Auto Loan Rates in Madison, Wisconsin (WI) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Madison, Wisconsin. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Madison, Wisconsin include Minnesota Catholic Credit UnionMinnesota Catholic Credit Union5325 Wall St Ste 1000, Madison, WI, 53718A+5.0 ★Texas Ratio: 0.79% offering New Autos 2022-newer at 4.49%, Avestar Credit UnionAvestar Credit Union3401 W Beltline Hwy, Madison, WI, 53713A5.0 ★Texas Ratio: 8.55% offering New Autos/ Motor Cycles 2025 Or Newer at 4.50%, Landmark Credit UnionLandmark Credit Union1101 Spring St, Madison, WI, 53715A+5.0 ★Texas Ratio: 3.95% offering Auto Loan at 4.99%, Madison Credit UnionMadison Credit Union949 E Washington Ave, Madison, WI, 53703A+5.0 ★Texas Ratio: 0.71% offering Used Vehicles: 2019-2023* A+ at 5.49%, Texarkana Terminal Employees Federal Credit UnionTexarkana Terminal Employees Federal Credit Union5325 WALL ST, MADISON, WI, 53718A+5.0 ★Texas Ratio: 0.23% offering New Autos (2024 & 2025) at 6.44%. Auto loan rates as of April 22, 2026 according to verified data from MonitorBankRates.
Madison has 6 local institutions in our database, with auto loan rates as low as 4.49% APR from Minnesota Catholic Credit Union at 5325 Wall St Ste 1000, Madison, WI, 53718. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Madison, Wisconsin. Auto Loan Rates Last Updated and Verified: April 22, 2026
Compare Auto Loan Rates Today in Madison, Wisconsin & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
▼
APR4.50%
Term1-36
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
1101 Spring St, Madison, WI, 53715
Auto Loan
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedApr 22, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedApr 19, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
1101 Spring St, Madison, WI, 53715
Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 22, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
▼
APR5.25%
Term61-75
Last UpdatedApr 19, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
▼
APR5.25%
Term37-60
Last UpdatedApr 19, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
1101 Spring St, Madison, WI, 53715
Auto Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedApr 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
1101 Spring St, Madison, WI, 53715
Auto Loan
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedApr 22, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
▼
APR6.25%
Term76-84
Last UpdatedApr 19, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
▼
APR6.25%
Term61-75
Last UpdatedApr 19, 2026
Details
As Low As
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
5325 WALL ST, MADISON, WI, 53718
New Autos (2024 & 2025)
6.44%
72 mo
▼
APR6.44%
Term72 mo
Last UpdatedApr 18, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedApr 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84
▼
APR6.50%
Term76-84
Last UpdatedApr 19, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
1101 Spring St, Madison, WI, 53715
Auto Loan
6.89%
84 Months
▼
APR6.89%
Term84 Months
Last UpdatedApr 22, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedApr 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedApr 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedApr 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.24%
36 Months
▼
APR8.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
8.49%
84 Months
▼
APR8.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.49%
48 Months
▼
APR8.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.74%
60 Months
▼
APR8.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.99%
72 Months
▼
APR8.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
9.49%
84 Months
▼
APR9.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.24%
36 Months
▼
APR10.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.49%
48 Months
▼
APR10.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.74%
60 Months
▼
APR10.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
11.49%
84 Months
▼
APR11.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
3.99%
65 Months
▼
APR3.99%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New Cars (2026 - 2024)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Auto Loan
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
4.49%
12 Months
▼
APR4.49%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Cars (2023 & older)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; over $20,000
Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Autos
4.74%
2 Years or Less
▼
APR4.74%
Term2 Years or Less
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $20,000
Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Autos
4.99%
3 Years or 36 Mo
▼
APR4.99%
Term3 Years or 36 Mo
Last UpdatedApr 8, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; $25,000
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $25,000
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Autos
5.24%
6 Years or 72 Mo
▼
APR5.24%
Term6 Years or 72 Mo
Last UpdatedApr 8, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.24%
12 Months
▼
APR5.24%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.49%
Term78 Mo
Last UpdatedApr 8, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
