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Camden National Bank Rates & Review August 2026

Camden National Bank's 6-Month CD rates are at 3.35%, 6-Months 6-month Certificate of Deposit (CD) rates are at 3.35%, 12-Month CD rates are at 3.00%, 12-Months 12-month Certificate of Deposit (CD) rates are at 3.00%, 2-Year CD/IRA rates are at 0.25%. Camden National Bank's savings rates are at 0.01%. Camden National Bank's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Camden National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.98%. Rates last updated and verified on 08/28/2026.

Camden National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Camden National Bank? Share your experience about Camden National Bank by leaving a review below, or read customer reviews before you decide to use Camden National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.98%
Excellent Lower than avg
The Camden National Bank
2 Elm St
Camden, ME 04843
https://www.camdennational.com
Member FDIC

Camden National Bank CD Rates

Product Rate APY Term View More
6-Month CD 3.30% 3.35%
Min Deposit $1,000
Details 1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
6-month Certificate of Deposit (CD) - 3.35% 6 months
Min Deposit $1,000
Details This account is for individuals only. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the 6-month CD Special account is opened. This offer is available for new accounts opened on or after 3/4/2026. Rate offer is valid for new money only. Transfers from existing Camden National Bank accounts are not eligible. A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Fees may reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
12-Month CD 2.96% 3.00%
Min Deposit $1,000
Details 2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
12-month Certificate of Deposit (CD) - 3.00% 12 months
Min Deposit $1,000
Details This account is for individuals only. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the 12-month CD Special account is opened. This offer is available for new accounts opened on or after 3/4/2026. Rate offer is valid for new money only. Transfers from existing Camden National Bank accounts are not eligible. A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Fees could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
2-Year CD/IRA 0.25% 0.25%
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
3-Year CD/IRA 0.25% 0.25%
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
4-Year CD/IRA 0.25% 0.25%
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
5-Year CD/IRA 0.25% 0.25%
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
18-Month CD/IRA 0.20% 0.20%
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
90-Day CD 0.05% 0.05%
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Camden National Bank Savings Rates

Product Rate APY View More
High-Yield Savings Account - 3.10%
Min Deposit $25
Min Balance $250,000
Details Customer must be an Individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. This offer is available for new accounts opened on or after 9/18/2025. This account requires new money that is not deposited at Camden National Bank. Transfers from existing Camden National Bank accounts are not eligible. Fees could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
High-Yield Savings Accounts 3.05% 3.10%
Min Deposit $25
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Business High-Yield Savings Account 2.96% 3.00%
Min Deposit $100
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
High-Yield Savings Account - 2.65%
Min Deposit $25
Min Balance $2,500
Details Customer must be an Individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. This offer is available for new accounts opened on or after 9/18/2025. This account requires new money that is not deposited at Camden National Bank. Transfers from existing Camden National Bank accounts are not eligible. Fees could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
High-Yield Savings Accounts 2.62% 2.65%
Min Deposit $25
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Business High-Yield Savings Account 2.47% 2.50%
Min Deposit $100
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Business High-Yield Savings Account 1.98% 2.00%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Business Savings Account 0.05% 0.05%
Min Deposit $25
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Health Savings Account (HSA) 0.05% 0.05%
Min Deposit $25
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Promise Savings Account 0.05% 0.05%
Min Deposit $25
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Business Savings Account 0.03% 0.03%
Min Deposit $25
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Health Savings Account (HSA) 0.03% 0.03%
Min Deposit $25
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Promise Savings Account 0.03% 0.03%
Min Deposit $25
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Business Savings Account 0.02% 0.02%
Min Deposit $25
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Promise Savings Account 0.02% 0.02%
Min Deposit $25
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
High-Yield Savings Account - 0.01%
Min Deposit $25
Min Balance $0
Details Customer must be an Individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. This offer is available for new accounts opened on or after 9/18/2025. This account requires new money that is not deposited at Camden National Bank. Transfers from existing Camden National Bank accounts are not eligible. Fees could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Camden National Bank Money Market Rates

Product Rate APY View More
Money Market 0.20% 0.20%
Min Deposit $100
Min Balance $1,000,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Money Market 0.15% 0.15%
Min Deposit $100
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Money Market 0.10% 0.10%
Min Deposit $100
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Money Market 0.05% 0.05%
Min Deposit $100
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Money Market 0.01% 0.01%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Camden National Bank Checking Rates

Product Rate APY View More
Nonprofit Checking 0.05% 0.05%
Min Deposit $25
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Premier Checking Account 0.03% 0.03%
Min Deposit $25
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Nonprofit Checking 0.00% 0.00%
Min Deposit $25
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Premier Checking Account 0.00% 0.00%
Min Deposit $25
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Camden National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Camden National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Camden National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Camden National Bank
Bank Holding Company CAMDEN NATIONAL CORP
Address 2 Elm St, Camden, ME 04843  ·  Knox
FDIC Certificate # 4255
Established 01/01/1875
FDIC Insurance Date 01/01/1934
Domestic Offices 74
Total Branches 74
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.98%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8584%
Return on Equity (ROE) 10.4000%
Non-Performing Loans (NPL) 0.07%
Total Assets $6,967,049,000
Total Deposits $5,576,246,000
Equity Capital $724,700,000
Net Income $68,991,000
Headquarters Camden
Total Branches and Offices 74
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Camden National Bank

How many branches does Camden National Bank operate?

Camden National Bank currently maintains approximately 74 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Camden National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Camden National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Camden National Bank offer online and mobile banking?

Most modern institutions like Camden National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.camdennational.com.

Current Camden National Bank Rates

  • 12-Month CD3.00%
  • 18-Month CD0.20%
  • 24-Month CD0.25%
  • 36-Month CD0.25%
  • 48-Month CD0.25%
  • 60-Month CD0.25%
  • Savings0.01%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.