Auto Loan Rates in Cleveland, Wisconsin (WI) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Cleveland, Wisconsin. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Cleveland, Wisconsin include Teachers Credit UnionTeachers Credit UnionA+5.0 ★Texas Ratio: 1.19% offering New Cars (2026 - 2024) Loan at 3.99%, Simplicity Credit UnionSimplicity Credit UnionA5.0 ★Texas Ratio: 10.49% offering Auto Loan at 3.99%, Premier Financial Credit UnionPremier Financial Credit UnionA+5.0 ★Texas Ratio: 5.06% offering Auto Loans at 3.99%, Middletown Area Schools Credit UnionMiddletown Area Schools Credit UnionA+5.0 ★Texas Ratio: 1.55% offering New Vehicle Loan at 4.00%, Carpenters Federal Credit UnionCarpenters Federal Credit UnionA+5.0 ★Texas Ratio: 1.73% offering 2022 - 2026 New & Used Vehicles Loan at 4.04%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Cleveland borrowers have access to 32 lenders serving the Wisconsin area, with auto loan rates as low as 3.99% APR from Teachers Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cleveland, Wisconsin. Auto Loan Rates Last Updated and Verified: July 16, 2026
Compare Auto Loan Rates Today in Cleveland, Wisconsin & Surrounding Area
Cleveland Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
New Cars (2026 - 2024) Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
3.99%
1-3 Years
▼
APR3.99%
Term1-3 Years
Last UpdatedJul 16, 2026
Details
APR as low as
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special
3.99%
4-6 Years
▼
APR3.99%
Term4-6 Years
Last UpdatedJul 16, 2026
Details
APR as low as
Premier Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Auto Loans
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedJul 16, 2026
Details
As Low As; Rates as low as 3.99% APR* for up to 60 months
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJul 16, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJul 16, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedJul 15, 2026
Details
N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 7, 2026
Details
As Low As; Estimated Monthly Payment Per $1000: $29.64
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
72 Month Auto Loan
4.45%
72 Month
▼
APR4.45%
Term72 Month
Last UpdatedJul 16, 2026
Details
As Low As; Other rates and terms available.
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Cars (2023 & older) Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 7, 2026
Details
As Low As
UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 7, 2026
Details
APR* as low as
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
Up to 12 months
▼
APR4.49%
TermUp to 12 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
4.49%
36 mo.
▼
APR4.49%
Term36 mo.
Last UpdatedJul 16, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.34%
EV and Hybrid Vehicle Loans
4.49%
up to 5 years
▼
APR4.49%
Termup to 5 years
Last UpdatedJul 16, 2026
Details
As Low As; Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/06/2026.
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Vehicle Loan
4.49%
24 mo. or less
▼
APR4.49%
Term24 mo. or less
Last UpdatedJul 16, 2026
Details
As Low As*
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A+) 730+
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJul 16, 2026
Details
over $20,000; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36 months
▼
APR4.50%
Term1-36 months
Last UpdatedJul 16, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Auto Loan
4.54%
2021 - 2016
▼
APR4.54%
Term2021 - 2016
Last UpdatedJul 16, 2026
Details
As Low As
APR4.54%
Term24 Month
Last UpdatedJul 16, 2026
Details
2023 & Newer Vehicles
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Auto Loan
4.65%
36-month
▼
APR4.65%
Term36-month
Last UpdatedJul 16, 2026
Details
Financing up to 105% of approx. retail value. Loan rate is based on term, credit score, as well as credit tiers. Qualify for the lowest rate with credit score of 670 or above. Rates are subject to change. Other secured loans will be based off the Used Vehicle rate tier.
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New Auto
4.65%
36-month
▼
APR4.65%
Term36-month
Last UpdatedJul 16, 2026
Details
As Low As; Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Used Auto
4.70%
36-month
▼
APR4.70%
Term36-month
Last UpdatedJul 16, 2026
Details
As Low As; Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
48-Month New Vehicle Loan
4.72%
48-Month
▼
APR4.72%
Term48-Month
Last UpdatedJul 16, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2023+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedJul 11, 2026
Details
As Low As
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Vehicle Loan
4.74%
72 mo.
▼
APR4.74%
Term72 mo.