2026 - 2024 Vehicle Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
60 to 72 month terms
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
2020-2027 Vehicle Loans
5.74%
24-48 Months
▼
APR5.74%
Term24-48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022-2019
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
6.00%
76-84 Months *
▼
APR6.00%
Term76-84 Months *
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.25%
36-48 Months
▼
APR6.25%
Term36-48 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.50%
49-60 Months
▼
APR6.50%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
2023, 2022 Vehicle Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
48 to 72 month terms
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.75%
61-75 Months *
▼
APR6.75%
Term61-75 Months *
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2012 and Older Autos
6.99%
24 Months
▼
APR6.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
7.00%
76-84 Months *
▼
APR7.00%
Term76-84 Months *
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedApr 18, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Vehicle Loan 2020-2027
7.19%
66 Months
▼
APR7.19%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2012 and Older Autos
7.19%
36 Months
▼
APR7.19%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
7.35%
36 Months
▼
APR7.35%
Term36 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2012 and Older Autos
7.39%
48 Months
▼
APR7.39%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
2021, 2020 Vehicle Loan
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
36 to 60 month terms
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
7.55%
48 Months
▼
APR7.55%
Term48 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36
▼
APR7.74%
Term1 to 36
Last UpdatedApr 17, 2026
Details
As Low As
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
7.75%
24 Months
▼
APR7.75%
Term24 Months
Last UpdatedApr 8, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48
▼
APR7.99%
Term37 to 48
Last UpdatedApr 17, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2018 or older
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
8.05%
72 Months
▼
APR8.05%
Term72 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
8.15%
48 Months
▼
APR8.15%
Term48 Months
Last UpdatedApr 8, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.24%
49 to 60
▼
APR8.24%
Term49 to 60
Last UpdatedApr 17, 2026
Details
As Low As
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
8.35%
60 Months
▼
APR8.35%
Term60 Months
Last UpdatedApr 8, 2026
Details
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
2019 Vehicle Loan
8.50%
24 Months
▼
APR8.50%
Term24 Months
Last UpdatedApr 18, 2026
Details
24 to 48 month terms
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
8.55%
84 Months
▼
APR8.55%
Term84 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
8.60%
72 Months
▼
APR8.60%
Term72 Months
Last UpdatedApr 8, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.74%
1 to 36
▼
APR8.74%
Term1 to 36
Last UpdatedApr 17, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.99%
61 to 72
▼
APR8.99%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.99%
37 to 48
▼
APR8.99%
Term37 to 48
Last UpdatedApr 17, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Vehicle Loan 2006-2019
9.19%
66 Months
▼
APR9.19%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
9.24%
48 to 60
▼
APR9.24%
Term48 to 60
Last UpdatedApr 17, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Older Vehicles
9.90%
24 Months
▼
APR9.90%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Older Vehicles
10.15%
36 Months
▼
APR10.15%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Older Vehicles
10.65%
48 Months
▼
APR10.65%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Vehicle Loan 2025-2027 Only
11.19%
84 Months
▼
APR11.19%
Term84 Months
Last UpdatedApr 18, 2026
Details
Over $25,000; As Low As
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Older Vehicles
11.40%
60 Months
▼
APR11.40%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
▼
APR4.50%
Term1-36
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
▼
APR5.25%
Term61-75
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
▼
APR6.25%
Term76-84
Last UpdatedApr 19, 2026
Details
As Low As
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
5325 WALL ST, MADISON, WI, 53718
New Autos (2024 & 2025)
6.44%
72 mo
▼
APR6.44%
Term72 mo
Last UpdatedApr 18, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedApr 18, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedApr 18, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New Cars (2026 - 2024)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
4.49%
12 Months
▼
APR4.49%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; over $20,000
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; $25,000
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
New Auto
6.00%
76-84 Months *
▼
APR6.00%
Term76-84 Months *
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedApr 18, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
7.35%
36 Months
▼
APR7.35%
Term36 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
7.55%
48 Months
▼
APR7.55%
Term48 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36
▼
APR7.74%
Term1 to 36
