What are the current interest rates at Bank First, NA?

Current rates for Bank First, NA include: 12-Month CD: 2.28%, 18-Month CD: 2.28%, 24-Month CD: 2.28%, 36-Month CD: 2.28%, 48-Month CD: 2.28%, 60-Month CD: 2.28%, Savings: 3.35%, MMA: 1.92%

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Bank First, NA

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Bank First, NA Rates & Review October 2026

Q: How many branches does Bank First, NA operate?

Bank First, NA currently maintains approximately 38 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank First, NA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank First, NA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Bank First, NA's top rates as of October 14, 2026 are 4.18% APY on its Certificate of Deposit - 35-Month Special, 3.35% APY on savings, 1.92% APY on money market accounts, and 0.25% APY on checking, according to rates verified by MonitorBankRates. Other Bank First, NA CD rates include Certificate of Deposit - 23-Month Special at 4.10%, Certificate of Deposit - 11-Month Special at 3.85%, and Certificate of Deposit - 7-Month Special at 3.75%. MonitorBankRates evaluates the financial stability of Bank First, NA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.47%. Rates last updated and verified on 10/14/2026.

Bank First, NA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank First, NA? Share your experience about Bank First, NA by leaving a review below, or read customer reviews before you decide to use Bank First, NA.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.47%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Bank First, N.A.

402 N 8th St
Manitowoc, WI 54220

https://www.bankfirst.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Bank First, NA CD Rates

Product	Rate	APY	Term
Certificate of Deposit - 35 Month Special	4.14%	4.18%	35 Month
Min Deposit $5,000 Details Interest is paid at 11 months and then semi-annually for the remaining term, renews into a 36 month CD. An active Bank First checking account with direct deposit is required. Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 4.18% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 23 Month Special	4.06%	4.10%	23 Month
Min Deposit $5,000 Details Interest is paid at 11 months and then semi-annually for the remaining term, renews into a 24 month CD. An active Bank First checking account with direct deposit is required. Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 11 Month Special	3.81%	3.85%	11 Month
Min Deposit $5,000 Details Interest is paid at maturity, renews into a 12 month CD. An active Bank First checking account with direct deposit is required. Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 7 Month Special	3.72%	3.75%	7 Month
Min Deposit $5,000 Details Interest is paid at maturity, renews into a 6 month CD. An active Bank First checking account with direct deposit is required. Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 12 Month	2.27%	2.28%	12 Month
Min Deposit $1,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 18 Month	2.27%	2.28%	18 Month
Min Deposit $1,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 24 Month	2.27%	2.28%	24 Month
Min Deposit $1,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 36 Month	2.27%	2.28%	36 Month
Min Deposit $1,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 48 Month	2.27%	2.28%	48 Month
Min Deposit $1,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 6 Month	2.27%	2.28%	6 Month
Min Deposit $1,000 Details No compounding during term. Interest credited at maturity. Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Certificate of Deposit - 60 Month	2.27%	2.28%	60 Month
Min Deposit $1,000 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Bank First, NA Savings Rates

Product	Rate	APY
Investment Savings	3.31%	3.35%
Min Deposit $50,000 Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Investment Savings	2.97%	3.00%
Min Deposit $50,000 Min Balance $150,000 Details Balance: $150,000.00 - $249,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Investment Savings	2.48%	2.50%
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 - $149,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Savings Elite	1.65%	1.66%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 1.66% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Savings Elite	1.40%	1.41%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 1.41% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Savings Elite	1.00%	1.00%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Health Savings Account	0.50%	0.50%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Savings Elite	0.50%	0.50%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
IRA Savings	0.40%	0.40%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
IRA Savings	0.40%	0.40%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Health Savings Account	0.30%	0.30%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Kids' Club	0.30%	0.30%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Kids' Club	0.30%	0.30%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Health Savings Account	0.25%	0.25%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
IRA Savings	0.25%	0.25%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Kids' Club	0.25%	0.25%
Min Deposit $0 Min Balance $0 Details Balance: $2,499.99 & Under Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Kids' Club	0.25%	0.25%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Holiday Savings	0.20%	0.20%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
IRA Savings	0.20%	0.20%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Health Savings Account	0.15%	0.15%
Min Deposit $0 Min Balance $0 Details Balance: $2,499.99 & Under Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Holiday Savings	0.10%	0.10%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
IRA Savings	0.10%	0.10%
Min Deposit $0 Min Balance $0 Details Balance: $2,499.99 & Under Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Holiday Savings	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: $2,499.99 & Under Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Bank First, NA Business Savings Rates