Last UpdatedJul 16, 2026
Details
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A) 680-729
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A+) 730+
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
4.74%
4-5 Years
▼
APR4.74%
Term4-5 Years
Last UpdatedJul 16, 2026
Details
APR as low as
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Auto Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 16, 2026
Details
N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As; Estimated Monthly Payment Per $1000: $14.02
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 16, 2026
Details
over $20,000; As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 month
▼
APR4.95%
Term72 month
Last UpdatedJul 16, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 11, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2023+
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJul 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedJul 15, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 16, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 16, 2026
Details
over $25,000; As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
4.99%
48 mo.
▼
APR4.99%
Term48 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
4.99%
37 to 48 Months
▼
APR4.99%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A) 680-729
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 16, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedJul 16, 2026
Details
APR as low as
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
4.99%
24 Mo
▼
APR4.99%
Term24 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60 months
▼
APR5.00%
Term37-60 months
Last UpdatedJul 16, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36 months
▼
APR5.00%
Term1-36 months
Last UpdatedJul 16, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
5.00%
Up to 48 months
▼
APR5.00%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedJul 15, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedJul 15, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.14%
36 Mo
▼
APR5.14%
Term36 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 11, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2023+
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
Up to 24 months
▼
APR5.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
Up to 12 months
▼
APR5.24%
TermUp to 12 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
5.24%
60 mo.
▼
APR5.24%
Term60 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.24%
37 to 48 Months
▼
APR5.24%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.24%
49 to 60 Months
▼
APR5.24%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.24%
Up to 36 Months
▼
APR5.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.24%
24 Mo
▼
APR5.24%
Term24 Mo
Last UpdatedJul 16, 2026
Details
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75 months
▼
APR5.25%
Term61-75 months
Last UpdatedJul 16, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60 months
▼
APR5.25%
Term37-60 months
Last UpdatedJul 16, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2023+
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedJul 11, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedJul 16, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.29%
48 Mo
▼
APR5.29%
Term48 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.39%
36 Mo
▼
APR5.39%
Term36 Mo
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.44%
60 Mo
▼
APR5.44%
Term60 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Used Vehicles: 2016 - 2021 Loan
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedJul 7, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2022 & Older
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2020-2027 Vehicle Loans
5.49%
24-48 Months
▼
APR5.49%
Term24-48 Months
Last UpdatedJul 15, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
5.49%
72 mo.
▼
APR5.49%
Term72 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.49%
49 to 60 Months
▼
APR5.49%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.49%
61 to 72 Months
▼
APR5.49%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.49%
up to 84 months
▼
APR5.49%
Termup to 84 months
Last UpdatedJul 16, 2026
Details
Finance your boat, camper or new vehicle with a rate as low as 5.49% APR*. SCU is offers loan terms up to 84 months for collateral worth more than $30,000. Actual rate determined by credit score. Vehicle loan terms determined by the value of the collateral. We will "Rate Match" up to a maximum of .75% below the current eligible rate with member providing proof of rate eligible elsewhere. Payment equals $15.09 per thousand dollars borrowed
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 16, 2026
Details
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2026 - 2024
5.50%
60 to 72 month terms
▼
APR5.50%
Term60 to 72 month terms
Last UpdatedJul 16, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
5.50%
49-60 months
▼
APR5.50%
Term49-60 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.54%
48 Mo
▼
APR5.54%
Term48 Mo
Last UpdatedJul 16, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedJul 16, 2026
Details
As Low As; Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
5.65%
Up to 60 months
▼
APR5.65%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
2021-2026 models
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.69%
60 Mo
▼
APR5.69%
Term60 Mo
Last UpdatedJul 16, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
5.70%
61-75 months
▼
APR5.70%
Term61-75 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
5.74%
84 mo.
▼
APR5.74%
Term84 mo.
Last UpdatedJul 16, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
5.74%
36 mo.
▼
APR5.74%
Term36 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.74%
37 to 48 Months
▼
APR5.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.74%
61 to 72 Months
▼
APR5.74%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.74%
Up to 36 Months
▼
APR5.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
5.74%
37 to 48 Months
▼
APR5.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
5.74%
Up to 36 Months
▼
APR5.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Vehicle Loan
5.74%
84 mo.
▼
APR5.74%
Term84 mo.
Last UpdatedJul 16, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedJul 16, 2026
Details
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (B) 640-679
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
5.74%
7 Years
▼
APR5.74%
Term7 Years
Last UpdatedJul 16, 2026
Details
APR as low as
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.74%
72 Mo
▼
APR5.74%
Term72 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
5.90%
Up to 60 months
▼
APR5.90%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
2015-2020 models
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedJul 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
Up to 24 months
▼
APR5.99%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019 Loan
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedJul 16, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
5.99%
48 mo.
