loan
7.04%
72 Months
APR7.04%
Term72 Months
Last UpdatedJul 12, 2026
Details

2023 - 2025

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans - Up to 12 Months
7.24%
Up to 12 Months
APR7.24%
TermUp to 12 Months
Last UpdatedJul 16, 2026
Details

As Low As

IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
7.50%
60 months
APR7.50%
Term60 months
Last UpdatedJul 16, 2026
Details

2019-2022 as low as

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
7.75%
60 Months
APR7.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-60 Months Loan
7.94%
60 Months
APR7.94%
Term60 Months
Last UpdatedJul 12, 2026
Details

2019 - 2022

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
8.00%
72 Months
APR8.00%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
8.00%
Up to 48 Months
APR8.00%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-66 Months Loan
8.04%
66 Months
APR8.04%
Term66 Months
Last UpdatedJul 12, 2026
Details

2019 - 2022

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans - Up to 24 Months
8.24%
Up to 24 Months
APR8.24%
TermUp to 24 Months
Last UpdatedJul 16, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
8.25%
84 Months
APR8.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
8.25%
Up to 48 Months
APR8.25%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
8.39%
60 months
APR8.39%
Term60 months
Last UpdatedJul 12, 2026
Details

As Low As; Year: 2024-2026

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
8.69%
72 months
APR8.69%
Term72 months
Last UpdatedJul 12, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
8.75%
Up to 48 Months
APR8.75%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
9.00%
Up to 48 Months
APR9.00%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
9.29%
84 months
APR9.29%
Term84 months
Last UpdatedJul 12, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
9.39%
60 months
APR9.39%
Term60 months
Last UpdatedJul 12, 2026
Details

As Low As; Year: 2021-2023

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
9.69%
72 months
APR9.69%
Term72 months
Last UpdatedJul 12, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
10.29%
84 months
APR10.29%
Term84 months
Last UpdatedJul 12, 2026
Details

As Low As

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
10.39%
60 months
APR10.39%
Term60 months
Last UpdatedJul 12, 2026
Details

As Low As; Year: 2018-2020

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
3709 Butler St, Pittsburgh, PA, 15201
Auto Loan
10.69%
72 months
APR10.69%
Term72 months
Last UpdatedJul 12, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
14.00%
Up to 72 Months
APR14.00%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
15.00%
Up to 48 Months
APR15.00%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
15.25%
Up to 48 Months
APR15.25%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
15.75%
36 Months
APR15.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
15.75%
Up to 60 Months
APR15.75%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
16.00%
Up to 72 Months
APR16.00%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
16.50%
48 Months
APR16.50%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
17.50%
60 Months
APR17.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
17.50%
72 Months
APR17.50%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
17.50%
84 Months
APR17.50%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
17.75%
36 Months
APR17.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
17.75%
Up to 48 Months
APR17.75%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
17.75%
Up to 48 Months
APR17.75%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
17.75%
Up to 60 Months
APR17.75%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
18.00%
48 Months
APR18.00%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
18.75%
60 Months
APR18.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
18.75%
72 Months
APR18.75%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
18.75%
84 Months
APR18.75%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Auto Loan
2.99%
36 months
APR2.99%
Term36 months
Last UpdatedJul 15, 2026
Details

Limited-time offer. Save on a new or refinanced vehicle this summer with rates starting as low as 2.99% APR for 36 months with autopay from a United checking account.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
APR2.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.24%
Up to 40 months
APR3.24%
TermUp to 40 months
Last UpdatedJul 15, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 12 mos. Loan
3.25%
12 mos.
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 24 mos. Loan
3.25%
24 mos.
APR3.25%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.25%
12 mos.
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
3.49%
Up to 40 Months
APR3.49%
TermUp to 40 Months
Last UpdatedJul 15, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedJul 16, 2026
Details

