Pillar Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.56%, 6-month CD rates at 0.10% and 3-month CD rates at 2.52%. Current savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.03%. Credit Card rates are at 16.50%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. Pillar Bank's 60-Month CD rates are at 0.45%, 48-Month CD rates are at 0.40%, 36-Month CD rates are at 0.30%, 18-Month CD rates are at 0.25%, 12-Month CD rates are at 0.15%. Pillar Bank's savings rates are at 0.05%. Pillar Bank's money market rates are at 0.02%.

Pillar Bank

To see how these rates compare to Pillar Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Pillar Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Pillar Bank CD rates. You can also compare Pillar Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Pillar Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pillar Bank? Share your experience about Pillar Bank by leaving a review below, or read customer reviews before you decide to use Pillar Bank.

Pillar Bank Texas Ratio

Pillar Bank's Texas Ratio is at 31.03%, which is considered good. The Texas Ratio for Pillar Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Pillar Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.25%
24-Month CD
N/A
36-Month CD
0.30%
48-Month CD
0.40%
60-Month CD
0.45%
Savings
0.05%
MMA
0.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Pillar Bank
990 Main Street
Baldwin, WI 54002
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Pillar Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
Pillar Bank
Pillar Bank
36-Month CD
0.30%
$500
Pillar Bank
Pillar Bank
18-Month CD
0.25%
$500
Pillar Bank
Pillar Bank
12-Month CD
0.15%
$500
Pillar Bank
Pillar Bank
Savings
0.05%
$100
Pillar Bank
Pillar Bank
Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Pillar Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
4.20%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
USAlliance Financial
USAlliance Financial
36-Month CD
4.00%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
12-Month CD
4.00%
$500
Perryton National Bank
Perryton National Bank
12-Month CD (Jumbo)
3.80%
$100,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
12-Month CD
3.75%
$500
Finance Factors
Finance Factors
6-Month CD (eCD)
3.75%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
18-Month CD
3.56%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
18-Month CD
3.56%
$10,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
6-Month CD
3.56%
$10,000
Bank 21
Bank 21
18-Month CD
3.50%
$500
Hatboro Federal Savings
Hatboro Federal Savings
24-Month CD
3.50%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD
3.40%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
24-Month CD
3.30%
$10,000
Horicon Bank
Horicon Bank
24-Month CD
3.28%
$1,000
Consumers National Bank
Consumers National Bank
25-Month CD
3.25%
$1,000
Sandy Spring Bank
Sandy Spring Bank
36-Month CD
3.10%
$1,000
Phoenixville Federal B&T
12-Month CD
3.05%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
24-Month CD
3.00%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
36-Month CD
2.53%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
48-Month CD
2.52%
$500
Timberland Bank
Timberland Bank
18-Month CD
2.12%
$500
Tipton Latham Bank
Tipton Latham Bank
30-Month CD
2.00%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Business Money Market
1.90%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
36-Month CD
1.65%
$1,000
Wolf River Community Bank
Wolf River Community Bank
36-Month CD
1.55%
$1,000
State Bank of Graymont
State Bank of Graymont
36-Month CD
1.31%
$1,000
Bank of Hindman
Bank of Hindman
12-Month CD
1.00%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
New Mexico Bank and Trust
New Mexico Bank and Trust
60-Month CD
0.90%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
Money Market
0.65%
$1,000
DB&T
DB&T
60-Month CD
0.60%
$1,000
Ion Bank
Ion Bank
24-Month CD
0.55%
$500
Sawyer Savings Bank
Sawyer Savings Bank
11-Month CD
0.50%
$500
Brenham National Bank
Brenham National Bank
48-Month CD
0.50%
$1,000
Blue Foundry Bank
Blue Foundry Bank
12-Month CD
0.50%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
36-Month CD
0.45%
$500
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
18-Month CD
0.35%
$1,000
The Union Bank Company
The Union Bank Company
48-Month CD
0.35%
$500
The Valley State Bank
The Valley State Bank
24-Month CD
0.30%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
12-Month CD
0.30%
$1,000
Gorham Savings Bank
Gorham Savings Bank
Champion Money Market
0.25%
$1
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Statement Savings
0.25%
$50
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Statement Savings
0.20%
$100
First Citizens Bank
First Citizens Bank
Online Savings
0.10%
$50
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$25
Lewis & Clark Bank
Lewis & Clark Bank
Money Market
0.05%
$100
GSB Guilford Savings Bank
24-Month CD
0.05%
$1,000
Warsaw Federal S&L
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Pillar Bank Information

Pillar Bank
990 Main Street
Baldwin, WI 54002
St. Croix
Established Date: 09/23/1883
FDIC Certificate #: 5336
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BALDWIN BANCSHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Pillar Bank FDIC Insured? Yes
What is Pillar Bank's Cert number? 5336
What is the maximum amount for insured deposits? $250,000 per holder, per account

Pillar Bank Financials

Total Assets:
$259,140,000
Total Deposits:
$196,977,000
Equity Capital:
$14,630,000
Domestic Deposits:
$196,977,000
Net Income:
$183,000
Return on Assets:
0.5849%
Quarterly Return on Assets:
0.2800%
Pretax Return on Assets:
0.3226%
Pretax Quarterly Return on Assets:
0.3200%
Return on Equity:
12.5100%
Quarterly Return on Equity:
5.0200%
Common Equity Tier 1 Capital Ratio:
13.2397%
Tier 1 Risk-Based Capital Ratio:
13.2397%
Leverage Tier 1 (Core Capital) Ratio:
9.3428%
Total Risk-Based Capital Ratio (YTD):
14.4907%
Total Interest Income (YTD):
4.3945%
 
 
Headquarters:
Baldwin
FDIC Field Office:
Eau Claire
Regulator:
FED
County:
St. Croix
# of Offices:
6
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The Federal Reserve increased the fed funds rate last week and Internet banks will follow with higher CD rates to stay competitive for your deposits. Over the past year, Internet banks slowly increased CD rates while traditional brick and mortar banks have not.

Acacia Federal Savings Bank based in Falls Church, VA, is advertising certificates of deposit with terms ranging from 3 months to 5 years. In addition to regular certificate of deposits the savings bank is also offering IRA certificates of deposit. The bank is currently offering a promotional 60 month IRA CD yield of 3.50%.
Average 30 year mortgage rates today are at 4.30 percent, down from last week's average 30 year mortgage rate of 4.37 percent. Earlier last week, mortgage rates moved higher on a stronger than expected jobs report, showing the creation of 204,000 new private sector jobs, which was much higher than the expected number of 100,000.

Bank or Credit Union Offers and Deals

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Truist CD Rates and CD Information
Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99%
Best CD Rates from Banks & Credit Unions in San Francisco, California
Refinance Applications Drop During Holiday Week as Refinance Rates Decline
Real Estate Investing in the Next Decade

Alternative Bank and Credit Union Offers to Explore

EverBank 6 Month CD Rates now at 0.85%
FlagStar Bank Money Market Account Rate of 3.65% APY
Silvergate Bank Money Market Account Rates now at 1.10%
Bank of America CD Rates: 5.00% Top Rate for 7-Month or 13-Month Featured CD
Weekly Savings Account Rates: Updated June 2, 2009
Mortgage Rates Lower: 30 Year Mortgage Rates at 5.14%
30 Year Mortgage Rates Back Under 5.00%
Mortgage Rates: Tuesday October 25, 2011, 30 Year Mortgage Rates Higher at 4.18%
CD Rate Report August 10, 2015
USA One Credit Union 8 Month Step-Up CD Yield of 1.45%

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