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Arundel Federal Savings Bank Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: November 7, 2026
Arundel Federal Savings Bank's CD and Retirement Accounts - 12-Month rates are at 4.40%, CD and Retirement Accounts - 18-Month rates are at 4.15%, CD and Retirement Accounts - 9-Month rates are at 3.60%, CD and Retirement Accounts - 6-Month rates are at 3.55%, CD and Retirement Accounts - 24-Month rates are at 2.75%. Arundel Federal Savings Bank's savings rates are at 1.55%. Arundel Federal Savings Bank's money market rates are at 0.75%. Arundel Federal Savings Bank's Personal Loan Rates are as low as 11.00%. Arundel Federal Savings Bank's top CD rate of 4.40% APY on a 12 month CD is 45% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Arundel Federal Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.77%. Rates last updated and verified on 11/07/2026.
Arundel Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arundel Federal Savings Bank? Share your experience about Arundel Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Arundel Federal Savings Bank.
Arundel Federal Savings Bank has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Arundel Federal Savings Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Based on 1 customer review averaging 5.0 stars.
Texas Ratio
?
2.77%
ExcellentLower than avg
Arundel Federal Savings Bank Texas Ratio
Arundel Federal Savings Bank's Texas Ratio is 2.77%, which is considered excellent and is lower than the national average of 5.85%.
Arundel Federal Savings Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
6.48% to 2.77% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Arundel Federal Savings Bank CD Rates
Product
Rate
APY
Term
View More
CD and Retirement Accounts - 12-Month
-
4.40%
12 Month
Min Balance$1,000
DetailsMinimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
1 change since Oct 14, 2026 · 4.18% → 4.40% ▲ 0.22 pts · high 4.40% / low 4.18%
Oct 27, 20264.40%▲ from 4.18%
Oct 14, 20264.18%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 18-Month
-
4.15%
18 Month
Min Balance$1,000
DetailsMinimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
1 change since Oct 14, 2026 · 4.24% → 4.15% ▼ 0.09 pts · high 4.24% / low 4.15%
Oct 27, 20264.15%▼ from 4.24%
Oct 14, 20264.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 9-Month
-
3.60%
9 Month
Min Balance$1,000
DetailsCertain limitations apply; Minimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
1 change since Oct 14, 2026 · 3.67% → 3.60% ▼ 0.07 pts · high 3.67% / low 3.60%
Oct 27, 20263.60%▼ from 3.67%
Oct 14, 20263.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 6-Month
-
3.55%
6 Month
Min Balance$1,000
DetailsMinimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
1 change since Oct 14, 2026 · 3.61% → 3.55% ▼ 0.06 pts · high 3.61% / low 3.55%
Oct 27, 20263.55%▼ from 3.61%
Oct 14, 20263.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 24-Month
-
2.75%
24 Month
Min Balance$1,000
DetailsMinimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
1 change since Oct 14, 2026 · 2.79% → 2.75% ▼ 0.04 pts · high 2.79% / low 2.75%
Oct 27, 20262.75%▼ from 2.79%
Oct 14, 20262.79%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 36-Month
-
2.50%
36 Month
Min Balance$5,000
DetailsBump up CD - one rate adjustment per term; Minimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 48-Month
-
2.50%
48 Month
Min Balance$1,000
DetailsMinimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 60-Month
-
2.50%
60 Month
Min Balance$1,000
DetailsMinimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
CD and Retirement Accounts - 13-Month
-
2.00%
13 Month
Min Balance$500
DetailsCertain limitations apply; Minimum Balance To Earn APY/Open
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Arundel Federal Savings Bank Savings Rates
Product
Rate
APY
View More
Goal Maker Savings (Tier 1)
-
1.55%
Min Balance$0
DetailsMinimum Balance To Earn APY/Open printed as $0.01/$5.00; stated rate paid only on balance within the specified tier
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 1.40% → 1.55% ▲ 0.15 pts · high 1.55% / low 1.40%
Nov 2, 20261.55%▲ from 1.40%
Oct 22, 20261.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.80%
Min Balance$500,000
DetailsTier 5; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.80% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Christmas Club
-
0.50%
Min Balance$10
DetailsOpen via Contact Us
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.50% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.50%
Min Balance$250,000
DetailsTier 4; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.50% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Vacation Club Account
-
0.50%
Min Balance$10
DetailsOpen via Contact Us
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.50% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.40%
Min Balance$50,000
DetailsTier 3; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.40% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.20%
Min Balance$20,000