▼
APR5.99%
Term48 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.99%
49 to 60 Months
▼
APR5.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
5.99%
73 to 84 Months
▼
APR5.99%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
5.99%
37 to 48 Months
▼
APR5.99%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
5.99%
49 to 60 Months
▼
APR5.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: (B) 640-679
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2013 and Older Autos
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.99%
84 Mo
▼
APR5.99%
Term84 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months
▼
APR6.00%
Term76-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedJul 15, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedJul 15, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedJul 16, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedJul 16, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - 6 years old or older
6.12%
48 Months or less
▼
APR6.12%
Term48 Months or less
Last UpdatedJul 16, 2026
Details
As Low As; Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2013 and Older Autos
6.19%
36 Months
▼
APR6.19%
Term36 Months
Last UpdatedJul 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
Up to 36 months
▼
APR6.24%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
6.24%
60 mo.
▼
APR6.24%
Term60 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
6.24%
61 to 72 Months
▼
APR6.24%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.24%
73 to 84 Months
▼
APR6.24%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
6.24%
49 to 60 Months
▼
APR6.24%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
6.24%
61 to 72 Months
▼
APR6.24%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
6.24%
Up to 36 Months
▼
APR6.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJul 16, 2026
Details
** Over $20,000 Financed.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.25%
36-48 Months
▼
APR6.25%
Term36-48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedJul 16, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75 months
▼
APR6.25%
Term61-75 months
Last UpdatedJul 16, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
6.49%
72 mo.
▼
APR6.49%
Term72 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
6.49%
37 to 48 Months
▼
APR6.49%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
6.49%
61 to 72 Months
▼
APR6.49%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2013 and Older Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJul 16, 2026
Details
Minimum Finance Amount: $5,000
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.50%
49-60 Months
▼
APR6.50%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2023, 2022
6.50%
48 to 72 month terms
▼
APR6.50%
Term48 to 72 month terms
Last UpdatedJul 16, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84 months 2023 & 2024
▼
APR6.50%
Term76-84 months 2023 & 2024
Last UpdatedJul 16, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.54%
36 Months
▼
APR6.54%
Term36 Months
Last UpdatedJul 16, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Auto Loan
6.54%
2015 - 2011
▼
APR6.54%
Term2015 - 2011
Last UpdatedJul 16, 2026
Details
As Low As
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
6.55%
61-75 months
▼
APR6.55%
Term61-75 months
Last UpdatedJul 16, 2026
Details
2021-2026 models
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
6.74%
84 mo.
▼
APR6.74%
Term84 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
6.74%
37 to 48 Months
▼
APR6.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.74%
73 to 84 Months
▼
APR6.74%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
6.74%
Up to 36 Months
▼
APR6.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
6.74%
49 to 60 Months
▼
APR6.74%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 73 to 84 Months Loan
6.74%
73 to 84 Months
▼
APR6.74%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJul 16, 2026
Details
*** Over $30,000 Financed on 2015 or Newer.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.75%
61-75 Months
▼
APR6.75%
Term61-75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
6.75%
76-84 months
▼
APR6.75%
Term76-84 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
6.75%
Up to 48 months
▼
APR6.75%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
2014 and Older models
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2020-2027 Vehicle Loan
6.94%
Up to 66 Months
▼
APR6.94%
TermUp to 66 Months
Last UpdatedJul 15, 2026
Details
Model Year: 2020-2027
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
Vehicle Loan
6.94%
Up to 66 Months
▼
APR6.94%
TermUp to 66 Months
Last UpdatedJul 15, 2026
Details
Model Year: 2020-2027
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
6.99%
49 to 60 Months
▼
APR6.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - Up to 36 Months Loan
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
6.99%
61 to 72 Months
▼
APR6.99%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 73 to 84 Months Loan
6.99%
73 to 84 Months
▼
APR6.99%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
6.99%
120 Mo
▼
APR6.99%
Term120 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
7.00%
76-84 Months
▼
APR7.00%
Term76-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedJul 15, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedJul 15, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
7.24%
96 mo.
