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American National Bank of Minnesota Rates & Review April 2026

American National Bank of Minnesota's 6-Month CD Special rates are at 4.04%. MonitorBankRates evaluates the financial stability of American National Bank of Minnesota with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.69%. Rates were last updated on 04/11/2026.

American National Bank of Minnesota money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American National Bank of Minnesota? Share your experience about American National Bank of Minnesota by leaving a review below, or read customer reviews before you decide to use American National Bank of Minnesota.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.69%
Excellent Lower than avg
American National Bank of Minnesota
7638 Woida Rd
Baxter, MN 56425
https://www.anbmn.com
Member FDIC

American National Bank of Minnesota CD Rates

Product Rate APY Term View More
6-Month CD Special - 4.04% 6
Min Deposit $5,000
Details Effective 3/12/26
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for American National Bank of Minnesota is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather American National Bank of Minnesota rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American National Bank of Minnesota's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name American National Bank of Minnesota
Bank Holding Company AMERICAN BCORP OF MN INC
Address 7638 Woida Rd, Baxter, MN 56425  ·  Crow Wing
FDIC Certificate # 26499
Established 05/01/1983
FDIC Insurance Date 01/02/1986
Domestic Offices 10
Total Branches 10
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.69%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9258%
Return on Equity (ROE) 10.4500%
Non-Performing Loans (NPL) 0.29%
Total Assets $474,845,000
Total Deposits $343,006,000
Equity Capital $49,243,000
Net Income $5,298,000
Headquarters Baxter
Total Offices 10
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About American National Bank of Minnesota

Is American National Bank of Minnesota a safe place to deposit money?

Yes, American National Bank of Minnesota is considered a safe financial institution. With a Texas Ratio of 5.6887316091815%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does American National Bank of Minnesota operate?

American National Bank of Minnesota currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, American National Bank of Minnesota does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American National Bank of Minnesota provides members with tools to manage their accounts and build a solid financial history.

Does American National Bank of Minnesota offer online and mobile banking?

Most modern institutions like American National Bank of Minnesota provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.anbmn.com.