Zero Down Payment

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedJul 16, 2026
Details

2016-2019

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 36 mos. Loan
3.50%
36 mos.
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.50%
36 mos.
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 mos.
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 mos.
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 mos.
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Vehicle Loans
3.70%
Up to 84 months
APR3.70%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.74%
41-52 months
APR3.74%
Term41-52 months
Last UpdatedJul 15, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 48 mos. Loan
3.75%
48 mos.
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.75%
48 mos.
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 mos.
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 mos.
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 mos.
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New Auto 2025-2024
3.90%
6 years
APR3.90%
Term6 years
Last UpdatedJul 16, 2026
Details

Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New Auto
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 6, 2026
Details

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles Loan
3.99%
5 Years
APR3.99%
Term5 Years
Last UpdatedJul 15, 2026
Details

As Low As;*

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
3.99%
up to 60 months
APR3.99%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

Model Years 2024-2026; *

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Car Loan
3.99%
Up to 96 months
APR3.99%
TermUp to 96 months
Last UpdatedJul 15, 2026
Details

As Low As; (based on credit score)

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Car Loan
3.99%
Up to 96 months
APR3.99%
TermUp to 96 months
Last UpdatedJul 15, 2026
Details

As low as; (based on credit score)

Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Auto Loan
3.99%
1 - 66 mos.
APR3.99%
Term1 - 66 mos.
Last UpdatedJul 16, 2026
Details

APR* As Low As

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 60 mos. Loan
4.00%
60 mos.
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.00%
60 mos.
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 mos.
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 mos.
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 mos.
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.00%
48 Months
APR4.00%
Term48 Months
Last UpdatedJul 6, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
APR4.00%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
APR4.00%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedJul 16, 2026
Details

Zero Down Payment

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.15%
Up to 48 Months
APR4.15%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
APR4.15%
Term3 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.24%
53-64 months
APR4.24%
Term53-64 months
Last UpdatedJul 15, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year Loan
4.24%
24 months
APR4.24%
Term24 months
Last UpdatedJul 15, 2026
Details

Min. value of car $15,000

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
4.24%
72 months
APR4.24%
Term72 months
Last UpdatedJul 15, 2026
Details

Model Years 2024-2026; *

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
Auto Loan
4.24%
up to 36 Months
APR4.24%
Termup to 36 Months
Last UpdatedJul 16, 2026
Details

As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
Auto Loans
4.24%
36-month
APR4.24%
Term36-month
Last UpdatedJul 16, 2026
Details

As Low As; APR=Annual Percentage Rate. UECU's lowest auto loan rate of 4.24% APR is based upon an evaluation of credit worthiness criteria and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rate quoted for a 36-month term; your actual rate may differ. Limited time offer. Offer is subject to change without notice. Rate quoted is for new loans only; refinancing of existing UECU auto loans are not eligible. Certain auto model year and term restrictions apply.

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loan
4.24%
Up to 48 Months
APR4.24%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2025 & newer

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 72 mos. Loan
4.25%
72 mos.
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.25%
72 mos.
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.25%
48 mos.
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.25%
48 mos.
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.25%
Up to 3 years
APR4.25%
TermUp to 3 years
Last UpdatedJul 15, 2026
Details

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.25%
3 years
APR4.25%
Term3 years
Last UpdatedJul 15, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
APR4.25%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

80-90% NADA retail

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
APR4.25%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedJul 16, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.29%
36 Months
APR4.29%
Term36 Months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.29%
36-60 months
APR4.29%
Term36-60 months
Last UpdatedJul 15, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.37%
41 - 52 months
APR4.37%
Term41 - 52 months
Last UpdatedJul 15, 2026
Details

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New Car Loan
4.39%
Up to 84 Months
APR4.39%
TermUp to 84 Months
Last UpdatedJul 6, 2026
Details

As Low As; This rate includes the .25% discount for Auto Pay.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.40%
Up to 36 months
APR4.40%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loan
4.44%
Up to 48 Months
APR4.44%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; 2022 - 2024

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Auto Loan Summer Special
4.49%
Up to 72 months
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details

As Low As; Up to 110% Financing

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.49%
Up to 72 months
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details

As Low As; New & Used Auto (2026-2023)

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
Auto Loan
4.49%
Up to 84 months
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details

As Low As; This rate includes the .25% discount with Auto Pay.