DetailsTier 2; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.20% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.10%
Min Balance$1,000
DetailsTier 1; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Statement Savings
-
0.04%
Min Balance$50
DetailsMinimum Balance To Earn APY/Open: $50.00
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.04% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Arundel Federal Savings Bank Money Market Rates
Product
Rate
APY
View More
Money Market Savings
-
0.80%
Min Balance$500,000
DetailsTier 5; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.80% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.50%
Min Balance$250,000
DetailsTier 4; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.50% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.40%
Min Balance$50,000
DetailsTier 3; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.40% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.20%
Min Balance$20,000
DetailsTier 2; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.20% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Savings
-
0.10%
Min Balance$1,000
DetailsTier 1; interest paid on full balance based on applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Arundel Federal Savings Bank Checking Rates
Product
Rate
APY
View More
Money Market Checking
-
0.75%
Min Balance$500,000
DetailsTier 5; Interest is paid on the full balance in the account based on the applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.75% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Checking
-
0.40%
Min Balance$250,000
DetailsTier 4; Interest is paid on the full balance in the account based on the applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.40% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Checking
-
0.25%
Min Balance$50,000
DetailsTier 3; Interest is paid on the full balance in the account based on the applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.25% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Checking
-
0.10%
Min Balance$20,000
DetailsTier 2; Interest is paid on the full balance in the account based on the applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Money Market Checking
-
0.05%
Min Balance$1,000
DetailsTier 1; Interest is paid on the full balance in the account based on the applicable tier
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Arundel Federal Savings Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan
7.125%
0.00%
7.538%
5 Years
DetailsCombined Loan to Value Ratio 80%; Minimum Credit Score 660; Minimum Loan $10,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 7.54% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
7.25%
0.00%
7.556%
7 Years
DetailsCombined Loan to Value Ratio 80%; Minimum Credit Score 660; Minimum Loan $10,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 7.56% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
7.375%
0.00%
7.60%
10 Years
DetailsCombined Loan to Value Ratio 80%; Minimum Credit Score 660; Minimum Loan $15,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 7.60% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
7.625%
0.00%
7.789%
15 Years
DetailsCombined Loan to Value Ratio 80%; Minimum Credit Score 660; Minimum Loan $20,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 7.79% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
7.75%
0.00%
7.884%
20 Years
DetailsCombined Loan to Value Ratio 80%; Minimum Credit Score 660; Minimum Loan $25,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 7.88% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
7.625%
0.00%
8.049%
5 Years
DetailsCombined Loan to Value Ratio 85%; Minimum Credit Score 680; Minimum Loan $10,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.05% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
7.75%
0.00%
8.055%
7 Years
DetailsCombined Loan to Value Ratio 85%; Minimum Credit Score 680; Minimum Loan $10,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.06% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
7.875%
0.00%
8.107%
10 Years
DetailsCombined Loan to Value Ratio 85%; Minimum Credit Score 680; Minimum Loan $15,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.11% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
8.125%
0.00%
8.295%
15 Years
DetailsCombined Loan to Value Ratio 85%; Minimum Credit Score 680; Minimum Loan $20,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.30% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
8.25%
0.00%
8.39%
20 Years
DetailsCombined Loan to Value Ratio 85%; Minimum Credit Score 680; Minimum Loan $25,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.39% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
8.25%
0.00%
8.688%
5 Years
DetailsCombined Loan to Value Ratio 90%; Minimum Credit Score 720; Minimum Loan $10,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.69% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
8.375%
0.00%
8.701%
7 Years
DetailsCombined Loan to Value Ratio 90%; Minimum Credit Score 720; Minimum Loan $10,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.70% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