▼
APR7.24%
Term96 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
7.24%
61 to 72 Months
▼
APR7.24%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 37 to 48 Months Loan
7.24%
37 to 48 Months
▼
APR7.24%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - Up to 36 Months Loan
7.24%
Up to 36 Months
▼
APR7.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
7.24%
Up to 36 Months
▼
APR7.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.24%
48 Months
▼
APR7.24%
Term48 Months
Last UpdatedJul 16, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
Vehicle Loan
7.44%
67-75 Months
▼
APR7.44%
Term67-75 Months
Last UpdatedJul 15, 2026
Details
Model Year: 2020-2027 Motorcycles Only Over $20,000
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 37 to 48 Months Loan
7.49%
37 to 48 Months
▼
APR7.49%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 49 to 60 Months Loan
7.49%
49 to 60 Months
▼
APR7.49%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
7.49%
37 to 48 Months
▼
APR7.49%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 73 to 84 Months Loan
7.49%
73 to 84 Months
▼
APR7.49%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2021, 2020
7.50%
36 to 60 month terms
▼
APR7.50%
Term36 to 60 month terms
Last UpdatedJul 16, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36 months
▼
APR7.74%
Term1 to 36 months
Last UpdatedJul 12, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
7.74%
37 to 48 Months
▼
APR7.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
7.74%
73 to 84 Months
▼
APR7.74%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 49 to 60 Months Loan
7.74%
49 to 60 Months
▼
APR7.74%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - Up to 36 Months Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
7.74%
49 to 60 Months
▼
APR7.74%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedJul 16, 2026
Details
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
7.74%
60 months
▼
APR7.74%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (C) 600-639
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48 months
▼
APR7.99%
Term37 to 48 months
Last UpdatedJul 12, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
7.99%
49 to 60 Months
▼
APR7.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 37 to 48 Months Loan
7.99%
37 to 48 Months
▼
APR7.99%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
7.99%
61 to 72 Months
▼
APR7.99%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Powered by
MonitorBankRates
Cleveland New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
New Cars (2026 - 2024) Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special
3.99%
4-6 Years
▼
APR3.99%
Term4-6 Years
Last UpdatedJul 16, 2026
Details
APR as low as
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJul 16, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJul 16, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedJul 15, 2026
Details
N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 7, 2026
Details
As Low As; Estimated Monthly Payment Per $1000: $29.64
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
Up to 12 months
▼
APR4.49%
TermUp to 12 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
4.49%
36 mo.
▼
APR4.49%
Term36 mo.
Last UpdatedJul 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJul 16, 2026
Details
over $20,000; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36 months
▼
APR4.50%
Term1-36 months
Last UpdatedJul 16, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
New Auto
4.65%
36-month
▼
APR4.65%
Term36-month
Last UpdatedJul 16, 2026
Details
As Low As; Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
48-Month New Vehicle Loan
4.72%
48-Month
▼
APR4.72%
Term48-Month
Last UpdatedJul 16, 2026
Details
N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As; Estimated Monthly Payment Per $1000: $14.02
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 16, 2026
Details
over $20,000; As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 month
▼
APR4.95%
Term72 month
Last UpdatedJul 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedJul 15, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 16, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 16, 2026
Details
over $25,000; As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
4.99%
48 mo.
▼
APR4.99%
Term48 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
4.99%
37 to 48 Months
▼
APR4.99%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
4.99%
24 Mo
▼
APR4.99%
Term24 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60 months
▼
APR5.00%
Term37-60 months
Last UpdatedJul 16, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
5.00%
Up to 48 months
▼
APR5.00%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedJul 15, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedJul 15, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.14%
36 Mo
▼
APR5.14%
Term36 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
Up to 24 months
▼
APR5.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
5.24%
60 mo.
▼
APR5.24%
Term60 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.24%
37 to 48 Months
▼
APR5.24%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.24%
49 to 60 Months
▼
APR5.24%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.24%
Up to 36 Months
▼
APR5.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75 months
▼
APR5.25%
Term61-75 months
Last UpdatedJul 16, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.29%
48 Mo
▼
APR5.29%
Term48 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.44%
60 Mo
▼
APR5.44%
Term60 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
5.49%
72 mo.
▼
APR5.49%
Term72 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.49%
49 to 60 Months
▼
APR5.49%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.49%
61 to 72 Months
▼
APR5.49%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
5.50%
49-60 months
▼
APR5.50%
Term49-60 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedJul 16, 2026
Details
As Low As; Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
5.70%
61-75 months
▼
APR5.70%
Term61-75 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
5.74%
84 mo.
