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Global Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 28, 2026
Global Federal Credit Union's 24 - 35 Month Business CD rates are at 4.25%, 12 - 17 Month Business CD rates are at 4.00%, 60 Month Business CD rates are at 3.30%, 36 - 47 Month Business CD rates are at 3.20%, 48 - 59 Month Business CD rates are at 3.20%. Global Federal Credit Union's savings rates are at 0.08%. Global Federal Credit Union's money market rates are at 0.50%. Global Federal Credit Union's checking rates are as high as 0.05%. Global Federal Credit Union's Personal Loan Rates are as low as 14.90%. Global Federal Credit Union's Credit Card Rates are at 12.50%. Global Federal Credit Union's CD rates are 2% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Global Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.82%. Rates last updated and verified on 10/28/2026.
Global Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Global Federal Credit Union? Share your experience about Global Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Global Federal Credit Union.
Global Federal Credit Union has earned an overall safety grade of A (Excellent, Score: 95/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Global Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
10.82%
ExcellentHigher than avg
Global Federal Credit Union Texas Ratio
Global Federal Credit Union's Texas Ratio is 10.82%, which is considered excellent and is higher than the national average of 6.13%.
Global Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
6.58% to 10.82% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Global Federal Credit Union Business CD Rates
Product
Rate
APY
Term
View More
24 - 35 Month Business Certificate
4.17%
4.25%
24 - 35 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 28, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
24 - 35 Month Business Certificate
4.17%
4.25%
24 - 35 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 28, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
24 - 35 Month Business Certificate
4.17%
4.25%
24 - 35 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 28, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
24 - 35 Month Business Certificate
4.17%
4.25%
24 - 35 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 28, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
12 - 17 Month Business Certificate
3.93%
4.00%
12 - 17 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
2 changes since Sep 14, 2026 · 2.60% → 4.00% ▲ 1.40 pts · high 4.00% / low 2.60%
Oct 28, 20264.00%▲ from 3.80%
Sep 25, 20263.80%▲ from 2.60%
Sep 14, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
12 - 17 Month Business Certificate
3.93%
4.00%
12 - 17 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
2 changes since Sep 14, 2026 · 2.60% → 4.00% ▲ 1.40 pts · high 4.00% / low 2.60%
Oct 28, 20264.00%▲ from 3.80%
Sep 25, 20263.80%▲ from 2.60%
Sep 14, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
12 - 17 Month Business Certificate
3.93%
4.00%
12 - 17 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
2 changes since Sep 14, 2026 · 2.60% → 4.00% ▲ 1.40 pts · high 4.00% / low 2.60%
Oct 28, 20264.00%▲ from 3.80%
Sep 25, 20263.80%▲ from 2.60%
Sep 14, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
12 - 17 Month Business Certificate
3.93%
4.00%
12 - 17 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
2 changes since Sep 14, 2026 · 2.60% → 4.00% ▲ 1.40 pts · high 4.00% / low 2.60%
Oct 28, 20264.00%▲ from 3.80%
Sep 25, 20263.80%▲ from 2.60%
Sep 14, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
60 Month Business Certificate
3.25%
3.30%
60 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
36 - 47 Month Business Certificate
3.15%
3.20%
36 - 47 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 25, 2026 · 3.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
48 - 59 Month Business Certificate
3.15%
3.20%
48 - 59 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
60 Month Business Certificate
3.11%
3.15%
60 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
36 - 47 Month Business Certificate
3.01%
3.05%
36 - 47 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 25, 2026 · 3.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
48 - 59 Month Business Certificate
3.01%
3.05%
48 - 59 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
60 Month Business Certificate
2.96%
3.00%
60 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
60 Month Business Certificate
2.96%
3.00%
60 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
36 - 47 Month Business Certificate
2.86%
2.90%
36 - 47 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
