Auto Loan Rates in Pittsburgh, Pennsylvania (PA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Pittsburgh, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Pittsburgh, Pennsylvania include IBEW Local No 5 Federal Credit UnionIBEW Local No 5 Federal Credit Union5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351A+5.0 ★Texas Ratio: 0.63% offering New / Used Vehicles at 3.75%, Alcose Credit UnionAlcose Credit Union1732 Brownsville Rd, Pittsburgh, PA, 15210 3982A+5.0 ★Texas Ratio: 1.05% offering New Vehicles 2025 - 2026 at 4.50%, Century Heritage Federal Credit UnionCentury Heritage Federal Credit Union700 REGIS AVE, PITTSBURGH, PA, 15236 1425A+5.0 ★Texas Ratio: 5.63% offering New Vehicle Loans (2026-2025) † 3 Years at 4.99%, OMEGAOMEGA206 Siebert Rd, Pittsburgh, PA, 15237A+5.0 ★Texas Ratio: 2.97% offering New Auto at 4.99%, Allegheny Valley Federal Credit UnionAllegheny Valley Federal Credit Union250 William Pitt Way, Pittsburgh, PA, 15238A+5.0 ★Texas Ratio: 0.12% offering New Vehicle at 5.95%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Pittsburgh has 8 local institutions in our database, with auto loan rates as low as 3.75% APR from IBEW Local No 5 Federal Credit Union at 5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pittsburgh, Pennsylvania. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in Pittsburgh, Pennsylvania & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 Months with an APR*
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 3 Years
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedApr 17, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 4 Years
5.24%
4 Months
▼
APR5.24%
Term4 Months
Last UpdatedApr 17, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Used Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 60 Months with an APR*
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 5 Years
5.49%
5 Months
▼
APR5.49%
Term5 Months
Last UpdatedApr 17, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2023 - 2025
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 72 Months with an APR*
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 6 Years
5.94%
6 Months
▼
APR5.94%
Term6 Months
Last UpdatedApr 17, 2026
Details
As Low As
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle
5.95%
72 months
▼
APR5.95%
Term72 months
Last UpdatedApr 19, 2026
Details
IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
New Vehicle Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027
6.04%
48 Months
▼
APR6.04%
Term48 Months
Last UpdatedApr 17, 2026
Details
0-48 Months
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2020 - 2022
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 60 Months with an APR*
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-48 Months - 2023 - 2025
6.34%
48 Months
▼
APR6.34%
Term48 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
2023-2026
IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As;; 2023-2025
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027
6.55%
60 Months
▼
APR6.55%
Term60 Months
Last UpdatedApr 17, 2026
Details
49-60 Months
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 49-60 Months - 2023 - 2025
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedApr 17, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 7 Years
6.74%
7 Months
▼
APR6.74%
Term7 Months
Last UpdatedApr 17, 2026
Details
As Low As
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2019 and older
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 Months with an APR*
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027
6.84%
72 Months
▼
APR6.84%
Term72 Months
Last UpdatedApr 17, 2026
Details
61-72 Months
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 19, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-72 Months - 2023 - 2025
7.04%
72 Months
▼
APR7.04%
Term72 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As;; 2019-2022
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-60 Months 2019 - 2022
7.94%
60 Months
▼
APR7.94%
Term60 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-66 Months 2019 - 2022
8.04%
66 Months
▼
APR8.04%
Term66 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Vehicles
2.75%
12 Months
▼
APR2.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedApr 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
3.49%
Up to 40 Months
▼
APR3.49%
TermUp to 40 Months
Last UpdatedApr 18, 2026
Details
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Zero Down Payment
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
2016-2019
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - Up To 2 Years Old - 100% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR is Annual Percentage Rate.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Fixed Rate Auto Loan 2018- 2027 Model Year
3.99%
Up to 60 Months
▼
APR3.99%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedApr 18, 2026
Details
As Low As; (based on credit score)
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Car
3.99%
96 Months
▼
APR3.99%
Term96 Months
Last UpdatedApr 18, 2026
Details
As Low As; (based on credit score)
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; * For Qualified Buyer
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
