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Atkins Savings B&T

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Atkins Savings B&T Rates & Review June 2026

Item: Atkins Savings B&T
Rating: 2359
Author: jmJQ

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 9, 2026

You can compare Atkins Savings B&T rates to other rates in our database, including 12-month CD rates currently at 2.79%, 6-month CD rates at 3.50% and 3-month CD rates at 1.05%. Savings rates are at 0.01% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to Atkins Savings B&T rates. MonitorBankRates evaluates the financial stability of Atkins Savings B&T with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.49%. Rates were last updated on 06/09/2026.

Atkins Savings B&T money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Atkins Savings B&T? Share your experience about Atkins Savings B&T by leaving a review below, or read customer reviews before you decide to use Atkins Savings B&T.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.49%

Excellent Lower than avg

Atkins Savings B&T

97 Main Ave
Atkins, IA 52206

https://www.atkinssavingsbank.com

Current Rate Availability

We do not have Atkins Savings B&T rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Atkins Savings B&T is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Atkins Savings B&T rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Atkins Savings B&T's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Atkins Savings B&T

FDIC Certificate # 9096

Address 97 Main Ave, Atkins, IA 52206 · Benton

Website https://www.atkinssavingsbank.com

Established 04/15/1915

FDIC Insurance Date 01/01/1934

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.49%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1856%

Return on Equity (ROE) 14.9000%

Non-Performing Loans (NPL) 0.14%

Total Assets $171,978,000

Total Deposits $139,231,000

Equity Capital $15,494,000

Net Income $1,848,000

Headquarters Atkins

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Atkins Savings B&T earned the Verified Strong badge

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Customer Reviews

jmJQ

★★★★★

December 17, 2025

Nawy

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Atkins Savings B&T

How many branches does Atkins Savings B&T operate?

Atkins Savings B&T currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Atkins Savings B&T does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Atkins Savings B&T provides members with tools to manage their accounts and build a solid financial history.

Does Atkins Savings B&T offer online and mobile banking?

Most modern institutions like Atkins Savings B&T provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.atkinssavingsbank.com.