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New and Used Car Loans
4.49%
Up to 84 months
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details

As Low As; This rate includes the .25% discount with Auto Pay.

Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle Loan
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As; New 2026 & 2025 (Includes motorcycles)

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.49%
65-76 months
APR4.49%
Term65-76 months
Last UpdatedJul 15, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.49%
Up to 52 months
APR4.49%
TermUp to 52 months
Last UpdatedJul 15, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year Loan
4.49%
36 months
APR4.49%
Term36 months
Last UpdatedJul 15, 2026
Details

Min. value of car $15,000

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles Loan
4.49%
36 months
APR4.49%
Term36 months
Last UpdatedJul 15, 2026
Details

As low as 4.49%

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.49%
36-48 months
APR4.49%
Term36-48 months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.49%
72 months
APR4.49%
Term72 months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Car, Truck, SUV Loans (2020 & older)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
4.49%
84 months
APR4.49%
Term84 months
Last UpdatedJul 15, 2026
Details

Model Years 2024-2026; *

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Used Auto Loan
4.49%
up to 60 months
APR4.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

Model Years 2021-2023; *

Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

Motorcycle, ATC, UTV, camper, boat, trailer and snowmobiles add 1.00% to rate.

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
New Vehicles Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedJul 15, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Auto Loan
4.49%
67 - 75 mos.
APR4.49%
Term67 - 75 mos.
Last UpdatedJul 16, 2026
Details

APR* As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New 2026 Auto Loan
4.49%
24 month
APR4.49%
Term24 month
Last UpdatedJul 16, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
4.49%
24 month
APR4.49%
Term24 month
Last UpdatedJul 16, 2026
Details

New 2026

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Auto Loans
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 16, 2026
Details

As Low As; w/ Auto Pay Discount: 4.39%

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 16, 2026
Details

As Low As; w/ Auto Pay Discount: 4.39%

Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month Term
APR4.50%
Term36 Month Term
Last UpdatedJul 6, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.50%
60 mos.
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.50%
60 mos.
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedJul 6, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Vehicles Loan
4.50%
up to 60 mos.
APR4.50%
Termup to 60 mos.
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.50%
Up to 4 years
APR4.50%
TermUp to 4 years
Last UpdatedJul 15, 2026
Details

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.50%
4 years
APR4.50%
Term4 years
Last UpdatedJul 15, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
APR4.50%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

100% MSRP

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
APR4.50%
Term48 - 60 months
Last UpdatedJul 15, 2026
Details

80-90% NADA retail

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
48 to 60 months 100% MSRP
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedJul 16, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedJul 16, 2026
Details

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) 750+
4.50%
36 months
APR4.50%
Term36 months
Last UpdatedJul 16, 2026
Details

Pittsburgh New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
3.75%
48 months
APR3.75%
Term48 months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles Loan
3.75%
up to 84 Months
APR3.75%
Termup to 84 Months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.00%
60 months
APR4.00%
Term60 months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.25%
72 months
APR4.25%
Term72 months
Last UpdatedJul 15, 2026
Details

