OneLocal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. OneLocal Bank Deposit Rates
Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 4.07% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.47%. Credit Card rates are at 15.40%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates. OneLocal Bank's 60-Month CD rates are at 1.75%, 48-Month CD rates are at 1.50%, 36-Month CD rates are at 1.50%, 24-Month CD rates are at 1.26%, 12-Month CD rates are at 0.75%. OneLocal Bank's savings rates are at 0.10%. OneLocal Bank's money market rates are at 3.00%.

OneLocal Bank

To see how these rates compare to OneLocal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OneLocal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OneLocal Bank CD rates. You can also compare OneLocal Bank savings rates, MMA rates and mortgage rates using our other rate lists.

OneLocal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OneLocal Bank? Share your experience about OneLocal Bank by leaving a review below, or read customer reviews before you decide to use OneLocal Bank.

OneLocal Bank Texas Ratio

OneLocal Bank's Texas Ratio is at 0.69%, which is considered excellent. The Texas Ratio for OneLocal Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, OneLocal Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.75%
18-Month CD
0.30%
24-Month CD
1.26%
36-Month CD
1.50%
48-Month CD
1.50%
60-Month CD
1.75%
Savings
0.10%
MMA
3.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
OneLocal Bank
11 Central St
Norwood, MA 02062
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

OneLocal Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
OneLocal Bank
OneLocal Bank
High Yield Money Market
3.00%
$0
OneLocal Bank
OneLocal Bank
60-Month CD
1.75%
$1,000
OneLocal Bank
OneLocal Bank
48-Month CD
1.50%
$1,000
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
OneLocal Bank
OneLocal Bank
12-Month CD
0.75%
$1,000
OneLocal Bank
OneLocal Bank
18-Month CD
0.30%
$500
OneLocal Bank
OneLocal Bank
Statement Savings
0.10%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare OneLocal Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
36-Month CD (Flex Index)
5.13%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
Lone Star Bank
Lone Star Bank
6-Month CD
4.08%
$1,000
Bank Northwest
Bank Northwest
6-Month CD
4.05%
$500
Service Federal Credit Union
Service Federal Credit Union
12-Month CD
4.00%
$500
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
4.00%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
24-Month CD
4.00%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
36-Month CD
3.82%
$500
Huron Valley State Bank
Huron Valley State Bank
24-Month CD
3.75%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
6-Month CD
3.61%
$500
UniBank
UniBank
48-Month CD
3.20%
$1,000
Hometown Bank of PA
Hometown Bank of PA
36-Month CD
3.04%
$1,000
MidCountry Bank
MidCountry Bank
24-Month CD
3.04%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
The Bank of Bennington
The Bank of Bennington
36-Month CD
3.00%
$500
ACFCU
ACFCU
60-Month CD
3.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
18-Month CD
2.90%
$1,000
Think Mutual Bank
Think Mutual Bank
60-Month CD
2.75%
$250
FNB of Waverly
FNB of Waverly
18-Month CD
2.53%
$1,000
First Southern Bank
First Southern Bank
48-Month CD
2.53%
$1,000
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
Bay State Savings Bank
Bay State Savings Bank
36-Month CD
2.50%
$1,000
Wells Fargo
Wells Fargo
6-Month CD
2.00%
$0
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Money Market Checking
1.92%
$0
Park Bank
Park Bank
24-Month CD
1.81%
$2,500
Westside State Bank
Westside State Bank
36-Month CD
1.55%
$500
FNB of Waverly
FNB of Waverly
24-Month CD
1.51%
$1,000
Greenstate Credit Union
Greenstate Credit Union
Impact Money Market
1.45%
$2,500
Home Bank SB
Home Bank SB
48-Month CD
1.26%
$500
RBT Rollstone B&T
RBT Rollstone B&T
48-Month CD
1.25%
$500
Northrim Bank
Northrim Bank
12-Month CD
1.25%
$500
United Minnesota Bank
United Minnesota Bank
24-Month CD
1.10%
$500
Gainey Business Bank
Gainey Business Bank
Personal Savings
1.00%
$0
FSB of Wyoming
12-Month CD
1.00%
$1,000
Penn Community Bank
Penn Community Bank
18-Month CD
0.85%
$500
Bogota Savings Bank
Bogota Savings Bank
60-Month CD
0.75%
$1,000
Pineries Bank
Pineries Bank
Money Market
0.75%
$1,000
HTLF Bank
HTLF Bank
60-Month CD
0.60%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
24-Month CD
0.45%
$500
USLA Union S&L
USLA Union S&L
18-Month CD
0.30%
$1,000
QNB Bank
QNB Bank
12-Month CD
0.25%
$500
Century Bank of Florida
Century Bank of Florida
12-Month CD
0.20%
$500
FSB of Cando
FSB of Cando
Premier Savings
0.20%
$0
Gate City Bank
Gate City Bank
Minor Savings
0.15%
$0
Canton Co-operative Bank
Canton Co-operative Bank
Money Market
0.10%
$2,500
Osgood Bank
Osgood Bank
Personal Savings
0.10%
$10
Genesee Regional Bank
Genesee Regional Bank
Savings
0.10%
$10
Connecticut Community Bank
Connecticut Community Bank
High Yield Savings
0.05%
$200
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

