First United Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First United Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First United Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First United Bank & Trust CD rates. You can also compare First United Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists. First United Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First United Bank & Trust? Share your experience about First United Bank & Trust by leaving a review below, or read customer reviews before you decide to use First United Bank & Trust. First United Bank & Trust Texas Ratio First United Bank & Trust's Texas Ratio is at 5.93%, which is considered excellent. The Texas Ratio for First United Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First United Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First United Bank & Trust Rates with Other Competitive Bank and Credit Union Rates
Cross River Bank
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4.15%
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4.15%
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CNB of McConnelsville
12-Month CD
4.07%
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FNB of Litchfield
12-Month CD
4.06%
$1,000
Mercantile Bank
12-Month CD
3.79%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First United Bank & Trust rate data right now, check back for updates, we are adding rates all the time. First United Bank & Trust InformationFirst United Bank & Trust
19 S 2nd StOakland, MD 21550 Garrett Established Date: 01/01/1900 FDIC Certificate #: 4857 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST UNITED CORP How Many Domestic U.S. Offices? 22 How Many Branches are There? 22 Website: https://www.mybank.com
Is First United Bank & Trust FDIC Insured? Yes
What is First United Bank & Trust's Cert number? 4857
What is the maximum amount for insured deposits? $250,000 per holder, per account
First United Bank & Trust FinancialsTotal Assets:
$1,890,445,000
Total Deposits:
$1,575,713,000
Equity Capital:
$167,789,000
Domestic Deposits:
$1,575,713,000
Net Income:
$3,806,000
Return on Assets:
0.9706%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.0634%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
11.8000%
Quarterly Return on Equity:
9.1500%
Common Equity Tier 1 Capital Ratio:
12.8759%
Tier 1 Risk-Based Capital Ratio:
12.8759%
Leverage Tier 1 (Core Capital) Ratio:
9.8091%
Total Risk-Based Capital Ratio (YTD):
14.1166%
Total Interest Income (YTD):
4.4753%
Headquarters:
Oakland
FDIC Field Office:
Baltimore
Regulator:
FDIC
County:
Garrett
# of Offices:
22
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Bank of America is offering their "Net 5" (5/1 interest only payment) adjustable rate mortgage (ARM) which currently has an annual percentage rate of around 4.50%.
JP Morgan Chase Bank is offering a 1-year adjustable-rate mortgage with an annual percentage yield of 4.427 percent. The mortgage quotes we received from Chase was for refinancing a loan of $400,000 on single family home in Florida. A primary residence with an estimated home value of $600,000. The credit history selected for this quote was "very good".
 The best CD rates in Orlando, Florida, can be found right here at MonitorBankRates.com. Right now on our Orlando, FL, CD rate list Bank of Internet USA has the highest 12 month CD rate. Bank of Internet's current 12 month bank CD rate at 1.40 percent with a bank CD yield of 1.41 percent. The minimum opening deposit for a CD account at Bank of Internet is $1,000.
Bank or Credit Union Offers and DealsMortgage Rates Hit Record Lows This Week5 Year Bank CD Rates: Best CD Rate at 1.78 Percent Mortgage Rates 6-1: 30 Year Mortgage Rates Increase to 4.56%, 10 Year Bond Yields Now Under 3.00% Today's Mortgage Rates at Record Lows are Finally Helping Housing: FHFA Housing Price Index +0.8% for May National Average CD Rates - April 28, 2010 Mortgage Rates Continue Upward Trend: 30-Year Rates at 6.73% Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00% 12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY Quorum Federal Credit Union Savings Rates now at 1.00% Higher CD Rates This Month Will Depend on The Fed Alternative Bank and Credit Union Offers to ExploreMortgage Rates Stable This Week: 30 Year Mortgage Rates at 4.57%, Says FreddieA Quick Look at Recent Economic Numbers Today's Mortgage Rates Decline, 30 Year Rates Averaging 4.20% CD Interest Rates and Mortgage Rates: How Low Can You Go? Current Mortgage Rates Stable as 10 Year Bond Rates Remain Range Bound Republic Bank CD Rates Mortgage Rates: Current Mortgage Rates Mostly Lower, 30 Year Mortgage Rates at 4.32% First County Bank CD Rates Mortgage Rates Decline, Lowest 30 Year Mortgage Rates at 3.875% Congressional Bank CD Rates First United Bank & Trust ReviewsThere are no reviews for First United Bank & Trust yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 1.61%, 6-month CD rates at 3.53% and 3-month CD rates at 1.25%. Current savings rates are at 0.05% and money market rates are at 0.04%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 9.99%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. 