No change since Sep 25, 2026 · 2.90% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
36 - 47 Month Business Certificate
2.86%
2.90%
36 - 47 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 25, 2026 · 2.90% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
48 - 59 Month Business Certificate
2.86%
2.90%
48 - 59 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
48 - 59 Month Business Certificate
2.86%
2.90%
48 - 59 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
18 - 23 Month Business Certificate
2.67%
2.70%
18 - 23 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
18 - 23 Month Business Certificate
2.67%
2.70%
18 - 23 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
18 - 23 Month Business Certificate
2.67%
2.70%
18 - 23 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
18 - 23 Month Business Certificate
2.67%
2.70%
18 - 23 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
9 - 11 Month Business Certificate
2.40%
2.40%
9 - 11 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 2.40% ▼ 1.20 pts · high 3.60% / low 2.40%
Sep 25, 20262.40%▼ from 3.60%
Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
9 - 11 Month Business Certificate
2.40%
2.40%
9 - 11 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 2.40% ▼ 1.20 pts · high 3.60% / low 2.40%
Sep 25, 20262.40%▼ from 3.60%
Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
9 - 11 Month Business Certificate
2.40%
2.40%
9 - 11 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 2.40% ▼ 1.20 pts · high 3.60% / low 2.40%
Sep 25, 20262.40%▼ from 3.60%
Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
9 - 11 Month Business Certificate
2.40%
2.40%
9 - 11 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 2.40% ▼ 1.20 pts · high 3.60% / low 2.40%
Sep 25, 20262.40%▼ from 3.60%
Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
6 - 8 Month Business Certificate
2.00%
2.00%
6 - 8 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
6 - 8 Month Business Certificate
2.00%
2.00%
6 - 8 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
6 - 8 Month Business Certificate
2.00%
2.00%
6 - 8 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
6 - 8 Month Business Certificate
2.00%
2.00%
6 - 8 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
3 - 5 Month Business Certificate
1.20%
1.20%
3 - 5 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
3 - 5 Month Business Certificate
1.20%
1.20%
3 - 5 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
3 - 5 Month Business Certificate
1.20%
1.20%
3 - 5 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
3 - 5 Month Business Certificate
1.20%
1.20%
3 - 5 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
1 - 2 Month Business Certificate
0.55%
0.55%
1 - 2 Months
Min Balance$500
DetailsBalance column: $500
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
1 - 2 Month Business Certificate
0.55%
0.55%
1 - 2 Months
Min Balance$10,000
DetailsBalance column: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
1 - 2 Month Business Certificate
0.55%
0.55%
1 - 2 Months
Min Balance$100,000
DetailsBalance column: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
1 - 2 Month Business Certificate
0.55%
0.55%
1 - 2 Months
Min Balance$250,000
DetailsBalance column: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Savings Rates
Product
Rate
APY
View More
Savings
-
0.08%
Min Balance$50
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Business Savings Rates
Product
Rate
APY
View More
Business Savings
0.08%
0.08%
Min Balance$50
DetailsMinimum Balance to Earn: $50
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
0.50%
0.50%
Min Balance$250,000
DetailsBalance: $250,000 minimum to earn
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.15% → 0.50% ▲ 0.35 pts · high 0.50% / low 0.15%
Oct 22, 20260.50%▲ from 0.15%
Sep 14, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
0.45%
0.45%
Min Balance$100,000
DetailsBalance: $100,000 minimum to earn
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.15% → 0.45% ▲ 0.30 pts · high 0.45% / low 0.15%
Oct 22, 20260.45%▲ from 0.15%
Sep 14, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
0.40%
0.40%
Min Balance$50,000
DetailsBalance: $50,000 minimum to earn
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.15% → 0.40% ▲ 0.25 pts · high 0.40% / low 0.15%
Oct 22, 20260.40%▲ from 0.15%
Sep 14, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
0.30%
0.30%
Min Balance$25,000
DetailsBalance: $25,000 minimum to earn
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 0.30% ▲ 0.20 pts · high 0.30% / low 0.10%
Oct 22, 20260.30%▲ from 0.10%
Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
0.25%
0.25%
Min Balance$10,000
DetailsBalance: $10,000 minimum to earn