New Vehicle (2025- 2026)
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Used Vehicle (2018 - 2025)
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★ Texas Ratio: 15.90%
2024 Auto Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★ Texas Ratio: 15.90%
2025 - 2026 Auto Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
APR4.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As; Current Year + 2 Years
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Fixed Rate Auto Loan 2021 - 2027 Model Year
4.24%
Up to 84 Months
▼
APR4.24%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedApr 18, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2025 & newer
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Car Loans
4.25%
Up to 3 years
▼
APR4.25%
TermUp to 3 years
Last UpdatedApr 18, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2024 - 2026 models
4.25%
3 years
▼
APR4.25%
Term3 years
Last UpdatedApr 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.37%
41 - 52 months
▼
APR4.37%
Term41 - 52 months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
APR4.44%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2024 & Older
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Current Year + 2 Years
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Fixed Rate Auto Loan 2016 - 2017 Model Year
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedApr 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedApr 18, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Auto Loans
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedApr 19, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details
As Low As; $5,000 min
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month
▼
APR4.50%
Term36 Month
Last UpdatedApr 17, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Car Loans
4.50%
Up to 4 years
▼
APR4.50%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2024 - 2026 models
4.50%
4 years
▼
APR4.50%
Term4 years
Last UpdatedApr 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedApr 18, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedApr 18, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedApr 18, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
750+
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Zero Down Payment
APR4.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
2022 - NEWER
APR4.50%
Term72 months
Last UpdatedApr 19, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.64%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As; 2024 & Older
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 19, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 19, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
Auto Loan Refinance
4.69%
1 - 63
▼
APR4.69%
Term1 - 63
Last UpdatedApr 19, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 24 Months A+
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 18, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Current Year + 2 Years
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
2021 - 2026 (<50,0000 miles) Vehicle Loan
4.74%
73 - 84
▼
APR4.74%
Term73 - 84
Last UpdatedApr 18, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Automobile (2026 and 2025 Model Years)
4.74%
60 Mos
▼
APR4.74%
Term60 Mos
Last UpdatedApr 18, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.74%
53 - 64 months
▼
APR4.74%
Term53 - 64 months
Last UpdatedApr 18, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.74%
up to 60 months
▼
APR4.74%
Termup to 60 months
Last UpdatedApr 18, 2026
Details
APR4.74%
Term61-75
Last UpdatedApr 19, 2026
Details
As Low As; 2025 & newer
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 24 Months A
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Car Loans
4.75%
Up to 5 and 6 years
▼
APR4.75%
TermUp to 5 and 6 years
Last UpdatedApr 18, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2024 - 2026 models
4.75%
5 & 6 years
▼
APR4.75%
Term5 & 6 years
Last UpdatedApr 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Vehicle - 2025 and Newer
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
Up to 60 months
▼
APR4.75%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
61-72 months
▼
APR4.75%
Term61-72 months
Last UpdatedApr 18, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Used Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
Used Auto Loans (2019 and Older)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
FICO Score 750+
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
2022 - NEWER**
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
New Car and Used Car Model Year 2021 and Newer
4.79%
37 to 66
▼
APR4.79%
Term37 to 66
Last UpdatedApr 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 36 Months A+
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 36 Months A
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.87%
48 Months
▼
APR4.87%
Term48 Months
Last UpdatedApr 18, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
New Car Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
Auto Loan Refinance
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedApr 19, 2026
Details
As Low As
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; for loans up to 72 months, or 5.45% APR* for loans up to 84 months.