8.50%
0.00%
8.741%
10 Years
DetailsCombined Loan to Value Ratio 90%; Minimum Credit Score 720; Minimum Loan $15,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.74% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
8.75%
0.00%
8.928%
15 Years
DetailsCombined Loan to Value Ratio 90%; Minimum Credit Score 720; Minimum Loan $20,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 8.93% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Home Equity Loan
8.875%
0.00%
9.022%
20 Years
DetailsCombined Loan to Value Ratio 90%; Minimum Credit Score 720; Minimum Loan $25,000; Fixed Rate and Term, Single Advance
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 9.02% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Arundel Federal Savings Bank Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Automobile And Truck Loans - 48 Months
-
-
6.00%
48 months
DetailsNew vehicle; Maximum loan amount $75,000; Vehicle must be registered and operated in Maryland; Security interest filing with MVA and full insurance with Arundel Bank as loss payee required; Age of vehicle plus loan term cannot exceed 8 years
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 6.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
New Automobile And Truck Loans - 60 Months
-
-
6.25%
60 months
DetailsNew vehicle; Maximum loan amount $75,000; Vehicle must be registered and operated in Maryland; Security interest filing with MVA and full insurance with Arundel Bank as loss payee required; Age of vehicle plus loan term cannot exceed 8 years
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 6.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Automobile And Truck Loans
-
-
6.50%
48 months
DetailsMaximum loan amount $75,000. Vehicles greater than 6 months old are considered used. Age of vehicle plus loan term cannot exceed 8 years. Vehicle must be registered and operated in Maryland.
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Automobile And Truck Loans
-
-
6.75%
60 months
DetailsMaximum loan amount $75,000. Vehicles greater than 6 months old are considered used. Age of vehicle plus loan term cannot exceed 8 years. Vehicle must be registered and operated in Maryland.
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
New Automobile And Truck Loans - 72 Months
-
-
7.00%
72 months
DetailsNew vehicle; Maximum loan amount $75,000; Vehicle must be registered and operated in Maryland; Security interest filing with MVA and full insurance with Arundel Bank as loss payee required; Age of vehicle plus loan term cannot exceed 8 years
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 7.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Used Automobile And Truck Loans
-
-
7.25%
72 months
DetailsMaximum loan amount $75,000. Vehicles greater than 6 months old are considered used. Age of vehicle plus loan term cannot exceed 8 years. Vehicle must be registered and operated in Maryland.
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 7.25% APR · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Arundel Federal Savings Bank Personal Loan Rates
Product
APR
Term
View More
Personal Loan
11.00%
48 months
DetailsMaximum Term (Months): 48; Minimum loan amount $1,000 - Maximum $25,000; Maximum loan term is 4 years; Visit A Branch; APR = Annual Percentage Rate
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 11.00% APR · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Arundel Federal Savings Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
NOW
-
-
0.03%
Min Balance$250
DetailsChecking Accounts table
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
NOW
-
-
0.03%
Min Balance$1,000
DetailsChecking Accounts table
Last Updated11/07/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Senior Rewards 55+
-
-
0.04%
Min Balance$250
DetailsMinimum Balance To Earn APY/Open printed as $250.00/$50.00; for ages 55+; certain limitations apply
Last Updated11/07/2026
Rate History
1 change since Oct 8, 2026 · 0.03% → 0.04% ▲ 0.01 pts · high 0.04% / low 0.03%
Oct 22, 20260.04%▲ from 0.03%
Oct 8, 20260.03%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Senior Rewards 55+
-
-
0.03%
Min Balance$250
DetailsChecking Accounts table; certain limitations apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.77%
Financial Health History
Arundel Federal Savings Bank’s Texas Ratio fell from 6.48% in Q3 2023 to 2.77% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$492M
2.77%
5.0
A+
March 31, 2026
$474M
3.20%
5.0
A+
December 31, 2025
$445M
3.33%
5.0
A+
September 30, 2025
$443M
3.43%
5.0
A+
June 30, 2025
$448M
2.61%
5.0
A+
March 31, 2025
$454M
3.02%
5.0
A+
December 31, 2024
$456M
6.54%
5.0
A
September 30, 2024
$452M
6.55%
5.0
A
June 30, 2024
$455M
6.76%
5.0
A
March 31, 2024
$458M
6.64%
5.0
A
December 31, 2023
$457M
6.80%
5.0
A
September 30, 2023
$452M
6.48%
5.0
A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Arundel Federal Savings Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Arundel Federal Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Arundel Federal Savings Bank's official website for the most current offers and terms.