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 0.25% ▲ 0.15 pts · high 0.25% / low 0.10%
Oct 22, 20260.25%▲ from 0.10%
Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
0.20%
0.20%
Min Balance$5,000
DetailsBalance: $5,000 minimum to earn
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 0.20% ▲ 0.10 pts · high 0.20% / low 0.10%
Oct 22, 20260.20%▲ from 0.10%
Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
-
0.15%
Min Balance$50,000
DetailsMinimum balance to earn APY: $50,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
-
0.15%
Min Balance$100,000
DetailsMinimum balance to earn APY: $100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
-
0.15%
Min Balance$250,000
DetailsMinimum balance to earn APY: $250,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
-
0.10%
Min Balance$5,000
DetailsMinimum balance to earn APY: $5,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
-
0.10%
Min Balance$10,000
DetailsMinimum balance to earn APY: $10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Money Market
-
0.10%
Min Balance$25,000
DetailsMinimum balance to earn APY: $25,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Business Money Market Rates
Product
Rate
APY
View More
Business Money Market
0.50%
0.50%
Min Balance$250,000
DetailsBalance: $250,000 minimum to earn
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
0.45%
0.45%
Min Balance$100,000
DetailsBalance: $100,000 minimum to earn
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
0.40%
0.40%
Min Balance$50,000
DetailsBalance: $50,000 minimum to earn
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
0.30%
0.30%
Min Balance$25,000
DetailsBalance: $25,000 minimum to earn
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
0.25%
0.25%
Min Balance$10,000
DetailsBalance: $10,000 minimum to earn
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
0.20%
0.20%
Min Balance$5,000
DetailsBalance: $5,000 minimum to earn
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
-
0.15%
Min Balance$50,000
DetailsMinimum balance to earn APY: $50,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.40% → 0.15% ▼ 0.25 pts · high 0.40% / low 0.15%
Oct 4, 20260.15%▼ from 0.40%
Sep 14, 20260.40%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
-
0.15%
Min Balance$100,000
DetailsMinimum balance to earn APY: $100,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.45% → 0.15% ▼ 0.30 pts · high 0.45% / low 0.15%
Oct 4, 20260.15%▼ from 0.45%
Sep 14, 20260.45%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
-
0.15%
Min Balance$250,000
DetailsMinimum balance to earn APY: $250,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.50% → 0.15% ▼ 0.35 pts · high 0.50% / low 0.15%
Oct 4, 20260.15%▼ from 0.50%
Sep 14, 20260.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
-
0.10%
Min Balance$5,000
DetailsMinimum balance to earn APY: $5,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.20% → 0.10% ▼ 0.10 pts · high 0.20% / low 0.10%
Oct 4, 20260.10%▼ from 0.20%
Sep 14, 20260.20%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
-
0.10%
Min Balance$10,000
DetailsMinimum balance to earn APY: $10,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.25% → 0.10% ▼ 0.15 pts · high 0.25% / low 0.10%
Oct 4, 20260.10%▼ from 0.25%
Sep 14, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Money Market
-
0.10%
Min Balance$25,000
DetailsMinimum balance to earn APY: $25,000
Last Updated10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.30% → 0.10% ▼ 0.20 pts · high 0.30% / low 0.10%
Oct 4, 20260.10%▼ from 0.30%
Sep 14, 20260.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Checking
-
0.05%
Min Balance$10,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Checking
-
0.05%
Min Balance$50,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Checking
-
0.05%
Min Balance$100,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Business Checking
-
0.05%
Min Balance$1,000
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Preferred Business Checking
-
0.05%
Min Balance$7,500
Last Updated10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity 1st Lien
7.625%
-
7.945%
1-60 Months
DetailsMaximum LTV: 80%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.95% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Home Equity Line of Credit (HELOC)
8.00%
-
8.00%
DetailsRates as of 10/22/2026; Variable Rate; FICO 680-850; Maximum LTV 70%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Home Equity 1st Lien
8.00%
-
8.025%
61-240 Months
DetailsMaximum LTV: 80%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.03% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Home Equity Line of Credit (HELOC)
8.50%
-
8.50%
DetailsRates as of 10/22/2026; Variable Rate; FICO 680-850; Maximum LTV 80%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Home Equity Line of Credit (HELOC)