▼
APR5.74%
Term84 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.74%
37 to 48 Months
▼
APR5.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.74%
61 to 72 Months
▼
APR5.74%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.74%
Up to 36 Months
▼
APR5.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.74%
72 Mo
▼
APR5.74%
Term72 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.99%
49 to 60 Months
▼
APR5.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
5.99%
73 to 84 Months
▼
APR5.99%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.99%
84 Mo
▼
APR5.99%
Term84 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months
▼
APR6.00%
Term76-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedJul 15, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedJul 15, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
6.24%
61 to 72 Months
▼
APR6.24%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.24%
73 to 84 Months
▼
APR6.24%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedJul 16, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
6.74%
37 to 48 Months
▼
APR6.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.74%
73 to 84 Months
▼
APR6.74%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
6.74%
Up to 36 Months
▼
APR6.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle Loan
6.75%
76-84 months
▼
APR6.75%
Term76-84 months
Last UpdatedJul 16, 2026
Details
2025-2026 models
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
6.99%
49 to 60 Months
▼
APR6.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
6.99%
120 Mo
▼
APR6.99%
Term120 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedJul 15, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedJul 15, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Autos 2022-newer
7.24%
96 mo.
▼
APR7.24%
Term96 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
7.24%
61 to 72 Months
▼
APR7.24%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36 months
▼
APR7.74%
Term1 to 36 months
Last UpdatedJul 12, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
7.74%
37 to 48 Months
▼
APR7.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
7.74%
73 to 84 Months
▼
APR7.74%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 629-600
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48 months
▼
APR7.99%
Term37 to 48 months
Last UpdatedJul 12, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
7.99%
49 to 60 Months
▼
APR7.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 629-600
Powered by
MonitorBankRates
Cleveland Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special
3.99%
4-6 Years
▼
APR3.99%
Term4-6 Years
Last UpdatedJul 16, 2026
Details
APR as low as
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJul 16, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedJul 15, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Cars (2023 & older) Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 7, 2026
Details
As Low As
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A+) 730+
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Used Auto
4.70%
36-month
▼
APR4.70%
Term36-month
Last UpdatedJul 16, 2026
Details
As Low As; Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A) 680-729
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A+) 730+
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 16, 2026
Details
over $20,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedJul 15, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 16, 2026
Details
over $25,000; As Low As
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: (A) 680-729
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36 months
▼
APR5.00%
Term1-36 months
Last UpdatedJul 16, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedJul 15, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedJul 15, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
Up to 12 months
▼
APR5.24%
TermUp to 12 months
Last UpdatedJul 15, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.24%
24 Mo
▼
APR5.24%
Term24 Mo
Last UpdatedJul 16, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60 months
▼
APR5.25%
Term37-60 months
Last UpdatedJul 16, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.39%
36 Mo
▼
APR5.39%
Term36 Mo
Last UpdatedJul 16, 2026
Details
N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Used Vehicles: 2016 - 2021 Loan
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedJul 7, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 16, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.54%
48 Mo
▼
APR5.54%
Term48 Mo
Last UpdatedJul 16, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
5.65%
Up to 60 months
▼
APR5.65%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
2021-2026 models
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.69%
60 Mo
▼
APR5.69%
Term60 Mo
Last UpdatedJul 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
5.74%
36 mo.
▼
APR5.74%
Term36 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
5.74%
37 to 48 Months
▼
APR5.74%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
5.74%
Up to 36 Months
▼
APR5.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedJul 16, 2026
Details
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (B) 640-679
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
5.90%
Up to 60 months
▼
APR5.90%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
2015-2020 models
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedJul 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
Up to 24 months
▼
APR5.99%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019 Loan
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedJul 16, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
5.99%
48 mo.
▼
APR5.99%
Term48 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
5.99%
37 to 48 Months
▼
APR5.99%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
5.99%
49 to 60 Months
▼
APR5.99%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: (B) 640-679
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedJul 15, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedJul 15, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedJul 16, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedJul 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
Up to 36 months
▼
APR6.24%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
6.24%
60 mo.
▼
APR6.24%
Term60 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
6.24%
49 to 60 Months
▼
APR6.24%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
6.24%
61 to 72 Months
▼
APR6.24%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
6.24%
Up to 36 Months
▼
APR6.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJul 16, 2026
Details
** Over $20,000 Financed.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.25%
36-48 Months
▼
APR6.25%
Term36-48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75 months
▼
APR6.25%
Term61-75 months
Last UpdatedJul 16, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
6.49%
72 mo.