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 24 Months B
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedApr 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 48 Months A+
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 17, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2014 - 2023 models
4.90%
4 years
▼
APR4.90%
Term4 years
Last UpdatedApr 18, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedApr 18, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 19, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
Auto Loan 12 Months
4.94%
12 Months
▼
APR4.94%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
Auto Loan 24 Months
4.94%
24 Months
▼
APR4.94%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
Auto Loan 36 Months
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
Auto Loan 48 Months
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
Auto Loan Refinance
4.94%
1 - 63
▼
APR4.94%
Term1 - 63
Last UpdatedApr 19, 2026
Details
As Low As
APR4.94%
Term61-75
Last UpdatedApr 19, 2026
Details
As Low As; 2024 & Older
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 48 Months A
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 63 Months A+
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedApr 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
Used Auto Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedApr 17, 2026
Details
Credit Rating: A+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedApr 17, 2026
Details
As Low As
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles (2019-2025)
4.99%
1-4 Years
▼
APR4.99%
Term1-4 Years
Last UpdatedApr 17, 2026
Details
As Low As
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
New Car Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 17, 2026
Details
Low Rate
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
Intro rate expires: 3 month; Regular APR: 4.99%
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
New & Used Auto (2026-2023)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Auto Loans - 2023-2026 MODEL YEAR
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedApr 17, 2026
Details
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
Used Car Loans (Model Year 2019 - 2025)
4.99%
24 months
▼
APR4.99%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Auto Loan
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; With terms up to 78 months; *This rate includes the .25% discount with Auto Pay.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Used Car Loan
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; With terms up to 78 months; This rate includes the .25% discount with Auto Pay.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Auto Loan
4.99%
Up to 63
▼
APR4.99%
TermUp to 63
Last UpdatedApr 18, 2026
Details
As Low As
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 Months with an APR*
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 3 Years
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedApr 17, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 4 Years
5.24%
4 Months
▼
APR5.24%
Term4 Months
Last UpdatedApr 17, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 60 Months with an APR*
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 5 Years
5.49%
5 Months
▼
APR5.49%
Term5 Months
Last UpdatedApr 17, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
New Vehicles 2025 - 2026
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 84 Months with an APR*
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 6 Years
5.94%
6 Months
▼
APR5.94%
Term6 Months
Last UpdatedApr 17, 2026
Details
As Low As
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA, 15238
New Vehicle
5.95%
72 months
▼
APR5.95%
Term72 months
Last UpdatedApr 19, 2026
Details
IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
New Vehicle Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027
6.04%
48 Months
▼
APR6.04%
Term48 Months
Last UpdatedApr 17, 2026
Details
0-48 Months
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027
6.55%
60 Months
▼
APR6.55%
Term60 Months
Last UpdatedApr 17, 2026
Details
49-60 Months
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) † 7 Years
6.74%
7 Months
▼
APR6.74%
Term7 Months
Last UpdatedApr 17, 2026
Details
As Low As
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
New Car 2025-2027
6.84%
72 Months
▼
APR6.84%
Term72 Months
Last UpdatedApr 17, 2026
Details
61-72 Months
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Vehicles
2.75%
12 Months
▼
APR2.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedApr 18, 2026
Details
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR is Annual Percentage Rate.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedApr 18, 2026
Details
As Low As; (based on credit score)
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; * For Qualified Buyer
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
New Vehicle (2025- 2026)
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
APR4.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As; Current Year + 2 Years
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedApr 18, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedApr 18, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Car Loans
4.25%
Up to 3 years
▼
APR4.25%
TermUp to 3 years
Last UpdatedApr 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Current Year + 2 Years
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedApr 18, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60
▼
APR4.50%
Termup to 60
Last UpdatedApr 17, 2026
Details
As Low As; $5,000 min
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month
▼
APR4.50%
Term36 Month
Last UpdatedApr 17, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Car Loans
4.50%
Up to 4 years
▼
APR4.50%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedApr 18, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedApr 18, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedApr 18, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
750+
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Zero Down Payment
APR4.50%
Term72 months
Last UpdatedApr 19, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 19, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 24 Months A+
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 18, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Current Year + 2 Years
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Automobile (2026 and 2025 Model Years)
4.74%
60 Mos
▼
APR4.74%
Term60 Mos
Last UpdatedApr 18, 2026
Details
As Low As
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.74%
up to 60 months
▼
APR4.74%
Termup to 60 months
Last UpdatedApr 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72
▼
APR4.75%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As; $15,000 min
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 24 Months A
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Car Loans
4.75%
Up to 5 and 6 years
▼
APR4.75%
TermUp to 5 and 6 years
Last UpdatedApr 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Vehicle - 2025 and Newer
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
750+
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
New Car and Used Car Model Year 2021 and Newer
4.79%
37 to 66
▼
APR4.79%
Term37 to 66