9.00%
-
9.00%
DetailsRates as of 10/22/2026; Variable Rate; FICO 640-679; Maximum LTV 70%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 9.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Home Equity 2nd Lien - Fixed Rate
9.625%
-
9.926%
1-60 Months
DetailsMaximum LTV: 80%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 9.93% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Home Equity 2nd Lien - Fixed Rate
10.00%
-
10.009%
61-240 Months
DetailsMaximum LTV: 80%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 10.01% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto and Truck (new) Loan
-
-
5.50%
6-48 Months
DetailsPublished APR range: 5.500%-11.500%. Rates as of 10/22/2026; New vehicle
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 5.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (new) Loan
-
-
5.50%
49-60 Months
DetailsPublished APR range: 5.500%-11.500%. Rates as of 10/22/2026; New vehicle
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 5.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (used) - 49-60 Months
-
-
5.50%
49-60 months
DetailsPublished APR range: 5.500%-11.500%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 5.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (used) - 6-48 Months
-
-
5.50%
6-48 months
DetailsPublished APR range: 5.500%-11.500%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 5.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (new) Loan
-
-
5.75%
61-72 Months
DetailsPublished APR range: 5.750%-11.750%. Rates as of 10/22/2026; New vehicle
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 5.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (used) - 61-72 Months
-
-
5.75%
61-72 months
DetailsPublished APR range: 5.750%-11.750%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 5.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (new) Loan
-
-
6.25%
73-84 Months
DetailsPublished APR range: 6.250%-12.250%. Rates as of 10/22/2026; New vehicle
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 6.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (used) - 73-84 Months
-
-
6.25%
73-84 months
DetailsPublished APR range: 6.250%-12.250%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 6.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Motorcycle and Off-road Vehicles Loan
-
-
6.75%
6-60 Months
DetailsAPR range: 6.750%-16.000%; ATV, Snowmachine, & Motorcycle Loan Rates; rate depends on borrower credit qualifications, mileage and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 6.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (new) Loan
-
-
7.00%
85-96 Months
DetailsPublished APR range: 7.000%-13.000%. Rates as of 10/22/2026; New vehicle
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Auto and Truck (used) - 85-96 Months
-
-
7.00%
85-96 months
DetailsPublished APR range: 7.000%-13.000%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Motorcycle and Off-road Vehicles Loan
-
-
7.00%
61-72 Months
DetailsAPR range: 7.000%-16.250%; ATV, Snowmachine, & Motorcycle Loan Rates; rate depends on borrower credit qualifications, mileage and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Motorcycle and Off-road Vehicles Loan
-
-
7.50%
73-84 Months
DetailsAPR range: 7.500%-16.750%; ATV, Snowmachine, & Motorcycle Loan Rates; rate depends on borrower credit qualifications, mileage and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Property w/ Dwelling Loan
7.625%
7.721%
61-180 Months
DetailsFixed Rate; Maximum LTV: 70%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.72% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Boat Loan - Boats and Vessels
-
7.75%
6-120 Months
DetailsAPR range: 7.750%-14.000%; Rate dependent on credit qualifications of borrower(s) and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Recreational Vehicle (RVs) Loan
-
7.75%
6-144 Months
DetailsPublished APR range: 7.750%-14.000%. Rates as of 10/22/2026; Interest rate dependent upon credit qualifications, mileage and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Recreational Property w/ Dwelling Loan
7.375%
7.912%
1-60 Months
DetailsFixed Rate; Maximum LTV: 70%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.91% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Recreational Land Loan
8.00%
8.167%
61-180 Months
DetailsFixed Rate; Maximum LTV: 70%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.17% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Recreational Land Loan
7.75%
8.176%
1-60 Months
DetailsFixed Rate; Maximum LTV: 70%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.18% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Boat Loan - Boats and Vessels
-
8.50%
