Auto Loan Rates in Madison, Wisconsin (WI) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Madison, Wisconsin. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Madison, Wisconsin include Minnesota Catholic Credit UnionMinnesota Catholic Credit Union5325 Wall St Ste 1000, Madison, WI, 53718A+5.0 ★Texas Ratio: 0.77% offering New Autos 2022-newer at 4.49%, Avestar Credit UnionAvestar Credit Union3401 W Beltline Hwy, Madison, WI, 53713A5.0 ★Texas Ratio: 8.11% offering New Autos/ Motor Cycles 2025 Or Newer at 4.50%, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union3500 University Ave, Madison, WI, 53705A+5.0 ★Texas Ratio: 4.47% offering 48-Month New Vehicle Loan at 4.72%, Madison Credit UnionMadison Credit Union949 E Washington Ave, Madison, WI, 53703A+5.0 ★Texas Ratio: 0.69% offering New Vehicles: 2025 & New* 37 to 48 Months Loan at 4.99%, Texarkana Terminal Employees Federal Credit UnionTexarkana Terminal Employees Federal Credit Union5325 WALL ST, MADISON, WI, 53718A+5.0 ★Texas Ratio: 0.21% offering New Autos (2024 & 2025) at 6.44%. Auto loan rates as of May 31, 2026 according to verified data from MonitorBankRates.
Madison has 6 local institutions in our database, with auto loan rates as low as 4.49% APR from Minnesota Catholic Credit Union at 5325 Wall St Ste 1000, Madison, WI, 53718. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Madison, Wisconsin. Auto Loan Rates Last Updated and Verified: May 31, 2026
Compare Auto Loan Rates Today in Madison, Wisconsin & Surrounding Area
Madison Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 18, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
▼
APR4.50%
Term1-36
Last UpdatedMay 31, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
3500 University Ave, Madison, WI, 53705
48-Month New Vehicle Loan
4.72%
48 Months
▼
APR4.72%
Term48 Months
Last UpdatedMay 31, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedMay 31, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedMay 31, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
▼
APR5.25%
Term61-75
Last UpdatedMay 31, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
▼
APR5.25%
Term37-60
Last UpdatedMay 31, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 18, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
▼
APR6.25%
Term76-84
Last UpdatedMay 31, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
▼
APR6.25%
Term61-75
Last UpdatedMay 31, 2026
Details
As Low As
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
5325 WALL ST, MADISON, WI, 53718
New Autos (2024 & 2025)
6.44%
72 mo
▼
APR6.44%
Term72 mo
Last UpdatedMay 29, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 18, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84
▼
APR6.50%
Term76-84
Last UpdatedMay 31, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
6.74%
36 Months
▼
APR6.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 750+ Loan
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 750+ Loan
7.24%
48 Months
▼
APR7.24%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 749-700 Loan
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 749-700 Loan
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 750+ Loan
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
7.74%
48 Months
▼
APR7.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
7.74%
36 Months
▼
APR7.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 749-700 Loan
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 699-660 Loan
7.74%
36 Months
▼
APR7.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 699-660 Loan
7.99%
48 Months
▼
APR7.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
8.24%
72 Months
▼
APR8.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 699-660 Loan
8.24%
60 Months
▼
APR8.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
8.24%
36 Months
▼
APR8.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
8.49%
48 Months
▼
APR8.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
8.49%
84 Months
▼
APR8.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
8.74%
84 Months
▼
APR8.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 659-630 Loan
8.74%
36 Months
▼
APR8.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
8.74%
60 Months
▼
APR8.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 659-630 Loan
8.99%
48 Months
▼
APR8.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
8.99%
72 Months
▼
APR8.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 659-630 Loan
9.24%
60 Months
▼
APR9.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
9.49%
84 Months
▼
APR9.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
9.74%
48 Months
▼
APR9.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
9.74%
36 Months
▼
APR9.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 629-600 Loan
9.74%
36 Months
▼
APR9.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
9.99%
60 Months
▼
APR9.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 629-600 Loan
9.99%
48 Months
▼
APR9.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
10.24%
72 Months
▼
APR10.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 629-600 Loan
10.24%
60 Months
▼
APR10.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
10.24%
36 Months
▼
APR10.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
10.49%
48 Months
▼
APR10.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
10.74%
84 Months
▼
APR10.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
10.74%
60 Months
▼
APR10.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
11.49%
84 Months
▼
APR11.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 599-0 Loan
11.74%
36 Months
▼
APR11.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 599-0 Loan
11.99%
48 Months
▼
APR11.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 599-0 Loan
12.24%
60 Months
▼
APR12.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
Auto Loan
3.99%
65 Months
▼
APR3.99%
Term65 Months
Last UpdatedMay 22, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
New Cars (2026 - 2024) Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
▼
APR3.99%
Term6 Years
Last UpdatedMay 31, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
3.99%
1-3 Years
▼
APR3.99%
Term1-3 Years
Last UpdatedMay 31, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 30, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
72 Month Auto Loan
4.45%
72 Months
▼
APR4.45%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2023 - 2025*
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Cars (2023 & older) Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2022 & Older Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
12 Months
▼
APR4.49%
Term12 Months
Last UpdatedMay 29, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2023+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2022 & Older Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Auto Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
4.74%
4-5 Years
▼
APR4.74%
Term4-5 Years
Last UpdatedMay 31, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
New Yet to be Titled Vehicle Loan
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 31, 2026
Details
As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
10 Years Old & Newer Vehicle Loan
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMay 31, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 month