▼
APR6.49%
Term72 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
6.49%
37 to 48 Months
▼
APR6.49%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
6.49%
61 to 72 Months
▼
APR6.49%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.50%
49-60 Months
▼
APR6.50%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84 months 2023 & 2024
▼
APR6.50%
Term76-84 months 2023 & 2024
Last UpdatedJul 16, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.54%
36 Months
▼
APR6.54%
Term36 Months
Last UpdatedJul 16, 2026
Details
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
6.55%
61-75 months
▼
APR6.55%
Term61-75 months
Last UpdatedJul 16, 2026
Details
2021-2026 models
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Autos 2017-2021
6.74%
84 mo.
▼
APR6.74%
Term84 mo.
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
6.74%
49 to 60 Months
▼
APR6.74%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 73 to 84 Months Loan
6.74%
73 to 84 Months
▼
APR6.74%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJul 16, 2026
Details
*** Over $30,000 Financed on 2015 or Newer.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.75%
61-75 Months
▼
APR6.75%
Term61-75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle Loan
6.75%
Up to 48 months
▼
APR6.75%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
2014 and Older models
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - Up to 36 Months Loan
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
6.99%
61 to 72 Months
▼
APR6.99%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 73 to 84 Months Loan
6.99%
73 to 84 Months
▼
APR6.99%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
7.00%
76-84 Months
▼
APR7.00%
Term76-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedJul 15, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedJul 15, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 37 to 48 Months Loan
7.24%
37 to 48 Months
▼
APR7.24%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - Up to 36 Months Loan
7.24%
Up to 36 Months
▼
APR7.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - Up to 36 Months Loan
7.24%
Up to 36 Months
▼
APR7.24%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.24%
48 Months
▼
APR7.24%
Term48 Months
Last UpdatedJul 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 37 to 48 Months Loan
7.49%
37 to 48 Months
▼
APR7.49%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 49 to 60 Months Loan
7.49%
49 to 60 Months
▼
APR7.49%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 750+; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 37 to 48 Months Loan
7.49%
37 to 48 Months
▼
APR7.49%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 73 to 84 Months Loan
7.49%
73 to 84 Months
▼
APR7.49%
Term73 to 84 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 49 to 60 Months Loan
7.74%
49 to 60 Months
▼
APR7.74%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 749-700; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - Up to 36 Months Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 49 to 60 Months Loan
7.74%
49 to 60 Months
▼
APR7.74%
Term49 to 60 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedJul 16, 2026
Details
Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
7.74%
60 months
▼
APR7.74%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: (C) 600-639
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2019 & Older* - 37 to 48 Months Loan
7.99%
37 to 48 Months
▼
APR7.99%
Term37 to 48 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 699-660; Up to Kelly or NADA retail value, or cash price on contract, whichever is lower.
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Vehicles: 2020-2024* - 61 to 72 Months Loan
7.99%
61 to 72 Months
▼
APR7.99%
Term61 to 72 Months
Last UpdatedJul 16, 2026
Details
Credit Score: 659-630
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MonitorBankRates
Cleveland, WI Auto Loan Rate Trends
Compare local Cleveland, WI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WI Avg
5.472%
▼ 0.348 vs 7 days ago
Wisconsin new auto rates fell 0.348 points over the past 7 days to 5.472% APR.
Used Auto Loan — WI Avg
6.727%
▼ 0.227 vs 7 days ago
Wisconsin used auto rates fell 0.227 points over the past 7 days to 6.727% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cleveland, Wisconsin auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Cleveland, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Cleveland, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Cleveland, Wisconsin
How does my credit score affect my car loan rate in Wisconsin?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cleveland, Wisconsin with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Wisconsin *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Cleveland, Wisconsin typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Cleveland, Wisconsin?
Based on our current data, some of the lowest auto loan rates available in Cleveland, Wisconsin include:
- Teachers Credit Union: 3.99% (New Cars (2026 - 2024) Loan)
- Simplicity Credit Union: 3.99% (Auto Loan)
- Premier Financial Credit Union: 3.99% (Auto Loans)
- Middletown Area Schools Credit Union: 4.00% (New Vehicle Loan)
- Carpenters Federal Credit Union: 4.04% (2022 - 2026 New & Used Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cleveland, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 16, 2026
Cleveland, Wisconsin Rates & Resources
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