Headwaters State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Headwaters State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Headwaters State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Headwaters State Bank CD rates. You can also compare Headwaters State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Headwaters State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Headwaters State Bank? Share your experience about Headwaters State Bank by leaving a review below, or read customer reviews before you decide to use Headwaters State Bank. Headwaters State Bank Texas Ratio Headwaters State Bank's Texas Ratio is at 0.99%, which is considered excellent. The Texas Ratio for Headwaters State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Headwaters State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Headwaters State Bank CD Rates and Interest Rates![]() Headwaters State Bank
Money Market
3.04%
$200,000
![]() Headwaters State Bank
60-Month CD
3.02%
$1,000
![]() Headwaters State Bank
48-Month CD
3.02%
$1,000
![]() Headwaters State Bank
36-Month CD
3.02%
$1,000
![]() Headwaters State Bank
24-Month CD
2.52%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Headwaters State Bank Rates with Other Competitive Bank and Credit Union Rates![]() Rolette State Bank
12-Month CD
4.09%
$500
![]() Prime Alliance Bank
48-Month CD
4.00%
$500
![]() Kish Bank
18-Month CD
3.90%
$2,000
![]() CNB Bank Direct
High Yield Savings
3.80%
$100
![]() CorTrust Bank
12-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Headwaters State Bank InformationHeadwaters State Bank
4175 County Road BLand O' Lakes, WI 54540 Vilas Established Date: 09/01/1921 FDIC Certificate #: 9035 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: LAKE SHORE III CORP How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.headwatersstatebank.com/
Is Headwaters State Bank FDIC Insured? Yes
What is Headwaters State Bank's Cert number? 9035
What is the maximum amount for insured deposits? $250,000 per holder, per account
Headwaters State Bank FinancialsTotal Assets:
$93,227,000
Total Deposits:
$76,155,000
Equity Capital:
$16,977,000
Domestic Deposits:
$76,155,000
Net Income:
$-111,000
Return on Assets:
0.9838%
Quarterly Return on Assets:
-0.4700%
Pretax Return on Assets:
-0.7503%
Pretax Quarterly Return on Assets:
-0.7500%
Return on Equity:
5.5900%
Quarterly Return on Equity:
-2.6000%
Leverage Tier 1 (Core Capital) Ratio:
11.5193%
Total Interest Income (YTD):
5.7275%
Headquarters:
Land O' Lakes
FDIC Field Office:
Appleton
Regulator:
FDIC
County:
Vilas
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates on 30 year mortgages hit yet another low in 2011 and an all-time low in the most recent mortgage rates survey. Current mortgage rates on 30 year mortgages are down to 4.15% with 0.7 mortgage points for the week ending August 18, 2011, down from the prior week's average 30 year mortgage rate of 4.32%. Average rates are as reported in Freddie Mac's Primary Mortgage Market Survey.
The Federal Open Market Committee is scheduled to meet next month to decide the direction of monetary policy. All eyes will be on the Fed to see if they announce a federal funds rate hike. While a rate hike is more likely to happen next month than it was a few weeks ago, it still might not happen.
30 year mortgage rates today are averaging 3.96 percent, down from last week's average 30 year rate of 3.97 percent. This is the second consecutive week average 30 year mortgage rates remained under 4.00 percent. We do expect rates to increase because 10 year Treasury yields are up 14 basis points since Monday.
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