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025-2026 Loan
4.50%
Up to 48 Months
APR4.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles Loan
4.50%
Up to 48 Months
APR4.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.75%
84 months
APR4.75%
Term84 months
Last UpdatedJul 15, 2026
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
4.99%
3 Years
APR4.99%
Term3 Years
Last UpdatedJul 6, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
4.99%
up to 60 months
APR4.99%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
5.24%
4 Years
APR5.24%
Term4 Years
Last UpdatedJul 6, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.24%
up to 72 months
APR5.24%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
5.25%
48 Months
APR5.25%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025-2026 Loan
5.25%
Up to 60 Months
APR5.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles Loan
5.25%
Up to 60 Months
APR5.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
5.49%
5 Years
APR5.49%
Term5 Years
Last UpdatedJul 6, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.49%
up to 84 months
APR5.49%
Termup to 84 months
Last UpdatedJul 16, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025-2026 Loan
5.75%
Up to 84 Months
APR5.75%
TermUp to 84 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles Loan
5.75%
Up to 84 Months
APR5.75%
TermUp to 84 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
5.94%
6 Years
APR5.94%
Term6 Years
Last UpdatedJul 6, 2026
Details

As Low As

IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
New Vehicle Loan
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedJul 16, 2026
Details

As low as

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 0-48 Months Loan
6.04%
48 Months
APR6.04%
Term48 Months
Last UpdatedJul 12, 2026
Details

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 49-60 Months Loan
6.55%
60 Months
APR6.55%
Term60 Months
Last UpdatedJul 12, 2026
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025)
6.74%
7 Years
APR6.74%
Term7 Years
Last UpdatedJul 6, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
6.75%
48 Months
APR6.75%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
6.75%
84 Months
APR6.75%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027 61-72 Months Loan
6.84%
72 Months
APR6.84%
Term72 Months
Last UpdatedJul 12, 2026
Details

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
7.75%
60 Months
APR7.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
8.00%
72 Months
APR8.00%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
8.25%
84 Months
APR8.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
15.75%
36 Months
APR15.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
16.50%
48 Months
APR16.50%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
17.50%
60 Months
APR17.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
17.50%
72 Months
APR17.50%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
17.50%
84 Months
APR17.50%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
17.75%
36 Months
APR17.75%
Term36 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 48 Months Loan
18.00%
48 Months
APR18.00%
Term48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 60 Months Loan
18.75%
60 Months
APR18.75%
Term60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 72 Months Loan
18.75%
72 Months
APR18.75%
Term72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
New Vehicles 2024-2026 (untitled or <10,000 miles) 84 Months Loan
18.75%
84 Months
APR18.75%
Term84 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
APR2.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.24%
Up to 40 months
APR3.24%
TermUp to 40 months
Last UpdatedJul 15, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 12 mos. Loan
3.25%
12 mos.
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 24 mos. Loan
3.25%
24 mos.
APR3.25%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.25%
12 mos.
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedJul 16, 2026
Details

Zero Down Payment

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 36 mos. Loan
3.50%
36 mos.
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.50%
36 mos.
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Vehicle Loans
3.70%
Up to 84 months
APR3.70%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.74%
41-52 months
APR3.74%
Term41-52 months
Last UpdatedJul 15, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 48 mos. Loan
3.75%
48 mos.
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.75%
48 mos.
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New Auto 2025-2024
3.90%
6 years
APR3.90%
Term6 years
Last UpdatedJul 16, 2026
Details

Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New Auto
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 6, 2026
Details

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles Loan
3.99%
5 Years
APR3.99%
Term5 Years
Last UpdatedJul 15, 2026
Details

As Low As;*

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
3.99%
up to 60 months
APR3.99%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

Model Years 2024-2026; *

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Car Loan
3.99%
Up to 96 months
APR3.99%
TermUp to 96 months
Last UpdatedJul 15, 2026
Details

As Low As; (based on credit score)

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 60 mos. Loan
4.00%
60 mos.
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.00%
60 mos.
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.00%
48 Months
APR4.00%
Term48 Months
Last UpdatedJul 6, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
APR4.00%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
APR4.00%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedJul 16, 2026
Details

Zero Down Payment

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.15%
Up to 48 Months
APR4.15%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
APR4.15%
Term3 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.24%
53-64 months
APR4.24%
Term53-64 months
Last UpdatedJul 15, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year Loan
4.24%
24 months
APR4.24%
Term24 months
Last UpdatedJul 15, 2026
Details