▼
APR4.95%
Term72 month
Last UpdatedMay 31, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
over $25,000; As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2023 - 2025*
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2023+
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
Auto Loan
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 23, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2022 & Older Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedMay 29, 2026
Details
As Low As
Tomah Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedMay 31, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 31, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedMay 31, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 30, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 30, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 31, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.14%
36 Months
▼
APR5.14%
Term36 Months
Last UpdatedMay 23, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMay 31, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedMay 31, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 23, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2022 & Older Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 29, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
12 Months
▼
APR5.24%
Term12 Months
Last UpdatedMay 29, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 31, 2026
Details
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Auto Loans - Model Year 2023+
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 23, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMay 31, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.39%
36 Months
▼
APR5.39%
Term36 Months
Last UpdatedMay 23, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMay 23, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Auto Loans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 31, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
2026 - 2024 Vehicle Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
60 to 72 month terms
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.54%
48 Months
▼
APR5.54%
Term48 Months
Last UpdatedMay 23, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - New vehicles only
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMay 31, 2026
Details
As Low As; New, never before titled vehicle. Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05.
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMay 23, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2020-2027 Vehicle Loans
5.74%
24-48
▼
APR5.74%
Term24-48
Last UpdatedMay 22, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2022 & Older Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedMay 29, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
5.74%
7 Years
▼
APR5.74%
Term7 Years
Last UpdatedMay 31, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 31, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Older Than 10 Years Vehicle Loan
5.95%
60 Months
▼
APR5.95%
Term60 Months
Last UpdatedMay 31, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans 2019
5.99%
12 Months
▼
APR5.99%
Term12 Months
Last UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2023 - 2025*
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months *
▼
APR6.00%
Term76-84 Months *
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 30, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 30, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedMay 31, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - 6 years old or older
6.12%
48 Months or less
▼
APR6.12%
Term48 Months or less
Last UpdatedMay 31, 2026
Details
As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans 2019
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 20, 2026
Details
Powered by
MonitorBankRates
Madison New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 18, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
▼
APR4.50%
Term1-36
Last UpdatedMay 31, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
3500 University Ave, Madison, WI, 53705
48-Month New Vehicle Loan
4.72%
48 Months
▼
APR4.72%
Term48 Months
Last UpdatedMay 31, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedMay 31, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
▼
APR5.25%
Term61-75
Last UpdatedMay 31, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
▼
APR6.25%
Term76-84
Last UpdatedMay 31, 2026
Details
As Low As
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
5325 WALL ST, MADISON, WI, 53718
New Autos (2024 & 2025)
6.44%
72 mo
▼
APR6.44%
Term72 mo
Last UpdatedMay 29, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
6.74%
36 Months
▼
APR6.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
7.74%
48 Months
▼
APR7.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
7.74%
36 Months
▼
APR7.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
8.24%
72 Months
▼
APR8.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
8.74%
84 Months
▼
APR8.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 37 to 48 Months Loan
9.74%
48 Months
▼
APR9.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* Up to 36 Months Loan
9.74%
36 Months
▼
APR9.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 49 to 60 Months Loan
9.99%
60 Months
▼
APR9.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 61 to 72 Months Loan
10.24%
72 Months
▼
APR10.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
New Vehicles: 2025 & New* 73 to 84 Months Loan
10.74%
84 Months
▼
APR10.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
New Cars (2026 - 2024) Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
▼
APR3.99%
Term6 Years
Last UpdatedMay 31, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 30, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
12 Months
▼
APR4.49%
Term12 Months
Last UpdatedMay 29, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
New Yet to be Titled Vehicle Loan
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 31, 2026
Details
As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
10 Years Old & Newer Vehicle Loan
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMay 31, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 month
▼
APR4.95%
Term72 month
Last UpdatedMay 31, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
over $25,000; As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedMay 29, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 31, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 30, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 30, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 31, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.14%
36 Months
▼
APR5.14%
Term36 Months
Last UpdatedMay 23, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMay 31, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2023 & newer Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 23, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMay 31, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - New vehicles only
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMay 31, 2026
Details
As Low As; New, never before titled vehicle. Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05.