121-180 Months
DetailsAPR range: 8.500%-14.750%; Rate dependent on credit qualifications of borrower(s) and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Recreational Vehicle (RVs) Loan
-
8.50%
145-180 Months
DetailsPublished APR range: 8.500%-14.750%. Rates as of 10/22/2026; Interest rate dependent upon credit qualifications, mileage and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Boat Loan - Boats and Vessels
-
9.00%
181-240 Months
DetailsAPR range: 9.000%-15.250%; Rate dependent on credit qualifications of borrower(s) and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 9.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Recreational Vehicle (RVs) Loan
-
9.00%
181-240 Months
DetailsPublished APR range: 9.000%-15.250%. Rates as of 10/22/2026; Interest rate dependent upon credit qualifications, mileage and age of collateral
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 9.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Platinum
-
12.50%
DetailsStarting APR; Max APR: 18.000%; variable, changes with Prime rate, not to exceed 18%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 12.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Mariners Visa
-
14.75%
DetailsStarting APR; Max APR: 18.000%; variable, changes with Prime rate, not to exceed 18%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 14.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Signature (unsecured) Loan
14.90%
6-60 Months
DetailsInterest rate is dependent upon the credit qualifications of the borrower(s).
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 14.90% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Global Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Aircraft Loan - 145-180 Months
-
-
8.50%
145-180 months
DetailsPublished APR range: 8.500%-14.750%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Aircraft Loan - 181-240 Months
-
-
9.00%
181-240 months
DetailsPublished APR range: 9.000%-15.250%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 9.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Aircraft Loan - 6-144 Months
-
-
7.75%
6-144 months
DetailsPublished APR range: 7.750%-14.000%. Rates as of 10/22/2026
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Credit Line Loan
-
-
13.50%
DetailsRates as of 10/22/2026; Interest rate is dependent upon the credit qualifications of the borrower(s)
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 13.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Miscellaneous Equipment Loan
-
-
7.50%
6-84 Months
DetailsRange: 7.500%-15.500%; Interest rate is dependent upon the credit qualifications of the borrower(s); A balloon payment for the balance owed is due 180 months from the loan date
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 7.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Residential Land Loan
7.75%
-
8.176%
1-60 Months
DetailsType: Fixed Rate; Maximum LTV: 75%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.18% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Residential Land Loan
8.00%
-
8.167%
61-180 Months
DetailsType: Fixed Rate; Maximum LTV: 75%
Last Updated10/28/2026
Rate History
No change since Oct 22, 2026 · 8.17% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.82%
Financial Health History
Global Federal Credit Union’s Texas Ratio rose from 6.58% in Q3 2023 to 10.82% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$13.0B
10.82%
5.0
A
March 31, 2026
$12.9B
9.46%
5.0
A
December 31, 2025
$12.9B
11.18%
5.0
A
September 30, 2025
$13.0B
9.94%
5.0
A
June 30, 2025
$13.1B
9.38%
5.0
A
March 31, 2025
$11.6B
7.81%
5.0
A
December 31, 2024
$11.5B
9.03%
5.0
A
September 30, 2024
$11.5B
8.52%
5.0
A
June 30, 2024
$11.4B
7.34%
5.0
A
March 31, 2024
$11.9B
7.47%
5.0
A
December 31, 2023
$11.9B
7.30%
5.0
A
September 30, 2023
$11.8B
6.58%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Global Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Global Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Global Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,089,860,160
Total Uninsured Shares and Deposits > $250K (F+J)
1,090,542,996
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,177,887,266
Total Interest Expense (Sum of items 6 8)
111,515,147
Share Certificates
62,350
Number of Accounts for Share Drafts
394,940
IRA KEOGH Accounts
22,342
Number of Accounts for Regular Shares
651,417
All other shares
2,252
Non Member Deposits
20
Money Market Shares
39,679
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
394,276,106
Total Liabilities
11,977,427,118
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Global Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Global Federal Credit Union
Does Global Federal Credit Union offer CDs?
