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Peoples Bank of East Tennessee

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Peoples Bank of East Tennessee Rates & Review April 2026

Item: Peoples Bank of East Tennessee
Rating: 5
Author: Ricky J Martino

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Peoples Bank of East Tennessee rates to other rates in our database, including 12-month CD rates currently at 3.60%, 6-month CD rates at 2.75% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Peoples Bank of East Tennessee rates. MonitorBankRates evaluates the financial stability of Peoples Bank of East Tennessee with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.22%. Rates were last updated on 04/17/2026.

Peoples Bank of East Tennessee money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of East Tennessee? Share your experience about Peoples Bank of East Tennessee by leaving a review below, or read customer reviews before you decide to use Peoples Bank of East Tennessee.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.22%

Excellent Lower than avg

Peoples Bank of East Tennessee

4511 Highway 411
Madisonville, TN 37354

https://www.PeoplesBank-TN.com

Current Rate Availability

We do not have Peoples Bank of East Tennessee rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank of East Tennessee is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank of East Tennessee rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank of East Tennessee's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank of East Tennessee

Bank Holding Company PEOPLES BANCSHARES OF TN INC

Address 4511 Highway 411, Madisonville, TN 37354 · Monroe

Website https://www.PeoplesBank-TN.com

FDIC Certificate # 34517

Established 09/22/1997

FDIC Insurance Date 09/22/1997

Domestic Offices 12

Total Branches 12

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.22%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4629%

Return on Equity (ROE) 17.0200%

Non-Performing Loans (NPL) 0.38%

Total Assets $436,990,000

Total Deposits $391,270,000

Equity Capital $42,602,000

Net Income $6,104,000

Headquarters Madisonville

Total Offices 12

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

Ricky J Martino

★★★★★

December 19, 2023

To all the employee\'s You guys are the Best, keep up the good work, And have a Merry Christmas and Happy New Year. 2023

Ricky J Martino

★★★★★

December 19, 2023

Best bank around the friendliest employees I have every meet. I have been a customer for both personal and business for over 17 years and this one outstanding bank, never any issues and always willing to help with any concerns you may have especially those employees in Ducktown and Madisonville TN they are the best. Always a pleasure doing business with them.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Peoples Bank of East Tennessee

Frequently Asked Questions About Peoples Bank of East Tennessee

Is Peoples Bank of East Tennessee a safe place to deposit money?

Yes, Peoples Bank of East Tennessee is considered a safe financial institution. With a Texas Ratio of 5.2161474888748%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples Bank of East Tennessee operate?

Peoples Bank of East Tennessee currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank of East Tennessee does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank of East Tennessee provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank of East Tennessee offer online and mobile banking?

Most modern institutions like Peoples Bank of East Tennessee provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.PeoplesBank-TN.com.