Ameriprise Financial CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 1.60% and 3-month CD rates at 1.61%. Current savings rates are at 0.10% and money market rates are at 3.45%. Mortgage rates today on 30-year fixed loans are around 7.24%. Credit Card rates are at 13.74%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Ameriprise Financial's 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.70%, 24-Month CD rates are at 3.45%, 36-Month CD rates are at 3.40%, 30-Month CD rates are at 3.40%.

Ameriprise Financial

To see how these rates compare to Ameriprise Financial CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ameriprise Financial, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ameriprise Financial CD rates. You can also compare Ameriprise Financial savings rates, MMA rates and mortgage rates using our other rate lists.

Ameriprise Financial money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ameriprise Financial? Share your experience about Ameriprise Financial by leaving a review below, or read customer reviews before you decide to use Ameriprise Financial.

Ameriprise Financial Texas Ratio

Ameriprise Financial's Texas Ratio is at 0.21%, which is considered excellent. The Texas Ratio for Ameriprise Financial is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ameriprise Financial is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.75%

2.56%

18-Month CD

3.70%

2.27%

24-Month CD

3.45%

2.27%

36-Month CD

3.40%

2.18%

48-Month CD

N/A

2.12%

60-Month CD

N/A

2.24%

Savings

N/A

0.66%

MMA

N/A

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Ameriprise Financial

707 2nd Ave S
Minneapolis, MN 55402

https://www.ameriprise.com

MonitorBankRates' Rating

5/5

★★★★★

Review Ameriprise Financial

Ameriprise Financial CD Rates and Interest Rates

Ameriprise Financial

12-Month CD

3.75%

Ameriprise Financial

18-Month CD

3.70%

Ameriprise Financial

24-Month CD

3.45%

Ameriprise Financial

30-Month CD

3.40%

Ameriprise Financial

36-Month CD

3.40%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ameriprise Financial Rates with Other Competitive Bank and Credit Union Rates

Primis Bank

Primis Premium Checking

4.50%

Morgan Stanley

3-Month CD

4.27%

$1,000

Abington Bank

18-Month CD

4.25%

$1,000

FCN Bank, N.A.

15-Month CD

3.95%

$1,000

Jarrettsville Federal S&L

12-Month CD (bump up)

3.85%

$500

National Bank of Malvern

18-Month CD

3.75%

$500

Tinker Federal Credit Union

12-Month CD

3.50%

$1,000

Consumers National Bank

8-Month CD

3.50%

$1,000

City National B&T Co. of Lawton, OK

36-Month CD

3.50%

$500

F&M State Bank Winterset, IA

18-Month CD (Jumbo)

3.01%

$100,000

West Union Bank

Kasasa Checking

3.00%

New Albin Savings Bank

Money Market

2.89%

$2,500

Harvest Bank

60-Month CD

2.55%

$1,000

Magyar Bank

12-Month CD

2.50%

$500

Farmers State Bank Yale, IA

12-Month CD

2.47%

$500

Seattle Bank

Business Money Market

2.40%

First Bank Elk River

12-Month CD

2.17%

FNB Of Nokomis

48-Month CD

2.16%

$1,000

Monroe Savings Bank

36-Month CD

2.15%

$500

Coastal Heritage Bank

60-Month CD

2.00%

$1,000

Bank Plus

24-Month CD

1.61%

$1,000

AHE Plant 3 Federal Credit Union

18-Month CD

1.20%

$500

Community Bank Mankato

Blue Chip Money Market

1.10%

$25,000

WSB Municipal Bank

60-Month CD

1.02%

$500

Citizens Federal S&L Assoc

60-Month CD

1.01%

$1,000

NCS Bank

18-Month CD

1.00%

$500

Bank of Hartington

NOW Checking

0.90%

$1,500

Peoples Bank of Kankakee County

Rewards Saver Savings

0.55%

$100

Thumb Bank and Trust

18-Month CD

0.50%

$500

1st Bank Yuma

18-Month CD

0.45%

$1,000

Bank Northwest

Northwest Heritage Savings

0.45%

Platte Valley Bank North Bend, NE

NOW Checking

0.45%

$1,000

Commonwealth Co-operative Bank

18-Month CD

0.40%

$1,000

North Shore Bank Co-op

36-Month CD

0.40%

$1,000

Machias Savings Bank

Money Market

0.30%

$2,500

Champlain National Bank

Privilege Money Market

0.27%

$1,000

Nevada B&T Co.