Min. value of car $15,000

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
4.24%
72 months
APR4.24%
Term72 months
Last UpdatedJul 15, 2026
Details

Model Years 2024-2026; *

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 72 mos. Loan
4.25%
72 mos.
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.25%
72 mos.
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details

APR*

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.25%
Up to 3 years
APR4.25%
TermUp to 3 years
Last UpdatedJul 15, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
APR4.25%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

80-90% NADA retail

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
APR4.25%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedJul 16, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.29%
36 Months
APR4.29%
Term36 Months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.29%
36-60 months
APR4.29%
Term36-60 months
Last UpdatedJul 15, 2026
Details

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New Car Loan
4.39%
Up to 84 Months
APR4.39%
TermUp to 84 Months
Last UpdatedJul 6, 2026
Details

As Low As; This rate includes the .25% discount for Auto Pay.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.40%
Up to 36 months
APR4.40%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.49%
Up to 72 months
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details

As Low As; New & Used Auto (2026-2023)

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New and Used Car Loans
4.49%
Up to 84 months
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details

As Low As; This rate includes the .25% discount with Auto Pay.

Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle Loan
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As; New 2026 & 2025 (Includes motorcycles)

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.49%
65-76 months
APR4.49%
Term65-76 months
Last UpdatedJul 15, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year Loan
4.49%
36 months
APR4.49%
Term36 months
Last UpdatedJul 15, 2026
Details

Min. value of car $15,000

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles Loan
4.49%
36 months
APR4.49%
Term36 months
Last UpdatedJul 15, 2026
Details

As low as 4.49%

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.49%
36-48 months
APR4.49%
Term36-48 months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.49%
72 months
APR4.49%
Term72 months
Last UpdatedJul 15, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
4.49%
84 months
APR4.49%
Term84 months
Last UpdatedJul 15, 2026
Details

Model Years 2024-2026; *

Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.49%
Up to 48 Months
APR4.49%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

Motorcycle, ATC, UTV, camper, boat, trailer and snowmobiles add 1.00% to rate.

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
New Vehicles Loan
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedJul 15, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New 2026 Auto Loan
4.49%
24 month
APR4.49%
Term24 month
Last UpdatedJul 16, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loan
4.49%
24 month
APR4.49%
Term24 month
Last UpdatedJul 16, 2026
Details

New 2026

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 16, 2026
Details

As Low As; w/ Auto Pay Discount: 4.39%

Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month Term
APR4.50%
Term36 Month Term
Last UpdatedJul 6, 2026
Details

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedJul 6, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Vehicles Loan
4.50%
up to 60 mos.
APR4.50%
Termup to 60 mos.
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.50%
Up to 4 years
APR4.50%
TermUp to 4 years
Last UpdatedJul 15, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
APR4.50%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

100% MSRP

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
APR4.50%
Term48 - 60 months
Last UpdatedJul 15, 2026
Details

80-90% NADA retail

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
48 to 60 months 100% MSRP
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedJul 16, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedJul 16, 2026
Details

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) 750+
4.50%
36 months
APR4.50%
Term36 months
Last UpdatedJul 16, 2026
Details

Pittsburgh Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
3.75%
48 months
APR3.75%
Term48 months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.00%
60 months
APR4.00%
Term60 months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.25%
72 months
APR4.25%
Term72 months
Last UpdatedJul 15, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.75%
84 months
APR4.75%
Term84 months
Last UpdatedJul 15, 2026
Details

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto
4.99%
up to 60 months
APR4.99%
Termup to 60 months
Last UpdatedJul 16, 2026
Details

As Low As

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto
5.24%
up to 72 months
APR5.24%
Termup to 72 months
Last UpdatedJul 16, 2026
Details

As Low As

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Used Vehicles Loan
5.25%
up to 72 Months
APR5.25%
Termup to 72 Months
Last UpdatedJul 15, 2026
Details

