United State Bank Lewistown, MO Rates and Review March 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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United State Bank Lewistown, MO's Certificate of Deposit Current Specials 6-Month rates are at 3.80%, Certificate of Deposit Current Specials 11-Month rates are at 3.75%, 12-Months Certificates of Deposit 12-Month rates are at 3.60%, 18-Months Certificates of Deposit 18-Month rates are at 3.50%, 24-Months Certificates of Deposit 24-Month rates are at 3.40%. United State Bank Lewistown, MO's savings rates are at 0.25%. United State Bank Lewistown, MO's money market rates are at 0.75%. MonitorBankRates evaluates the financial stability of United State Bank Lewistown, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.80%. Rates were last updated on 02/26/2026.
Rate Updates and AvailabilityUnited State Bank Lewistown, MO money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United State Bank Lewistown, MO? Share your experience about United State Bank Lewistown, MO by leaving a review below, or read customer reviews before you decide to use United State Bank Lewistown, MO. United State Bank Lewistown, MO Texas RatioUnited State Bank Lewistown, MO's Texas Ratio is at 0.80%, which is considered excellent. The Texas Ratio for United State Bank Lewistown, MO is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
United State Bank Lewistown, MO has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, United State Bank Lewistown, MO is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
United State Bank Lewistown, MO has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 02/26/2026 
United State Bank Lewistown, MO CD Rates
United State Bank Lewistown, MO Savings Rates
United State Bank Lewistown, MO Money Market Rates
United State Bank Lewistown, MO Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for United State Bank Lewistown, MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather United State Bank Lewistown, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United State Bank Lewistown, MO's official website for the most current offers and terms.
Bank Profile & OverviewUnited State Bank Lewistown, MO
102 W Main StLewistown, MO 63452 Lewis Established Date: 09/08/1928 FDIC Certificate #: 12214 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: RIVER VALLEY BANCSHARES INC How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.usb1.com
Is United State Bank Lewistown, MO FDIC Insured? Yes
What is United State Bank Lewistown, MO's Cert number? 12214
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.80%
Return on Assets (ROA):
1.8889%
Return on Equity (ROE):
21.9500%
Non-Performing Loans (NPL):
0.06%
Total Assets:
$284,264,000
Total Deposits:
$254,137,000
Equity Capital:
$28,386,000
Net Income:
$5,532,000
Headquarters:
Lewistown
Regulator:
FDIC
# of Offices:
6
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About United State Bank Lewistown, MOHow do I open an account at United State Bank Lewistown, MO?You can typically open an account at United State Bank Lewistown, MO by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, United State Bank Lewistown, MO provides a range of mortgage and home equity products. Is United State Bank Lewistown, MO a safe place to deposit money?Yes, United State Bank Lewistown, MO is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does United State Bank Lewistown, MO offer online and mobile banking?Most modern institutions like United State Bank Lewistown, MO provide digital access including online balance checks and transfers. Compare to other Banks |
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