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iAdvertiser Disclosure
Advertiser Disclosure
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 Minnesota Catholic Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Minnesota Catholic Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Minnesota Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates were last updated on 04/23/2026. Minnesota Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Minnesota Catholic Credit Union? Share your experience about Minnesota Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Minnesota Catholic Credit Union. Minnesota Catholic Credit Union
Main Office 400 Little Canada Rd E
https://www.mncathcu.com Little Canada, MN 55117 
Minnesota Catholic Credit Union Home Equity & HELOC
Minnesota Catholic Credit Union Credit Card Rates
Minnesota Catholic Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Minnesota Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Minnesota Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Minnesota Catholic Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Minnesota Catholic Credit Union
Website
https://www.mncathcu.com
Address
400 Little Canada Rd E,
Little Canada, MN 55117
Phone
651-484-0265
Fax
651-484-8570
President
Brian Owens
CEO
John Hardekopf
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.79%
Return on Assets (ROA)
0.9073%
Return on Equity (ROE)
7.4214%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
37,795,988
Total Amount of Shares and Deposits
33,706,370
Total Shares and Deposits < 1 Year
32,892,883
Total Shares and Deposits 1 3 Years
813,488
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
271,825
Total Uninsured Shares and Deposits > $250K (F+J)
271,825
Total Insured Shares and Deposits > $250K (item 17 less item K)
33,434,545
Total Interest Expense (Sum of items 6 8)
111,828
Share Certificates
146
Number of Accounts for Share Drafts
1,550
IRA KEOGH Accounts
24
Number of Accounts for Regular Shares
2,980
Money Market Shares
81
Net Income (unless the amount is already included in Undivided Earnings)
342,935
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
892,367
Total Liabilities
33,542,423
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Minnesota Catholic Credit UnionIs Minnesota Catholic Credit Union a safe place to deposit money?Yes, Minnesota Catholic Credit Union is considered a safe financial institution. With a Texas Ratio of 0.78915806836542%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Minnesota Catholic Credit Union operate?Minnesota Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Minnesota Catholic Credit Union?Yes, to access services at Minnesota Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Minnesota Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Minnesota Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Minnesota Catholic Credit Union offer online and mobile banking?Most modern institutions like Minnesota Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mncathcu.com. Compare to Other Credit Unions
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