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto
5.49%
up to 84 months
APR5.49%
Termup to 84 months
Last UpdatedJul 16, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
5.75%
Up to 72 Months
APR5.75%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2023-2025 Loan
5.75%
Up to 72 Months
APR5.75%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles Loan
5.75%
Up to 72 Months
APR5.75%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loans
5.84%
Up to 5 Years (2021 & 2022)
APR5.84%
TermUp to 5 Years (2021 & 2022)
Last UpdatedJul 6, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
6.00%
Up to 72 Months
APR6.00%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Used Vehicle Loans
6.04%
Up to 6 Years (2023 & 2024)
APR6.04%
TermUp to 6 Years (2023 & 2024)
Last UpdatedJul 6, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
6.25%
Up to 60 Months
APR6.25%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2020-2022 Loan
6.25%
Up to 60 Months
APR6.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles Loan
6.25%
Up to 60 Months
APR6.25%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-48 Months Loan
6.34%
48 Months
APR6.34%
Term48 Months
Last UpdatedJul 12, 2026
Details

2023 - 2025

IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
6.50%
60 months
APR6.50%
Term60 months
Last UpdatedJul 16, 2026
Details

2023-2025 as low as

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 49-60 Months Loan
6.64%
60 Months
APR6.64%
Term60 Months
Last UpdatedJul 12, 2026
Details

2023 - 2025

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2019 and older Loan
6.75%
Up to 48 Months
APR6.75%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles Loan
6.75%
Up to 48 Months
APR6.75%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details

As Low As; APR*

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
7.00%
Up to 60 Months
APR7.00%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-72 Months Loan
7.04%
72 Months
APR7.04%
Term72 Months
Last UpdatedJul 12, 2026
Details

2023 - 2025

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans - Up to 12 Months
7.24%
Up to 12 Months
APR7.24%
TermUp to 12 Months
Last UpdatedJul 16, 2026
Details

As Low As

IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
7.50%
60 months
APR7.50%
Term60 months
Last UpdatedJul 16, 2026
Details

2019-2022 as low as

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-60 Months Loan
7.94%
60 Months
APR7.94%
Term60 Months
Last UpdatedJul 12, 2026
Details

2019 - 2022

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
8.00%
Up to 48 Months
APR8.00%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-66 Months Loan
8.04%
66 Months
APR8.04%
Term66 Months
Last UpdatedJul 12, 2026
Details

2019 - 2022

Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans - Up to 24 Months
8.24%
Up to 24 Months
APR8.24%
TermUp to 24 Months
Last UpdatedJul 16, 2026
Details

As Low As

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
8.25%
Up to 48 Months
APR8.25%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Silver; Credit Score: 729 - 670

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
8.75%
Up to 48 Months
APR8.75%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Gold; Credit Score: 730 and Up

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
9.00%
Up to 48 Months
APR9.00%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Crystal; Credit Score: 669 - 620

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
14.00%
Up to 72 Months
APR14.00%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
15.00%
Up to 48 Months
APR15.00%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
15.25%
Up to 48 Months
APR15.25%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
15.75%
Up to 60 Months
APR15.75%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Bronze; Credit Score: 619 - 570

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2023-2020 Up to 72 Months Loan
16.00%
Up to 72 Months
APR16.00%
TermUp to 72 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2012-2007 Up to 48 Months Loan
17.75%
Up to 48 Months
APR17.75%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 20166-2012 Up to 48 Months Loan
17.75%
Up to 48 Months
APR17.75%
TermUp to 48 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
317 Brownsville Rd, Pittsburgh, PA, 15210
Used Vehicles 2020-2017 Up to 60 Months Loan
17.75%
Up to 60 Months
APR17.75%
TermUp to 60 Months
Last UpdatedJul 12, 2026
Details

