Seneca Savings CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Seneca Savings CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Seneca Savings, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Seneca Savings CD rates. You can also compare Seneca Savings savings rates, MMA rates and mortgage rates using our other rate lists. Seneca Savings money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Seneca Savings? Share your experience about Seneca Savings by leaving a review below, or read customer reviews before you decide to use Seneca Savings. Seneca Savings Texas Ratio Seneca Savings's Texas Ratio is at 5.03%, which is considered excellent. The Texas Ratio for Seneca Savings is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Seneca Savings is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Seneca Savings Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Seneca Savings rate data right now, check back for updates, we are adding rates all the time. Seneca Savings InformationSeneca Savings
35 Oswego StBaldwinsville, NY 13027 Onondaga Established Date: 01/01/1928 FDIC Certificate #: 29496 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: SENECA FINANCIAL MHC How Many Domestic U.S. Offices? 4 How Many Branches are There? 5 Website: https://www.senecasavings.com
Is Seneca Savings FDIC Insured? Yes
What is Seneca Savings's Cert number? 29496
What is the maximum amount for insured deposits? $250,000 per holder, per account
Seneca Savings FinancialsTotal Assets:
$263,528,000
Total Deposits:
$206,668,000
Equity Capital:
$21,631,000
Domestic Deposits:
$206,668,000
Net Income:
$126,000
Return on Assets:
0.3638%
Quarterly Return on Assets:
0.1900%
Pretax Return on Assets:
0.2137%
Pretax Quarterly Return on Assets:
0.2100%
Return on Equity:
4.3900%
Quarterly Return on Equity:
2.3300%
Leverage Tier 1 (Core Capital) Ratio:
10.7587%
Total Interest Income (YTD):
4.9367%
Headquarters:
Baldwinsville
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Onondaga
# of Offices:
4
Metropolitan Statistical Area (MSA):
Syracuse, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsSavers can't get break! Since the financial crisis and the recession savings account rates have been pathetic. Savings rates will continue to be pathetic until at least the end of 2014 since the Federal Open Market Committee (FOMC) plans to keep the Fed funds rate in a targeted range of zero percent to one quarter percent.
Mortgage rates continue to make record lows reaching another new low today. Equity markets tumbled last week and 10 year bond yields plummeted to 2.07% on fears of a recession in the world's major economies. are lower once again today, following bond yields lower as the equity markets tumble. Current mortgage rates on 30 year conforming mortgages are averaging 4.14%, down from yesterday’s average 30 year rate of 4.24%. Today's mortgage rates on 15 year mortgages also hit new lows at 3.36%, down from yesterday’s average 15 year rate of 3.44%. Home Savings Bank, headquartered in Youngstown, Ohio, has recently lowered CD rates on their 1 and 2 year internet certificates of deposit. Home Savings Bank lowered CD rates by 10 basis points on their regular certificates of deposit and 20 basis points on their jumbo certificates of deposit. Bank or Credit Union Offers and DealsMortgage Rates This Morning Feb 8: 15 Year Jumbo Mortgage Rates and Refinance Rates Averaging 4.85%Home Equity Loan Lower Mortgage Rates Spur Mortgage Applicaitons Higher- Mortgage Rates at 5.02% BMO Alto CD Rates: 12-Month at 5.40% APY, 6-Month at 5.20% APY CD Rates in Florida | Best CD Rates Today Higher CD Rates This Month Will Depend on The Fed Financing a Car Purchase Mortgage Rates Mostly Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.00% Mortgage Rates Mixed in Mortgage Survey: Average 30 Year Contract Rates at 4.93% Today's Refinance Rates and Mortgage Rates Unchanged: 30 Year Mortgage Rates at 4.75% Alternative Bank and Credit Union Offers to ExploreMortgage Rates Near 2010 High: Current 30 year Mortgage Rates at 5.17%2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77% Balance Transfer Credit Cards Mortgage Rates: Updated May 4th Mango Savings Account 6 Percent APY Bank of America Mortgage Rates Highest National CD Rates: E-Loan Still Tops Our 12 Month CD Rates list at 1.25% What is a Reverse Mortgage? United Central Bank MMA Rates and Savings Account Rates WaMu Online 8 Month CD Rate 4.25% APY Seneca Savings ReviewsThere are no reviews for Seneca Savings yet. Feel free to create one below.
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See how Seneca Savings Compares to other banks |
Today's 12-month CD rates can be found at 0.90%, 6-month CD rates at 4.10% and 3-month CD rates at 0.15%. Current savings rates are at 0.15% and money market rates are at 1.11%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 13.74%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. 