OneLocal Bank Information

OneLocal Bank
11 Central St
Norwood, MA 02062
Norfolk
Established Date: 01/01/1889
FDIC Certificate #: 26555
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: 1889 BCORP MHC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is OneLocal Bank FDIC Insured? Yes
What is OneLocal Bank's Cert number? 26555
What is the maximum amount for insured deposits? $250,000 per holder, per account

OneLocal Bank Financials

Total Assets:
$906,390,000
Total Deposits:
$750,866,000
Equity Capital:
$125,871,000
Domestic Deposits:
$750,866,000
Net Income:
$1,398,000
Return on Assets:
0.8585%
Quarterly Return on Assets:
0.6100%
Pretax Return on Assets:
0.8173%
Pretax Quarterly Return on Assets:
0.8200%
Return on Equity:
6.3900%
Quarterly Return on Equity:
4.4500%
Leverage Tier 1 (Core Capital) Ratio:
13.4473%
Total Interest Income (YTD):
5.1769%
 
 
Headquarters:
Norwood
FDIC Field Office:
South Boston
Regulator:
FDIC
County:
Norfolk
# of Offices:
4
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

health-savings-account-hsa-101A Health Savings Account (HSA) is designed to give you an alternative to the rising costs of health care. With a health savings account you can contribute all for a portion of your health plan deductible info a tax-advantaged savings account with certain limits.
Fixed conforming mortgage rates and adjustable conforming mortgage rates are higher in the most recent mortgage rate survey released this morning. In this week's Primary Mortgage Market Survey released by Freddie Mac fixed conforming 30 year mortgage rates are averaging 4.86 percent with 0.7 discount points for the week ending March 31, 2011. 30 year rates are up from 4.81 percent with 0.7 points in the prior week’s survey.

Bank or Credit Union Offers and Deals

NBKC Bank Mortgage Rates
12 Month Bank CD Rates
Home Mortgage Rates MBA: 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates
Mortgage Rates Decline This Week: 30 Year Mortgage Rates at 3.92%
Fed Wraps Up Meeting Today - Will Savings Rates Move Higher?
Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%
Current Mortgage Refinance Rates Higher: 30 Year Refinance Rates at 5.02%
Mortgage Rates Make New Record Low Says Freddie: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.86%
Choosing a Home Mortgage
Best Savings Account Rates Kansas City, MO

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Today - October 4, 2021
Best CD Rates in New Jersey
EmigrantDirect.com Savings Account
First Internet Bank CD Rates
Mortgage Rates: Adjustable Mortgage Rate Survey Results
Mortgage Rates: 15 Year Mortgage Rate at 3.67% in Mortgage Rates Survey
Mortgage Rates: Current Mortgage Rates August 15, 2010, 30 Year Mortgage Rates at 4.52%, 15 Year Mortgage Rates at 3.95%
Amerant Bank CD Rates
AloStar Bank of Commerce Money Market Account Jumbo Rates now at 0.70%
Mortgage Rates on 30 Year Home Loans Under 4.00%, 15 Year Mortgage Rates at 3.32%

OneLocal Bank Reviews

There are no reviews for OneLocal Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for OneLocal Bank
Your Name:
Your Rating:

See how OneLocal Bank Compares to other banks