Bank of Montana CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of MontanaToday's 12-month CD rates can be found at 3.80%, 6-month CD rates at 5.15% and 3-month CD rates at 0.05%. Current savings rates are at 0.15% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 17.74%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Montana CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Montana, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Montana CD rates. You can also compare Bank of Montana savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Montana money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Montana? Share your experience about Bank of Montana by leaving a review below, or read customer reviews before you decide to use Bank of Montana.

Bank of Montana Texas Ratio

Bank of Montana's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Bank of Montana is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Montana is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Montana
125 Bank St
Missoula, MT 59802
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bank of Montana Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of the Flint Hills
Bank of the Flint Hills
12-Month CD
4.37%
$500
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
4.25%
$1,000
Raymond James
6-Month CD
4.20%
$1,000
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
12-Month CD
3.96%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
120-Month CD
3.90%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
24-Month CD
3.80%
$250
New Peoples Bank
New Peoples Bank
36-Month CD
3.55%
$0
Bradford National Bank
Bradford National Bank
48-Month CD
3.53%
$1,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
12-Month CD
3.50%
$500
Northern Bank Direct
Northern Bank Direct
18-Month CD
3.50%
$500
Northern Bank Direct
Northern Bank Direct
60-Month CD
3.50%
$500
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
3.25%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month Jumbo CD
3.25%
$100,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD
3.25%
$500
Everence Trust Company
Everence Trust Company
Relationship Savings (with Qualifications)
3.10%
$5,000
Thomaston Savings Bank
Thomaston Savings Bank
36-Month CD
3.00%
$1,000
New Haven Bank
New Haven Bank
24-Month CD
2.75%
$500
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
2.68%
$1,000
Harvest Bank
Harvest Bank
36-Month CD
2.60%
$1,000
The Bank of Princeton
The Bank of Princeton
60-Month CD
2.50%
$500
Machias Savings Bank
Machias Savings Bank
High Yield Savings
2.45%
$50,000
Ashton State Bank
Ashton State Bank
12-Month CD
2.26%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
4U Federal Credit Union
4U Federal Credit Union
36-Month CD
2.08%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
6-Month CD
2.02%
$500
Cleveland State Bank
Cleveland State Bank
12-Month CD
2.01%
$1,000
Montgomery Bank
Montgomery Bank
eBlue Savings
2.01%
$0
First State Bank Nebraska
First State Bank Nebraska
First Rate Savings
2.00%
$100
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
Clinton Bank
Clinton Bank
18-Month CD
1.56%
$500
Bank of Herrin
Bank of Herrin
12-Month CD
1.30%
$1,000
The Berkshire Bank
The Berkshire Bank
18-Month CD
1.26%
$10,000
Kentucky Farmers Bank
Kentucky Farmers Bank
12-Month CD
1.25%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
36-Month CD
1.10%
$2,000
PeopleFirst Bank
PeopleFirst Bank
12-Month CD
1.00%
$2,500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
48-Month CD
0.90%
$1,000
Municipal Bank
Municipal Bank
60-Month CD
0.75%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
Premier Savings
0.75%
$25,000
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Clinton Savings Bank
Clinton Savings Bank
36-Month CD
0.45%
$10
MVSB
48-Month CD
0.30%
$500
Massena Savings and Loan
Massena Savings and Loan
Money Market
0.25%
$2,500
United Valley Bank
United Valley Bank
Valley Savings
0.25%
$200
Gorham Savings Bank
Gorham Savings Bank
Statement Savings
0.10%
$25
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Statement Savings
0.10%
$100
Westfield Bank
Westfield Bank
36-Month CD
0.10%
$1,000
First Nations Bank
First Nations Bank
6-Month CD
0.05%
$1,000
KeySavings Bank
KeySavings Bank
Blue Ribbon Checking
0.03%
$100
Buckeye Community Bank
Buckeye Community Bank
Statement Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Montana rate data right now, check back for updates, we are adding rates all the time.

Bank of Montana Information

Bank of Montana
125 Bank St
Missoula, MT 59802
Missoula
Established Date: 11/26/2007
FDIC Certificate #: 58482
Date of FDIC Deposit Insurance: 11/26/2007
Bank Holding Company: BANCORP OF MONTANA HOLDING CO
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Bank of Montana FDIC Insured? Yes
What is Bank of Montana's Cert number? 58482
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Montana Financials

Total Assets:
$307,040,000
Total Deposits:
$278,399,000
Equity Capital:
$28,482,000
Domestic Deposits:
$278,399,000
Net Income:
$3,246,000
Return on Assets:
10.6803%
Quarterly Return on Assets:
4.2500%
Pretax Return on Assets:
4.2509%
Pretax Quarterly Return on Assets:
4.2500%
Return on Equity:
122.6700%
Quarterly Return on Equity:
46.8200%
Common Equity Tier 1 Capital Ratio:
28.4001%
Tier 1 Risk-Based Capital Ratio:
28.4001%
Leverage Tier 1 (Core Capital) Ratio:
10.7231%
Total Risk-Based Capital Ratio (YTD):
29.1458%
Total Interest Income (YTD):
5.3682%
 
 
Headquarters:
Missoula
FDIC Field Office:
Billings
Regulator:
FDIC
County:
Missoula
# of Offices:
1
Metropolitan Statistical Area (MSA):
Missoula, MT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

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