Arundel Federal Savings Bank earned the Verified Healthy badge
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Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
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Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Arundel Federal Savings Bank
Frequently Asked Questions About Arundel Federal Savings Bank
Does Arundel Federal Savings Bank offer CDs?
Yes. Arundel Federal Savings Bank current CD rates include its CD and Retirement Accounts - 12-Month at 4.40% APY, its CD and Retirement Accounts - 18-Month at 4.15% APY and its CD and Retirement Accounts - 9-Month at 3.60% APY, verified by MonitorBankRates as of November 7, 2026.
Are CDs from Arundel Federal Savings Bank FDIC insured?
Yes. Arundel Federal Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Arundel Federal Savings Bank?
The highest Arundel Federal Savings Bank CD rate is its Certificate and Retirement Accounts - 12-Month at 4.40% APY, verified by MonitorBankRates as of November 7, 2026.
What CD terms does Arundel Federal Savings Bank offer?
Arundel Federal Savings Bank CD rates are 3.55% APY for a 6 month CD, 3.60% APY for a 9 month CD, 4.40% APY for a 12 month CD, 4.15% APY for an 18 month CD, 2.75% APY for a 2 year CD, 2.50% APY for a 3 year CD, 2.50% APY for a 4 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Arundel Federal Savings Bank for its full lineup.
What is the highest savings rate at Arundel Federal Savings Bank?
The highest Arundel Federal Savings Bank savings rate is its Goal Maker Savings (Tier 1) at 1.55% APY, verified by MonitorBankRates as of November 7, 2026.
What is the highest money market rate at Arundel Federal Savings Bank?
The highest Arundel Federal Savings Bank money market rate is its Money Market Savings at 0.80% APY, verified by MonitorBankRates as of November 7, 2026.
What is the highest checking rate at Arundel Federal Savings Bank?
The highest Arundel Federal Savings Bank checking rate is its Money Market Checking at 0.75% APY, verified by MonitorBankRates as of November 7, 2026.
What is the lowest auto loan rate at Arundel Federal Savings Bank?
The lowest Arundel Federal Savings Bank auto loan rate is its New Automobile And Truck Loans - 48 Months at 6.00% APR, verified by MonitorBankRates as of November 7, 2026. Arundel Federal Savings Bank auto loan rates are 6.00% APR for a 48 month auto loan, 6.25% APR for a 60 month auto loan and 7.00% APR for a 72 month auto loan.
What is the lowest personal loan rate at Arundel Federal Savings Bank?
The lowest Arundel Federal Savings Bank personal loan rate is its Personal Loan at 11.00% APR, verified by MonitorBankRates as of November 7, 2026.
How many branches does Arundel Federal Savings Bank operate?
Arundel Federal Savings Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Arundel Federal Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Arundel Federal Savings Bank provides members with tools to manage their accounts and build a solid financial history.
Does Arundel Federal Savings Bank offer online and mobile banking?
Most modern institutions like Arundel Federal Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arundelfederal.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Arundel Federal Savings Bank rates compare?
Arundel Federal Savings Bank's top CD rate of 4.40% APY on a 12 month CD is 45% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. Arundel Federal Savings Bank's top rates are its Certificate and Retirement Accounts - 12-Month at 4.40% APY, its Goal Maker Savings (Tier 1) at 1.55% APY, its Money Market Checking at 0.75% APY and its Personal Loan at 11.00% APR, verified by MonitorBankRates on November 7, 2026.
Current Arundel Federal Savings Bank Rates
12-Month CD2.00%
18-Month CD4.15%
24-Month CD2.75%
36-Month CD2.50%
48-Month CD2.50%
60-Month CD2.50%
Savings1.55%
MMA0.75%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