Product	Rate	APY	View More
First Savings Business	0.20%	0.20%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Bank First, NA Money Market Rates

Product	Rate	APY
Money Market Elite	1.90%	1.92%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000.00 & Over; Ten (10) debit transactions allowed per statement cycle Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.92% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Money Market Elite	1.65%	1.66%
Min Deposit $0 Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99; Ten (10) debit transactions allowed per statement cycle Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Money Market Elite	1.15%	1.16%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $49,999.99; Ten (10) debit transactions allowed per statement cycle Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Money Market	0.15%	0.15%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Money Market	0.10%	0.10%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Money Market	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: $2,499.99 & Under Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Bank First, NA Business Money Market Rates

Product	Rate	APY
Business Money Market Elite	1.25%	1.26%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Business Money Market Elite	1.00%	1.00%
Min Deposit $0 Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Business Money Market Elite	0.50%	0.50%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Business Money Market	0.15%	0.15%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 & Over; Up to 25 debit and/or credit transaction items permitted per statement cycle Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Business Money Market	0.10%	0.10%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99; Up to 25 debit and/or credit transaction items permitted per statement cycle Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Business Money Market	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: $2,499.99 & Under; Up to 25 debit and/or credit transaction items permitted per statement cycle Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Business Money Market	0.05%	0.05%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99; Up to 25 debit and/or credit transaction items permitted per statement cycle Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Bank First, NA Checking Rates

Product	Rate	APY
Military First Checking	0.25%	0.25%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Military First Checking	0.25%	0.25%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 & Over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Military First Checking	0.20%	0.20%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%
Military First Checking	0.15%	0.15%
Min Deposit $0 Min Balance $0 Details Balance: $2,499.99 & Under Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Bank First, NA’s Texas Ratio rose from 0.91% in Q3 2023 to 3.47% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.9B	3.47%	5.0	A+
March 31, 2026	$6.1B	3.76%	5.0	A+
December 31, 2025	$4.5B	1.51%	5.0	A+
September 30, 2025	$4.4B	2.32%	5.0	A+
June 30, 2025	$4.4B	2.30%	5.0	A+
March 31, 2025	$4.5B	1.29%	5.0	A+
December 31, 2024	$4.5B	1.59%	5.0	A+
September 30, 2024	$4.3B	2.05%	5.0	A+
June 30, 2024	$4.1B	1.97%	5.0	A+
March 31, 2024	$4.1B	2.17%	5.0	A+
December 31, 2023	$4.2B	1.53%	5.0	A+
September 30, 2023	$4.1B	0.91%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank First, NA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank First, NA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank First, NA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank First, NA

Bank Holding Company BANK FIRST CORP

Address 402 N 8th St, Manitowoc, WI 54220 · Manitowoc

Website https://www.bankfirst.com

FDIC Certificate # 5304

Established 18940101

FDIC Insurance Date 19340101

Domestic Offices 38

Total Branches 38

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.47%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.6727%

Return on Equity (ROE) 12.5200%

Non-Performing Loans (NPL) 0.43%

Total Assets $5,944,186,000

Total Deposits $5,029,078,000

Equity Capital $805,932,000

Net Income $46,031,000

Headquarters Manitowoc

Total Branches and Offices 38

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Bank First, NA earned the Verified Healthy badge

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Frequently Asked Questions About Bank First, NA

How many branches does Bank First, NA operate?

Bank First, NA currently maintains approximately 38 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank First, NA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank First, NA provides members with tools to manage their accounts and build a solid financial history.

Does Bank First, NA offer online and mobile banking?

Most modern institutions like Bank First, NA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankfirst.com.