|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Minnesota Catholic Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Minnesota Catholic Credit Union's CD of Deposit - 18 month rates are at 3.85%, CD of Deposit - 24 month rates are at 3.85%, CD of Deposit - 12 month rates are at 3.60%, CD of Deposit - 6 month rates are at 3.35%. Minnesota Catholic Credit Union's money market rates are at 1.00%. Minnesota Catholic Credit Union's Personal Loan Rates are as low as 9.99%. Minnesota Catholic Credit Union's Credit Card Rates are at 12.49%. Minnesota Catholic Credit Union's CD rates are 26% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Minnesota Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.13%. Rates last updated and verified on 10/29/2026. Minnesota Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Minnesota Catholic Credit Union? Share your experience about Minnesota Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Minnesota Catholic Credit Union. Minnesota Catholic Credit Union
Main Office 400 Little Canada Rd E
https://www.mncathcu.com Little Canada, MN 55117  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Minnesota Catholic Credit Union CD Rates
Minnesota Catholic Credit Union Savings Rates
Minnesota Catholic Credit Union Money Market Rates
Minnesota Catholic Credit Union Home Equity & HELOC
Minnesota Catholic Credit Union Auto Loan Rates
Minnesota Catholic Credit Union RV, Boat and Powersport Loan Rates
Minnesota Catholic Credit Union Credit Card Rates
Minnesota Catholic Credit Union Personal Loan Rates
Financial Health HistoryMinnesota Catholic Credit Union’s Texas Ratio fell from 3.27% in Q3 2023 to 2.13% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Minnesota Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Minnesota Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Minnesota Catholic Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Minnesota Catholic Credit Union
Website
https://www.mncathcu.com
Address
400 Little Canada Rd E,
Little Canada, MN 55117
Phone
651-484-0265
Fax
651-484-8570
President
Brian Owens
CEO
John Hardekopf
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.13%
Return on Assets (ROA)
0.4676%
Return on Equity (ROE)
3.7047%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
38,560,041
Total Amount of Shares and Deposits
33,787,509
Total Shares and Deposits < 1 Year
32,845,283
Total Shares and Deposits 1 3 Years
942,225
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
357,713
Total Uninsured Shares and Deposits > $250K (F+J)
357,713
Total Insured Shares and Deposits > $250K (item 17 less item K)
33,429,796
Total Interest Expense (Sum of items 6 8)
79,373
Share Certificates
159
Number of Accounts for Share Drafts
1,561
IRA KEOGH Accounts
22
Number of Accounts for Regular Shares
2,931
Money Market Shares
83
Net Income (unless the amount is already included in Undivided Earnings)
180,290
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,072,481
Total Liabilities
34,060,852
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Minnesota Catholic Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Minnesota Catholic Credit Union
Frequently Asked Questions About Minnesota Catholic Credit UnionDoes Minnesota Catholic Credit Union offer CDs?Yes. Minnesota Catholic Credit Union current CD rates include its CD of Deposit - 18 month at 3.85% APY, its CD of Deposit - 24 month at 3.85% APY and its CD of Deposit - 12 month at 3.60% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Minnesota Catholic Credit Union NCUA insured?Yes. Minnesota Catholic Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Minnesota Catholic Credit Union?The highest Minnesota Catholic Credit Union CD rate is its CD of Deposit - 18 month at 3.85% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Minnesota Catholic Credit Union offer?Minnesota Catholic Credit Union CD rates are 3.35% APY for a 6 month CD, 3.60% APY for a 12 month CD, 3.85% APY for an 18 month CD and 3.85% APY for a 2 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Minnesota Catholic Credit Union for its full lineup. What is the highest money market rate at Minnesota Catholic Credit Union?The highest Minnesota Catholic Credit Union money market rate is its Money Market Account at 1.00% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Minnesota Catholic Credit Union?The lowest Minnesota Catholic Credit Union auto loan rate is its New Autos 2022-newer at 4.49% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Minnesota Catholic Credit Union?The lowest Minnesota Catholic Credit Union personal loan rate is its Signature/Personal (non-collateral) Loan at 9.99% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Minnesota Catholic Credit Union?The lowest Minnesota Catholic Credit Union credit card APR is its Rewards Visa Credit Card at 12.49% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Minnesota Catholic Credit Union operate?Minnesota Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Minnesota Catholic Credit Union?Yes, to access services at Minnesota Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Minnesota Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Minnesota Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Minnesota Catholic Credit Union offer online and mobile banking?Most modern institutions like Minnesota Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mncathcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Minnesota Catholic Credit Union rates compare?Minnesota Catholic Credit Union's CD rates are 26% higher than the MonitorBankRates national average, and it has an A+ health rating. Minnesota Catholic Credit Union's top rates are its CD of Deposit - 18 month at 3.85% APY, its Money Market Account at 1.00% APY, its Signature/Personal (non-collateral) Loan at 9.99% APR and its Rewards Visa Credit Card at 12.49% APR, verified by MonitorBankRates on October 29, 2026. Current Minnesota Catholic Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Create Credit Union
Great Falls Regional Federal Credit Union
United Savings Credit Union
Citizens Federal Credit Union
Shaw Ross Employees Credit Union
GHS Federal Credit Union
Texasgulf Federal Credit Union
Southern Energy Credit Union
Seven Seventeen Credit Union
Tampa Postal Federal Credit Union
Inland Motor Employees Federal Credit Union
Seagoville Federal Credit Union
St Joseph Teachers Credit Union
WEOKIE Federal Credit Union
Actors Federal Credit Union
UFCW Community Credit Union
Montell Federal Credit Union
Kansas Teachers Community Credit Union
Valex Federal Credit Union
Holy Rosary Credit Union Rochester, NH
Profinance Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