Last UpdatedApr 17, 2026
Details
As Low As
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48
▼
APR7.99%
Term37 to 48
Last UpdatedApr 17, 2026
Details
As Low As
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
8.05%
72 Months
▼
APR8.05%
Term72 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.24%
49 to 60
▼
APR8.24%
Term49 to 60
Last UpdatedApr 17, 2026
Details
As Low As
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
New Vehicle
8.55%
84 Months
▼
APR8.55%
Term84 Months
Last UpdatedApr 8, 2026
Details
Current and Prior year Models
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.99%
61 to 72
▼
APR8.99%
Term61 to 72
Last UpdatedApr 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedApr 19, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
▼
APR5.25%
Term37-60
Last UpdatedApr 19, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
▼
APR6.25%
Term61-75
Last UpdatedApr 19, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84
▼
APR6.50%
Term76-84
Last UpdatedApr 19, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedApr 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedApr 18, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.24%
36 Months
▼
APR8.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
8.49%
84 Months
▼
APR8.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.49%
48 Months
▼
APR8.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.74%
60 Months
▼
APR8.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.99%
72 Months
▼
APR8.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
9.49%
84 Months
▼
APR9.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 629-600
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.24%
36 Months
▼
APR10.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.49%
48 Months
▼
APR10.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.74%
60 Months
▼
APR10.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
11.49%
84 Months
▼
APR11.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
Credit Score 599-0
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Cars (2023 & older)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $20,000
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023 or newer over $25,000
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.24%
12 Months
▼
APR5.24%
Term12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2022-2019
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.25%
36-48 Months
▼
APR6.25%
Term36-48 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.50%
49-60 Months
▼
APR6.50%
Term49-60 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
6.75%
61-75 Months *
▼
APR6.75%
Term61-75 Months *
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto
7.00%
76-84 Months *
▼
APR7.00%
Term76-84 Months *
Last UpdatedApr 18, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedApr 18, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
7.75%
24 Months
▼
APR7.75%
Term24 Months
Last UpdatedApr 8, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2018 or older
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
8.15%
48 Months
▼
APR8.15%
Term48 Months
Last UpdatedApr 8, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
8.35%
60 Months
▼
APR8.35%
Term60 Months
Last UpdatedApr 8, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.48%
Used Vehicles
8.60%
72 Months
▼
APR8.60%
Term72 Months
Last UpdatedApr 8, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.74%
1 to 36
▼
APR8.74%
Term1 to 36
Last UpdatedApr 17, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.99%
37 to 48
▼
APR8.99%
Term37 to 48
Last UpdatedApr 17, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
9.24%
48 to 60
▼
APR9.24%
Term48 to 60
Last UpdatedApr 17, 2026
Details
As Low As
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MonitorBankRates
Madison, WI Auto Loan Rate Trends
Compare local Madison, WI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WI Avg
6.280%
▲ 0.962 vs 7 days ago
Wisconsin new auto rates rose 0.962 points over the past 7 days to 6.280% APR.
Used Auto Loan — WI Avg
7.008%
▲ 0.922 vs 7 days ago
Wisconsin used auto rates rose 0.922 points over the past 7 days to 7.008% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Madison, Wisconsin
How does my credit score affect my car loan rate in Wisconsin?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Madison, Wisconsin with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Wisconsin *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Madison, Wisconsin typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Madison, Wisconsin?
Based on our current data, some of the lowest auto loan rates available in Madison, Wisconsin include:
- Minnesota Catholic Credit Union: 4.49% (New Autos 2022-newer)
- Avestar Credit Union: 4.50% (New Autos/ Motor Cycles 2025 Or Newer)
- Landmark Credit Union: 4.99% (Auto Loan)
- Madison Credit Union: 5.49% (Used Vehicles: 2019-2023* A+)
- Texarkana Terminal Employees Federal Credit Union: 6.44% (New Autos (2024 & 2025))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Madison, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 22, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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