Credit Level: Quartz; Credit Score: 569 and Under

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
APR2.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
3.49%
Up to 40 Months
APR3.49%
TermUp to 40 Months
Last UpdatedJul 15, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedJul 16, 2026
Details

2016-2019

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 mos.
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 mos.
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 mos.
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 mos.
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 mos.
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 mos.
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details

APR*

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Car Loan
3.99%
Up to 96 months
APR3.99%
TermUp to 96 months
Last UpdatedJul 15, 2026
Details

As low as; (based on credit score)

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 mos.
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 mos.
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 mos.
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details

APR*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.15%
Up to 48 Months
APR4.15%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
APR4.15%
Term3 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year Loan
4.24%
24 months
APR4.24%
Term24 months
Last UpdatedJul 15, 2026
Details

Min. value of car $15,000

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.25%
48 mos.
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.25%
48 mos.
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details

APR*

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.25%
3 years
APR4.25%
Term3 years
Last UpdatedJul 15, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
APR4.25%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

80-90% NADA retail

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
APR4.25%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedJul 16, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.29%
36 Months
APR4.29%
Term36 Months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.29%
36-60 months
APR4.29%
Term36-60 months
Last UpdatedJul 15, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.37%
41 - 52 months
APR4.37%
Term41 - 52 months
Last UpdatedJul 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.49%
Up to 72 months
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details

As Low As; New & Used Auto (2026-2023)

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New and Used Car Loans
4.49%
Up to 84 months
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details

As Low As; This rate includes the .25% discount with Auto Pay.

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.49%
Up to 52 months
APR4.49%
TermUp to 52 months
Last UpdatedJul 15, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year Loan
4.49%
36 months
APR4.49%
Term36 months
Last UpdatedJul 15, 2026
Details

Min. value of car $15,000

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.49%
36-48 months
APR4.49%
Term36-48 months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.49%
72 months
APR4.49%
Term72 months
Last UpdatedJul 15, 2026
Details

Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Car, Truck, SUV Loans (2020 & older)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Used Auto Loan
4.49%
up to 60 months
APR4.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

Model Years 2021-2023; *

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 16, 2026
Details

As Low As; w/ Auto Pay Discount: 4.39%

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.50%
60 mos.
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.50%
60 mos.
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details

APR*

RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.50%
4 years
APR4.50%
Term4 years
Last UpdatedJul 15, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
APR4.50%
Term48 - 60 months
Last UpdatedJul 15, 2026
Details

80-90% NADA retail

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedJul 16, 2026
Details

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) 750+
4.50%
36 months
APR4.50%
Term36 months
Last UpdatedJul 16, 2026
Details

Pittsburgh, PA Auto Loan Rate Trends

Compare local Pittsburgh, PA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Auto Trends →
New Auto Loan — PA Avg
5.950%
▼ 0.237 vs 7 days ago

Pennsylvania new auto rates fell 0.237 points over the past 7 days to 5.950% APR.

Used Auto Loan — PA Avg
7.751%
▲ 0.090 vs 7 days ago

Pennsylvania used auto rates rose 0.090 points over the past 7 days to 7.751% APR.

As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pittsburgh, Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Pittsburgh, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Pittsburgh, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Pittsburgh, Pennsylvania

How does my credit score affect my car loan rate in Pennsylvania?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pittsburgh, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Pittsburgh, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Pittsburgh, Pennsylvania?

Based on our current data, some of the lowest auto loan rates available in Pittsburgh, Pennsylvania include:
  • IBEW Local No 5 Federal Credit Union: 3.75% (New / Used Vehicles Loan)
  • Alcose Credit Union: 4.50% (New Vehicles 2025-2026 Loan)
  • Pittsburgh Federal Credit Union: 4.75% (New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan)
  • Century Heritage Federal Credit Union: 4.99% (New Vehicle Loans (2026-2025))
  • New Alliance Federal Credit Union: 4.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pittsburgh, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 16, 2026