1st Bank Yuma CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.85%, 6-month CD rates at 0.10% and 3-month CD rates at 2.02%. Current savings rates are at 0.13% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 8.50%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. 1st Bank Yuma's 60-Month CD rates are at 0.65%, 48-Month CD rates are at 0.60%, 36-Month CD rates are at 0.55%, 24-Month CD rates are at 0.50%, 18-Month CD rates are at 0.45%. 1st Bank Yuma's savings rates are at 0.05%. 1st Bank Yuma's money market rates are at 0.20%.

1st Bank Yuma

To see how these rates compare to 1st Bank Yuma CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from 1st Bank Yuma, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with 1st Bank Yuma CD rates. You can also compare 1st Bank Yuma savings rates, MMA rates and mortgage rates using our other rate lists.

1st Bank Yuma money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1st Bank Yuma? Share your experience about 1st Bank Yuma by leaving a review below, or read customer reviews before you decide to use 1st Bank Yuma.

1st Bank Yuma Texas Ratio

1st Bank Yuma's Texas Ratio is at 6.99%, which is considered excellent. The Texas Ratio for 1st Bank Yuma is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, 1st Bank Yuma is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.45%
18-Month CD
0.45%
24-Month CD
0.50%
36-Month CD
0.55%
48-Month CD
0.60%
60-Month CD
0.65%
Savings
0.05%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
1st Bank Yuma
2799 S 4th Ave
Yuma, AZ 85364
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

1st Bank Yuma CD Rates and Interest Rates

Bank
Product
APY
Min Dep
1st Bank Yuma
1st Bank Yuma
60-Month CD
0.65%
$1,000
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
1st Bank Yuma
1st Bank Yuma
36-Month CD
0.55%
$1,000
1st Bank Yuma
1st Bank Yuma
24-Month CD
0.50%
$1,000
1st Bank Yuma
1st Bank Yuma
18-Month CD
0.45%
$1,000
1st Bank Yuma
1st Bank Yuma
12-Month CD
0.45%
$1,000
1st Bank Yuma
1st Bank Yuma
1st Premium Money Market
0.20%
$25,000
1st Bank Yuma
1st Bank Yuma
1st Rate Rewards Checking
0.05%
$0
1st Bank Yuma
1st Bank Yuma
1st Select Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Bank Yuma Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Waterman Bank
Waterman Bank
High Yield Savings
4.08%
$50
Port Richmond Savings
Port Richmond Savings
48-Month CD
3.75%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
12-Month CD
3.60%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
24-Month CD
3.49%
$500
F&M Union Bank
24-Month CD
3.38%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
24-Month CD
3.25%
$500
Merchants State Bank
Merchants State Bank
12-Month CD
3.25%
$100
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
18-Month CD
3.25%
$500
Access Community Credit Union
Access Community Credit Union
36-Month CD
3.00%
$1,000
Think Mutual Bank
Think Mutual Bank
24-Month CD
2.85%
$250
Cleveland State Bank
Cleveland State Bank
48-Month CD
2.77%
$1,000
Longview Bank
Longview Bank
3-Month CD
2.75%
$500
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
2.50%
$500
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
Main Street Bank
Main Street Bank
18-Month CD
2.50%
$1,000
Bank Forward
Bank Forward
12-Month CD
2.50%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
36-Month CD
2.49%
$1,000
QNB Bank
QNB Bank
Business High Yield Money Market
2.45%
$100,000
The Berkshire Bank
The Berkshire Bank
12-Month CD
2.38%
$10,000
Milton Savings Bank
Milton Savings Bank
36-Month CD
2.30%
$500
Lyndon State Bank
Lyndon State Bank
48-Month CD
2.28%
$100
Security Bank Laurel, NE
Security Bank Laurel, NE
60-Month CD
2.27%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
Business Money Market
2.02%
$2,500
Bank of Elgin
Bank of Elgin
24-Month CD
2.02%
$500
Petefish, Skiles & Co. Bank
36-Month CD
2.01%
$1,000
Clay County Savings Bank
Clay County Savings Bank
60-Month CD
1.84%
$500
Delaware NB of Delhi
Delaware NB of Delhi
12-Month CD
1.61%
$100
United Bank of Union
United Bank of Union
Companion Savings
1.50%
$1,000
Colonial Savings, F.A.
Colonial Savings, F.A.
36-Month CD
1.38%
$1,000
Abri Credit Union
Abri Credit Union
6-Month CD
1.30%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
1.26%
$5,000
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
5 Star Community Credit Union
5 Star Community Credit Union
3-Month CD
1.00%
$500
Century SLA
Century SLA
36-Month CD
0.95%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
3-Month CD
0.90%
$500
RBAZ Republic Bank of Arizona
Money Market
0.50%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
12-Month CD
0.40%
$500
Bank of Pontiac
Bank of Pontiac
12-Month CD
0.35%
$500
Peoples First Savings Bank
Peoples First Savings Bank
12-Month CD
0.30%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Money Market
0.30%
$2,500
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
1st Ed Credit Union
1st Ed Credit Union
Money Market
0.25%
$500
Chemung Canal Trust Company
Chemung Canal Trust Company
18-Month CD
0.20%
$1,000
Clinton Savings Bank
Clinton Savings Bank
12-Month CD
0.20%
$10
Vinton County Bank
Vinton County Bank
Rate Watchers Money Market
0.10%
$1
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Money Market
0.05%
$25
America First Federal Credit Union
America First Federal Credit Union
Share Savings
0.05%
$1
Conneaut Savings Bank
Conneaut Savings Bank
Statement Savings
0.02%
$50
Citizens Bank of Kansas
Citizens Bank of Kansas
Priority Interest Checking
0.02%
$1
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