Last UpdatedApr 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 36 Months A+
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 36 Months A
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.87%
48 Months
▼
APR4.87%
Term48 Months
Last UpdatedApr 18, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
New Car Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 24 Months B
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedApr 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 48 Months A+
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 17, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedApr 18, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 19, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 48 Months A
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
New Auto Loans 63 Months A+
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedApr 17, 2026
Details
As Low As
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
New Car Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
New & Used Auto (2026-2023)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Used Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Used Auto Loans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2023 - 2025
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 72 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2020 - 2022
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 60 Months with an APR*
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-48 Months - 2023 - 2025
6.34%
48 Months
▼
APR6.34%
Term48 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
2023-2026
IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As;; 2023-2025
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 49-60 Months - 2023 - 2025
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1732 Brownsville Rd, Pittsburgh, PA, 15210 3982
Used Vehicles 2019 and older
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 Months with an APR*
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 19, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-72 Months - 2023 - 2025
7.04%
72 Months
▼
APR7.04%
Term72 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
IRON WORKERS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Used Vehicle Loan
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As;; 2019-2022
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 0-60 Months 2019 - 2022
7.94%
60 Months
▼
APR7.94%
Term60 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA, 15222
Used Car 61-66 Months 2019 - 2022
8.04%
66 Months
▼
APR8.04%
Term66 Months
Last UpdatedApr 17, 2026
Details
Armco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
4712 Clairton Blvd, Pittsburgh, PA, 15236
Used Auto Loan
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
3.49%
Up to 40 Months
▼
APR3.49%
TermUp to 40 Months
Last UpdatedApr 18, 2026
Details
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
2016-2019
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - Up To 2 Years Old - 100% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedApr 17, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR is Annual Percentage Rate.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Car
3.99%
96 Months
▼
APR3.99%
Term96 Months
Last UpdatedApr 18, 2026
Details
As Low As; (based on credit score)
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Used Vehicle (2018 - 2025)
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2024 - 2026 models
4.25%
3 years
▼
APR4.25%
Term3 years
Last UpdatedApr 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.37%
41 - 52 months
▼
APR4.37%
Term41 - 52 months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedApr 18, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2024 - 2026 models
4.50%
4 years
▼
APR4.50%
Term4 years
Last UpdatedApr 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedApr 18, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedApr 18, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
750+
APR4.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
2022 - NEWER
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 19, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.74%
53 - 64 months
▼
APR4.74%
Term53 - 64 months
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2024 - 2026 models
4.75%
5 & 6 years
▼
APR4.75%
Term5 & 6 years
Last UpdatedApr 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
Up to 60 months
▼
APR4.75%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
61-72 months
▼
APR4.75%
Term61-72 months
Last UpdatedApr 18, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Used Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
Used Auto Loans (2019 and Older)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
FICO Score 750+
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
2022 - NEWER**
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
New Car and Used Car Model Year 2021 and Newer
4.79%
37 to 66
▼
APR4.79%
Term37 to 66
Last UpdatedApr 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.87%
48 Months
▼
APR4.87%
Term48 Months
Last UpdatedApr 18, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Car Loans 2014 - 2023 models
4.90%
4 years
▼
APR4.90%
Term4 years
Last UpdatedApr 18, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedApr 18, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
Used Auto Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedApr 17, 2026
Details
Credit Rating: A+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles (2019-2025)
4.99%
1-4 Years
▼
APR4.99%
Term1-4 Years
Last UpdatedApr 17, 2026
Details
As Low As
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
New & Used Auto (2026-2023)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
Used Car Loans (Model Year 2019 - 2025)
4.99%
24 months
▼
APR4.99%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Used Car Loan
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; With terms up to 78 months; This rate includes the .25% discount with Auto Pay.
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MonitorBankRates
Pittsburgh, PA Auto Loan Rate Trends
Compare local Pittsburgh, PA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — PA Avg
5.607%
▼ 0.302 vs 7 days ago
Pennsylvania new auto rates fell 0.302 points over the past 7 days to 5.607% APR.
Used Auto Loan — PA Avg
7.684%
▲ 0.171 vs 7 days ago
Pennsylvania used auto rates rose 0.171 points over the past 7 days to 7.684% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Pittsburgh, Pennsylvania
How does my credit score affect my car loan rate in Pennsylvania?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pittsburgh, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Pittsburgh, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Pittsburgh, Pennsylvania?
Based on our current data, some of the lowest auto loan rates available in Pittsburgh, Pennsylvania include:
- IBEW Local No 5 Federal Credit Union: 3.75% (New / Used Vehicles)
- Alcose Credit Union: 4.50% (New Vehicles 2025 - 2026)
- Century Heritage Federal Credit Union: 4.99% (New Vehicle Loans (2026-2025) † 3 Years)
- OMEGA: 4.99% (New Auto)
- Allegheny Valley Federal Credit Union: 5.95% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pittsburgh, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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