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First Arkansas Bank and Trust

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First Arkansas Bank and Trust Rates & Review July 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Arkansas Bank and Trust provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare First Arkansas Bank and Trust rates to other rates in our database, including 12-month CD rates currently at 0.50%, 6-month CD rates at 3.75% and 3-month CD rates at 3.80%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 7.13%. All these rates can be compared to First Arkansas Bank and Trust rates. MonitorBankRates evaluates the financial stability of First Arkansas Bank and Trust with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 21.26%. Rates were last updated on 07/15/2026.

First Arkansas Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Arkansas Bank and Trust? Share your experience about First Arkansas Bank and Trust by leaving a review below, or read customer reviews before you decide to use First Arkansas Bank and Trust.

Overall Health & Safety Grade

Solid Health Score: 84/100

MonitorBankRates Rating

4.5

Excellent Out of 5.0 Stars

Texas Ratio

21.26%

Good Higher than avg

First Arkansas Bank and Trust

600 W Main St
Jacksonville, AR 72076

https://www.fabandt.bank

Current Rate Availability

We do not have First Arkansas Bank and Trust rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Arkansas Bank and Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Arkansas Bank and Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Arkansas Bank and Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Arkansas Bank and Trust

Bank Holding Company FIRST ARKANSAS BANCSHARES INC

Address 600 W Main St, Jacksonville, AR 72076 · Pulaski

Website https://www.fabandt.bank

FDIC Certificate # 16849

Established 11/05/1949

FDIC Insurance Date 11/05/1949

Domestic Offices 21

Total Branches 21

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 84/100

4.5

Excellent Out of 5.0 Stars

21.26%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5817%

Return on Equity (ROE) 7.4700%

Non-Performing Loans (NPL) 1.12%

Total Assets $1,166,855,000

Total Deposits $1,029,444,000

Equity Capital $102,983,000

Net Income $10,448,000

Headquarters Jacksonville

Total Branches and Offices 21

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About First Arkansas Bank and Trust

How many branches does First Arkansas Bank and Trust operate?

First Arkansas Bank and Trust currently maintains approximately 21 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Arkansas Bank and Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Arkansas Bank and Trust provides members with tools to manage their accounts and build a solid financial history.

Does First Arkansas Bank and Trust offer online and mobile banking?

Most modern institutions like First Arkansas Bank and Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fabandt.bank.