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 East Baton Rouge Teachers Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare East Baton Rouge Teachers Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.65%, 6-month share certificate rates at 3.71% and 3-month share certificate rates at 4.08%. Savings rates are at 0.16% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to East Baton Rouge Teachers Federal Credit Union rates. MonitorBankRates evaluates the financial stability of East Baton Rouge Teachers Federal Credit Union with a 3.3 Star Rating, an D Overall Health Grade, and a Texas Ratio of 35.65%. Rates were last updated on 04/23/2026. East Baton Rouge Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at East Baton Rouge Teachers Federal Credit Union? Share your experience about East Baton Rouge Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use East Baton Rouge Teachers Federal Credit Union. East Baton Rouge Teachers Federal Credit Union
EBRTFCU 4836 Plank Rd
http://www.ebrteachersfcu.org/ Baton Rouge, LA 70805 
Current Rate AvailabilityWe do not have East Baton Rouge Teachers Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for East Baton Rouge Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather East Baton Rouge Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with East Baton Rouge Teachers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
East Baton Rouge Teachers Federal Credit Union
Website
http://www.ebrteachersfcu.org/
Address
4836 Plank Rd,
Baton Rouge, LA 70805
Phone
225-355-8896
Fax
225-355-8897
President
Herbert Pate
CEO
Evangeline Spurlock
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
3.3 / 5.0 ★
Overall Health & Safety Grade
D (65/100)
Texas Ratio
35.65%
Return on Assets (ROA)
0.0914%
Return on Equity (ROE)
0.9612%
Non-Performing Loans Ratio (NPL)
7.79%
Total Assets
4,715,193
Total Amount of Shares and Deposits
4,243,410
Total Shares and Deposits < 1 Year
4,121,518
Total Shares and Deposits 1 3 Years
5,394
Total Shares and Deposits > 3 Years
116,497
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
182,963
Total Uninsured Shares and Deposits > $250K (F+J)
182,963
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,060,447
Total Interest Expense (Sum of items 6 8)
18,574
Share Certificates
16
Number of Accounts for Share Drafts
430
Number of Accounts for Regular Shares
1,799
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
589,835
Total Liabilities
4,266,901
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About East Baton Rouge Teachers Federal Credit UnionIs East Baton Rouge Teachers Federal Credit Union a safe place to deposit money?Yes, East Baton Rouge Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 35.651469751766%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does East Baton Rouge Teachers Federal Credit Union operate?East Baton Rouge Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join East Baton Rouge Teachers Federal Credit Union?Yes, to access services at East Baton Rouge Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, East Baton Rouge Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, East Baton Rouge Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does East Baton Rouge Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like East Baton Rouge Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ebrteachersfcu.org/. Compare to Other Credit Unions
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