1st Bank Yuma Information

1st Bank Yuma
2799 S 4th Ave
Yuma, AZ 85364
Yuma
Established Date: 09/04/2001
FDIC Certificate #: 57298
Date of FDIC Deposit Insurance: 09/04/2001
Bank Holding Company: WESTERN ARIZONA BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is 1st Bank Yuma FDIC Insured? Yes
What is 1st Bank Yuma's Cert number? 57298
What is the maximum amount for insured deposits? $250,000 per holder, per account

1st Bank Yuma Financials

Total Assets:
$610,270,000
Total Deposits:
$559,251,000
Equity Capital:
$46,879,000
Domestic Deposits:
$559,251,000
Net Income:
$2,699,000
Return on Assets:
1.7024%
Quarterly Return on Assets:
1.8000%
Pretax Return on Assets:
2.3651%
Pretax Quarterly Return on Assets:
2.3700%
Return on Equity:
24.6500%
Quarterly Return on Equity:
23.1700%
Common Equity Tier 1 Capital Ratio:
17.0844%
Tier 1 Risk-Based Capital Ratio:
17.0844%
Leverage Tier 1 (Core Capital) Ratio:
9.5943%
Total Risk-Based Capital Ratio (YTD):
18.1284%
Total Interest Income (YTD):
4.6193%
 
 
Headquarters:
Yuma
FDIC Field Office:
Phoenix
Regulator:
FDIC
County:
Yuma
# of Offices:
5
Metropolitan Statistical Area (MSA):
Yuma, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Liberty Bank for Savings headquartered in Chicago, Illinois, is advertising a Special 66 month CD rate, a Special 48 month Individual Retirement Account (IRA) CD rate, regular CD rates and "Gift" CD rates. Liberty Bank for Savings has been in business since 1898 and is a member of the Federal Deposit Insurance Corporation (FDIC). Certificate of deposit accounts are insured for up to $250,000.
Long term home mortgage rates are unchanged today after runing up all last week. Mortgage rates and refinance rates will head down this coming week because the fed is buying Treasuries to force interest rates lower. Current 30 year home conforming mortgage rates are averaging 4.38 percent, unchanged from yesterday’s average 30 year home mortgage rate. 30 year home mortgage rates today in Nevada are averaging 4.44 percent. Today's 15 year conventional home mortgage rates are averaging 3.78 percent, unchanged from Saturday's average 15 year mortgage loan rate. 15 year mortgage rates in Mississippi are lower averaging 3.74 percent.  
Average 30 year conforming mortgage rates fell to a new low this year, following 10 year bond yields lower. The current average 30 year mortgage rate is at 3.92 percent, down from last week's average 30 year rate of 3.98 percent. The prior low for 2014 was at 3.93 percent set on October 23. Rates will continue to move lower this coming week because 10 year bond yields have fallen 7 basis points this morning to 2.16 percent.

Bank or Credit Union Offers and Deals

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