12-Month CD

0.18%

$1,000

Homewood Federal SB

Statement Savings

0.15%

$50

Citizens Savings Bank Bogalusa, LA

Savings

0.10%

$50

Commerce Bank Corinth, MS

6-Month CD

0.10%

$1,000

Bath Savings Institution

Packard Advantage Checking

0.07%

First FSB of Champaign Urbana

3-Month CD

0.05%

$1,000

First Nations Bank

18-Month CD

0.05%

$1,000

OBC Bank

3-Month CD

0.05%

$1,000

William Penn Bank

Statement Savings

0.05%

$100

Farmers State Bank of Calhan

SuperNOW Checking

0.05%

Bank of America

12-Month CD

0.03%

$1,000

PNC Bank

60-Month CD

0.02%

$1,000

BankGloucester

Premier Plus Money Market

0.02%

Regions Bank

12-Month CD

0.01%

$500

Disclaimer

Mortgage Rates January 25, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

State Employees Credit Union

5-Year ARM

5.125%

5.230%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.125%

5.523%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

NESC Federal Credit Union

15 Year Fixed

5.750%

5.756%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Mutual Security Credit Union

15-Year Fixed

5.750%

5.793%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.625%

5.797%

0.000

Altoona First Savings Bank

15-Year Fixed

5.750%

5.801%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.750%

5.801%

0.000

Sikorsky Credit Union

15-Year Fixed

5.750%

5.806%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.750%

5.832%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ameriprise Financial Information

Ameriprise Financial

707 2nd Ave S
Minneapolis, MN 55402
Hennepin
Established Date: 09/14/2006
FDIC Certificate #: 58303
Date of FDIC Deposit Insurance: 09/14/2006

Bank Holding Company: AMERIPRISE FINANCIAL INC

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.ameriprise.com

Is Ameriprise Financial FDIC Insured? Yes

What is Ameriprise Financial's Cert number? 58303

What is the maximum amount for insured deposits? $250,000 per holder, per account

Ameriprise Financial Financials

Total Assets:

$22,555,824,000

Total Deposits:

$21,330,848,000

Equity Capital:

$1,034,047,000

Domestic Deposits:

$21,330,848,000

Net Income:

$181,072,000

Return on Assets:

3.0423%

Quarterly Return on Assets:

3.2100%

Pretax Return on Assets:

4.2221%

Pretax Quarterly Return on Assets:

4.2200%

Return on Equity:

88.7000%

Quarterly Return on Equity:

69.7400%

Common Equity Tier 1 Capital Ratio:

30.1416%

Tier 1 Risk-Based Capital Ratio:

30.1416%

Leverage Tier 1 (Core Capital) Ratio:

7.5307%

Total Risk-Based Capital Ratio (YTD):

30.2767%

Total Interest Income (YTD):

4.8240%

Headquarters:

Minneapolis

FDIC Field Office:

Minneapolis

Regulator:

OCC

County:

Hennepin

# of Offices:

Metropolitan Statistical Area (MSA):

Minneapolis-St. Paul-Bloomington, MN-WI

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

Ameriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CD

Ameriprise Financial CD Rates are competitive for the limited term of certificates offered. The best CD rate available from Ameriprise Financial is on the 13-month certificate, the current rate is 5.50% APY. The minimum opening deposit is $1,000,000. Other Ameriprise Financial CD rates worth mentioning are on the 12-month CD, which has a current rate of 5.40% APY. You can view a complete list of CD rates from Ameriprise Financial below.

Certificate Rates and Terms

Under $100,000 Investment

Explore Other Rate Deals

Navy Federal Credit Union $2,500 Towards Closing Costs

Navy Federal Credit Union which consistently offers some of the lowest mortgage rates today is also offering $2,500 towards closing costs. You can use the $2,500 towards closing costs or as a credit for fees paid outside of closing (i.e., appraisal fee, credit report, etc.). The $2,500 is available for home purchases and refinancing existing loans.

Current EverBank Mortgage Rates

EverBank of Jacksonville, Florida, is offering some the lowest mortgage rates available these days. The mortgage rates advertised are for home purchases and refinancing. The bank is advertising mortgage interest rates for 30 year fixed rate mortgages and adjustable mortgage rates.

Home Mortgage Rates Increase MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 4.00%

Mortgage rates increased in the most recent mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates and 1 year adjustable mortgage rates were all higher in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.