American State Bank Osceola, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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American State Bank Osceola, IAToday's 12-month CD rates can be found at 1.65%, 6-month CD rates at 3.28% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 13.75%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to American State Bank Osceola, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American State Bank Osceola, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American State Bank Osceola, IA CD rates. You can also compare American State Bank Osceola, IA savings rates, MMA rates and mortgage rates using our other rate lists.

American State Bank Osceola, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American State Bank Osceola, IA? Share your experience about American State Bank Osceola, IA by leaving a review below, or read customer reviews before you decide to use American State Bank Osceola, IA.

American State Bank Osceola, IA Texas Ratio

American State Bank Osceola, IA's Texas Ratio is at 0.66%, which is considered excellent. The Texas Ratio for American State Bank Osceola, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, American State Bank Osceola, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
American State Bank Osceola, IA
1000 Jeffreys Dr
Osceola, IA 50213
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare American State Bank Osceola, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James
6-Month CD
4.15%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
6-Month CD
4.15%
$1,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
6-Month CD
4.00%
$500
American National Bank
American National Bank
Money Market
4.00%
$25,000
Bell Bank
Bell Bank
6-Month CD
3.53%
$500
Regent Bank (OK)
Regent Bank (OK)
48-Month CD
3.50%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
18-Month CD
3.50%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.35%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
24-Month CD
3.34%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
36-Month CD
3.30%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
26-Month CD
3.20%
$1,000
Northfield Bank
Northfield Bank
60-Month CD
3.00%
$2,500
Solvay Bank
Solvay Bank
24-Month CD
3.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Checking
3.00%
$25
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
72-Month CD
3.00%
$500
1st Advantage Bank
1st Advantage Bank
60-Month CD
2.75%
$500
MidCountry Bank
MidCountry Bank
36-Month CD
2.52%
$1,000
Centier Bank
Centier Bank
48-Month CD
2.50%
$1,000
WCB West Central Bank
WCB West Central Bank
36-Month CD
2.42%
$1,000
cfsbank
cfsbank
36-Month CD
2.26%
$1,000
Collins State Bank
Collins State Bank
Money Market
2.00%
$100,000
Methuen Co-operative Bank
Methuen Co-operative Bank
24-Month CD
2.00%
$1,000
Genesee Regional Bank
Genesee Regional Bank
48-Month CD
2.00%
$500
Benchmark Community Bank
Benchmark Community Bank
60-Month CD
2.00%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
48-Month CD
1.75%
$500
North Shore Trust and Savings
North Shore Trust and Savings
60-Month CD
1.56%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
24-Month CD
1.50%
$1,000
Eureka Savings Bank
Eureka Savings Bank
24-Month CD
1.41%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
State Bank of St. Jacob
State Bank of St. Jacob
Money Market
1.25%
$100,000
Midland Community Bank
Midland Community Bank
48-Month CD
1.11%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Bay State Savings Bank
Bay State Savings Bank
12-Month CD
1.00%
$1,000
5 Star Community Credit Union
5 Star Community Credit Union
3-Month CD
1.00%
$500
Midland Federal S&L
Midland Federal S&L
36-Month CD
0.75%
$1,000
PS Bank
PS Bank
36-Month CD (Step-Up)
0.50%
$5,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
24-Month CD
0.35%
$1,000
SSB Community Bank
SSB Community Bank
48-Month CD
0.35%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
60-Month CD
0.30%
$100
Wells River Savings Bank
Wells River Savings Bank
6-Month CD
0.30%
$200
Champlain National Bank
Champlain National Bank
Privilege Money Market
0.27%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Advantage Money Market
0.20%
$0
Verus Bank of Commerce
Verus Bank of Commerce
18-Month CD
0.15%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Money Market Savings
0.15%
$0
New Haven Bank
New Haven Bank
Money Market
0.05%
$1,000
Glen Burnie MSB
Statement Savings
0.05%
$100
Milford Bank
Milford Bank
6-Month CD
0.05%
$1,000
Unico Bank
Unico Bank
3-Month CD
0.05%
$1,000
Blue Grass Federal SLA
Blue Grass Federal SLA
Statement Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have American State Bank Osceola, IA rate data right now, check back for updates, we are adding rates all the time.

American State Bank Osceola, IA Information

American State Bank Osceola, IA
1000 Jeffreys Dr
Osceola, IA 50213
Clarke
Established Date: 04/23/1987
FDIC Certificate #: 26944
Date of FDIC Deposit Insurance: 04/23/1987
Bank Holding Company: OSCEOLA BCORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is American State Bank Osceola, IA FDIC Insured? Yes
What is American State Bank Osceola, IA's Cert number? 26944
What is the maximum amount for insured deposits? $250,000 per holder, per account

American State Bank Osceola, IA Financials

Total Assets:
$314,309,000
Total Deposits:
$246,020,000
Equity Capital:
$27,267,000
Domestic Deposits:
$246,020,000
Net Income:
$1,228,000
Return on Assets:
1.8231%
Quarterly Return on Assets:
1.5600%
Pretax Return on Assets:
1.6317%
Pretax Quarterly Return on Assets:
1.6300%
Return on Equity:
24.0400%
Quarterly Return on Equity:
17.9300%
Leverage Tier 1 (Core Capital) Ratio:
10.2069%
Total Interest Income (YTD):
4.9774%
 
 
Headquarters:
Osceola
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Clarke
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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