CSB of Ouray CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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CSB of OurayToday's 12-month CD rates can be found at 2.02%, 6-month CD rates at 0.10% and 3-month CD rates at 0.50%. Current savings rates are at 0.01% and money market rates are at 1.26%. Mortgage rates today on 30-year fixed loans are around 7.33%. Credit Card rates are at 19.24%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to CSB of Ouray CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CSB of Ouray, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CSB of Ouray CD rates. You can also compare CSB of Ouray savings rates, MMA rates and mortgage rates using our other rate lists.

CSB of Ouray money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CSB of Ouray? Share your experience about CSB of Ouray by leaving a review below, or read customer reviews before you decide to use CSB of Ouray.

CSB of Ouray Texas Ratio

CSB of Ouray's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for CSB of Ouray is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CSB of Ouray is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CSB of Ouray
600 Main St
Ouray, CO 81427
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare CSB of Ouray Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American State Bank of Grygla
American State Bank of Grygla
18-Month CD
4.32%
$500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
12-Month CD
4.30%
$1,000
First Southwest Bank
First Southwest Bank
12-Month CD
4.25%
$1,000
Beacon Community Bank
Beacon Community Bank
12-Month CD
4.05%
$250
Vinton County Bank
Vinton County Bank
12-Month CD
4.00%
$2,500
RadiFi Credit Union
RadiFi Credit Union
Make Waves Checking
4.00%
$5,000
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD (Jumbo)
3.97%
$100,000
Empower Federal Credit Union
Empower Federal Credit Union
24-Month CD
3.85%
$500
Ally Bank
Ally Bank
18-Month CD
3.80%
$0
Bank of Star Valley
Bank of Star Valley
12-Month CD
3.80%
$250
New Peoples Bank
New Peoples Bank
12-Month CD
3.66%
$0
1st Advantage Bank
1st Advantage Bank
24-Month CD
3.51%
$10,000
United Trust Bank
United Trust Bank
24-Month CD
3.20%
$3,000
Denison State Bank
Denison State Bank
36-Month CD
3.00%
$500
First Citizens State Bank
First Citizens State Bank
60-Month CD
3.00%
$1,000
Apple Bank for Savings
Apple Bank for Savings
36-Month CD
3.00%
$1,000
Logansport Savings Bank
Logansport Savings Bank
36-Month CD
2.78%
$1,000
Torrington Savings Bank
Torrington Savings Bank
Signature Money Market
2.75%
$150,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
24-Month CD
2.54%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD
2.50%
$5,000
Chelsea Savings Bank
Chelsea Savings Bank
24-Month CD
2.37%
$20,000
1st Northern California Credit Union
1st Northern California Credit Union
6-Month CD
2.33%
$1,000
802 Credit Union
802 Credit Union
60-Month CD
2.20%
$500
National Bank of Blacksburg
National Bank of Blacksburg
24-Month CD
2.17%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
3-Month CD
2.02%
$500
Silver Lake Bank
Silver Lake Bank
24-Month CD (Jump)
2.02%
$500
360 Federal Credit Union
360 Federal Credit Union
18-Month CD
2.02%
$1,000
Leader Bank
Leader Bank
36-Month CD
2.00%
$1,000
Bank of Wolcott
Bank of Wolcott
24-Month CD
1.96%
$5,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
36-Month CD
1.50%
$500
FinWise Bank
FinWise Bank
Money Market
1.40%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
SpiritBank
SpiritBank
24-Month CD
1.10%
$1,000
PCB Payne County Bank
PCB Payne County Bank
Savings
1.10%
$25
Grove Bank
Grove Bank
NOW Checking
1.00%
$900
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
Money Market
0.75%
$2,500
Accentra Credit Union
Accentra Credit Union
60-Month CD
0.70%
$500
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
Bank Northwest
Bank Northwest
Northwest Heritage Savings
0.45%
$0
The Andover Bank
The Andover Bank
36-Month CD
0.30%
$1,000
FNB of Absecon
FNB of Absecon
60-Month CD
0.30%
$0
Collinsville Building and Loan Association
Collinsville Building and Loan Association
24-Month CD
0.20%
$1,000
Wolf River Community Bank
Wolf River Community Bank
Advisors Choice Money Market
0.20%
$0
Better Banks
Better Banks
Better Savings
0.10%
$0
Southwest Missouri Bank
Southwest Missouri Bank
Regular Savings
0.10%
$100
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Regular Savings
0.08%
$50
Campbell & Fetter Bank
Campbell & Fetter Bank
Statement Savings
0.05%
$100
First Commonwealth Bank
First Commonwealth Bank
12-Month CD
0.05%
$500
First Citizens Bank
First Citizens Bank
24-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have CSB of Ouray rate data right now, check back for updates, we are adding rates all the time.

CSB of Ouray Information

CSB of Ouray
600 Main St
Ouray, CO 81427
Ouray
Established Date: 08/20/1913
FDIC Certificate #: 1779
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CSBO HOLDINGS INC ESOP
How Many Domestic U.S. Offices? 6
How Many Branches are There? 7
Is CSB of Ouray FDIC Insured? Yes
What is CSB of Ouray's Cert number? 1779
What is the maximum amount for insured deposits? $250,000 per holder, per account

CSB of Ouray Financials

Total Assets:
$207,403,000
Total Deposits:
$187,669,000
Equity Capital:
$13,107,000
Domestic Deposits:
$187,669,000
Net Income:
$103,000
Return on Assets:
0.2756%
Quarterly Return on Assets:
0.2100%
Pretax Return on Assets:
0.2061%
Pretax Quarterly Return on Assets:
0.2100%
Return on Equity:
4.3700%
Quarterly Return on Equity:
3.1400%
Common Equity Tier 1 Capital Ratio:
12.2265%
Tier 1 Risk-Based Capital Ratio:
12.2265%
Leverage Tier 1 (Core Capital) Ratio:
8.2056%
Total Risk-Based Capital Ratio (YTD):
13.2191%
Total Interest Income (YTD):
4.3509%
 
 
Headquarters:
Ouray
FDIC Field Office:
Denver
Regulator:
FDIC
County:
Ouray
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Savings rates and money market rates have been stable the past month as there have been no real changes in average rates and the best available rates. This is unlike short term bond rates which have gone through the roof the past month on fears of a debt default by the United States. 1 month U.S. bond rates soared from .001 percent in late September to 0.27 percent last week.
First City Bank Savings RatesFirst City Bank savings rates listed here are current as of January 2020. Savings rates at First Savings Bank on the bank's First Savings account are currently at 0.25 percent. Savings rates from First City Bank on the bank's Relationship Savings account are at 0.50 percent. As the name suggests, to earn the higher savings rate you need to also have a First City Bank checking account. To get the best savings rates compare online rates with First City Bank savings rates.

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