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans 2019
5.99%
12 Months
▼
APR5.99%
Term12 Months
Last UpdatedMay 20, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months *
▼
APR6.00%
Term76-84 Months *
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 30, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 30, 2026
Details
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans 2019
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 20, 2026
Details
Powered by
MonitorBankRates
Madison Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedMay 31, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
▼
APR5.25%
Term37-60
Last UpdatedMay 31, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
▼
APR6.25%
Term61-75
Last UpdatedMay 31, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84
▼
APR6.50%
Term76-84
Last UpdatedMay 31, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 750+ (A+)
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 750+ Loan
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 749-700 (A)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 750+ Loan
7.24%
48 Months
▼
APR7.24%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 749-700 Loan
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 749-700 Loan
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 750+ Loan
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 699-660 (B)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 749-700 Loan
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 699-660 Loan
7.74%
36 Months
▼
APR7.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedMay 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 699-660 Loan
7.99%
48 Months
▼
APR7.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 699-660 Loan
8.24%
60 Months
▼
APR8.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
8.24%
36 Months
▼
APR8.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
8.49%
48 Months
▼
APR8.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
8.49%
84 Months
▼
APR8.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 659-630 (C)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 659-630 Loan
8.74%
36 Months
▼
APR8.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
8.74%
60 Months
▼
APR8.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 659-630 Loan
8.99%
48 Months
▼
APR8.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
8.99%
72 Months
▼
APR8.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 659-630 Loan
9.24%
60 Months
▼
APR9.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
9.49%
84 Months
▼
APR9.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 629-600 (D)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedMay 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 629-600 Loan
9.74%
36 Months
▼
APR9.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 629-600 Loan
9.99%
48 Months
▼
APR9.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 629-600 Loan
10.24%
60 Months
▼
APR10.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* Up to 36 Months Loan
10.24%
36 Months
▼
APR10.24%
Term36 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 37 to 48 Months Loan
10.49%
48 Months
▼
APR10.49%
Term48 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 49 to 60 Months Loan
10.74%
60 Months
▼
APR10.74%
Term60 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 61 to 72 Months Loan
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2020-2024* 73 to 84 Months Loan
11.49%
84 Months
▼
APR11.49%
Term84 Months
Last UpdatedMay 31, 2026
Details
Credit Score 599-0 (E)
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older Up to 36 Months Credit Score 599-0 Loan
11.74%
36 Months
▼
APR11.74%
Term36 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 37 to 48 Months Credit Score 599-0 Loan
11.99%
48 Months
▼
APR11.99%
Term48 Months
Last UpdatedMay 31, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019 & Older 49 to 60 Months Credit Score 599-0 Loan
12.24%
60 Months
▼
APR12.24%
Term60 Months
Last UpdatedMay 31, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
▼
APR3.99%
Term6 Years
Last UpdatedMay 31, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedMay 30, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Cars (2023 & older) Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
over $25,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedMay 29, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedMay 30, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedMay 30, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedMay 31, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
12 Months
▼
APR5.24%
Term12 Months
Last UpdatedMay 29, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 31, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.39%
36 Months
▼
APR5.39%
Term36 Months
Last UpdatedMay 23, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 31, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.54%
48 Months
▼
APR5.54%
Term48 Months
Last UpdatedMay 23, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMay 23, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedMay 29, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 31, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 31, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans 2019
5.99%
12 Months
▼
APR5.99%
Term12 Months
Last UpdatedMay 20, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedMay 29, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedMay 22, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedMay 30, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedMay 30, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedMay 31, 2026
Details
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans 2019
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 20, 2026
Details
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MonitorBankRates
Madison, WI Auto Loan Rate Trends
Compare local Madison, WI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WI Avg
5.632%
▼ 0.004 vs 7 days ago
Wisconsin new auto rates fell 0.004 points over the past 7 days to 5.632% APR.
Used Auto Loan — WI Avg
6.921%
▲ 0.026 vs 7 days ago
Wisconsin used auto rates rose 0.026 points over the past 7 days to 6.921% APR.
As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Madison, Wisconsin auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Madison, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Madison, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Madison, Wisconsin
How does my credit score affect my car loan rate in Wisconsin?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Madison, Wisconsin with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Wisconsin *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Madison, Wisconsin typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Madison, Wisconsin?
Based on our current data, some of the lowest auto loan rates available in Madison, Wisconsin include:
- Minnesota Catholic Credit Union: 4.49% (New Autos 2022-newer)
- Avestar Credit Union: 4.50% (New Autos/ Motor Cycles 2025 Or Newer)
- University of Wisconsin Credit Union: 4.72% (48-Month New Vehicle Loan)
- Madison Credit Union: 4.99% (New Vehicles: 2025 & New* 37 to 48 Months Loan)
- Texarkana Terminal Employees Federal Credit Union: 6.44% (New Autos (2024 & 2025))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Madison, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 31, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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