Yes. Global Federal Credit Union current CD rates include its 24 - 35 Month Business CD at 4.25% APY, its 12 - 17 Month Business CD at 4.00% APY and its 60 Month Business CD at 3.30% APY, verified by MonitorBankRates as of October 28, 2026.
Are CDs from Global Federal Credit Union NCUA insured?
Yes. Global Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Global Federal Credit Union?
The highest Global Federal Credit Union CD rate is its 24 - 35 Month Business CD at 4.25% APY, verified by MonitorBankRates as of October 28, 2026.
What CD terms does Global Federal Credit Union offer?
Global Federal Credit Union CD rates are 2.40% APY for a 12 month CD, 4.00% APY for a 17 month CD, 4.00% APY for an 18 month CD, 2.70% APY for a 2 year CD, 4.25% APY for a 35 month CD, 3.20% APY for a 47 month CD, 3.20% APY for a 59 month CD and 2.90% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Global Federal Credit Union for its full lineup.
What is the highest savings rate at Global Federal Credit Union?
The highest Global Federal Credit Union savings rate is its Business Savings at 0.08% APY, verified by MonitorBankRates as of October 28, 2026.
What is the highest money market rate at Global Federal Credit Union?
The highest Global Federal Credit Union money market rate is its Business Money Market at 0.50% APY, verified by MonitorBankRates as of October 28, 2026.
What is the highest checking rate at Global Federal Credit Union?
The highest Global Federal Credit Union checking rate is its Business Checking at 0.05% APY, verified by MonitorBankRates as of October 28, 2026.
What is the lowest auto loan rate at Global Federal Credit Union?
The lowest Global Federal Credit Union auto loan rate is its Auto and Truck (new) Loan at 5.50% APR, verified by MonitorBankRates as of October 28, 2026. Global Federal Credit Union auto loan rates are 5.50% APR for a 48 month auto loan, 5.50% APR for a 60 month auto loan, 5.75% APR for a 72 month auto loan, 6.25% APR for an 84 month auto loan and 7.00% APR for a 96 month auto loan.
What is the lowest personal loan rate at Global Federal Credit Union?
The lowest Global Federal Credit Union personal loan rate is its Signature (unsecured) Loan at 14.90% APR, verified by MonitorBankRates as of October 28, 2026.
What is the lowest credit card APR at Global Federal Credit Union?
The lowest Global Federal Credit Union credit card APR is its Visa Platinum Credit Card at 12.50% APR, verified by MonitorBankRates as of October 28, 2026.
How many branches does Global Federal Credit Union operate?
Global Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Global Federal Credit Union?
Yes, to access services at Global Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Global Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Global Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Global Federal Credit Union offer online and mobile banking?
Most modern institutions like Global Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alaskausa.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Global Federal Credit Union rates compare?
Global Federal Credit Union's CD rates are 2% higher than the MonitorBankRates national average, and it has an A health rating. Global Federal Credit Union's top rates are its 24 - 35 Month Business CD at 4.25% APY, its Business Savings at 0.08% APY, its Business Money Market at 0.50% APY, its Business Checking at 0.05% APY, its Signature (unsecured) Loan at 14.90% APR and its Visa Platinum Credit Card at 12.50% APR, verified by MonitorBankRates on October 28, 2026.
Current Global Federal Credit Union Rates
12-Month CD2.40%
18-Month CD4.00%
24-Month CD2.70%
60-Month CD2.90%
Savings0.08%
MMA0.50%
Retrieved from our database of financial products. Rates subject to change.